grocery game monthly challenge

What if the customer ahead of you was short cash?:The Grocery Game Challenge #4 Mar 24-30,2014

short cash shopping cart WalmartWOULD YOU PAY FOR THEM?

 

The last thing you want to have happen while paying for your groceries is that you are short cash.

Not everyone has a credit card to pay for groceries to pick up the perks nor do they care to use a debit card to pay transaction fees where applicable.

In fact many people use a cash envelope system to budget their expenses and the grocery budget is included.

This means that they carry only a certain amount of money with them when they go grocery shopping. Most times they keep this money in an envelope or a separate area.

If you are someone who only carries cash while grocery shopping being short  cash at the check-out can be embarrassing for some and for others they simply wave it off as no big deal.

Deep inside though we wish we didn’t have to put items back once they are already scanned through. Having enough money to pay for whatever we need at the grocery store is important but not everyone is that fortunate.

Planning a grocery shop using the sale flyers, coupons and other savings avenues such as Checkout51, Cart Smart and Snap Saves is reality for many people and not just because they don’t have enough money to spend but because they want to save money.

The further you can stretch the grocery dollar the better because that means you can buy more of what you need instead of coming up short on cash. To be honest being short on cash can happen to anyone, anywhere at any time.

Heck it’s happened to me so many times I can’t even count but it’s for various reasons. Some places don’t accept credit cards, debit cards and only cash for some bizarre reason.

I’m sure many of you can think of places that say their machines are always broken and only take cash. I often wonder how much of their sales gets declared to the tax man.

 

Short cash

 

For many cash is King and that means they never leave home without it or they make that special trip to the bank to remove cash from their bank account or take advantage of cash back at various stores.

What happens if you are grocery shopping with cash, no debit or credit card and the cashier tells you that your order is $65.00 yet you planned your grocery shop according to your list to ring up at $60.00?

It happens and I’ve seen it happen before where someone is standing in line digging in every pocket imaginable or emptying out their purse in hopes of finding hidden coins or bills. I’ve seen on many occasions customers who are short on cash including myself just tell the cashier to take an item off the grocery bill so they could afford the bill.

On the very rare and I mean rare occasion have I seen a customer in the grocery line behind the customer who is short cash speak up and say, “Here, don’t go without I’ll cover the rest for you”. I think it’s amazing that someone would do that for a complete stranger who was short on cash and many people would likely accept and say thank-you.

What happens when you have that one customer who says “I don’t need your money I have more than enough I just didn’t bring my purse or wallet with me” and gets upset with you? Some people would actually take offense to this kind gesture observing it as they think they are poor or don’t have enough money in the bank to pay for food.

You know you will never win in this situation but do what your heart and head tells you to do. If they will be rude then so be it your gesture was of kind nature just so they didn’t have to return product. I’ve had cases where I’ve offered coupons to a customer because they had the item in their shopping cart and was spoken to rudely.

 

Talking to strangers

 

We both love talking to people at the grocery store whether we talk to them first or they talk to us. We always take a minute to see if we will learn something new or help someone else learn something they didn’t know before they went grocery shopping.

It’s amazing how many people take pride in success and having money or wanting people to believe they have money and can take care of themselves. Just last week we spotted a shopping cart at a grocery store filled with pink sticker 50% off items.

A little old lady who was pleasant started asking us questions about products. She wanted to know if we tried them and if we thought the prices were good. We happily told her what we thought of the products she asked.

Her shopping cart was filled with bottles of Heinz Ketchup with pink stickers. Needless to say she got it all at a great deal. Later on after she checked out and was packing her groceries my wife went over to chat to her and ask how much she ended up paying for the ketchup because none of the products had original prices.

She wasn’t sure so she pulled out her receipt for my wife to look at. My wife told her that she got a great deal on the ketchup and the little old lady said her husband would be so happy because he loves ketchup.

She asked my wife if we got a bottle because she assumed she took it all. My wife said no and the little old lady offered to give her a bottle for free. For free, that’s right and my wife was a complete stranger.

My wife said thank-you to her and she said, thank-you for chatting with me. It’s amazing how if you take a moment to be kind to people you never know what will come out if it. Some people just want to chat and others don’t have a minute to live because they are going at a hundred miles per hour.

 

Your decision

 

I believe these people over-think situations especially like the two I explained above and take it from a kind gesture to something way out in left field that leaves others shaking their heads.

You try to do something nice but get shot down. Sadly in life that’s the way it goes so keep smiling and live life the way you want to live it.

If you want to pay if forward and pay for someone’s coffee ahead of you or help someone out who is short cash do what feels right. If they don’t accept your kind gesture someone else would be more than happy to one day.

For me I’d help out as much as I could but to a certain extent. I’m not going to pull out my credit card to pay $100 that a customer is short on cash.

If they are short $10 I’d likely have no problem helping them out. I mean it doesn’t happen every day and doing something nice makes me feel good inside especially when I know I’ve made someone else’s day.

