grocery game monthly challenge

How to Grocery Shop 7 Days A Week and Save Money : The Grocery Game Challenge #1 May 4-10, 2015

how to grocery shop 7 days a week and save money(1)SUPER SAVE THE MORE YOU SHOP

 

Most of you wouldn’t dream of attempting to grocery shop 7 days a week but for some there are hidden ways to save money.

I’ve previously talked about shopping more than once a week and shopping monthly but not every single day of the week.

It sounds a bit outrageous to the typical consumer but believe me people do this, and for many reasons.

If you are a cashier at a grocery store you can attest to seeing the daily “regulars”. These people you know by name, they know your name and they want the freshest product on their table every day of the week.

For those of you that work this is not for you although some of you might still shop every day after work depending on your situation.

If you are single you might just drop in after work to pick up food for the night or if you work at the grocery store you pretty much have this luxury at your finger tips.

One of our CBB fans does work at the grocery store and the deals she finds will blow your mind so I wasn’t at all opposed to shopping 7 days a week when I found that a close friend of ours does this.

Here’s how it all went down…

I had to laugh the other week when my wife and her friend were chatting about cooking and grocery shopping. My wife doesn’t get out to do groceries as much since our son was born and cooking is certainly not on the radar for her. As our son gets older I’m sure she will be back at it with me as we work better as a team in the kitchen.

My wife’s friend is a coupon fanatic as she loves to save money BUT she hates to cook. Sounds a bit daft but she’s never had a passion for being in the kitchen she said. She doesn’t just dislike it, she hates it. You might think I’m joking when I say to grocery shop 7 days a week but this is what her friend does.

My wife said that her father who is European went to the market every day in town with his parents to buy food when he was young. Even though they lived on a huge farm they traded food although it was forbidden to do so during the second world war because of rationing.

They managed to buy or trade fresh food every day which was a common practice and still to this day you can find her dad at the grocery store everyday after his daily walk. It’s all about the freshest product, the best product for the best price.

There are a few pluses in her side of the ring, one being that she has the grocery store just up the road from the house. Yes she does drive so it costs her petrol every day that she drives up BUT she still manages to stay under budget with her frequent shops.

When I lived in the UK I made frequent trips to the grocery store as well. It wasn’t because I didn’t enjoy cooking because I love to cook. It was due to the fact that my refrigerator was the size of a beer fridge.

You couldn’t stock up even if you wanted to. It was just impossible so the best thing for me to do to was to shop every few days. I was able to save but I was also living just down the road from the grocery store.

Most people these days live in the vicinity of at least one grocery store so it’s not too far of a walk or drive if you plan to do more than one grocery shop a week.

Why does she shop 7 days a week?

I wanted to know more about this too so I managed to stick my head into the conversation because I knew my wife wouldn’t ask those probing questions that Mr. CBB would want answers to.

I’m pretty sure she must have thought I was a nutty asking so many questions about her shopping habits and whether she can save money grocery shopping so much.

My first undercover question was why? Why food shop so much when in Canada most people have at their convenience a full-size refrigerator with a large freezer?

I hate cooking“, she says to me first but then she goes on to say that I like to buy my fruits and vegetables fresh every day. She also has to struggle with her husband who works many hours and is not always home for dinner.

Planning their evening dinner when he gets up in the morning is easier to do based on the time he will be home that night and what they feel like eating.

If she buys food for the entire week and doesn’t eat it because they aren’t in the mood for it even though they planned it then it will likely waste. Sometimes she says she doesn’t even bother going to the grocery store one day because he will be home late.

A perk he has at work is his employer provides a full buffet lunch at a deeply discounted price. He doesn’t always eat the buffet but when he is stranded at work with piles of stuff to do the buffet makes the list. Typically he will bring leftovers because his wife batch cooks when she has to.

She prefers to use the crock-pot because she doesn’t have to turn the stove on and she admits to being a rotten cook. Throwing food and spices into the crock-pot seems so much easier so she scours the internet for crock-pot recipes.

Her husband doesn’t mind as long as it tastes good.

So, she creates a dinner menu based on her husband work schedule and every day she makes a trip up to the grocery store to buy the ingredients she needs. Sometimes she has ingredients at home already from a past meal which she will also use.

