grocery game monthly challenge

Ultimate Grocery List and Tips for the Single Shopper : The Grocery Game Challenge #3 Apr 19-26, 2015

ultimate grocery list and tips for the single shopperDINNER TONIGHT FOR ONE

 

When I was single I really wasn’t a huge fan of going to the grocery store without a grocery list.

I don’t know what it was but if I didn’t plan my shops I felt like I was wasting more time than I needed to.

Not many single men want to hang out at the grocery store although 10 years later I don’t mind it that much.

Most of my single friends at the time would rather eat at a fast-food restaurant or buy already prepared meals which never really excited me.

I had my own house at the age of 21 which means I had a kitchen so I had no excuse to be spending money eating out all the time.

Over the years I’ve come to learn so much about grocery shopping that leaving the house without a list is like shopping without cash or credit cards.

I’ve also learned how much I should buy and what types of foods work best for the healthy meal ideas I was creating.

I was an avid traveller when I lived in the UK so everywhere I travelled I bought a cookbook. I made it my mission to cook recipes from the cookbook every week if even just one. Over time I managed to learn how to cook for one person but I also enjoyed leftovers.

I recently received and email from a guy who is single and he sent me this: (Just for the record, It’s Mr.CBB, lol.

Hey Dude,

I’m a single guy on my way to University and I am renting a room in a house where I have cooking privileges. How do I go about grocery shopping and buying food?

I feel like an idiot asking my friends because they might laugh at me so I found your blog and thought maybe you could help. I don’t really know how to cook but I don’t have the cash to be blowing on food out with my friends at restaurants.

I have 4 years of school to complete and I really want to get this under control because grocery shopping is not my favourite thing in the world to do, if you know what I mean.

Thanks man,

Craig.

 

My response….

 

When I read this question from Craig I realized that I haven’t really touched on grocery shopping and the single life. I have always been a frugal guy especially when I was back home because I was paying down my mortgage and I wanted to be debt free early like we are today.

Going out for food with my buddies was far and few because I kept myself busy working and if they asked I would just decline. I had no yearning to spend money eating out and in the UK it’s not cheap to eat at restaurants. Even my wife can tell you that the prices were shocking to her when she was visiting me.

Before I met my wife I would shop about 2-3 times a week only because in the UK most of us have a refrigerator the size of a beer fridge.

You can’t store much inside of it but I taught myself how to grocery shop and buy only the groceries I needed for that week. Some of the best recipes I have ever created was when I was single.

 

My single life at the grocery store

 

Just because I was single and living on one income didn’t mean I had to exclusively shop at the local Dollar Store either. I was able to eat very healthy on a limited budget because I chose to invest time into what I ate.

I was a huge fan of tortellini because it was cheap but also nutritious. I didn’t make homemade tortellini but I was able to create beautiful pasta sauces. I was always experimenting and that’s how my passion for food grew over the years.

I would typically grocery shop on a Monday so I would have food for a day or two and again on Wednesday and maybe Friday if I needed more food. I would plan my grocery list so that I was making enough meals that would last me even if I had to put them in the freezer.

I always took a hot meal to work and I still do today. I’m not the sandwich type guy and probably never will be. When I was a single guy I aimed to spend about $40 a week on groceries so $160 a month.

Remember I wasn’t documenting and budgeting my money back then like I do today, I was simply frugal on a mission to spend less.

My monthly grocery funds seemed to be reasonable given grocery prices are much higher in the UK than in Canada. At least that’s the way I left remembering it although my parents say it’s not getting any cheaper. I was never a fan of wasting food so it was important for me to plan everything.

I was also using something similar to the Canadian version of  the Neilsen home scanner << (Sign up if you live in Canada) which saved me more money although we called the scanner something different.

It was pretty much the same thing and that’s how I scored my new refrigerator just before I sold my house which worked out great because I had just renovated my entire kitchen. Just because you are single doesn’t mean you can’t save money like a couple or family would.

Coupons were hardly around so I never really bothered with them unless I saw one that I knew I would use. The coupon craze never happened in the UK like it did in Canada and America. My parents at times wished it had especially after they had seen how much we picked up for free or near free.

 

Shopping for the single person

 

Today I’m going to run down all the tips I can think of to help our single guy Craig get into the grocery store as fast as he can and home in the kitchen creating meals for one person…himself!

Before I start chatting below If I might direct you to my Ultimate Grocery Shopping Guide to read some of the most popular grocery post on Canadian Budget Binder I think it will certainly give you a head-start.

Grocery shopping is not scary nor is it difficult but with some learning and experience you will become a professional grocery shopper in no time.

First things first, you need to know How much your grocery budget should be?

If you aren’t already using a budget you can download our budget for free and it’s not just for your groceries it’s for all your expenses which when I was a student or single I wished I had used.

 

My Single Life Grocery List

 

I love to eat and I am a big fan of eating lots of vegetables, grains, beans and proteins so stocking up on my favourites each week was easy.

Below is a typical grocery list over the period of a month that I would put together to make some of my favourite meals along with a stocked pantry which I will talk more about below.

  • Milk
  • Eggs
  • Tortellini
  • Tinned tomatoes
  • Onions
  • Garlic
  • Fresh Ginger
  • Spring Onions
  • Tuna
  • Tomato paste
  • Spices
  • Bananas
  • Apples
  • Spinach
  • Cucumber
  • Lettuce
  • Lemons
  • Limes
  • Sesame oil
  • Extra Virgin Olive Oil
  • Butter
  • Greek Yogurt
  • Bread
  • Carrots
  • Sweet Potato
  • White Wine (In the UK you can buy this at the Supermarket)
  • Coconut milk
  • Turkey or Ham for salads
  • Chicken or turkey breast
  • Beef Roast
  • Flank steak (great for stir-fry)
  • Mince beef, chicken or turkey
  • Sausages, Pork, turkey or beef
  • Pork chops
  • Chicken cubes
  • Soy Sauce
  • Green Peppers
  • Green beans
  • Cauliflower
  • Mushrooms
  • Bok Choy
  • Grapes
  • Rice
  • Cous-Cous
  • Dry beans – Kidney, Black beans, Peas, Chick Peas

Keep in mind I didn’t necessarily buy in bulk either. It really would depend on expiry dates if any and whether I would be able to eat the product before it went off. Now that I am married we love buying the bigger packages because it’s cheaper for our grocery budget.

 

Learning how to cook

 

If you really want to learn cooking skills the best place is to make mistakes in the kitchen but taking a cooking class won’t hurt either.

