Paid by Cash In Canada- New Home,New Baby,New Garage Door Openers!

I’ve started a new Category devoted to my FANS who send me emails about how they paid cash for items they needed.

Our first story today was submitted by Amanda Kosher who  lives in Ontario. She tells us her story which is both inspirational and touching. Saving to pay for what you need in cash keeps you away from the dreaded evil credit monster.

Thanks Amanda for sharing your story with the Canadian Budget Binder community!

Cheers,

MR. CBB

Here’s Amanda’s Story:

We sold our house in last year and purchased a bigger one in Ontario,Canada. The house we sold had all the bells and whistles. We lived there for more than 15 years so we had updated everything.

We built on a deck added garage door openers, put in a skylight, a hot tub, you name it, that house had it all. Our new house was a newer built 3500 sq ft estate home, which the original owners began to upgrade but ran out of money.  Although the home was new, big and beautiful, it had no deck, no garage door openers and no landscaping.

Our situation not being like it was 15 years earlier where we could just do what we wanted when we wanted (meaning we were childless), we now had 3 kids and one on the way, and with maternity leave around the corner, not a nickel to spare.

At work, sitting in the lunch room, one of my co-workers was explaining how the payroll clerk deposits her pay into 2 accounts, one for saving, one for bills.  I went to see her and said “I just happen to have an old account sitting dormant, could you take 10% of my pay every pay period and deposit it into that account?” She agreed and we started this in February 2011.

My goal was to have enough to buy and have installed 3 garage door openers by December, when our new baby would be born. I didn’t want to have to bring her out into the cold when we went on outings.

I went to Home Depot and priced the garage door openers. I was told it would be just over $1000 for 3  garage door openers installed, so that was my goal. I was able to save the $1000 by the end of October that same year.

I  went back to Home Depot, Paid CASH and had the garage door openers installed two weeks later as an early Christmas gift to my husband.

It felt so good to know there would be no credit card bill! Made the wait well worth it! Now, I’m saving again for a deck!

Sincerely,

Amanda Kosher

If you would like to submit your story and potentially have it featured here at Canadian Budget Binder send us an email to canadianbudgetbinder@yahoo.ca

As always you can find me on Facebook HERE or Twitter HERE! Come join the conversation! Mr.CBB

Thanks

Mr.CBB

Mr.CBB’s Pasta Frittata Pie with Spicy Italian Sausage $9

Mr.CBB's Pasta Frittata Pie wm

Are you tired of the same old pasta dinner?…. Try this pasta frittata pie and I promise you it will become part of your family mealtime favourites. The pasta frittata Pie was inspired by a family member who also loves to cook. This pasta pie is also called a “frittata di pasta” which makes it sound even more enticing.

This is not an omelette it’s an actual pasta pie that will make your mouth water. If you are scratching your head wondering if you can make this pasta frittata recipe don’t, it’s easy to make. If you want a food to bring to a picnic or party where you will be the talk of the table, this is your meal. It’s not common to see pasta pies and everyone wants to know what it is and how they can make it.

Customizing the pasta frittata is easy and if you like you can make smaller versions if you use a smaller frying pan. Personal size pasta frittata pies for those that fancy certain ingredients but an easy recipe to make.

You can easily add whatever ingredients you want to the pasta frittata which makes it easy to accommodate even the fussiest eater. Who doesn’t like pasta anyways? In this particular recipe I put sausages, the Italian hot spicy ones. It takes hardly any time at all to make this and the cost is fairly cheap.

Once served hot or cold you can add a nice tomato, fennel and chickpea salad  with fresh basil along side it and serve with a lovely glass of wine or beverage of choice. I’m sure you will make this over and over especially for those fancy dinner parties where you want to wow your guests!

Pasta Pie Flipping Instructions

I made a Spanish Potato Tortilla using the same concept which shows step by step how to prepare and flip the pie if you would rather see me in action. I do caution on the flipping part of the recipe. So make sure you have all the necessary precautions in place or you could get burned.

I would recommend a heavy round dish or a charger plate which is quite large and oven mitts whilst flipping it over the sink. Take your time there is no rush, once you flip the frying pan it should easily slide on the plate where you then slide it right back in the pan to cook the  other side until golden brown. If you can do this with another person present in case you need assistance.