Yes, she works just in case you were asking and no they have no kids. I know it would be VERY tough to get our son up to the grocery store every day. It wouldn’t be impossible but it would be tedious to go in every day with him. I can certainly see how things have changed for us now but before he was born I could have easily shopped every day.

 

Grocery shop often and save with these tips

 

I went in for the kill ans just asked her, so, how do you save money?

I wanted to answer HOW to save money and really the only answer is to shop every day and keep these tips that she uses in mind.

She says she saves money because she has…

  1. Virtually no food waste
  2. Hardly eats out because of the batch cooking
  3. Finds daily deals at the grocery store she would have missed if she only shopped once a week. She may adjust her menu based on any in-store sales she finds
  4. Gets to check out the reduced rack daily which saves her a bundle and she gets the freshest reduced product
  5. She gets the freshest products whether dairy, produce, meat, fish or bakery.
  6. Ability to find all the coupons she needs by going every day.
  7. Spends less in the grocery budget since they don’t overspend. What is on the list is typically what she buys unless she scores an amazing deal
  8. Less groceries to carry and put away every day

When I asked her how much her grocery budget for the month was for the two of them she told me it typically came in under $200 a month. I was impressed with that number as most couples have no problem spending upwards of $500 a month at the grocery store.

Even our grocery budget is tight at $235 a month plus a $25.00 stockpile and that comes with a weekly planning session. If we didn’t do this we could easily be that couple that spends over $500 a month.

She says that food is important to them but it’s not a priority in their lives. They eat to live and be healthy and that’s about it. Some people have food as a central topic in the house especially when they bake and cook homemade meals. That doesn’t happen in her house much unless it’s in the crock-pot and even then she doesn’t bother with baking.

It really boils down to what someone eats and how often they eat. She tends to graze throughout the day eating 6-8 small meals or snacks that she makes sure she has on hand such as nuts or fruits.

She is a coffee lover as well so she stocks up on coffee so she can make it at home instead of going to the coffee shop.

I had to agree with the way she shopped as I pretty much did the same thing. I remember my wife saying that she would lose so much weight if she moved in with me in the UK since my cupboards only had minimal food in them since I shopped so much.

She says back home the kitchen is fully stocked but it wasn’t at my house. I think my wife’s friend is smart but at the same time I think she should try her hand at some new meals on the stove.

There are so many easy recipes that can be made in a flash with limited clean-up involved. Her husband doesn’t mind the crock-pot meals and on occasion she buys frozen lasagna, cabbage rolls, stews, perogies etc. that she can pop in the oven.

She has no issues preparing salads so she does make a fresh salad with every dinner but that’s the extent of her culinary skills. When she uses the crock-pot she doesn’t deviate from any recipes as she only takes out the exact ingredients in a recipe.

I think people will save money any way they can but most of all they do what works for them. Since she is home all week it’s no big deal for her to get out of the house which she loves to do and hit up the local grocery store to save money.

Smart grocery shopping begins with the shopper so find your grocery shopping balance and save.

If you could save more money grocery shopping 7 days a week would you do this?

How many days a week do you currently grocery shop?

 

May Grocery Game Challenge posts

 

If you missed any grocery game posts for the month I will post the line-up for the month each week here in this section for you.

Join in the Grocery Game Challenge fun and post your grocery shop in the comment section of each blog post… here are the GGC rules!

Congratulations goes out to our April GGC winner Ballot #17 that belongs to GGC player Megan!!

 

Grocery Saving Tips

 

Click, Save and Print. It’s that easy!

2014 Free Money Saving ToolsFree Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the savings process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…Grab it while you can… It’s FREE! We use it to budget and in large part a reason we could pay our mortgage off in 5 years, check it out!

 

Ultimate Grocery Shopping Guide

 

the ultimate grocery shopping guide cbbEverything you want to know about grocery shopping in Canada is below with new information added monthly.

If you are new here and haven’t had a chance to read past posts grab yourself a beverage, sit down, relax and enjoy some educational reading material on ways to save money in your grocery budget.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email.

 

2015 Grocery shop results

 

If you are a foodie like I am you will enjoy going through my Free Recipe Index where recipes from CBB Home Chef Nicola Don and myself are shared every Sunday on the blog. Check it out!

Yearly grocery budget for two 2015: $2820

(The above total does not include the stockpile budget of $240 per year or $25 per month.

Food Basics

Everything below was on sale this week.