Hang on to your money and share it with those that clearly won’t mind that helping hand when they come up short cash or simply pay it forward.

Have you ever pitched in some money if the customer ahead of you was short cash?

How much would you be willing to help out?

 

March grocery game challenge posts

 

If you missed any grocery game posts for the month I will post the line-up for the month each week here in this section for you. Next Tuesday I will have our March Grocery Game winner posted!! Stay tuned and post your shops! :)

 

Grocery saving tips

 

Click, Save and Print. It’s that easy!

Free Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the saving process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the Canadian Budget Binder Budget Spreadsheet in Excel…… Grab it while you can… It’s FREE! We use it to budget.. check it out!

 

Ultimate grocery shopping guide

 

Everything you want to know about grocery shopping in Canada is below with new information added monthly.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email and let me know.

 

Food food and more food

 

shopping-cart-short-cash

No Frills

  • 2 x Grape tomatoes Sale $0.97 ea.

Total out-of-pocket $1.94

Shoppers Drug Mart

  • 2 x Schneider’s Bacon Sale $3.49
  • 4 x 2% milk Sale $3.97 ea.
  • 2 x Breyer’s Ice-cream Sale $3.49 ea.

Total out-of-pocket $30.84 plus we received 8000 Shoppers Optimum points =$10.00 on regular redemption

Food Basics

  • 2 x Fleecy Fabric softener Sale $2.88 ea.
  • 1 x Plain Yogurt Sale $1.99
  • 2 x spices Sale $0.99 ea.
  • 2 x rapini Sale $1.67 ea.
  • 1 x Cauliflower Sale $1.66
  • 1 x reduced mushrooms $1.49
  • 1 x double pack of cantaloupes reduced $1.49
  • Case of spring water Sale $1.97
  • Tomatoes on the vine Sale $1.52
  • Premium Bananas Sale $0.57lb $1.40
  • 4 x Danone Yogurt Sale $1.99 each – $1.50 wub2 coupon x 2
  • Baby carrots 2lb Sale $1.95
  • 3 pack Romaine hearts Sale $1.95
  • 3 x Bavarian Multi-grain bread Sale $1.99 ea.
  • 1x Reduced Produce Mangoes $1.99

Total out-of-pocket $40.33

Zehrs

  • 2 x Parmigiano Regianno Cheese from the wheel $9.95 and $8.20
  • Cremini mushrooms $3.99-50%
  • Real Lemon Juice sale $2.99

Total out-of-pocket $31.33

 

ggc 4 March 2014

 

Grocery shop results

 

Yearly grocery budget for two: $2820

(The above total does not include the stockpile budget of $240 per year or $20 per month.)

  • Total Grocery Budget for the Month: $235.00 or $78.33 week with potentially one no-shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Budget for March $235.00
  • Total Coupons Used this Week : $3
  • Total Coupons Used to date: $27.50
  • Total Discounts this Week: $0
  • Total Discounts Used to date: $5.54
  • Total Gift Cards Used to date: $33.18
  • Total Rewards Points Used: $0
  • Total Rewards Points Used to date: $0
  • Stockpile Budget ($20.00): $17.94 (chickpeas dry) + $2.06 (beef) =$20.00
  • Stockpile Budget Used to Date: $20.00+$19.08+$17.94+ $2.06
  • Total Spent This Week: $104.44
  • Total Spent So Far March: $27.69+ $69.33+$54.36+$104.44=$255.82
  • Total Over/Under spend this shop: $20.82 over
  • Total Over/Under spend for the month: $20.82 over
  • Total Left to Spend for the Month: $235.00-$255.82=-$20.82
  • Total to Carry Over Next Month: -$20.82
  • Total Spent To Date This Year: (does not include stockpile budget) Jan $242.66+ Feb $191.74+ March $255.82+April $
  • Weekly Overview: We went over budget this month but no surprise given the Parmigiano Reggiano cheese which was an amazing price at 50% off. We also participated in a Shoppers Drug Mart grocery event where you spend $30 on grocery get $10 in Shoppers Optimum points. The bacon and ice-cream was on sale at Shoppers so we decided to add that to the cart. We don’t normally buy ice-cream but have had enough of this snow and besides a treat is nice once in a while instead of going on to pay for a cone. The cone would likely cost you the price of a tub of ice-cream. We do have 2 $5 Chapman’s ice-cream coupons but one expires in December and the other in 2015 so we have plenty of time to use them up. So after the $10 in points we got back we are actually only over the $10.82 but since we don’t physically have the cash we will treat is as we went over.

 

Coupon Sleuth

 

Did you find any coupons? If so share the details in the comment section of this post where you found it and what the coupon is for with expiry.

 

Canadian Coupons Grocery Game Challenge

 

Frequently Asked Questions

 

 

Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.

 

  • Do I have to be Canadian to post my Grocery Shop?

 

No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.

 

  • When does the Grocery Game close each month?