Rapini and Sausage Pasta Frittata

Time with prep: 25 minutes

Serves: 10-12 people

Cook:  Med on your stove

Cost: Between $8-$9 depending where you live and cost of items. That’s about $0.75 each slice for a $9.00 pie. You can also make it even cheaper by eliminating the meat and using just vegetables. If you want to get fancy you can add spinach or rapini to the pie which we’ve done and it turns out perfect. The cheese is essential to flavour if you eliminate it make sure you add flavour or the pie will be bland.

Tools: 
  • large heavy frying pan
  • Heavy plate to fit over frying pan when it’s time to flip the pie
  • Spatula
Pasta Frittata Ingredients
  • 12 large eggs- $1.99
  • 1 900 g package of pasta (I like regular spaghetti)- $0.99
  • 1/2 cup milk-  $0.25
  • 1 tablespoon salt- $0.01
  • 1 tablespoon pepper- $0.01
  • 1 tablespoon parsley- $0.02
  • 1 teaspoon chili flakes (optional)- $0.02
  • 6 Spicy hot Italian Sausages- $1.99
  • 2 Tablespoons Olive Oil + enough to coat pan- $0.15
  • 1/2 cup grated Parmigiano Reggiano = 1/4 cup for top of pie $3.00
How To Make A Pasta Frittata
  • Cook the pasta al dente according to package, drain rinse with cold water
  • Cut the sausages into slices not too thick and fry them in a skillet with 2 tablespoons olive oil until done
  • Break the eggs in a large bowl and add the salt, pepper, parsley, chili flakes, milk and stir well
  • Mix the pasta into the egg mixture and add the sausages and cheese- Stir well
  • Heat the frying pan up and spray with cooking spray then add enough olive oil to coat the bottom of the pan
  • Pour the mixture into the heated frying pan and after a couple of minutes use the spatula to run around the edges of the pan
  • Once the egg mixture starts to seize up use the spatula to lift one corner and take a peak underneath. If it is golden brown it is now time to flip.
  • Flipping instructions- See Above
  • Once you successfully flip the pie it shouldn’t take too long to cook the other side. Watch this carefully so it doesn’t burn.
  • When it is golden underneath, slide it on to a plate
  • Grate Fresh Parmigiano Reggiano on top and cut into 10-12 wedges

I hope you enjoy my easy pasta frittata pie and switch it up from your typical pasta dish for your family.

Question: What would be your favourite ingredients to add to your pasta frittata?

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It’s a Spicy Price to Pay for Convenience Foods!

With  most families having both parents working outside the home in Canada convenience in the kitchen seems to be the way to go. Take-out Pizza is on the menu at least once a week and that’s the day parents can simply chill out and get some backlogged house work done or spend time with the family.

Is spending over $1000 a year on pizza worth it and at what cost?

What other conveniences foods or items do we want in our Kitchen? 

*Prepared Food or Spice Packets 

Since trying to lower our overall budgeting costs we wanted to find ways to keep the budget with-in reach. Let’s look at Spices and those prepared packets we all buy.

How many of you have bags and bottles of spices thrown in a drawer or a cupboard?

That’s right I’m talking to you.. I know you are shaking your head saying yes I’m guilty! That’s ok we used to be as well.

I’m betting most of your spices are outdated or stale because you don’t use them often enough. The price of convenience reels you in and the spices fade into non-existence.

Reasons why people don’t use spices and opt for Packets

  • They are not organized in a cupboard or drawer

Last year Mrs.CBB and I found we had so many spices but struggled to keep them organized in the cupboard. Our favourite cook, Chef Michael Smith on the Food Network Canada gave us an idea! Spices in Mason Jars! Now we only wish we had the same pantry as him!