Many Loblaws stores that have a kitchen upstairs often hold cooking classes that you can get involved in for minimal cost. Each store has a monthly calendar you can search to see what classes are available so contact your local store for more details.

Also, have a look online to see if there are any local free cooking classes at the community college or other companies you may be able to get involved in.

Another way you can build up your cooking skills is watching YouTube videos or what helps us is by watching The Food Network. There are so many cooking tips you can learn simply by watching and documenting what you see then putting yourself to work in the kitchen.

You won’t ever learn to cook if you don’t first make mistakes,

so don’t be shy get in the kitchen and see what healthy meals you can create on your own.

 

Cookbooks and Recipes

 

Another great way to learn about cooking is by reading a cookbook although with the internet so readily available you can get into more detail with online videos.

The cookbook seems like ancient history to most people since the boom of the internet and food blogs but chefs continue to write them.

Don’t dismiss reading a cookbook though because there really is lots of great info inside them and many with photos. I have a nice cookbook stash at home.

Even Pinterest is taking the world by storm and a great way to source recipes with photos.

If you don’t have any recipes in mind that you want to learn about cooking starting thinking about food and do a recipe search. I’m betting you will find all sorts of easy recipes that you would like to eat and create yourself.

Cooking for one doesn’t have to be difficult as long as you know what you want to eat. I think too many people complicate cooking when all you really need are basic cooking skills.

 

Buying the right cooking tools

 

Once you have your recipes you have to make sure that you have the proper tools to cook with. If you need a crock-pot, frying pans, spatulas, forks, knives, pots, strainers, a grater etc. buy them.

Now, don’t run out and buy all this stuff brand new because if you are single or a student like Craig you might not want to spend hundreds or even thousands to kit your cooking space with all the right tools.

Have a look at Value Village for second-hand items or even online at Kijiji or at garage sales this summer. Make sure to inspect what you are buying as you don’t want frying pans that are all scratched.

You’ll also be amazed what people will sell for cheap and keep your eyes open for those freebies because some people will just give you their old stuff, especially if they’ve upgraded and bought new.

When you find out the tools that you really love and use on a consistent basis over time you can replace them with quality items that will last you a long time. The last thing you want to be doing is spending $800 on a pot and pan set if you don’t need to.

Your tools are your weapons in the kitchen and without them it’s hard to create your meals.

 

Meal Planning

 

I wouldn’t have survived in my kitchen when I was single without meal planning. It may not sound like the manly thing to do but more men are cooking these days and women find men who cook to be sexy.

You might think it’s corny for a man to meal plan and prep meals but the woman of your dreams might be over the moon excited to watch you do your thing and create a romantic dinner.

Until then you are still single so once you’ve sorted out your favourite recipes pick a few recipes that will get you by for the week. This will ensure you have variety but you aren’t cooking more than you need to.

If you plan to go out with the boys for wings on Saturday night there’s one meal or an entire days meals gone if you aren’t hope. Plan for that the best you can so you don’t over-shop.

 

Stocking the Pantry

 

If your pantry is bare you will need to stock it with grocery staples. Once you start to buy the essentials it will make creating your grocery list easier. You will also want to keep your pantry organized because this will help you when creating your grocery list for future shops.

Most people dread filling the pantry but if you keep your eyes open for sales this can easily be done. Besides all you need to do is write what you recipes call for and any other products you want and buy them as you go along each week.

A stocked pantry may include pasta, spices, condiments, beans, oils, peanut butter, jelly, cooking spray, chicken cubes etc.

 

Creating a Grocery List

 

We like to print our free grocery list and then fill it in before we head to the grocery store. Once we know the meals we will be cooking we look in the flyers to see if any of the products are on sale.

Some people like to look at the flyers first then create their meal plan around what is on sale to fit their budget which is what we do. Most times when I would shop I would look to see if there were any reduced products that I could use in my meals and replace something on my list.

If I did find something it was great because it meant more savings for me. Sometimes I would even find exact foods on my grocery list reduced which worked out great. Keep your eyes open for products the grocery store wants to move out fast as they are near expiry.

By now you should already know how much you can spend so the rest should be a piece of cake. When you are in the grocery store remember the perimeter of the store is your friend. Once you head down the aisles it can get very tempting so stick to your grocery list as best you can.

Don’t get overwhelmed if you mess up, we all do. No one is perfect but we try harder the next time or we make up the overspend the following month so the expenses even out in our budget at the end of the year.

 

Where to Grocery Shop

 

I never really had any grocery shops near me when I lived in the UK so I had to make a trip into the city to shop at the grocery stores that weren’t so pricey. We have shops comparable to Metro and Sobeys back home which can run your grocery bill pretty high if you’re not careful.

Don’t be afraid to price match if the store allows it or even get rain checks if they are out of stock on a product that is on sale. Money is money so be smart when you shop so you reap the rewards even if it is for a future grocery shop.

When you cook meals you are eating for life. It’s not about shoving unhealthy food down your mouth it’s about healthy living and preparing meals that motivate you to cook. If you aren’t pushing yourself to take care of your health you will never become a smart shopper.

What other tips can you share for Craig and the single shopper? Are there other pantry staples you would add to the list?

 

April grocery game challenge posts

 

If you missed any grocery game posts for the month I will post the line-up for the month each week here in this section for you.

Join in the Grocery Game Challenge fun and post your grocery shop in the comment section of each blog post… here are the GGC rules!

 

Grocery Saving Tips

 

Click, Save and Print. It’s that easy!

2014 Free Money Saving ToolsFree Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the savings process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…Grab it while you can… It’s FREE! We use it to budget and in large part a reason we could pay our mortgage off in 5 years, check it out!

 

Ultimate Grocery Shopping Guide

 

the ultimate grocery shopping guide cbbEverything you want to know about grocery shopping in Canada is below with new information added monthly.

If you are new here and haven’t had a chance to read past posts grab yourself a beverage, sit down, relax and enjoy some educational reading material on ways to save money in your grocery budget.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email.

 

2015 Grocery shop results

 

If you are a foodie like I am you will enjoy going through my Free Recipe Index where recipes from CBB Home Chef Nicola Don and myself are shared every Sunday on the blog. Check it out!

Yearly grocery budget for two 2015: $2820

(The above total does not include the stockpile budget of $240 per year or $25 per month.