 

The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month. You can post your shops all month-long.

 

  • Does your Grocery Budget include health and beauty and laundry products?

 

Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.

 

 

Here are your latest Coupon Match-ups of the week and your weekly Checkout 51 offers from 25 Newspaper Inserts around Canada compliments of Save Big Live Better that you can use to help you save money in the Grocery Game Challenge.

 

  • What is an FPC?

 

An FPC is a free product coupon which means you can get a free product as described on the coupon.

 

 

You can find all your store coupon policies here. If you are not sure it’s always best to call the store and ask.

 

 

I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2014 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general.

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge Canada 2014!

-Mr.CBB

 

Money-quote

 

Are You New To Canadian Budget Binder?

 

Mr. CBB
I’m from the UK and now a recent permanent resident in Canada. I bought my first house at the age of 21 after University then my second at the age of 24. I’ve always been fascinated with personal finance, savings, learning to make money and watch it grow while combating debts along the way. Canadian Budget Binder is a place where I get to share my experiences with personal finance and learn about yours along the way. I hope you stick around and check me out on Twitter, Facebook and Pinterest where I am active on all social media sites. Cheers, Mr.CBB
Mr. CBB
Mr. CBB

Comments

  1. We constantly make the effort to help others out in situations like this. Not because we are well off, because we certainly are not, but because we know how it feels to not have enough and have to go without!
    Especially when we are purchasing something that is a “luxury” instead of groceries, like a stop at Tim Hortons for example. We have made it habit to always pay for the car behind us. Not because we think that they can’t pay for it themselves, but A) we treat it like the teachers always said in school, “did you bring enough gum for the whole class?”…if we want to splurge for ourselves, then we better have enough for the car behind us as well!
    and B) there’s very few things in the world that can brighten someone’s day more than just experiencing true kindness from a total stranger!
    It’s awful that ANYONE ever needs to go without, and maybe if we all learn to help eachother out now and again people will continue to pay it forward and make the world a better place.
    Don’t ever let someone being rude or taking offence to your offer get in the way of offering it again to someone else! :)
    Save Big Live Better! recently posted…GREAT DEAL!–$5 Off K-Cups at Keurig.ca (March 24-April 3)My Profile

  2. Mary F. Campbell says:

    MARCH – Week #4 of 5- March 24-30, 2014

    2014 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $142.50 x 12 = $1,710.00 for 2 adults
    •Total Stockpile Budgeted For Year: $47.50 x 12 = $570.00 for 2 adults
    •Combined Grocery Budget for 2013: $190.00 x 12 = $2,280.00

    ================================================================================================

    REMARKS FOR THE WEEK:

    We picked up a few things at RCSS this week and I am desperately waiting to make a Costco trip to pick up some dairy products. Next week I guess… I have been rather up to my armpits around here getting things all caught up, cleaned, posted and filed. This month is going to be really close with my grocery budget… depends on how much I spend at Costco – I am trying to be good! LOL I have a sneaking suspicion I am going over by a few dollars because I need milk and cottage cheese. We’ll see how far my $8.52 goes at Costco.

    ================================================================================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    RCSS – Pitt Meadows – March 23

    2 x Caesar Salad Dressing ($2.98 ea) = $5.96
    2 x Asparagus ($1.48 ea) = $2.98
    1 x pkg 3-sweet peppers $2.76 + 250 Points
    1 x pkg 3 English cucumbers $2.88 +250 points
    1x 2lb baby carrots $1.96 + 150 points
    1 large Coleslaw $4.98
    1 large Green Salad $4.98
    1 large Romaine Salad $4.98

    •Total OOP: $31.48

    • Grocery Budget OOP: $31.48
    • Stockpile Budget OOP: $0.00
    • Cash Hiding Spot: $0.00

    ** Earned 650 PC.Plus Points on this shop **
    ** USED $0.00 in Coupons **

    ================================================================================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    NO FURTHER USA SHOPS UNTIL APRIL 7th

    ================================================================================================

    2014 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan ($81.89) + Feb ($48.32) +Mar ($0.00) = $130.21

    •Total Coupons Used This Year:

    Jan ($2.58) + Feb ($7.18) +Mar ($0.00) = $9.76

    •Total More Points Earned This Year:

    Jan (0) + Feb (0) +Mar (0) = 0 Points

    •Total Air Miles Earned This Year:

    Jan (456) + Feb (584) +Mar (0) = 1,040 Air Miles

    •Total Thrifty’s Points Earned This Year:

    Jan (25) + Feb (15) +Mar (0) = 40 Points

    •Total PC PLUS Points Earned This Year:

    Jan (0) + Feb (0) +Mar (650) = 650 Points

    ================================================================================================

    2014 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan ($167.06) + Feb ($155.74)+ Mar ($12.50 borscht+$20.00 Xmas+$32.20 to US Reserve +$31.48= $96.18) = $418.98

