Archive for June, 2012

Another week has come to an end and I’m usually thrilled but that means that one week of my vacation is almost complete. On a good note it’s Canada Day Weekend so Happy Canada Day everyone!

I’ve been a busy boy getting the materials ready to landscape our property so all my mates who have submitted guest posts I thank-you.

If you have something to say and think my fans would love to read, simply send me an email or you can read my guest post guidelines here. 

Guest Posts I wrote:

Why We Designed A Budget- Canadian Free Stuff

Tips To Kick Start Your Way To Financial Freedom- Frugal Sally

Canadian Budget Binder’s Week In Review

Saturday-12 Ways To Save Big Money On Car Insurance- Guest Post by Maggie who blogs at Square Pennies

Sunday-Mr.CBB’s Easy Spinach And Wheat Tortilla Recipe

Monday-5 Unusual Places To Stash Cash At Home- Guest post by GenTM Freelance Writer and blogger

Tuesday- The Grocery Game Challenge June 24-July 1- Happy Birthday Canada

Wednesday-Understanding Investment Diversification- Troy Adamson at Canadian Performers Money

Thursday-  Finances Through The Sick Mind- Guest Post by Femme Frugality

Some of my Favourite Reads of  the Week

If you would like your blog listed on my Mr.CBB’s blog roll simply send me an email and introduce yourself and your blog!

How To Save Money On Food While Travelling- Chris puts together a You Tube Video for us all detailing how his recent trip to Ireland and ways to save money while on vacation. -Chris Neighbours

The Countdown Fund: Saving With A Purpose- Deacon Hayes over at Well Kept Wallet shares how you can save for big and small ticket expenses.

Financial Ratios A Quick Tutorial- CanadianMDInvestor Update: No longer blogging

Do You Really Want To Work From Home- If you are considering a career from home this is a must read-So Over Debt

Some Random Facts About Me- I love learning about other bloggers and here you will learn more about  Bog of Debt

20 Random Facts About Me- Another great get to know me blog post- Cents of a Country Girl

Bad Financial Advice from My Parents- From Shopping To Saving

Waste Not Want Not- Do you waste food? The Vegan Penny Pincher

To Rent or Buy A Home The Argument For Buying- Money Bulldog

Tips For Couples Travelling On A Tight Budget-Tackling Our Debt

3 Reasons Budgets Fail- Redonno RC Carmon

Buying A House- Making Sense Of Cents

Is DIY A Good Idea- Story About The Roof-Blue Collar Workman

A Few Simple Steps To Build Wealth- Add Vodka Guest Post by:One Cent at a Time

Is Group Discount Buying For You- Budgeting In The Fun Stuff  a guest post by my mate at My Canuck Buck

You can Follow me on Twitter HERE or Facebook HERE and Pinterest Here. Come join the conversation, we’re waiting! Cheers Mr.CBB

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If there ever was a Western phenomena, eating disorders would top the list.  In what other culture would stick figures be celebrated as beautiful?  In what other culture would there be communities (never mind that they’re mostly online) of individuals encouraging each other in their pride of being Ana (anorexic) or Mia (bulimia)  Yet it’s a very real disease that plagues our society, claiming around 10-15% of Canadian women.  (And those are just the women, and only the ones who are diagnosed or openly sick.  We will use female terms throughout although this disease does also afflict men.)

These eating disorders are most commonly routed in a lack of self-esteem.  Something is wrong with the way society perceives your body, so you change it in an unnatural way.  But you see results.  People start liking you.  They start giving  you compliments.  The numbers on the scale drop.  You gain a certain sense of pride in your self-discipline.  What you don’t recognize is that a mental illness is overtaking your body, and that no matter what the number on the scale, no matter how much the bones pop through your skin in the mirror, you will never achieve happiness. Your view of yourself and the world around you has become utterly distorted.

Finances through the Sick Mind

Initially, an Ana thinks she’s got an advantage over her pocketbook.  She’s eating hardly anything, or nothing at all.  She’s saving a ton of money on groceries or eating out.  When she does spend, many times she will throw most of her meal away, inwardly giggling with delight as someone comments that she should eat more.  They’re just jealous of her self-control.  There’s no way a human being needs to consume that many calories.