Zehrs

  • 2 x Neilson Milk $3.97
  • 2 x Tubs of Kale $4.99-pink sticker 50% off
  • 2 x D’Italiano Bread Sale $2.99 each-pink sticker 50%
  • 2 x Extra Old Cheddar $9.40 and $9.78- pink sticker 50% off
  • Chicken Breasts $2.58 reduced (not sure of reg price)
  • 2 x Manns Snap Peas $3.79 each-pink sticker 50% off
  • Franks Red Hot Sauce $7.69
  • PC Lemon Greek Yogurt 0% fat $4.29-pink sticker 50% off
  • French Rib Roast $8.26 reg $20.37
  • 6 x packs of ground pork $2.06, $2.04, $1.99, $1.96, $1.92, $2.63 (Reg: $7.28, $6.48, $7.07, $6.93, $6.68, $7.94)
  • 1 x Halal Chicken Thighs $3.48 reg $7.01
  • 5 x Chicken Breast strips $4.36, $4.01, $3.77, $3.69, $3.53 ($14.54, $15.50, $14.54, $16.67, $13.58)
  • 6 x Turkey Breast strips $3.03, $4.16, $3.99, $4.22, $3.99, $3.73 ($9.67, $13.26, $11.92, $12.72, $13.67, $12.52, $13.58.
  • 2 x Friulano cheese 500g Reg $9.99 sale $6.99 – pink sticker 50% off

Meat Savings Regular Price $183.30 we paid $66.82.

Total out-of-pocket $lots>>> $118.35- $8.05 stockpile $110.30

Points Overview (add any other sections you need to show us your savings)

  • Total Grocery Budget for the Month: $235.00
  • Total Grocery Budget with any carry-overs $235.00
  • Total Gift Cards used to date: $0
  • Total Rewards Points redeemed this week: $0
  • Total Rewards Points used to date: $20.00
  • PC Points Plus Earned to date: 63742
  • Scanning Code of Practice (SCOP) to date $0

Coupon Apps (add any other apps you use to save money)

  • Snap Groupon to date: $1.50
  • Zweet to date: $1.50
  • Cart Smart to date: $0
  • Checkout51 to date: $1.50

GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)

  • Total to spend this month $213.47 ($26.53 overage from March applied)
  • Stockpile budget 2015 ($25.00): (Jan/Feb) $50.00 +$0 (Mar)+$16.94
  • Stockpile budget used this month: $25.00
  • Total coupons used this week: $0
  • Total coupons used to date: $13.00
  • Total in-store discounts this week: $150.17
  • Total in-store discounts to date: $379.57
  • Total spent this week: $110.30
  • Total spent so far this month: $244.39
  • Total over/Under spend this shop: $over
  • Total over/Under spend for the month: -$30.92
  • Total left to spend for the month:- $30.92
  • Total Spent To Date 2015: (does not include stockpile budget) Jan $166.49+ Feb $261.51+ Mar $231.02 + April $244.39

Weekly Overview (your final thoughts)

I know we went over this month and I really did think we had it in the bag BUT we couldn’t pass up this meat deal. The meat was reduced at Zehrs by up to 75 %.

We are well stocked for at least part of the summer which is great. The savings were huge for us. We will work hard in May to catch up and hopefully no more sales will tempt us and we may have to use PC points if we need to shop again this month.

 

 Canadian Coupons Found This Week

 

Last week we found quite a few coupons so check last weeks GGC post if you missed reading it as I’ve scanned in all the great coupons found in Ontario stores right now.

Here are some great places you can find Canadian Coupons!

Sharwoods Coupons(1)

 

Frequently Asked Questions

 

  • Grocery Game Challenge RULES: Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.
  • Do I have to be Canadian to post my Grocery Shop?: No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.
  • When does the Grocery Game close each month?: The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month but you will still get a ballot when you post your shops even if they are late but I encourage you to stay on schedule. It’s a proven fact the minute we stop doing something that is scheduled that we end up forgetting to do it all together. Don’t let that be you! You can post your shops all month-long.
  • Does your Grocery Budget include health and beauty and laundry products?: Yes No, our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. As of 2014-2015 we no longer include such items in our grocery budget so we can see actual food numbers at the end of the year so we can plan accordingly for our budget. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.
  • Canadian Coupons: Where can I find Canadian Coupons?: Here are your latest  Checkout 51 offers that you can use to help you save money in the Grocery Game Challenge. There are many great Canadian Couponing websites online that share weekly coupon match-ups so you can plan your grocery list.
  • What is an FPC?: An FPC is a free product coupon which means you can get a free product as described on the coupon.
  • What is GGC?– The Grocery Game Challenge of course!
  • How Do I Grocery Shop?: I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2015 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general. If you are brave and want to learn everything I know about grocery shopping in Canada check out my Ultimate Grocery Shopping Guide! It’s FREE!

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge 2015!

Join in and become money savers and take control of your grocery budget.

-Mr.CBB

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Mr. CBB
Mr. CBB was born and raised in the United Kingdom who then moved to Canada where he is a permanent resident. He recently became a father to a very busy toddler who allows him to be a kid at heart. He bought his first house at the age of 21 after University and his second at the age of 24. Both Mr.CBB and his wife are Debt and Mortgage Free and they did it all in under 5 years using a Budget. Canadian Budget Binder is a place where he shares their financial experiences with his readers and hopes to learn about theirs. Welcome to CBB!
Mr. CBB
Mr. CBB

Comments

  1. Angela Mainse says:

    Week 3 – April 19 – 25

    • Grocery budget to work with in April: $200
    • Total coupons used this week: $2.53
    • Total coupons used to date: $29.03
    • Total RCSS gas coupons used this week: $1.37
    • Total RCSS gas coupons used to date: $6.74
    • Total value PC Plus points redeemed this week: $20
    • Total value PC Plus points redeemed to date: $110
    • Total gift cards/certificates/gifts used this week: $0
    • Total gift cards/certificates/gifts used to date: $38.76
    • Total student discounts this week: $5.58
    • Total student discounts to date: $77.54
    • Total tax savings RCSS this week: $0
    • Total tax savings RCSS to date: $7.26
    • Total spent this week: $49.15
    • Total spent so far this month: $140.80
    • Total left to spend for the month: $50 (.85 moved to carryover)
    • Weekly carry over: $.85
    • Total in carry over jar: $200.95
    • Total Spent To Date 2015: $989

    Giant Tiger: Cucumber 2 pk .75 clearance, Ice cream cones 1.00, Janes chicken strips 6.97, bag credit .03: Total paid 8.70 rounded up one cent

    RCSS: Classico sauce 1.99 x 2 (PM), Tostitos 3.00 x 3 (PM), Cold meat 3.97 x 3 (PM), less superbucks .99, less student discount 2.50, tax 1.05, redeemed PC Plus 20.00: Total paid 1.45

    RCSS: Yogurt raisins 3.69, Mini wheats 2.98 x 2, eggs 2.29 (PM), milk 3.97, bananas .85, grapes 2.27 (PM), lime .47, pears 2.11 (PM), grape tomatoes 4.98, avocado 5 pk 3.00 (PM), Old Spice deodorant 2.48 x 2 less 2.50 coupon, less superbucks .38, less student discount 3.08: total paid 29.60

    It was an ok week. We stayed on target and redeemed some PC Plus points. My sister was coming to visit and we wanted to have things on hand she would eat like he tostitos and cold meat. A little put to carryover jar.