  • Planters Cashews $2.88
  • Planters Mixed Nuts $2.88
  • 2 x Canned wax beans $0.69 ea
  • Reduced produce $2.60 3 jumbo pomegranate and a pear
  • 10lbs washed potatoes $2.88
  • Premium Bananas $2.88
  • 2 x Mango $0.88 ea
  • 2 x $0.88 garlic
  • Plain Yogurt $1.44
  • 4 x Astro Yogurt $1.88 ea
  • 5 x Bavarian bread  $1.88 ea
  • Black Diamond Cheese $1.88

Total Out-of-Pocket: $46.57

Points Overview (add any other sections you need to show us your savings)

  • Total Grocery Budget for the Month: $235.00
  • Total Grocery Budget with any carry-overs $235.00
  • Total Gift Cards used to date: $0
  • Total Rewards Points redeemed this week: $0
  • Total Rewards Points used to date: $20.00
  • PC Points Plus Earned to date: 63742
  • Scanning Code of Practice (SCOP) to date $0

Coupon Apps (add any other apps you use to save money)

  • Snap Groupon to date: $1.50
  • Zweet to date: $1.50
  • Cart Smart to date: $0
  • Checkout51 to date: $1.50

GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)

  • Total to spend this month $190.03 (this is minus overage $44.97 April)
  • Stockpile budget 2015 ($25.00): (Jan/Feb) $50.00 +$0 (Mar)+$16.94+$25.00 (April)
  • Stockpile budget used this month: $0
  • Total coupons used this week: $0
  • Total coupons used to date: $13.00
  • Total in-store discounts this week: $0
  • Total in-store discounts to date: $389.75
  • Total spent this week: $46.57
  • Total spent so far this month: $46.57
  • Total over/Under spend this shop: under $0.93
  • Total over/Under spend for the month: $n/a
  • Total left to spend for the month: $143.46
  • Total Spent To Date 2015: (does not include stockpile budget) Jan $166.49+ Feb $261.51+ Mar $231.02 + April $258.44+May $

Weekly Overview (your final thoughts)

We had a relatively small shop this week. Apart from what we found on the reduced rack we stuck to our grocery shopping list this week. I’m hoping we can clear up our grocery debt this month with some smart shopping.

 

 Canadian Coupons Found This Week

 

Last week we found quite a few coupons so check last weeks GGC post if you missed reading it as I’ve scanned in all the great coupons found in Ontario stores right now.

Here are some great places you can find Canadian Coupons!

I  did want to mention that we got a Red Plum in the mail this week and found these coupons at Zehrs and Food Basics.

May 2015 Canada coupons ggc(1)

 

Frequently Asked Questions

 

  • Grocery Game Challenge RULES: Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.
  • Do I have to be Canadian to post my Grocery Shop?: No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.
  • When does the Grocery Game close each month?: The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month but you will still get a ballot when you post your shops even if they are late but I encourage you to stay on schedule. It’s a proven fact the minute we stop doing something that is scheduled that we end up forgetting to do it all together. Don’t let that be you! You can post your shops all month-long.
  • Does your Grocery Budget include health and beauty and laundry products?: Yes No, our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. As of 2014-2015 we no longer include such items in our grocery budget so we can see actual food numbers at the end of the year so we can plan accordingly for our budget. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.
  • Canadian Coupons: Where can I find Canadian Coupons?: Here are your latest  Checkout 51 offers that you can use to help you save money in the Grocery Game Challenge. There are many great Canadian Couponing websites online that share weekly coupon match-ups so you can plan your grocery list.
  • What is an FPC?: An FPC is a free product coupon which means you can get a free product as described on the coupon.
  • What is GGC?– The Grocery Game Challenge of course!
  • How Do I Grocery Shop?: I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2015 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general. If you are brave and want to learn everything I know about grocery shopping in Canada check out my Ultimate Grocery Shopping Guide! It’s FREE!

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge 2015!

Join in and become money savers and take control of your grocery budget.

