Saturday Weekend Review #11- What’s Happening Mr.CBB?

Weekend Review

What’s Happening At The CBB House?

I’ve worked like a mad man trying to get things done around the house this past week and as you all know multitasking is not what I’m good at and neither is Mrs.CBB. Besides my career, the blog and hanging with the wife and friends I’ve set aside time to work on plans to get some renovations done around the house which are long overdue. Our plans so far include new updated bathrooms a new kitchen and some simple landscaping.

Making sure we  keep in line with what comparable homes have sold for to get the best return for our renovations. The last thing I want to do is over-renovate and lose money. The catch is we now have to save the cash to do these renovations  since our savings account will be depleted shortly. We knew we would be using up our cash to pay off the mortgage and are in no huge rush to renovate. That only means our plans will be stretched out over the course of the year and into next year.

We planted the garden as you would have read the past two weeks and I’ll be starting my flower seedlings shortly which I will blog about. I’m going to be getting rid of lots of plants in the back garden that we no longer need. I’m thinking about asking the neighbours (the nice ones) if they are interested in some free plants. There is nothing wrong with them it’s simply that we have too many varieties. I also have to split our Hostas this year as we have no space for them. If they don’t want them I will list them for free on Kijiji or freecycle as I’m sure someone would be happy to get their hands on therm. If you are looking for free plants a great place is freecycle as we picked some up in 2012 from a woman who was clearing up her garden as well.  What are your favourite flowers?

What’s Happening With The Mortgage?

We also paid a large amount off the principle of the mortgage the other day, part 1 of a few to get rid of it once and for all. I’ll be blogging about what’s new with our mortgage and what we will be facing in the upcoming months before we pay it in full. Sometimes things seem easier said then done and in this case it was something that was easier said then done, but we’re well on our way to owning our home outright and that makes us happy.

We’ve worked very hard to be where we are today and although we are far from an early retirement we know that learning from the mistakes we have made along the way has helped us gain an inch and sometimes a mile. I’ve read so many personal finance articles about what we should and shouldn’t do when it comes to paying off the mortgage, investing and keeping money in an emergency savings . I realize that all that matters is making an action plan that’s a fit for us. There is no right or wrong answers as we all have unique situations and I think that those that know what they want are one step ahead of the rest and that’s good.

What’s Happening With Life?

We don’t always know what we want so we take time to investigate and learn about our options so we can make informed decisions. I’ve learned about money since I was young and although I could have made better decisions here and there I’m happy with the path I’m on. One post I read that I agreed on although we are FAR from millionaires is “5 things your millionaire neighbour isn’t telling you” at the College Investor. If it’s one thing I’ve learned it’s to keep my mouth shut with my friends and family about money. I also learned to live below my means and love my wife and work with her so we are on the same page when it comes to finances and life. Divorce can cause your finances to take a huge hit. All work and no play is not a great mix when it comes to marriage. We are making plans to spend some quality time together this summer and maybe do some travelling in and around Ontario. We also have a date night once per week where it’s just the two of us, a good home cooked meal and a movie.

What’s Happening With  Canadian Budget Binder?

I have been on the hunt for some amazing new posts by my fans which I enjoy sharing. It’s always nice to dedicate one day a week to post a personal story that someone in our community wants to share with us. Canadian Budget Binder is NOT just about budgets. The budget binder has categories and every one of those categories represents a part of our life so Canadian Budget Binder is about Money and Life. The blog design is still in the works and I know many of you have emailed me asking about it. Hang tight because you never know when something special is going to happen here.

Giveaways

This week I’ve decided to hold a “Quickie Contest” at the blog and many of my fans who have been around since I started the blog know that a Quickie has nothing to do with jumping in and out of bed in a hurry. A Quickie means I’m holding a Giveaway for the fans that is only on for a certain amount of hours. Today I’m hosting a Quickie Contest for my Canadian readers to WIN $25 in Canadian Coupons. Read this post and at the end of the post you will see the Giveaway Widget, click on it and Good Luck!!

For all my other readers from around the world there is a contest on right now that I am co-hosting where you can walk away with $500 CASH through PayPal if you are the WINNER! Enter via my blog post- Starting Our Frugal Garden From Seed. You can find the link just below in the next section. In that blog post you will find a widget to Rafflecopter, click it and all the details are there! Good Luck!!