    • Hi Angela,
      Great score on the cucumbers…. The lime was a bit pricey. We stock up when we can find them for 20 cents or less. The avocado was a great deal. My wife has been complaining I haven’t bought any lately so I”ll be on the hunt for some. Sounds like things are going but you still sound sad in your words. Don’t worry, you will get there and look back one day and thank yourself for all the hard work you are doing. Keep at it. You’ll get there. Mr.CBB You get #31

      • Angela Mainse says:

        The cucumber deal was a lucky find. I originally had it targeted to price match for one of them at that price on my Tuesday shop. Our Giant Tiger I think had ordered too much for their sale for 2 pk at 1.50 and were clearing it out. There wasn’t a thing wrong with them, not soft in a single place. However, we wouldn’t eat more than two in a week, so I made sure I got only one pack. The avocados were a good deal, I have a hard time making guacamole without fresh lime. So, we bought 1 and made it work with all of the avocados and more. We got a lot of distance out of that one lime. It did make the flavour a bit blander to spread it through so many things, but it worked out. Limes just don’t seem to be going on sale right now.

        It is true, I have been down about the food budget right now. I just hate to be at this point where I have to do this so tight and have listened to my son complain so much about what we have in the house or don’t have. I know in the long run he will be a better person for it since he won’t take as much for granted, but I hate teaching him that lesson right now. It also comes on the tail end of knowing we have to replace our roof this year and we discovered that one of our big picture windows rotted out this year and has to be replaced before mould develops in the basement from water draining down. And couple that with the deck that has been rotting out, we have a lot to do this year and I do not want to take on any more debt. I think a lot of that is carryover to how I feel about the food situation. Once we start the repairs, I think I will start to feel better. Too much in one year. However, school went well and I am done until September. But, I get to keep my student discount at the grocery store during the summer months and that is huge.

  2. Our weekly budget us $125 making this month $625
    Shoppers
    $1.99 flavoured hot chocolate – clearance
    $1.99-$1.50C sm international creamer
    $2.50 total oop
    $1.50 total coupons
    Superstore
    .80×5 frozen juice 200Peach
    $2×2 frozen veg 200Peach
    $1.09 mango nestea 200P
    .84 orange aero 200P
    $2.98 mcain pizza
    $2.48×2-$2.50C-$1CO51 old spice deo
    $16.95 total oop
    $2.50 total coupons
    Co-op
    $1.40 2L pop
    Walmart
    $2.48×2-$2.50C&$2CO51 old spice deo
    $5.40-$1C 4L homo milk
    $3.47×2-$4C&$3.47C olay age defy
    $6.95 total oop
    $10.97 total coupons
    Sobeys
    .50×8 clearance white bread with flax seeds spilled into by accident
    $1×4 quick sugar for jam – clearance
    $3.99×2-$2Cx2 family size multigrain cheerios
    $1.99 lettuce
    $2.99 tortilla strips
    $1.49 French bread
    $4.89 swiss cheese
    $2.99 cool whip
    $3.99 2lb strawberries
    $1.50×2 small dzn eggs
    $5.42 4L homo milk
    $4.87 4L 2% milk
    $2.79-$2.69free instore promo 1L chocolate milk
    $2.99-free instore promo dads cookies
    got these two items for free when buying two 4L milks
    $2×11-$1.50Cx10&1scop sm international creamer
    $25 24pks of frozen bacon – it came in frozen and then it became expired so we can’t sell it expired
    $6.63 whole chicken – clearance
    $11.05, $11.16 lean ground beef (6 meals)
    $9.06 chicken wings (2 meals) – clearance
    $111.61 total oop
    $21 total coupons/scop

    $139.41 weekly total oop
    $35.97 weekly total coupons
    $492.94 monthly total oop
    $181.20 monthly total coupons
    $2065.07 yearly total oop
    $639.18 yearly total coupons

    Yes that is a lot of coffee cream but it is good for a long time and well we drink a lot of coffee!! Also I got so many coupons by printing them off at the library using different computers (totally worth the 10c a page it costs to print one page)
    I also bought extra milk, eggs and bread after finding out a coworker hasn’t eaten food for awhile(other than muffins and buns that the bakery puts upstairs for staff to eat). He only makes enough money for rent, truck insurance and gas for him and his girlfriend(still in school). My boss has given him more shifts to try and help out. But needless to say when I found out they are struggling I was pretty upset and couldn’t let them go hungry so I packed up three massive boxes from my stockpile with things from tp, cleaners, deo, toothpaste, food staples and even packed them dinner of French onion soup that we were having that night. He was in much better spirits then next day and said he has never had shelves and cupboards full of food before. It is a good helping hand for them since they have never had one before. I am just thankful that we could help them out.

    • Hey Juanita
      Great deal on the International creamer!! WOW Juanita.. you are amazing. I’m sure you made the both of them so happy. May I ask if your community has a local food bank? Could they also seek help there? I know you are so generous but if you were not there they would have to find somewhere to eat proper food as they can’t live off of muffins and other bits. A stockpile sure does come in handy thought. 🙂 OMG what will you do with all that bacon. So they sold it to you expired lol. Love the bread deal too.. oops!! You got some amazing deals. This is what would happen to me if I worked at a grocery store except I’d be broke because it’s hard for me to say no sometimes to a good deal. Keep up the amazing work wow.. You get ballot 28.