-Mr.CBB

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  • Check out my new Free Recipe Index
  • If you like FREE then click this link for my FREE Excel Budget Spreadsheet and all my Free Money Saving Lists.
Mr. CBB
Mr. CBB was born and raised in the United Kingdom who then moved to Canada where he is a permanent resident. He recently became a father to a very busy toddler who allows him to be a kid at heart. He bought his first house at the age of 21 after University and his second at the age of 24. Both Mr.CBB and his wife are Debt and Mortgage Free and they did it all in under 5 years using a Budget. Canadian Budget Binder is a place where he shares their financial experiences with his readers and hopes to learn about theirs. Welcome to CBB!
Mr. CBB
Mr. CBB

Comments

  1. Juanita says:

    HeyMr.CBB
    Yes I am hoping the meat lasts us awhile!
    Yes I was very happy with all the clearance deals.
    The cheese is the 907G bars that I had a rain cheque for and conventiently saved to use on discount Tuesday with a coupon.
    The astro coconut is pretty good too.
    Juanita

  2. Angela Mainse says:

    Week 1 – May 3 – May 9

    • Grocery budget to work with in May: $200
    • Total coupons used this week: $0
    • Total coupons used to date: $29.03
    • Total RCSS gas coupons used this week: $0
    • Total RCSS gas coupons used to date: $6.74
    • Total value PC Plus points redeemed this week: $0
    • Total value PC Plus points redeemed to date: $130
    • Total gift cards/certificates/gifts used this week: $25
    • Total gift cards/certificates/gifts used to date: $38.76
    • Total student discounts this week: $4.70
    • Total student discounts to date: $85.91
    • Total tax savings RCSS this week: $0
    • Total tax savings RCSS to date: $9.57
    • Total spent this week: $42.50
    • Total spent so far this month: $42.50
    • Total left to spend for the month: $150
    • Weekly carry over: $7.50
    • Total in carry over jar: $212.65
    • Total Spent To Date 2015: $1077.35

    RCSS: Yogurt raisins 3.69, NN Dill pickles 3 x 1.00 (PM), NN Baby Dills 1 x 1.00 (PM), NN Sliced pickles (PM), NN chocolate syrup 2.67, NN ranch dressing 2.67, Ritz crackers 1 x 1.00 (PM), Cheese nips 1 x 100 (PM), Swiss cheese crackers 1 x 1.00 (PM), Triscuits 1 x 1.00 (PM), Wheat thins 1 x 1.00 (PM), Eggs 1.99 (PM), Cheese slices 2 x 1.88 (PM), IOGO yogurt 5.28, avocados 2.95, baby carrots 2 x 1.00 (PM), grape tomatoes 4.98, onions 1 x 1.00 (PM), bananas 1.31, pineapple 1.98, lettuce 2 x 1.00 (PM), lime .47, tax .43, less student discount 4.70: $42.50

    I had a large stock up weeks with some fantastic price matching items. 1 L pickle jars for 1.00 is fantastic. We aren’t particular on brand, so we buy what’s on sale. And, the crackers is awesome at 1.00, very rare to find Christie brand for that price and my son loves them for snacking. I hadn’t been buying crackers for a while. I don’t expect them to last long. Overall, a good start to May. Some into the carryover jar, phew. I did come to realize that the yogurt raisins my son likes for snacking at school is a taxable item. I hadn’t noticed that before. I will keep that in mind for the no tax days at RCSS. Saving the tax is better than 10% on Tuesday. That may save a bit here and there in the long run.

    • Hi Angela,
      Great deal on the pickles. WOW the crackers were a great price too. It looks like I missed a great sale. Where were they $1.00? There are some egg coupons out now so be on the lookout for those. It’s smart to make a list of the taxable items… OH I think you just made a blog post for me!! Thanks… 🙂 Saving that now. You get ballot 13. Mr.CBB

      • Angela Mainse says:

        The pickles and crackers were both at No Frills that week. Wish I had bought more crackers, they didn’t last long. I will watch for the egg coupons, I haven’t found them yet.