Expect an upcoming blog posts about “the neighbours”  and how they can get on our nerves and have no interest in cooperating to make our outdoor living space not look like a dump. Do you have a neighbour that rubs you the wrong way? Send me your story and I might include a snippet from it in my post! 

 Canadian Budget Binder Blog Posts 

If you would like to contribute a post to Canadian Budget Binder I am currently accepting posts from fans and fellow Bloggers! 

Canadian Budget Binder Mentions Around The Web

Thanks for sharing Canadian Budget Binder with your fans!

Carnivals

Not many this week as I didn’t really submit to any.

Top 10 Facebook Fans This Week
  • Mary Campbell
  • Christine Weadick
  • Nicola Don
  • Jen Peacock
  • Wendy LeDrew
  • Juanita Paul
  • Katrina Bearinger
  • Beth Anne
  • Tammy Burke
  • Tricia Murphy Sanders

web search terms

Search terms really help me to understand what people are looking for at Canadian Budget Binder! Any typos below are simply how the person who searched typed it in search, or me ;-) Another week of thousands of searches but only a few good ones worth mentioning.

Top Pick: Irish Illegals In Toronto and how many? – Like I’m going to know….

  • Abuse of the Scanning Code of Practice- That’s interesting as I didn’t know it could be abused or really thought much about it to be honest. If a company is alerted that a product has an incorrect price it is now up to them to get the price fixed immediately. If someone were to come in the next day and you STILL haven’t fixed it how is that the customers fault? Am I missing something? If so, let me know what’s going on with SCOP. :-)
  • ID for Illegal Immigrants in Toronto- Nope you won’t find any of that funny stuff here although I’m sure someone is making a killing in extra side income on this one.
  • Heck Out 51- lol.. oopsie missed the “C”
  • no yes- well which is it, no or yes haha
  • Why Filing for Mat Leave Sucks- haha, oh brother I can’t stop  laughing. Although I’m sure it sucks when you lose a good portion of your income.

Rafflecopter Giveaway<<< CLICK THE LINK Contest Ended

Quote-Budget and Money

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Mr. CBB
I’m from the UK and now a recent permanent resident in Canada. I bought my first house at the age of 21 after University then my second at the age of 24. I’ve always been fascinated with personal finance, savings, learning to make money and watch it grow while combating debts along the way. Canadian Budget Binder is a place where I get to share my experiences with personal finance and learn about yours along the way. I hope you stick around and check me out on Twitter, Facebook and Pinterest where I am active on all social media sites. Cheers, Mr.CBB
Mr. CBB
Mr. CBB

Comments

  1. Thanks for the mention this week! I’m glad you got something from my article!

  2. My favorite search was “Heck out 51″. I always see to type too fast and miss letters…I can relate to the searcher.

  3. I love the “no yes” search term. You must just kill yourself laughing reading these! Unfortunately if you can’t decide whether to budget or not, you end up right where you are and presumably you aren’t happy with that or why else do a search. Jump in… we are having a lot of fun here while we get ahead! :-D

    • I’ll tell you Mary there are hundreds every night and I look through them all. It’s interesting to see what people are searching for and in some cases gives me ideas on blog posts if I can relate to them.

  4. Thanks for the “shout back” Mr CBB. Have a good weekend in the garden!

  5. Great job on prepaying your mortgage. You know I am on board with that =)

  6. Christine Weadick says:

    Looking forward to more reading material…… I’ll be trying to get my grocery a posted tonight. I got my weekly laugh from the search terms…. What are these people thinking???? Are they thinking might be a better question.
    I hear you with the neighbours, one side is good, it’s a duplex and both ask how things are here and so on. The other side the wife is fine, the hubby however barely says anything to us or anyone else…. We figure he’s in a good mood if he grunts when you say hello to him!!!! He can be a moody cuss that’s for sure!!!!
    I’m in the same boat as you for plants, our day lilies need to be divided but I have no where to put them. I might be able to take some to my sister-in-law as she likes them too. Especially my red day lilys.. The Shasta’s need to be divided too, I’ll see how all that goes, there’s usually a plant sale down at the Flats but I’d need to have things dug up and re-potted to go there…..
    Have fun with the renovations, we’ve lived through a couple of kitchen jobs, not fun that’s for sure. Best advise there is to figure out how you will make your meals and clean up after before you start!!! Summer is a good time as you can BBQ meals and eat outside if need be. We replaced a toilet right after Christmas and just got the first full water bill from that….. Then new throne saved us $70.00 on the water bill over two months!!!!!!! That will work out to a 6 month payback or there about. Worth the trouble there…..