  3. Christine Weadick says:

    Yearly grocery budget for four adults and two cats- $7800.00
    (The above total does not include the stockpile budget of $240 per year or $25 per month.
    Foodland #1
    4-1l chocolate milk @.99
    2 cans pineapple @1.19
    2 pasta sauce @1.49
    1 pack granola bars -1.99
    1 pack rice -1.99
    1 w/w bread -2.50
    2 yogurt @2.99
    1 jug vinegar -3.00
    2 boxes Cheerios @3.99
    2 packs Royale TP @4.44
    2 packs mushrooms @4.49, 50% stickers
    1 Parmesan cheese, grated -4.74
    2 4l milk @4.88
    1 pack salad greens -4.99, 50% sticker
    1 jug water -5.49
    Tax -1.50
    Total OOP -$70.77, $7.00 discounts

    Foodland #2
    2 cans tomato paste @.59
    2 1l chocolate milk @.99
    2 cans pizza sauce @1.29
    2 cans tomato sauce @1.49
    Bananas -1.15
    1 granola bars -1.99
    1 loaf w/w bread -2.50
    1 jar salad dressing -2.98
    Deli ham -3.68
    10# potatoes -3.99
    2 packs Royale paper towels @4.44, 2×1.50 coupons, stockpile
    1 Purex laundry -4.44, stockpile
    1 yogurt -4.49, 1.00 coupon
    1 4l milk -4.88
    1 Kolbassa chub -4.99
    1 jug water -5.49
    1 pepperoni stick -5.99
    1 green pepper -1.68
    Tax -1.99
    Total OOP -$63.84, $4.00 coupon, $13.32 stockpile

    Foodland #3
    Bananas -.98
    1 doz large eggs -2.99
    1 yogurt -2.99
    2 4l milk @4.88
    1 jug water -5.49
    1 case cream soda -5.99
    Tax -.78
    Total OOP -$28.98

    Points Overview (add any other sections you need to show us your savings)
    Total Grocery Budget for the Month: $650.00
    Total Grocery Budget with any carry-overs $650.00
    Total Gift Cards used to date: $0
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $0
    PC Points Plus Earned to date: 8950
    Scanning Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)
    Snap Groupon to date: $3.00
    Zweet to date: $19.50
    Cart Smart to date: $0
    Checkout51 to date: $18.00
    GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)
    Total to spend this month $500.72 ($149.28 overage from March applied)
    Stockpile budget 2015 ($25.00): Jan $22.20, Feb$24.50, Mar $22.18, April $5.00+$13.32=$18.32
    Stockpile budget used this month: $18.32
    Total coupons used this week: $4.00
    Total coupons used to date: $40.94
    Total in-store discounts this week: $7.00
    Total in-store discounts to date: $55.15
    Total spent this week: $150.27
    Total spent so far this month: $441.66
    Total over/Under spend this shop: $over
    Total over/Under spend for the month: -$25.09
    Total left to spend for the month:- $40.29
    Total Spent To Date 2015: (does not include stockpile budget) Jan $640.13+ Feb $572.63+ Mar $786.52+ April $441.66
    Weekly Overview (your final thoughts)
    Still struggling to get back on track after March. Hthe Royale was on sale so I got a coupole of TP, which had coupons for the paper towels on the package. The coupons were used for the paper towels to go in the stockpile and they had their own coupons for more paper towels, and some BBQ things. Just over $6.00 worth there. Hubby wanted the granola bars which were on sale. And he had been fussing for pizza for a while. The ham, Kolbassa and pepperoni were for his pizza but the meat was cut in half and there is still enough in the freezer for another round of pizza. So much for his opinion that pizza is a cheap meal…. He thinks he is going to get pizza a couple of times a month. At these prices he will have to live with once a month. I really don’t have much for the last week but I am trying to do it. The meat in the freezer will help but I will still have to get milk, bananas, water, and a very few others things. I can almost cash out with CO 51 and Zweet to stash for later in the year.

    • Hi Christine,
      I’m just curious but would it be cheaper to buy milk then the chocolate sauce or powder to make it chocolate milk or is it different? I’ve never bought it but I was curious. It’s tough to get back on track like I was just telling Mary it’s easy to spend and hard to save. I love those types of deals.. use a coupon then get one back. That reminds me of the time Greenworks had buy 3 save $5 hang tags. We got so many near free bottles it was crazy. The hang tags just kept coming back to us. Now they have tags but you can’t get them off the bottle which is good because too many people were stealing them which was dumb. Keep at it you will catch up!! Think positive. You get ballot 26. Mr.CBB

      • Christine Weadick says:

        This was chocolate milk on sale… 1l containers for .99 each so 4 of them was cheaper than a 4l bag of regular white… 4X.99= 3.96 against what I pay here in town which is $4.88 for the bag of 2% so I did a small stock up..just what the younger boy could drink up in a good time frame.
        It is so nice getting the coupon on the package, especially when you can use the coupons!!

  4. I remember when I started out on my journey in life at 17. My first meal in my apt was fried corned beef with onions, mashed potatoes and canned peas. I also wasn’t a sandwich person, so leftovers were my lunch the next day. Fond memories 🙂

  5. Name Your Store: i.e. Woolworths(Australia)
    Total Coupons Used: $0
    Total Out Of Pocket: $26.39

    Week 11- 13-20 April 2015

    1 kg self rising flour- $0.75
    1 kg margarine- $1.60
    600ml cream-$2.30
    1 L UHT milk- $0.95
    3 L milk- $3.00
    700g bread 3 @ $0.85=$2.55
    680g beef chipolatas sausages $5.49 (reduced)=$2.63
    1.5 kg whole raw chicken= $6.57
    .242 kg broccoli =$0.72
    .7442 kg banana- $2.82
    820g canned peaches =$2.50

    Name Your Store: i.e. IGA(Australia)
    Total Coupons Used: $0
    Total Out Of Pocket: $16.95

    3 L milk-$3.00
    750ml iced coffee flav milk $3.79 (reduced)=$1.99
    500 ml barbeque sauce= $1.99
    200g nacho corn chips $4.45 (reduced) =$2.49
    250 g strawberries =$3.49
    200g garlic chives/roasted capsicum dip $3.88 (reduced)= $1.99
    55g chocolate bar x 2 @$1.85=$3.70 (reduced) 2 @ $.099 = $1.98

    Do the above for each receipt you have then copy the template below and paste it to the bottom of your shop so we can see your results.
    Points Overview (add any other sections you need to show us your savings)

    Total Grocery Budget for the Month: $216.67 (averages $50 week)
    Total Grocery Budget with any carry-overs $

    Total Gift Cards used to date: $0
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $0
    PC Points Plus Earned to date:0
    Scanning Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)

    Snap Groupon to date: $0
    Zweet to date: $0
    Cart Smart to date: $0
    Checkout51 to date: $0

    GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)