  3. Juanita says:

    Our weekly budget is $125 making this month $500.
    Save on foods
    $24.60(rain cheque $5.05kg) boneless pork loin (9 meals with leftovers)
    $2.99 blueberries
    $5.42-$1C 4Lhomo milk
    $2.99 baby cookies
    $18.45×2(rain cheque) 3kg chicken breasts
    $61 total oop
    $1 total coupons
    $10.89 15% discount Tuesday
    I found out at the till that I would either get 15% off or use the rain cheques that I had with me. Well since that is a brand new policy and there are no signs up about it or no info on the rain cheques themselves I asked to speak to the manager. The cashier called him and he said the same thing she said and well that wasn’t gonna work for me. So he must have been close and came and talked to me and I politely told him that I had come to the store multiple times to pick up those items to have empty shelves every time and reminded him that the chicken breasts were only sale last month during discount Tuesday week and that they should honour my rain cheques. He then agreed with me and honoured the rain cheques and the 15% discount to be used at the same time and I thanked him multiple times. I only had the exact amount of money in my wallet so I was thankful that it went as planned because we would have ad to put everything back. I even called the next day to say thank you again.
    We are totally stocked up for chicken, pork and ground beef and that will help with the rest of the month.
    Safeway
    $6.99×2-$2.50Cx2&$3CO51 folgers 750G coffee
    $9 total oop
    $5 total coupons
    Shoppers
    $4.49×4-$2Cx4 melitta coffee – 2000Points!!!!!
    $2.99-$1.80SDMC coffee creamer 18% – yummy treat
    .69×4-$1C campbells soup
    .99 lg international creamer
    $1.99×2-$1C&$2.50CO51 lady speed stick
    Walmart
    $5.40-$1C 4L homo milk
    $2×3-$2wub2 downy unstopables – sweet clearance deal
    $5×4-$2.50Cx4 74load oxi clean laundry soap – clearance deal and will last us a few months
    $3.47×2-$3.47Cx2 olay age defy body wash
    $20.05 total oop
    $19.94 total coupons
    Sobeys
    $7.65 sweet potatoes – overstock from easter and they were clearing them out for .55kg!!! so I got 13.91 kg/30lbs!!!!
    good thing little miss loves them 🙂
    .99×4 grated parmesan cheese – clearance
    .99 mango green iced tea
    the following is my discount shop
    $8.99×2-.75C(rain cheque) bd cheese marble
    $3.99(rain cheque) 2lb strawberries
    $1.32×4-$1Cx4(rain cheque) hawaiin punch
    $3.49×2-$3.49Cx2 olay age defy soap
    $2.99×4 cb slices (swiss/monteray jack jalapeno)
    $1.99-$1C olay shave gel – clearance
    $2.49×2-$2.50C old spice deo – yup still stocking up for summer
    $3.49 krema coconut yogurt – super yummy!!!
    $3.49×2-$1Cx2&$3CO51 lady time stuff
    $33.16 total oop
    $20.56 total gift card
    $17.98 total coupons
    $6.23 10% discount

    $139.41 weekly total oop
    $20.56 weekly gift card total
    $73.84 weekly coupons/discounts
    $2406.73 yearly total oop
    $105.02 yearly gift card total
    $749.94 yearly coupons/discounts
    Yep we are really nice and stocked up for coffee, creamer, cheese, meats and sweet potatoes!
    I will be donating the olay that I got for free.
    Hopefully we will balance out the rest of the month but I do know we will need more veg and fruit for little miss this week and thankfully the produce store has 10% wub $30 again and will probably need more diapers but am hoping for a better sale next week. But still also have a no frills shop to do, stocking up on more canned fruit using the awesome coupon.

    • Hi Juanita,
      You’re a fighter when you know what you want and you should be especially if it’s the right thing to do. Great job with the meat stock up. You used some amazing coupons and found some great clearance this shop wow. I loved the cheese clearance, those are always nice to find. How big were the cheese bars you got for $8.99? That was pricey to me unless they are the huge bars of Black Diamond. We love Krema… but Astro coconut is good as well. Well done. I would take advantage of all the % off you can get if you need stuff. I think that’s great! Keep up the great work…you’re kickin butt! You get ballot 8. Mr.CBB

  4. ~The Grocery Game Challenge May 4-10, 2015~
    Safeway
    Homo Milk (1L), $2.19 + $0.10 deposit
    Old Dutch Chips, $3.59
    Bananas (6), $1.99
    • Total Out Of Pocket: $8.05
    Superstore
    3 Spreadable Cream Cheese, Sale $2.98 each (reg $4.37)
    2 Gerber Graduate Puffs, Sale $1.98 each-1x$1 coupon (reg $2.77) + 500pts
    1 Goldfish Crackers, Sale $1.99-$0.50 Zweet coupon (reg $2.97)
    STOCKPILE 3 Pinesol (1.4L), Sale $2.97 each-3x$1 coupon (reg $4.77)
    STOCKPILE 2 Secret Deodorant, Sale $2.48 each-2x$1.50 coupons (reg $3.28)
    Finish Dishwasher Detergent, Sale $15.98-$2 coupon (reg $21.49)
    • In-Store Discounts: $19.24
    • Total Coupons Used: $9.50
    • Total Out Of Pocket: $37.23
    Walmart
    Skim Milk (4L), $4.46 + $0.8 crf + $0.25 deposit – $0.25 Zweet coupon
    Homo Milk (2L), $3.67 + $0.8 crf + $0.25 deposit
    Krema Greek Yogurt, $4.44
    1 Bread, $4.46
    • Total Out Of Pocket: $17.31
    Costo
    Diapers, $31.59
    • Total Out Of Pocket: $33.17