The Mias join in as they shower and apply lotion, realizing that a little goes a long way when there’s less skin to cover.  They’re spending less and looking better as their new beauty routine gives them some sense of self-worth and they slide into their next-size-down jeans.

People with eating disorders who do not acknowledge it as an illness, but rather as a way of life, cite that they feel better.  They have more energy and feel happier.  Money can’t buy happiness, and now you won’t be wasting your own in order to find out.  Because in your mind you’ve already achieved it.

Finances in Reality

The reality is you will never be happy.  You will always be looking in the mirror, searching for some part of your body that needs an imaginary improvement.  And the illness you are refusing to acknowledge will cost you a fortune.

Many women do not realize that what they’re doing now, even if they are young, will affect them for the rest of their lives.  Women who have eating disorders frequently lose the ability to menstruate, or develop amenorrhea (sporadic periods.)  This makes having children extremely difficult to impossible.  Keep in mind that provincial insurance plans do not cover infertility treatments, especially not for women with unexplained amenorrhea (which your case will be considered,) and that the average cost of a single IVF  (In Vitro Fertilization)  shot is $7,750-$12,250 CAD.  (Baby Center.)

Now you’re in your thirties.  You’ve discovered you can’t get pregnant or you’ve put yourself in debt trying.  Either one could very likely lead to a divorce.  The average uncontested cost of divorce is anywhere between $540-1,610 CAD, and if either party contests the price tag goes up to $2,600-18,900 CAD.  (Source.)  I doubt you were saving that much on shower gel.

The reproductive system is hardly the only part of your body that will take a hard hit.  You’ll be paying for constant manicures as your nails become brittle and split.  You may eventually have to buy a wig as your hair starts to fall out.  Malnourishment and bile cause the erosion of teeth, and unless you have a great third-party insurer, you will likely be footing your expansive dental bill out-of-pocket.

On a very serious level, your body will start to shut down.  Your kidneys may fail.  Heart failure is extremely common.  Bulimia lends itself to erosion of the esophagus.  While provincial plans will cover most hospitalizations, it usually does not cover the out-of-hospital care that you will likely require after your departure.  Unless you have coverage from a third-party or are on some sort of charity plan, you can forget about getting your prescription drugs covered.

Eating disorders can also lead to hypoglycemia, a disease in which blood sugar levels are disrupted, which leads to type I diabetes.  Diabetes can cause a slew of problems, such as blindness, kidney failure, amputations, stroke, heart attack, and even death.  After you’ve been diagnosed, there is no return.  You must monitor your glucose and take insulin shots for the rest of your life.  Continuous glucose monitors are not covered by provincial plans, and many provinces will not even cover your insulin pump if you’re over the age of 18 or 25 (such as Quebec, New Brunswick, Newfoundland, and Saskatchewan.) The initial cost for an insulin pump is about $7,000 CAD, with maintenance costs running $1,200 CAD a year.  (Source.)

Eventually, you will die.  We all will.  But you’ll more than likely make your curtain call long before scheduled.  The average cost of a funeral is between $6,000-$10,000 CAD.  And that number pales in comparison to the amount of grief you will have piled upon the shoulders of your family and friends.  These people love you for who you are, not what you look like.  In fact, I’m willing to bet they thought you were pretty damn beautiful before you started starving your body.

Eating disorders are a mental health issue.  And mental health is largely under financed in Canada.  But there are places you can turn to get help.  The National Eating Disorder Centre is committed to helping people in your situation, and recognizes that you cannot do it alone.  They list organizations that can help you get to a better mental state so that you can get and keep your body in better physical shape.  If you have trouble finding an organization that suits you, you can call them directly for help.

I may have been harsh in the numbers, but it’s only to let you know that finances should never be used as an excuse to legitimize anorexia, bulimia, or any other eating disorder.  The figures just don’t add up.  Know that you are worth getting better.  Know that you can be beautiful no matter what your size.  And know that the truest beauty really does come from the self-confidence you will be able to kindle within yourself.

Guest Post Bio: Femme Frugality is a 20-something Pittsburgher blogging about savings and earnings in all aspects of her life, including being a mother, college student, and young adult.  She started writing about a year ago, and is enjoying her blogging journey, which includes forging friendships with great writers such as Mr. CBB.

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