    Stockpile budget 2015 ($0.00): $0
    Stockpile budget used to date: $0
    Total coupons used this week: $0
    Total coupons used to date: $0
    Total in-store discounts this week:$10.23
    Total in-store discounts to date:=$87.50
    Total spent this week: $26.39+ $16.95=$43.34
    Total spent so far this month: =$142.42
    Total over/Under spend this shop: $
    Total over/Under spend for the month =$74.25 (under)

    Total left to spend for the month : $226.17
    Total Spent To Date 2015: (does not include stockpile budget)=$640.51

    Weekly Overview (your final thoughts):

    We love that we can change the ‘flavour’ of a meal by adding toppings. The dip is cream cheese based, and makes a wonderful topping for baked potatoes.So even though the same basics of the meal are the same (leftovers), it seems like a new meal. Iced coffee is used in our coffee as milk, to change the flavour, as well as drinking it straight. Chocolate bars…well, just because Smile

    • Hi Kathryn,
      WOW that was a great deal on the margarine. Was that on sale? How come I never find nacho chips or iced coffee reduced. Great deal! We love iced coffee. Awesome deals. Do you find a certain time of day or day of the week to find the best deals? Is there certain spots in the store you look for deals or racks? When are you coming home again? You get ballot #24~ Mr.CBB

  6. ~The Grocery Game Challenge Apr 20-26, 2015~

    Costco
    Chicken Wings 2kg, $14.99-$5.00 coupon
    Chicken Breasts 2kg, $23.49-$7.50 coupon
    Chia Seeds 900g, $10.99-$2.50 sale
    Boom Chicka Pop , $6.99-$2.00 sale
    M&M’s 1.6kg, $12.99-$3.00 sale
    • Total Coupons Used: $12.50
    • Total Out Of Pocket: $49.45

    Overview
    • Total Grocery Budget for the Month: $500
    • Total Grocery Budget with any carry-overs $500
    • Total Gift Cards used to date: $34.07
    • Total Rewards Points redeemed this week: $0
    • Total Rewards Points used to date: $0
    • PC Points Plus Earned to date: 1670
    • Scanning Code of Practice (SCOP) to date $0

    Coupon Apps (add any other apps you use to save money)
    • Snap Groupon to date: $0
    • Zweet to date: $0.25
    • Cart Smart to date: $0
    • Checkout51 to date: $0

    GROCERY SHOP THIS WEEK
    • Stockpile budget 2015 ($25.00): $225 ($25/month Apr-Dec)
    • Stockpile budget used to date: $22.79
    • Total coupons used this week: $12.50
    • Total coupons used to date: $12.50
    • Total in-store discounts this week: $7.50
    • Total in-store discounts to date: $33.06
    • Total spent this week: $49.45
    • Total spent so far this month: $242.30
    • Total over/Under spend this shop: $50.55 under
    • Total over/Under spend for the month: $
    • Total left to spend for the month: $270.11
    • Total Spent To Date 2015: (not including stockpile budget) Start Apr: $219.51

    Weekly Overview:
    This week was a weird week, as we didn’t want to buy a lot of groceries before going away this weekend. No sense in buying a bunch of stuff to leave rotting in the fridge! We had quite a bit of produce and stuff left over from last week, so this was a pretty small shop. The popcorn and M&M’s are for the road trip 

    • Hi Megan,
      I have to ask, What is a Boom Chicka Pop? We don’t go to Costco as we find we can get better deals with flyer sales but for some they find it’s worth it for them. We never buy food when we are going away but that big bag of M&M’s are a must lol especially for a road trip. Will you be eating out on your road trip or cooking? You get ballot 23!! 🙂 Happy travelling.

      • Boom Chicka- Pop is a brand of pre-popped flavored popcorn that my husband looooves 🙂 Popcorn for him, chocolate for me! lol. Yes we ate out quite a bit this weekend 🙁 Next time maybe buying a bottle of milk and box of cereal for the hotel room would make breakfasts cheaper and faster with the wee one!!

  7. Apr 10 – 23, 2015
    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points = 1700 (Joanne’s PC Points)
    Total Out Of Pocket: $11.23

    Human
    1.13 kg Vector Cereal – $9.79 (PM Sobey’s) = $6.99
    2 lb Strawberries – $4.98 (PM No Frills) = $3.47
    English Cucumber – $1.47 (PM No Frills) = $0.77

    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points = 4800
    Total Out Of Pocket: $68.24

    Human
    72 Tide Pods – (3000 PC Points) = $19.99
    Quaker Instand Oatmeal = $2.48
    725 g Nutella – $6.77 (PM No Frills) = $3.77
    2 boxes of Cheerios – $3.99 (1000 PC Points) = $7.98
    Case of Kraft Dinner – $17.99 (PM No Frills) (800 PC Points) = $5.97
    1 kg Kraft Peanut Butter – $6.78 (PM Frescho) = $2.97
    Honey Bunches of Oats – $4.68 (PM Food Basics) = $1.97
    750 g NN Frozen Vegetables – $2.78 (PM Valu-mart) = $1.99
    Hot Dogs = $3.98
    Bologna – $5.49 (PM Food Basics) = $2.99
    Wonder WW Bread – $2.50 (PM Giant Tiger) = $1.99

    Cats
    4 Cans Friskies Soft Food – 2/$1.00 = $2.00
    2 kg Whiskies Cat Food = $6.48

    Name Your Store: No Frills
    Total Coupons Used: $0.00
    Total Points = 2000
    Total Out Of Pocket: $16.74

    Human
    10 Tuna – $0.99 (2000 PC Points) = $9.90 – Used Stockpile
    4 L Skim Milk = $ 3.97
    2 WW Bread – $2.17 = $4.34
    Extra Lean Ground Beef = $14.32 & $14.21

    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points = 0
    Total Out Of Pocket: $17.83

    Human
    Bisquick = $2.98
    Pillsbury – 2/$5.00 = $2.50
    Multi-Colour Peppers = $2.98
    Green Pepper – 0.255 kg @ $5.47/kg = $1.39
    Bananas – 1.180 kg @ 1.26/kg = $1.49
    Hot Dogs = $6.49

    Cats
    No Shop

    Grocery Game Challenge Results
    Total Grocery Budget for the Human Year ($2080.00, for the pay period – $80.00)
    Total Grocery Budget for the Cat Year ($390, for the pay period – $15.00)