    Overview
    • Total Grocery & Health/Home Budget for the Month: $500
    • Total Grocery Budget with any carry-overs $583.78
    • Total Gift Cards used to date: $34.07
    • Total Rewards Points redeemed this week: $0
    • Total Rewards Points used to date: $0
    • PC Points Plus Earned to date: 2170
    • Scanning Code of Practice (SCOP) to date $0

    Coupon Apps (add any other apps you use to save money)
    • Snap Groupon to date: $0
    • Zweet to date: $1.00
    • Cart Smart to date: $0
    • Checkout51 to date: $0

    GROCERY SHOP THIS WEEK
    • Stockpile budget 2015 ($25.00): $225 ($25/month Apr-Dec)
    • Stockpile budget used this week: $7.87
    • Stockpile budget used to date: $30.66
    • Total coupons used this week: $9.75
    • Total coupons used to date: $30.24
    • Total in-store discounts this week: $19.24
    • Total in-store discounts to date: $55.40
    • Total spent this week: $95.76
    • Total spent so far this month: $95.76
    • Total over/Under spend this shop: $54.24 under
    • Total over/Under spend for the month: $
    • Total left to spend for the month: $404.24 + $83.78 carry-over from April
    • Total Spent To Date 2015: (not including stockpile budget) Start Apr: $481.32

    Weekly Overview:
    Still working away at eating our freezer stash of meat, which is really keeping our budget in check. Nothing too exciting to report. Decided to start including deodorant, toilet paper, etc in this budget, as we buy it when we go grocery shopping anyways.

    • Hi Megan
      Do you get your milk deposit back? I don’t think we pay that in Ontario. Does your child like those Puffs? We’ve seen them but weren’t too sure about them, if they were worth the money. Don’t you just love the smell of Pinesol? Great deal too. I can’t believe you made it in and out of Costco alive with one product lol.. you win!! Great shop…. keep using up that freezer stash and other products that need using up. It’s amazing what you can do with food you forgot you had. You get ballot. 6. Mr.CBB

      • Omg yes…our little guy LOVES those puffs!!! We reserve them for travelling and church to keep him entertained and quiet! lol They are great, because they help baby develop fine motor skills picking the puffs up and also because they dissolve so it don’t worry about him choking on them when he’s in the backseat. As for the milk deposit, yes we get the 25cents back when we take our recycling to the depot 🙂

        • That’s great that you get the deposit back once you bring it back. I think our little guy will like the puffs too but he’s still a bit young although he loves cheerios.

  5. Christine Weadick says:

    Yearly grocery budget for four adults and two cats -$7800.00
    (The above total does not include the stockpile budget of $240 per year or $25 per month.
    Foodland
    1 baking soda -1.00
    1 bag white rice -1.99
    1 bread crumbs -2.49
    1 doz large eggs -2.49
    1 yogurt -2.99
    2 cases pop @3.49
    1 bagels -3.99
    1 lb ground turkey -4.49
    1 jug water -5.49
    1 box Janes chicken nuggets -8.99
    Tax -.91
    Total OOP -$41.81
    No Frills
    6 cans fruit@ 1.00, $1.00 WUB2 coupons X3
    1 snack pack apple sauce -1.97
    8 cans soup @2/1.00, $1.00 WUB4 coupons X2
    2 cans pineapple@1.00
    2-2kg bags sugar @1.97
    2 Palmolive dish soap @1.97, $1.00 coupons X2
    2 Gain laundry @3.88, PM to WM?
    2 Whiskas cat food @6.99, PM to FB, $3.00 coupon X2, stockpile
    2 4l milk @3.97
    2 frozen veggies @2.97
    1-216 count Tetley tea -9.99, stockpile
    1 yogurt -3.19
    2 OEP taco kits @2.97, PM to FB?
    2 tomato sauce @1.79
    4 tomato paste @2/1.00
    4 pasta @.97
    1 box crackers -4.79
    2 cranberry cocktail @2.97, 600 points
    2 bagels @2.00, 800 points
    2 raisin bread @3.00, 2X 50% stickers
    1 pork loin -12.05
    1 bag carrots -2.29
    Bananas -1.03, 100 points
    1 bag onions -1.00, 100 points
    1 pack Ziploc containers -4.89, 1.00 coupon
    4 packs tortellini @2.00
    Tax -3.97
    Total OOP -$121.01, minus $17.97 stockpile, $15.00 coupons, 3.00 discounts
    Foodland
    1 plum sauce -2.98
    2 Cheerios @2.99
    1 yogurt -2.99
    2 Kraft cheese @4.44
    2 4l milk @4.88
    2 W/W bread @2.50
    1 jug water -5.49
    Total OOP -$41.08

