Archives for 2012

grocery game monthly challenge

The Grocery Game Challenge Dec 31-Jan 6 #1~Happy New Year 2013

Happy New Year’s to all my fans here at Canadian Budget Binder. The Grocery Game Challenge has been amazing this past year and I know 2013 will be even better. We have had fans from Canada and the USA post their grocery shops weekly and we are growing each month with more people who want to stick to their grocery budget. If you are looking for ways on how to save money post your shop in the grocery game each week. I often have people email me to ask me “How much should my grocery budget be?” but the question should be “How much can I afford?” to spend in the budget.  I can’t tell you the amount of people who are looking for magic numbers telling them what they need to spend on groceries every month. I’ll tell you all loud and clear you are the one holding the answer to your question. No one on the internet can tell you what to spend. Once you figure out your monthly budget using your net income the numbers should fall into place. Balancing the budget is the only way you will know how much to spend and besides there may be […]

Mr.CBB’s British SpudNuts a.k.a Zeppole Potato Donuts

Ring in 2013 New Year’s with a sweet or savoury Italian potato donut also called zeppole. Zeppole in Italy is a traditional fare that is served on Saint Joseph Day March 19 and during the Christmas and New Year’s Holidays. Last week when I posted my Thai Fish Cakes recipe which is also a great New Year’s finger food I mentioned our mates Marco and Christina and their famous Italian recipe for savoury potato donuts. Being British and all I joke around and call them spudnuts donuts just because that’s what we call potatoes in the UK. I turned their zeppole donut into my Zeppole Spudnut based around the same concept adding my own flavours. Since moving to Canada and being exposed to Tim Horton’s and the famous Boston Cream donut I always wondered; how do I make donuts? It can’t really be that difficult and with the myriad of donut flavours available you can’t go wrong with a homemade donut recipe. From what I understand there are 2 types of donuts a cake donut and a yeast donut but heck I’m not a donut connoisseur. Is a donut a cake? Well when you bite into a Boston Cream Donut for example that is a yeast […]

New Year’s Resolution:Canadian Debt and Tackling Personal Finances

This year’s New Year’s resolution: Tackle my personal finances in the face of Canadian debt. This should be what many Canadians are planning for 2013 but are they really? Just about everybody goes to the doctor or walk-in clinic if there’s something wrong with their health, and they take their car to the mechanic if it breaks down. If you ignored these problems your health would deteriorate and your vehicle wouldn’t run, so why would you ignore your personal finances? Statistics Paint  A Picture….. In a recent study initiated by Sun Life, 55% of  1,277 people surveyed ranging in age from 18-55+ stated they weren’t happy with their personal finances for the year 2012. Of those 1,277 people, only 30% wanted to do something about it- and yet 68% stay strangely optimistic. How can you be so optimistic for the forthcoming year and have financial woes at the same time without ignorance? Are people in denial over the amount of their debt or the fact they have debt altogether? Statistics from various sources including top Canadian banks suggest that the average household Canadian debt is somewhere in the region of $114,000, though most of that will be mortgage. I can’t see how the […]

Mr.CBB’s Weekly Blog Post Picks Dec 27,2012 – A Day Early

I’m a day early for the weekly blog post picks this week and that is because I have a special blog post planned for tomorrow. Don’t try and squeeze it out of me but I’ll tell you it’s one you won’t want to miss especially if 2013 is the year you want to make magic happen. Although many personal finance Bloggers took the week off from Blogging there were still plenty of excellent posts that ended up in my inbox. I thought I was the only one that was nutty enough not to take a day or three off but I guess I’m not. Now that Christmas and Boxing Day are over now is the time for us to plan our New Year’s Resolutions or at least goals for 2013. Last year we both quit smoking and we are still smoke-free today. I’m not sure what we will give up this year but I do know that either way giving up smoking was our all-time “want”  and “need” to do. Blog Post Picks Of The Week A big thanks goes out to these excellent Bloggers for sharing my page with their fans and taking the time out to drop in and […]

grocery game monthly challenge

The Grocery Game Challenge Dec 24-30, 2012~Boxing Day

Boxing Day Deals kept piling up in our shopping cart today but that’s OK we planned to pick up some great deals and we did. Not everyone fancies going out for boxing day but for us we were pretty sure it would save us some money. I’m guessing many of the people working on boxing day were just as anxious to pick up deals. Our cashier at Canadian Tire told us that she wants to pick up a few things after her shift if there’s anything left. There was a great deal today spend $60 and get a $15 spending card so I don’t blame her. They were pretty much throwing money back at us and we used every bit of it. We planned to be at Sears for 6 am when they opened but that didn’t happen. Laziness kicked in and we just didn’t give  a toss when we got there because we thought if we find what we want great but we’re not running out at stupid-o-clock for a deal. We finally made it out by noon with a Tim Horton’s coffee in hand and made our way to the mall, Sears, Value Village and Canadian Tire. I personally don’t see […]

Merry Christmas To All!

Merry Christmas to all the fans who read and follow Canadian Budget Binder. I know today is supposed to be The Grocery Game Challenge but SURPRISE I’m bumping that post to tomorrow. Actually a few of my posts will be different this week as I have a special post slated for Friday so my blog post picks will be on Thursday. FREE GIVEAWAY!! Don’t forget to ENTER the $100 CASH GIVEAWAY that I am co-hosting. Open to USA and Canada or as long as you have PayPal. Giveaway ends on December 28,2012~ Contest is now closed. I just wanted to take a moment today to thank each and every one of you that reads Canadian Budget Binder. I put a lot of effort into making this a fun, informative environment where we all learn from each other’s successes and defeats. Canadian Budget Binder will be coming up for its one year anniversary soon and I’m thrilled to see how fast we continue to grow. I really wanted to do something special so if you don’t already know the blog will be going through a re-design for the new year. I want to continue to champion this site to grow and it’s with your […]

Capitalize on Boxing Day Deals in Canada

Boxing Day in Canada is most commonly viewed as a day of fighting through hoards of shoppers beginning in the early hours of the morning. Boxing Day is the day immediately following Christmas during which huge numbers of people will line up for hours outside of stores in the hopes of scoring the best deals. Happening yearly on December 26th, it’s the kind of holiday that people partake in without actually knowing why they’re celebrating it or even when it started. It’s also the time of year during which scores of naysayers argue that boxing day sales aren’t as rock-bottom as they would expect, but the main thing that needs to be understood is that older models and items will be heavily discounted, while a brand new TV that came out this year will unlikely be. The Meaning of Boxing Day and it’s History Though it’s unclear how Boxing Day truly originated, a few historical facts (or perhaps passed-down rumours that were never true to begin with) stand out: On the day following Christmas, wealthy masters of the household would hand servants gifts inside of a wooden or clay container as a kind of token of appreciation for the year, and more specifically for […]

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