    •Total Year-To-Date Grocery Budget:
    Jan $142.50+ Feb $142.50+ Mar $142.50 = $427.50

    •Total Over/Under on Year-To-Date Grocery Budget: $8.52 AVAILABLE

    ================================================================================================

    2014 Y-T-D STOCKPILE SPENDING:

    •Total Stockpile OOP Year-To-Date:
    Jan ($47.50)+ Feb ($47.50) )+ Mar ($17.50 to restocking reserve+$30.00 to US Reserve = $47.50) = $142.50

    •Total Year-To-Date Stockpile Budget:
    Jan $47.50 + Feb $47.50 + Mar $47.50 = $142.50

    •Total Over/Under Year-To-Date Stockpile Budget: $0.00 AVAILABLE

    ================================================================================================

    2014 RE-STOCKING RESERVE:

    •Total 2014 Re-Stocking Budget:
    2013 Fwd $125.00+Jan $17.50+Feb $17.50+Mar $17.50= $177.50 AVAILABLE

    ================================================================================================

    2014 Y-T-D BORSCHT RESERVE:

    •Total 2014 Borscht Stockpile Budget:
    2013 Fwd $275.00+Jan $12.50+Feb $12.50+Mar $12.50= $312.50 AVAILABLE

    ================================================================================================

    2014 Y-T-D HOLIDAY SEASON RESERVE:

    •Total 2014 Borscht Stockpile Budget:
    2013 Fwd $0.00+Jan $20.00+Feb $20.00+Mar $20.00= $60.00 AVAILABLE

    ================================================================================================

    • TOTAL SPENT Year-To-Date:

    $418.98 Grocery Budget
    $142.50 Stockpile Budget
    $80.00 Cash Repayment from neighbor
    $24.27 Costco Rebate Cheque
    $250.00 Safeway Gift Card =

    $915.75

    $570 may have been budgeted for JAN+FEB+MAR ‘2014 but we have these funds already accounted for and not yet spent:

    $177.50 Freezer Re-Stocking Fund
    $312.50 Borscht Fund
    $60.00 Holiday Season Fund

    Total Reserves $550.00

    ================================================================================================

    REMAINING GROCERY FUNDS FOR MARCH:

    CANADIAN $’s

    Groceries: $8.52
    Stockpile: $0.00
    Cash Hiding Spot: $0.00
    Safeway Gift Card $0.00

    US $’s

    Our Reserve: $134.54
    US Cash Hiding Spot: $0.00

    ================================================================================================

    The valid rain checks I hold are as follows:

    Safeway:

    4 Butcher’s Cut Boneless Honey Dinner Ham 1 Kg @ $10.99
    (Good to May 4th)
    4 Mann’s Broccoslaw – Buy 2 or more @ $1.45
    (Good to May 4th)

    Thrifty Foods:

    6 loaves 100% WW bread @ $1.00 (Good until April 28th)
    4 China Lily Soya Sauce @ $2.50 each (Good Until April 30th)

    Save On Foods:

    1 x 10 lb bag onions @ $2.99 (Good until May 4th)

    ================================================================================================

    • Hi Mary,
      Oh you know how dangerous Costco is lol but the last time you went you didn’t do to bad at all. You seem to have self-control in there where I would suffer lol. Well you are well loaded up on veggies for the week. I’m interested to see how far your almost $9.00 goes at Costco… .Good luck shopping!! You get ballot 20 Mr.CBB

      • Mary F. Campbell says:

        Well, it looks like Costco will wait until April. I am feeling poorly so hubby is stopping at Save In Foods tonight to get our milk and cottage cheese. Save On has a deal on where the milk comes with a free Pillsbury cookie roll so hubby will get free cookies for his lunch! :-D And, best of all… we are going to be on track budget wise. :-)

  3. We haven’t paid for any purchases in a grocery store, but we allowed strangers to use our customer appreciation card at IKEA (in Australia) so they can have free coffee. That makes them very happy.
    In the groceries stores, we always accept the complimentary ‘kid cards’ and then find a family and give them to them, for their kids.

  4. I would and have done this before, but like you said only to a certain extent. For me it’s a two part issue: 1) I enjoy being helpful and 2) I don’t want to wait in line behind them while they figure it out. :)
    Brian @ Luke1428 recently posted…My Fight Against Bandwagon Consumer SyndromeMy Profile

  5. We actually did this. We were at a local market at the man in front of us, who had his son with him was buying some fresh meat and fruit, he obviously didn’t have enough money so asked her to out the potatoes and bananas back, my husband immediately added both items to our bill and ran the items out to him in the parking lot. He was very thankful and the lady at the cash was really happy. Makes everyone feel good :)
    catherine recently posted…Having a Kid While in DebtMy Profile

  6. Angela Mainse says:

    I have offered customers in line coupons to use periodically or offer to let people price match with the flyers I have for stuff on the belt, it can be a huge savings sometimes. Often giving coupons to seniors, knowing how difficult it can be. I personally couldn’t offer them any money. And, I have in the past put items back if I didn’t have enough. I haven’t done it in some time, but I will be restarting that soon now that I am trying to be as diligent as I was three or four years ago. We got comfortable knowing the money would be there since we’d hit that point, now that security is gone. We go with cash and when it isn’t enough, we won’t buy. I always sorted by the must haves, separated anything else on the belt with a divider and then added things one at a time. However, I find it best to have it added up in my head before I get to the cash to avoid it altogether.