    Points Overview (add any other sections you need to show us your savings)
    Total Grocery Budget for the Month: $650.00
    Total Grocery Budget with any carry-overs $650.00
    Total Gift Cards used to date: $0
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $0
    PC Points Plus Earned to date: 10550
    Scanning Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)
    Snap Groupon to date: $3.00
    Zweet to date: $20.25
    Cart Smart to date: $0
    Checkout51 to date: $18.00
    GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)
    Total to spend this month $650.00 minus $15.23 overage is $634.77
    Stockpile budget 2015 ($25.00): Jan $22.20+ Feb $24.50+ Mar $22.18+ Apr $18.32
    Stockpile budget used this month: $17.97
    Total coupons used this week: $15.00
    Total coupons used to date: $70.04
    Total in-store discounts this week: $3.00
    Total in-store discounts to date: $61.39
    Total spent this week: $185.93
    Total spent so far this month: $185.93
    Total over/Under spend this shop: over -$27.24
    Total over/Under spend for the month: $n/a
    Total left to spend for the month: $448.84
    Total Spent To Date 2015: (does not include stockpile budget) Jan $640.13+ Feb $572.63+ Mar $786.52+ Apr $515.95+May $
    Weekly Overview (your final thoughts)
    An expensive week but it tends to be if I go to No Frills. Still have plenty to get through the month mind you. I still had a full box of teabags in the cupboard but I grabbed another one just in case. I was able to PM the cat food and use a couple more $3.00 coupons before they expired so Stuart and Molly are good for a while. The pork loin was a good price, $2.00 a pound and I cut it up into 3 packs for the freezer. I will get 2 meals for the four of us at least out of each piece. The cheese sale was good timing for me as we were getting low. A little over for the week but I can still do it for the month…

    • Hi Christine,
      Going to NO Frills is like going to Costco for you, stock up time. I bet you just love PM’ing. Good deal on the Palmolive. What kind of crackers do you buy? You did a large shop but that’s good you still are able to make it for the month and you are well stocked. If you can do this every once in a while it won’t be so bad. I guess the spring and summer isn’t so bad but the winter months kind of leave much to desire when it comes to driving out of town. You get ballot 5. Mr.CBB

      • Christine Weadick says:

        I do love to PM! Got the cats some good food on the cheap side. The crackers are just your everyday saltines but the big box with 8 packs in there. I’m trying to work in one trip to No Frills for my stock up a month, not much more than that. Hubby had a doctors appt in town yesterday so we stopped in there on the drive home thinking to get the jars of apple sauce they didn’t have in stock before….still none in stock. I did grab a few things on sale and a bag of milk to tide us over a little more for here. I was ‘t that impressed with the meat offerings across the street for the current ad so we shall see what is up next week tomorrow when we get the new flyers for here and get the Stratford flyers early Thursday morning.

        • My wife likes the whole wheat crackers when she isn’t feeling well but they are pricey so I wait until they go on offer for $2.99. Once a month trip to NO Frills certainly should show your budget some great savings.