    Total Coupons Used this 2 Week Period: $0.00
    Total Coupons Used To Date: $9.00
    Total Discounts/SCOP this 2 Week Period: $0.00
    Total Checkout 51 rebates this 2 Week Period: $0.00
    Total Checkout 51 rebates to Date: $10.00
    Total Snap rebates this 2 Week Period: $0.00
    Total Snap rebates to Date: $1.00
    Total Price Match for this 2 Week Period: $30.35
    Total Price Match to Date: $169.99
    Total Adhoc Stockpile this 2 Week Period: $9.90
    Total Adhoc Stockpile to Date: $121.87
    Total PC Points Received this 2 Week Period: 6800
    Total PC Rewards Points Used this 2 Week Period: 30000
    Total PC Rewards To Date: 4455

    Total Over/Under spend this Human shop: $14.56 over
    Total Left to Spend for the Human Month: $65.44
    Total Spent To Date – Human: Jan $69.59+$34.74+35.42+47.21+47.89+24.54; Feb $32.86+39.96+32.86; Mar $26.70+0.80+50.41+5.00+26.07+52.01; Apr $11.23+58.66+17.83+6.84 ; May $ ; Jun $ ; Jul $ ; Aug $ ; Sept $ ; Oct $ ; Nov $ ; Dec $ = $657.99

    Total Over/Under spend this Cat shop: $5.42 under
    Total Left to Spend for the Cat Month: $20.42
    Total Spent To Date – Cat: Jan $3.22+11.28+32.17+0+0.98 ; Feb $12.50+$0.00+9.58+4.59 ; Mar $16.04+0+13.06; Apr $9.58 ; May $ ; Jun $ ; Jul $ ; Aug $ ; Sept $ ; Oct $ ; Nov $ ; Dec $ = $113.00

    Overview: 1st week – This week my daughter buried her father so we ate out much more than I want to so it caused me to re-jig my finances to cover that additional expense. I’m backing price matching like crazy this week which makes me very happy. I was able to save just about 1/2 of what it would have cost me at RCSS 🙂
    Overview: 2nd Week – Yes, I went a little over this week but I got a great deal on ground beef this week (approximately $2.97/lb) and stocked up on tuna this week.

    • Hi Dee,
      Sorry about the family loss.
      Sometimes events in our lives cause us to stray from the budget. I’m glad you are getting back on track. Price matching is something I do all the time if I can. For the Tide Pods is it one per load? Great deal on the tuna and the Peanut butter. The price of the PB is so high it pains me sometimes. When it goes on offer that’s a great time to stock up. Have you tried pricing out the cost of buying one of each multi-pepper over the convenience pack? We have, sometimes you might find it’s cheaper. I’ve seen those packs at $3.99 before which is pricey to me. Do you separate your beef into smaller packs? Great shopping… you get ballot 21 Mr.CBB

      • Thanks Mr. CBB. I used my emergency fund to offset the eating out during that period. Yes, the Tide Pods are 1 per load and we typically only do 2 per week. I haven’t costed the multi-pepper on an individual basis but I wouldn’t buy them if they were $3.99 as I don’t do much cooking with peppers as a general rule. Yes, I put the ground beef into 1 lb margarine containers and put them into the freezer.

  8. Christine Weadick says:

    Awesome ideas here!! Other ideas I might add would be to start looking over the sales at places like Canadian Tire and Walmart for things for the kitchen to use cooking. Hint….Mother’s Day is coming in a couple of weeks and places like these will have some sweet deals on kitchen things. Just saying….. The library is a good place to look over and bring home a few cook books that can cover the basics all the way to the fancy stuff. You can scan/copy out anything that catches your fancy. As well, library’s will have book sales of older books for cheap if there is one or two cook books that really look good to you. I check cook books out all the time and if there is one I really like I watch for it at the sales. Picked up a few classics that way!!
    Should any of your friends give you a hard time about cooking your own meals, feel free to remind them that some of us of the female persuasion find it rather sexy when a man cook a lovely dinner, especially if he cleans up after himself!! You can also consider cooking to be a course in organic chemistry…. Why does this react with that… And why do we want this reaction? Example…baking soda and sour milk…. And so on.
    Hope you get some ideas you can use here, and remember to have fun in the kitchen!!! Don’t forget to clean up after….

  9. Mary F Campbell says:

    APRIL – Week #3 of 4- April 20-26, 2015

    2015 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ==============================================================================================

    REMARKS FOR THE WEEK:

    We are really holding the grocery purchases to a dull roar this month! I didn’t do any borscht, re-stocking or US reserve transfers at the beginning of the month so IF I have any leftover funds after next week’s shopping, I will make some smallish transfers at the month-end.

    This week we took advantage of a BOGO sale on Udi’s Gluten Free Bagels at Save On Foods. They last a long time around here, and are kept frozen until needed, so it’s a real treat to get them on sale.

    Safeway had their eggs on sale this week BUT we still have 2 dozen on hand with May 11th expiry dates, so we skipped this week’s sale. A sale is only a sale if you actually need the item.

    Similarly, Thrifty’s had extra lean ground beef on at a good price but I still have two – 2lb packages in the deep freeze so we gave that a pass as well. We’ll catch it on the next round of sales…or not. With summer just around the corner, we tend to eat a lot more vegetarian meals.

    We did need a jug of milk though – so we redeemed some more Save On Food points rather than pay cash. I have adjusted the grocery balances to reflect the points redeemed.

    I really have everything we need for this week’s menu plan, so we didn’t need to do any additional shopping. I like weeks like that!

    Note: I am letting the following rain checks expire without using them:

    Safeway

    4 Lean Ground Pork @3.49/lb-Good ‘til Apr 26/15 << I have ground beef in the deep freeze

    Thrifty Foods

    4 Island Gold Large Brown Eggs @ 2 for $5.00- Good ‘til April 21/15 << We'll catch the next sale
    4 Island Gold Large Brown Eggs @ 2 for $5.00- Good ‘til April 23/15 << We'll catch the next sale

    ==============================================================================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    Save On Foods – Maple Ridge

    2 x Udi’s Gluten Free Bagels – BOGO – $6.99
    1 x 4L Skim Milk $4.99 – $4.99 = $0.00 re 3,100 Points Redemption

    •Total OOP: $6.99

    • Grocery Budget OOP: $6.99
    • Stockpile Budget OOP: $0.00
    • Cash Hiding Spot: $0.00
    • Points Redeemed: $4.99

    ** Earned 12 MORE Points on this shop **
    ** USED $0.00 in Coupons **
    ** SAVED $6.99 Loyalty Savings on this shop **

    ==============================================================================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP WILL BE May 18th!