    Weekly Grocery Game Challenge Results
    Total Grocery Budget for the Month: 240 including adding to stockpile ($60 per week)
    Total Coupons Used this Week : 11.09 (including 3 gas coupons to use in RCSS)
    Total Discounts this Week: 5.74
    Total Checkout 51 cheques this Week: 0
    Total Gift Cards Given Used this Week: 0
    Total Rewards Points Used: 0
    Total SCOP: 0
    Total Spent This Week: 63.58
    Total Spent So Far for March: 203
    Total Left to Spend for the Month: 37
    Total Coupons Used This Month : 31.14
    Total added to emergency/carry over jar : 0
    Total Spent To Date This Year: 769.03
    Total Grocery Gift card used this year in addition to total spent: 75
    Weekly Overview:
    RCSS 1: Frozen concentrated orange juice x 4 .98 each, cheese twists, dill chips, wonder bread 2 x 1.24, hot dog buns 2.89 less 50% off, garlic bread 2,: 11.23
    New Horizon Foods: Shampoo 15.99 x tax: 18.07 (rounded down 2 cents)
    RCSS 2: wonder bread 2 x 2.99 less 50%, Schweppes 2L x 3 at 1.87 each less 3 FPC: 2.25
    Food Basics: Milk 3.97 (rounded down 2 cents)
    RCSS 3: Cheese Whiz 2 x 2.94, english cucumber .88, Driscolls raspberries 6 x 2.24 less 4.75 in coupons: 12.65
    RCSS 4: Pineapple tidbits .80, minced garlic 2.97, Quaker oat squares 2 x 1.98, Granny smith 4 lb apples 5.47 less 50%, bartlett pears 2.11, 3 lb yellow onions 1.47, bananas 1.10 less 2.49 in super bucks gas coupons

    I am pleased with this week. We had a few large expenses on the budget like my son’s shampoo and bread since I got behind making it at home. With the shampoo, we tried something new that ingredients looked ok because it was about $10 less a bottle to the other stuff he uses. We researched and decided it was worth the risk of the loss based on the future savings. So far so good, looks like a good investment at this point. We used up a few FPC coupons so they wouldn’t expire at the end of March. And our biggest score was the Driscolls raspberries this week. We could eat many containers without anything ever going bad. I’m hoping to hit up that sale again before it is out of the flyer to price match. I will fill in more of the online surveys to get more Driscolls coupons. We love Driscolls! Mostly basics this time!

    • Hi Angela,
      I’m happy that you are happy with this weeks shop. It’s nice to hear that. You make your own shampoo at home? I wish you lived near me I would have gave you a million raspberry plants. We pulled almost all of them last Fall. Do you have a garden? Great shop. You get ballot 21 Mr.CBB

      • Angela Mainse says:

        We don’t make our own shampoo yet, but I have to read and research every ingredient in the bottles of shampoo I buy. My son has far too many contact allergies and many ingredients are the same but go by different names. So far we have to buy organic (that doesn’t have domestic trees products in it) and be careful of fragrance as well as a foaming ingredient called cocamidopropyl betaine. Another reason we like organic is they indicate all of their ingredients individually and don’t just say fragrance. We know which fragrance we can’t buy and anything else is by research. I don’t want to make shampoo yet, but if need be down the road that will be coming. It’s sad that at the age of four my son could say cocamidopropyl betaine. Even at 8 he gets looks and comments of coca what? He takes his own soap with him wherever he goes. And it took a long time for my husband and I to find mass market shampoo we could buy so we didn’t have to bear the expense of the organic for all of us.

        We do have a small garden each year, but I am expanding this year. We have some strawberry plants, but they have yet to yield anything, I am not sure how to best keep the birds out of them. In that same bed we have asparagus, but I was really hoping they would have been in better condition by now, but we get a bunch each year. They were planted 7 years ago. The rest of it we plant annually. A couple of cucumbers, we did zucchini last year, tomatoes always but last year yielded very little. I started my own plants this year which I haven’t done in a few years. I also plan to build a large planter for the back yard this year since my son has out grown our yard now. The plants we have started are two types of cucumbers, zucchini (which I may replant, only two came up and they aren’t really growing), butternut squash, acorn squash and watermelon and spices for indoors. I usually get tomatoes from my father-in-law, so I’m hoping to do that again this year or I will purchase a few of those plants. We will also be putting in green onions and peas. It’s ambitious this year, but I desperately need to get the food cost down since I don’t know if I will be working by summer. And, we have some farms nearby where I get strawberries and raspberries in bulk that we pick to can or freeze. Not as cheap as growing them, but taste far better than the grocery stores. Raspberry plants are hard to come by here, they’re a fortune, I always look when plants are put on clearance to help get ready for the next year. We devour raspberries and blueberries in our house like they are going out of style.