    • When the time comes to do the kitchen that’s a good idea to do it in the summer. Thanks for the suggestion. I hope when I put our new toilets in that they save us some cash. The one’s we have now use lots of water. The search terms are a hoot sometimes. I hope you got a chance to enter the contest. I’m hoping to do more at the blog in posts as Facebook has been not so nice to some page hosting contests. They aren’t a big deal but I like to give coupons away once in a while so it may be here from now on. I still have Top Fans at FB and the Grocery Game Challenge! Lots of ways to win!! Have a lovely weekend my friend and happy reading!!

      • Christine Weadick says:

        The toilet we got came from Home Hardware…… $189.99 plus a seat and lid. Oval bowl and a touch higher than the old one but it flushes great!!!!!! That was one of the problems with the old one….. didn’t flush worth a crap…….

  7. no yes? What the hell is that^

  8. I’m SO happy for you guys that you are dumping the mortgage! A great move, IMHO. Yeah, we know all about rotten neighbors, although now that we’re in the country, the few that are annoying are much further away. :-). But mostly, the new neighbors are super helpful and have a lot of the same laid back attitude that we have, unlike our former suburbia neighbors who just couldn’t seem to find much to do besides whine. :-).

    I also think it’s so cool that you guys do the weekly date night. That is crucial to a good marriage, especially if and when kids join the picture. Have a great weekend, both of you!

    • For the most part our neighbours are ok just one that is miserable but that’s ok we keep hoping they will move lol. Date night is just a night that is about us and only us and we enjoy each others company. Have a lovely weekend my friend!!! Let me know when you are up to share a post on CBB I would love to introduce you to my fans!

  9. We’re starting work on the garden too! I don’t have a favourite flower to plant, but I try to have lots of bee-friendly ones so that I can attract them to my veggie plot.

  10. Thanks for the share! Hope you have a great weekend!

  11. Hahaha Heck out 51 was funny and definitely my favourite search term of the week! :)

  12. “Heck out 51″ lol that’s my favorite search term this week! :-)

  13. Congratulations to LANA, you are the WINNER of the $25 in coupons!!! Thanks to all that entered and you will see more of these giveaways at the blog now so make sure you subscribe! Cheers Mr.CBB

    • Thank you Mr. CBB, keep up the great work, you’ve inspired my fiance and I to start our own little vegetable garden this summer. We are planting the seeds today in the egg cartons! :)

      • Hi Lana!
        That’s great news! Let me know how it goes with that. Ours are doing awesome! If you haven’t already send me an email with your address and I”ll get your coupons out to you! Congrats again! Mr.CBB

  14. Glad you and Mrs. CBB are making room in your busy lives to spend some quality time together. I don’t really have a favorite flower, but if I had a garden I think I would like to plant dandelions or some other kind of edible flower because if I ever decide to not keep them anymore I could just make a flower salad for lunch :D

    • hahah now that has to be the funniest thing I’ve heard all day. That’s awesome!!! We always make time for each other. It’s important to us as life is too short to worry about things we can’t control. Thanks for dropping in mate! Would love if you ever want to guest post here! Let me know. Cheers

  15. That’s very exciting about your mortgage. I hope to be doing the same thing in a few years. As far as flowers, I love roses. I’ve killed more than I care to admit, but after 9 years, I’ve finally found the ones that work in our climate, so they actually looked really good last summer. I love most of my neighbors now, but I did accidentally get my neighbor arrested once when I was in school. Funny now, but not so much at the time. Have a great weekend, and watch out for those sneaky illegal Irish!

    • Oh, really! Define accidentally hahaha!! What did you do Kim, spill it! You as well mate, Happy St.Patrick’s Day!

      • kimateyesonthedollar says:

        I woke up to the sound of breaking glass in the middle of the night and thought someone was breaking into my house. I called 911, and hid in the closet until the cops showed up. My neighbor was drunk and out in his back yard breaking bottles against the fence. He was also home alone with his three small kids, so they arrested him. I was sure he was going to murder me. He was quite scary looking, but he actually apologized for scaring me and it never happened again.

  16. I know what you mean about keeping your mouth shut with freinds and family about money, never ends well. Thanks for sharing my post on Friday mate and for giving us a mention here, hope you’re having a good weekend.

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