    ==============================================================================================

    2015 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $3.58+ Feb $0.00 + Mar $14.54 + Apr $15.76= $33.88

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 = 0.00

    •Total Price Match Savings Used This Year:

    Jan $0.00 +Feb $0.00 + Mar $0.00 + Apr $0.00 = $0.00

    •Total More Points Earned This Year:

    Jan 22 + Feb 45 + Mar 140 + Apr 12= 219 Points

    •Total Air Miles Earned This Year:

    Jan 0 + Feb 0 + Mar 1 + Apr 1= 2 Air Mile

    •Total PC PLUS Points Earned This Year:

    Jan 1200 + Feb 900 + Mar 900 + Apr 1,500 = 4,500 Points

    •Total Optimum Points Earned This Year:

    Jan 30 + Feb 40 + Mar 0 + Apr 0 = 70 Points

    ==============================================================================================

    2015 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $199.31+ Feb ($180.69) + Mar $274.41) + Apr (trf $10.00 Xmas Reserve+$15.00 to Summer + $10.10 +$6.00 + $2.54 +$8.77 +$4.99 Points Redeemed +$6.99= $64.39)= $718.80

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+Feb $190.00 + Mar $190.00 + Apr $190.00 = $760.00

    •Total Over/Under on Year-To-Date Grocery Budget: $41.20 AVAILABLE << Still lookin' good! 🙂

    ==============================================================================================

    2015 UNUSED CANADIAN GROCERY RESERVE :

    2014 Fwd $0.00+Jan $0.00+Feb $3.83+ Mar $32.09 + Apr $4.99= $40.91

    ==============================================================================================

    2015 RE-STOCKING RESERVE:

    2014 Fwd $325.00+Jan $22.50+Feb $22.50 + Mar $17.50 + Apr $0.00= $387.50

    ==============================================================================================

    2015 Y-T-D BORSCHT RESERVE:

    2014 Fwd $412.50+Jan $12.50 + Feb $12.50 + Mar $12.50 + Apr $0.00= $450.00

    ==============================================================================================

    2015 Y-T-D HOLIDAY SEASON RESERVE:

    2014 Fwd $110.00+Jan $10.00 +Feb $10.00+ Mar $10.00 + Apr $10.00= $150.00

    ==============================================================================================

    2015 Y-T-D SUMMER RESERVE:

    2014 Fwd $90.00+Jan $10.00 + Feb $10.00 + Mar $15.00 + Apr $15.00= $140.00

    ==============================================================================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 760.00 Grocery Budget JAN-MARCH
    $ 40.91 Redeemed Points to Purchase
    Groceries
    ($ 0.02) Hiding Spot Cash – SPENT
    ($ 13.45) 2014 Costco Rebate Chq – SPENT
    ($190.00) Trf to Misc Reserves (Re-Stocking,
    Borscht, Xmas, Summer)
    ($170.00) Trf to US Grocery Reserve
    ($ 40.91) Set in a reserve to offset
    Redeemed Points
    ($ 345.35) Actual CASH SPENT

    ($ 41.20) AVAILABLE FOR SPENDING

    • VALUE POINTS REDEEMED Y-T-D:

    $ 4.98 Skim Milk- 3,100 MORE Pts – JAN
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.99 Whole Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 1.60 Sprouts- 1,000 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – APR

    $ 40.91 Total $ Value of Points Redeemed

    So far $570.00 has been budgeted Y-T-D for 2015 and we have recorded these funds as “spent” and in fact they have been “saved”:

    $387.50 Freezer Re-Stocking Fund
    $450.00 Borscht Fund
    $150.00 Holiday Season Fund
    $140.00 Summer Season Fund

    OUR TOTAL UNUSED RESERVES ARE $1,127.50 … that is a $937.50 carry-forward from 2013 & 2014 and $190.00 in NEW 2015 savings.

    This also means that with $190.00 to start APRIL less $25.00 transferred to the various savings reserves less $0.00 transferred for Points Redeemed = $165.00 less an overage carried forward from March for $84.41 less an additional $0.00 saved in our US grocery reserve, we opened the month of APRIL with $80.59 available to spend on the Canadian side of the border PLUS we have spent $39.39 on our groceries (cash & points) so this month and have $41.20 AVAILABLE for the month of APRIL.

    We have groceries that have been purchased using points redeemed, rather than the budgeted cash in the amount of $40.91. Available as an offset, we currently have $40.91 in our UNUSED CASH RESERVE. As at this moment, we need and additional $0.00 in the UNUSED CASH RESERVE. If our budget is truly sufficient, when we reach December 31st, the unused funds should still be equal to, if not greater than, the value of the points redeemed. It’ll be interesting to see if they actually are.

    Note: Another reserve of $283.07 IS AVAILABLE for our next US shop currently scheduled for May 18th!

    Of the outstanding US Shopping Reserve $283.07:

    $113.07 is carried forward from 2014

    $170.00 is new 2015 Y-T-D savings

    Less $0.00 that we’ve actually spent in 2015

    = $283.07 US Reserve Available

    ==============================================================================================

    The valid rain checks I hold are as follows:

    Safeway

    4 Signature Café Pizzas @ 2 pizzas for $9.00- Good ‘til June 19/15
    6 Ronzoni Sweet Onion Marinara @ 2 for $5.00- Good ‘til June 20/15
    2 Boneless, Skinless Chicken Breasts @ $12 ea- Good ‘til July 4/15
    6 Skippy Peanut Butter @ BOGO – Good ‘til July 11/15

    Thrifty Foods

    6 Island Bakery WW Bread 570 g @ 1.00 per loaf- Good ‘til April 27/15
    6 Island Bakery WW Bread 570 g @ 1.00 per loaf- Good ‘til April 29/15

    ==============================================================================================

    • Hi Mary,
      I don’t blame you not doing a re-stock because the lats thing you need is to have too much food in the house which is never a good thing in my experience. You can always catch the next round of sales and like you said with summer coming you eat more veg. We are the same way but since we found that meat sale we stocked up. My parents are coming next month so it will come in handy. They love their meat so it will help sort out that part of the budget for their stay. You get ballot 19. Mr.CBB

      • Mary F Campbell says:

        Oh how exciting for you Mr CBB! I bet they can hardly wait to meet your son. What a reunion this is going to be for your family. The meat will come in handy when you have extra mouths to feed and lends itself to nice bbq’s. 🙂

        • Yes they are very excited to come visit. They did buy an iPad last month and are just learning how to use the internet but they did add Skype so I was able to see them. I haven’t seen them in years. It’s amazing what technology can do for people.

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