  7. joanne tjerno says:

    I have never had this situation happen to me…but i would definetly offer to help if it was for a few dollars….i would feel awful not to help :( Here is my shop this week!

    Costco

    Romaine lettuce 3.99 (for six this is such a great deal)
    strawberries 3.98

    total=4.39

    Walmart

    Dog food 10.43

    Superstore

    Diapers 13.97-6.99=6.98
    head and shoulders double pack 5.99-3.00 pink stick=2.99
    crest toothpast 1.29-1.00 coupon=0.29

    total=11.59 (now i did score some other great deals here such as toys for easter at 50% off with those wonderful pink stickers…i used 20.00 in PC points…..so this shop was free )

    Walmart

    Deoderant 2.00-1.00 coupon=1.00
    johnsons shampoo 1.00
    johnsons shampoo 1.00 (Such a great clearance deal as johnson and johnson shampoo is normally 3-4 dollars)

    total=3.13

    metro

    Cheese slices 2.94
    cheese slices 2.94
    raspberries 2×2.24=4.48
    tomatoes 1.34
    cereal 1.99
    baby carrots 1.50
    cat litter 1.99

    total=17.44

    Walmart

    3 pack freezer bags 9.97
    tropicana 6 pack orange juice boxes 4.44
    apples 1.20
    pears 1.14
    blackberries 2.97
    seasoning 1.47
    yogurt 5.97-0.75 coupon=5.22
    astro kik yogurt drinks 1.00×2=2.00-1.00 coupon wub2=0.50 each
    fries 2 x 2.50=5.00-2.00 coupon=1.50 each
    fruitopia 1.00
    ice tea 1.00×2=2.00
    fruitopia 1.00

    total=38.88

    Total Grocery Amount Budgeted For the Year : $9,100 ($175/week) I shop for two adults, a five year, two year old, 2 dogs, 1 cat. Our budget includes food, toiletries, pet food, diapers and vitamins :)

    •Total Grocery Budget for the Month: $700
    •Total Coupons Used this Week : $5.75
    •Total Coupons Used This Month : $49.25
    • Total Coupons Used this Year: $75.25
    • Total Checkout 51 rebates this week: 0
    • Total Checkout 51 rebates this month: 1.00
    • Total Checkout 51 rebates this year: 1.00
    • Total SCOP this week: $0
    • Total SCOP this month: $4.28
    • Total SCOP this year: $4.28
    •Total Gift Cards Given Used this Week: 0$
    •Total Spent This Week: $=85.86
    •Total Spent So Far for march: $582.83
    •Total Left to Spend for the Month: $117.17
    •Total to Carry over Next Month: 117.17

    Wow i still made it under budget! So happy didnt think i would! Managed to score some great deals!

    • Hi Joanne,
      It’s nice to hear you would give the customer a few bucks to help them out. There aren’t many people around that can say they would do that. That’s great you are under budget …yay plus you made use of those PC points. I think we have about $60 worth to use up one of these days. You get ballot 23

  8. I shop for 2 adults and a 3 year old boy. Our budget is $85/week or $340 for this month and includes laundry, health/beauty, etc.

    RCSS
    Billy Bee Honey 1kg $7.98 – 50% pink sticker (-$3.99)
    OOP $3.99

    Walmart
    Turkey pepperoni $4.17 – $5.00 coupon
    Coupon $5.00
    OOP + $.85 (yes, they actually gave me $.85 change!!!)

    Walmart
    Krave cereal $4.00 – FPC
    Kashi cereal 3 x $4.97 – $1.94 multibuy – 3 x FPC
    Coupons $16.97
    OOP $0.00

    Target
    Huggies wipes 2 x $2.00 (PM NF) – 2 x $1.00 Target coupons – $1.50 smartsource coupon
    Coupons $3.50
    OOP $.75