  • Convenience of packaged spices made for a meal is quick
Some of the common convenience packages are for Chili, Meatloaf, Beef Stew, SloppyJoes, and Sheppard’s pie. You can buy these for $1.29 a pack or more sometimes cheaper if they are on sale $0.99.  Use one of these packs once a week for a year at regular price and it will cost you just over $67.00.
Below we will look at a simple recipe and what you will need to make it taste flavourful without the spice packets! These recipes are for the crock pot however whether you make it them on the stove, in the oven or the slow cooker a simple spice stash is all you need!
Here is an easy Taco Seasoning Mix you can make at home for a fraction of the price of the packages and it’s SO easy! Make this in big batches and store in an air tight container and it’s ready when you are!
Crock Pot (Slow Cooker) Chili with Beans and Corn-requires only salt,chili powder,pepper,cumin,cayenne pepper,oregano and coriander. Why do you need a packet?
Ingredients
2 medium onions, finely chopped
5 cloves garlic, minced
1/2 teaspoon olive oil
2 tablespoons red wine
1 green bell pepper, seeded and finely chopped
1 red bell pepper, seeded and finely chopped
2 stalks celery, finely sliced
6 Roma tomatoes, chopped
30 ounces kidney beans, canned, rinsed and drained
6 ounces tomato paste
8 ounces frozen corn kernels
1 teaspoon salt
1 teaspoon chili powder
1/2 teaspoon black pepper
1/4 teaspoon cumin
1/4 teaspoon cayenne pepper
1/4 teaspoon dried oregano
1/4 teaspoon ground coriander
1 1/2 cups non-fat chicken or vegetable broth
Other reasons people opt for Spice Packets
 
  • You don’t own the correct spices or any spices

You don’t need to have a chef’s cupboard of spices but you do need to have the one’s you will  need most often. Researching your favourite recipes and noting the spices you would commonly use is important to saving money.

* Growing Herbs in Canada is so easy and inexpensive. If you are an avid gardener you can easily grow spices and dry them for off-season use. If you end up with too much basil for example you can process it and freeze it in a cupcake pan or ice cube trays then put them in freezer bags.

* You may also find purchasing spices on-line from Silk Road Spices or other sites a cheaper alternative!

*Take advantage of any coupons to your local bulk store and purchase your most used spices from the bulk store

Organization is Important- When they look pretty your mind tells you to use them!

  • Your spices are not correctly labelled- We labelled our Jars with labels that we purchased at the grocery store or you can order custom spice labels. 

There you have it Canada! Save yourself some money in the budget, get organized in the Kitchen. With a little homework you can make your time in the kitchen more efficient and easy on the budget!

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Canadian Stockpiling Tips-Saving Money in the Budget!

Thank- you to Save Big Live Better for sharing her “Stockpile Tips” with our readers here at Canadian Budget Binder with this Guest Post! Mr.CBB

More Savings for the Budget Canada- Are you listening?

Stockpile Tips- By SaveBigLiveBetter

Every couponer knows that the key to long-term savings is building a successful stockpile. Having a variety of items on hand that you paid rock bottom prices for helps eliminate those last-minute, unplanned trips to the grocery store where you could end up paying full price! Here are a few tips to help you start, and maintain, a functional stockpile in your own home.

*Plan before you purchase!—The first thing you want to do if you are considering building a stockpile is to plan out what you would like to stock, as well as how long you would like it to last. For example, if you would like to stockpile laundry detergent enough to last 6 months, you want to look at how many loads of laundry your family does in a typical week, and figure out how many you need to get you through that time period…No more!

*Designate a storage space!—The last thing you want is to end up with a fantastic plan that just wont fit in your pantry! Be aware of space restrictions, and shop accordingly. There is no need to become one of those people you see on TV storing BBQ sauce under their child’s bed!

*Create a price list!—Compile a list of items you would like to stockpile and record the absolute lowest price you see it at. This way you have a point of reference to know if you should stock an item at the current price, or if you know it will eventually get cheaper!

*Keep an inventory list of items in your stockpile!—Letting something expire without being used because you forgot you had it is literally throwing money away! Keep an inventory list of what you have on hand, how many, and the expiry dates in order to avoid waste. Use your inventory listing to write a menu plan so you know everything will be used in time!

*Invest in a freezer!—This is obviously optional, but for a truly successful stockpile, being able to store freezable items (meat, fruits, veggies, etc.) is extremely beneficial. Again, make sure it is only as big as you need to suit your plans. If you get one larger than necessary you will end up using the money you saved on groceries to pay an unnecessarily large hydro bill!

Follow these tips and you will be well on your way to saving through stockpiling! To learn more about how to slash your grocery bill, check out SaveBigLiveBetter.com for Canadian coupons, deals, freebies, and frugal living articles like this!

HAPPY SAVING!

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