    RCSS
    Del Monte veggies 5 x $.80
    NN mushrooms 2 x $1.19
    Habitant pea soup (PM FB) 2 x $.99
    Goldseal Tuna (PM FB) 5 x $.99
    Chipits 2 x $2.50 – 2 x $.50 SmartCart rebate
    Brown sugar $1.98
    Marshmallows $1.50
    Diet Coke (PM SDM) 2 x $3.30
    Cheerios $2.97
    McCain cake (PM Ample) $1.50 – $1.00 coupon
    Coconut yogurt $4.59
    Maxwell House coffee $6.97 – $1.00 coupon
    Rice cakes (PM Loblaws) 6 x $1.00
    Oasis Nutrisource 2 x $2.79 1 x $3.27 – 3 x FPC
    Royale TP (PM Foodland) $3.99 – $1.00 coupon
    Royale facial tissue (PM Foodland) $3.99 – $1.00 coupon – $1.00 SnapSaves rebate
    Cheez whiz (PM Metro) $2.94 (earned 500 bonus PCplus points)
    Wonderbread $2.00
    Wonderbread hot dog buns (PM GT) $1.99
    Pita (PM FB) $.99
    Apples (PM FB) $1.33 (earned 200 bonus PCplus points)
    Grapes (PM) $2.41
    Cucumber (PM Ample) $.50
    Oranges (PM WM) $4.28
    Tomatoes (PM FB) $1.28
    Carrots (PM FB) 2 x $.99
    Bananas $2.72
    Magazine $3.49
    Satin Care shave gel (PM Fortinos) 4 x $2.00 – 2 x BOGO free coupons (-$4.00)
    Tampax (PM Fortinos) $4.00 – $1.00 coupon
    Coupons $17.85
    Colleague Discount $11.08 (we somehow managed to get it this week :-))
    Gift Card used $50.00
    OOP $29.97

    RCSS
    Romaine $3.99
    Baby spinach $3.49
    Diet Coke (PM SDM) $3.30 – $2.00 coupon
    Coupons $2.00
    OOP $9.21

    Total Grocery Amount Budgeted For the Year: $4,420 ($85/week) + Meat order $172.85/month for 9 months $1555.65=$5975.65 for the year including the meat order.
    • Total Grocery Budget for the Month: $425 -$15.39 (over last month) = $409.61
    • Total Coupons Used this Week: $45.32
    • Total Coupons Used This Month: $129.92
    • Total Coupons Used this Year: $297.14
    • Total rebates this week (Checkout 51, Snapsaves, CartSmart): $2.00
    • Total rebates this month (Checkout 51, Snapsaves, CartSmart): $5.00
    • Total rebates this year (Checkout 51, Snapsaves, CartSmart): $51.00
    • Total SCOP this week: $0
    • Total SCOP this month: $2.50
    • Total SCOP this year: $2.50
    • Total Gift Cards Given Used this Week: $50.00
    • Total Gift Cards Used this year: $270.84
    • Total Reward Points Used this week: 0
    • Total Reward Points Used this year: 0
    • Total tax free day this week: $0
    • Total tax free day this month: $3.03
    • Total tax free day this year: $10.63
    • Colleague Discount: $11.08
    • Total Spent This Week: $43.07
    • Total Spent So Far for this month: $318.95
    • Total Over/Under spent for the month: Under $90.66
    • Total Left to Spend for the Month: N/A
    • Total to Carry over Next Month: N/A
    • Total Spent To Date This Year: $1049.98
    Weekly overview: Well I really need to start watching my math! I thought I had $65 left to spend for this week according to my calculations last week so I panicked at the grocery store today and used a $50 gift card so that I wouldn’t be over for the month. I just finished my calculations for this post and now I’m under for the month by $90!!! What the heck??? It feels like my life is spinning out of control lately and it seems to be reflected in every aspect, even in my grocery shopping. I hope to get all aspects under control soon, before I lose my mind.

    • Hi Jen,
      When I read this I thought for the first time ever I think you were under budget on the GGC.. but hey that’s not bad it just means you know you can spend less if you really need to. You will get your life sorted out don’t worry. Everything happens for a reason. Keep up the great work with finding those deals and savings. You get ballot 24. Mr.CBB

  9. Christine Weadick says:

    Here are my shops for the week, I think I will call it a month here and try for 5 weeks in April. One of them has to be 5 weeks and it may as well be April… I was at the drug store and Canadian Tire as you know and those are in here….

    Foodland, Mar 21
    2 tomato paste @.65- 1.30
    2 tomato soup @.79- 1.58
    1 tomato sauce- 1.49
    2 Temptations @1.79- 3.58
    1 unsweetened apple sauce- 1.98
    1 frozen fries- 1.99
    1 box crackers- 1.99
    1 fruit punch- 1.99
    1 3lb bag carrots- 2.49
    4 W/W bread @2/5.00- 10.00
    2 Bear paws2 2.50- 5.00
    1 yogurt- 2.79
    3 peanut butter @2.97- 8.91
    1 Chez Whiz- 2.97
    1 cider mix- 2.99
    1 small bag rice- 3.29
    2 cases ginger ale @ 3/9.99- 6.66, 2X $2.00 coupons
    1 case Dr Pepper- 3/9.99- 3.33
    1 bag apples -3.99
    1 4l milk- 4.99
    1 jug water- 5.49
    1 box chicken nuggets- 6.99
    Tax- 2.41
    Total- $84.20, 4.00 coupons

    Canadian Tire, Mar 24
    1 12 pack Royale TP- 4.99, 1.00 coupon
    2 12 pack Royale Velour TP @4.99- 9.98, 2X1.00 coupons
    1 pack Royale paper towels- 4.99, $3.00 coupon
    Tax- 2.59
    Total- $16.55, $6.00 coupons

    Jackson’s Pharmacy, Mar 24
    2 Dove Shampoo @3.49- 6.98
    2 Dove conditioner @3.49- 6.98
    Tax- 1.81
    Total- $15.77

    Foodland, Mar 26
    bananas- 1.04
    1 black pepper- 1.99
    2 W/W bread @2/5.00- 5.00, 1.00 WUB2 coupon
    1 yogurt- 2.79
    1 doz eggs- 2.99
    1 case ginger ale @3/9.99- 3.33
    1 bag flour, 2.5K- 3.98
    2 4l milk @4.99- 9.98
    1 box Rice Krispies- 5.49, .75 coupon
    1 jug water- 5.49
    Tax- .43
    Total $40.56, 1.75 coupons

    Total grocery budget for the year-$7800.00
    Total budget for the month- $650.00
    Total spent for week- $157.08
    Total coupons/discounts for week- $11.75
    Total spent for month- $167.66+$172.33+$136.12+$157.08=$633.19
    Total over/under for week- $5.42 under($162.50wk)
    Total over/under for month- $16.81 under
    Left for month- 0.00
    Total coupons/discounts for month- $9.00+$4.00+$2.00+$11.75=$26.75
    Total carryover to next month- $55.79+$16.81=$72.60 to the good
    Total YTD- J$653.06+F$594.21+M$633.19=$1744.34
    Stockpile budget-$25.00, $1.08 left from month
    So I am under for the month again but not by much. Hopefully I can stay under budget for April and not eat up the carry over too much as I do want to have some extra for June when the boys and I go picking strawberries for jam and eating. As it stands right now I’m good there as it is usually $40.00-$50.00 for all the berries we get over a couple of trips to the farm. Things like the Royale products and the Dove were on sale for nice prices as was the peanut butter. Given how we go through those products I didn’t get enough to really call it stockpiling. By calling this a 4 week month I made it under for the month. April will be a challenge…..

    • Hi Christine,
      We will be doing 5 weeks in April so you will be on track with our grocery shops then. Although we will have to have a no shop week maybe 2 in there because of over shops in March. :( That’s awesome that you are under budget this month. It seems almost all of you were under budget except for us lol. I’d like to get out and pick strawberries this year if we can because we love them. Do you use any of the online apps to take advantage of more savings? Checkout 51. cartsmart etc? You get ballot 25.. Mr.CBB

  10. Our weekly budget is $125 making this month $500.
    Walmart
    $1.88 chips
    $1.97×2 washer fluid
    $2 mini starbursts
    $17.96-$3C profusion razor
    $24.32 total oop
    $3 total coupons
    Superstore
    $2 whipping cream
    $2.09×2-.75Cx2 coffee creamer
    $10.98 1kg nacho shredded cheese
    $2.49 jalapeno seeds
    $6.99 mexi mac & cheese bites
    $2×2 tray buns
    $29.50 total oop
    $1.50 total coupons
    Save on foods
    $2 strawberry aero chocolate bar
    $2.50×2 yogurt
    $1×3 sidekicks
    $2.99 margarine
    $1.32×3 2L pop
    $3.99 book
    $21.40 total oop
    Sobeys
    $2.49×2 cream cheese
    $3.99international creamer
    $1.99 brown sugar
    $2.99 apple strudel
    $6.99-$1.50C folgers kcups
    $3.99-$1C frozen pizza
    $2.99×4-$1Cx4 cracker barrel sliced cheese
    $30.54 total oop
    $6.50 total coupons

    $105.76 weekly total oop
    $11 weekly total coupons

    $307.12 monthly total oop
    $36.48 monthly total coupons

    We are under budget this month but I did order some product that hasn’t come in yet so I have paid for it yet.
    We ate out a lot while my girl was here on spring break so some of our budget went to that.
    I have three discount Tuesday shops planned to help with this months budget and stockpile a few items and hoping that I don’t go over budget too much.

    • Hi Juanita
      You are under budget too wow that makes almost all of you under budget. I’m jealous but you are all inspiring us to shop better. Thanks. I like that you plan out your shops for the month so you know how you will be saving in the grocery budget. What are discount Tuesdays? You get ballot 26. Mr.CBB

      • Juanita says:

        hey Mr.CBB
        Discount Tuesdays are here in Alberta and Sobeys and Safeway offer 10% off your bill when you spend $35 or more and then Save on foods offers 15% when you spend $50 or more. I can say I did very well with my shops yesterday and only shopped at Sobeys and Save on foods and spent a big chuck of our budget but I think it was worth it for sure :)
        I do wish we could plan our menus more and stick to it better than we already do but things change daily especially since our little miss has come along. It is something that we will work on :)

Add Comment Register



Add Your Comment

*

CommentLuv badge