  6. kathryn says:

    Name Your Store: i.e. Coles (Australia)
    Total Coupons Used: $0
    Total Out Of Pocket: $28.40

    Week 13- 27 April – 03 May 2015

    650g fruit loaf bread $2.80
    roasted family chicken –$11.00
    roasted family chicken –$11.00
    2 L milk- $2.00
    1 kg margarine= $1.60

    Do the above for each receipt you have then copy the template below and paste it to the bottom of your shop so we can see your results.
    Points Overview (add any other sections you need to show us your savings)

    Total Grocery Budget for the Month: $216.67 (averages $50 week)
    Total Grocery Budget with any carry-overs $

    Total Gift Cards used to date: $0
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $PC Points Plus Earned to date:0
    Scanning Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)

    Snap Groupon to date: $0
    Zweet to date: $0
    Cart Smart to date: $0
    Checkout51 to date: $0

    GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)

    Stockpile budget 2015 ($0.00): $0
    Stockpile budget used to date: $0
    Total coupons used this week: $0
    Total coupons used to date: $0
    Total in-store discounts this week:
    Total in-store discounts to date: $65.82+$3.84=$69.66+$3.66=73.32+$3.95 (6-13 april)=$77.27+ $2.86 (13-20 april)=$80.13+$7.37=$87.50
    Total spent this week:
    Total spent so far this month: $12.26+24.89=37.15+$28.85=$66.00+$33.08 (6-13 April)=$99.08+$26.39 (13-20)=$125.47+$16.95=$142.42+$28.40(27Apr-03 may)=$170.82
    Total over/Under spend this shop: $
    Total over/Under spend for the month $216.67 each month-$12.26= $204.41 (30 march-5 april) under –$24.89=$179.52-$28.85 (30 March-05 April)=$150.67-$33.08 (6-13 april)=$117.59-$26.39 (13-20 april)=$91.20- $16.95=$74.25-$28.40=$45.85 (27 apr-03 may)

    Total left to spend for the month : $367.14-$12.26 = $356.33- $24.89=331.44-$28.85 (30 March-05 April)=$302.59-$33.08 (6-13 April)=$269.51-$26.39=$243.12 (13-20 april)-$16.95=$226.17-$28.40=$197.77 (27Apr-03 may)

    Total Spent To Date 2015: (does not include stockpile budget) $80(23-29 March)+ $12.26 (30 Mar-5 April)=$510.35+$24.89=$535.24+$28.85=$564.09+$33.08 (6-13 April)=$597.17+$26.39 (13-20 april)=$623.56+$16.95=$640.51+$28.40=$668.91 (27Apr-03 may)

    Weekly Overview (your final thoughts):

    We are travelling for this week. We haven’t bought too many new groceries, and have splurged on cheap take out food for some meals. Visiting the mother in law, so trying supply some food. We did give her the remainder of our consumables.
    This is my last spend for April.

    • Hi Kathryn
      I love how you splurged on whole cooked chickens, smart idea. So were you a bit over for the month then? Your shops since you started are amazing. Will you shop as great when you get back to Canada… that’s what I can’t wait to see. Have fun travelling Kathryn. You get ballot 4.

  7. kathryn says:

    I have never used a crock pot..and really don’t have much interest in one. We generally stop into the grocery store 2-3 times a week, usually to buy milk. We don’t drink it as a beverage, but we go thru a lot of tea and coffee. While there, we do look at the specials. If something grabs our attention, we will buy it, but there is only so much we cab eat, before we are over eating or wasting food.

  8. I bring my list to grocery indicating the brand and pieces and coupons if there is any. I do the shopping once a week. Once something was forgotten, I stick to not buying it from 24/7 or other stores. I don’t buy junk food anymore and rarely eat out.

  9. I wouldn’t want to shop every day. I do understand her points about why she does as I’m the very similar. I don’t hate cooking but rather not do it and I really don’t know what I want to eat until that day and really not until I get home from work.

  10. Apr 24 – May 7, 2015
    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points = 0
    Total Out Of Pocket: $7.74

    Human
    4 L Milk = $3.97
    1.89 L Chocolate Chip Ice Cream = $3.77

    Name Your Store: Walmart
    Total Coupons Used: $0.00
    Total Points = N/A
    Total Out Of Pocket: $17.00 (Stockpile)

    Human
    1.5 kg Ground Beef = $17.00

    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points = 0
    Total Out Of Pocket: $3.96

    Human
    4 Michelina’s – $2.27 (PM Food Basics @ $0.99) = $3.96

    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points = 600
    Total Out Of Pocket: $40.35

    Human
    2 Pasta – (400 PC Points) = $4.34
    2 Cans Mushrooms = $2.38
    2 4L Skim Milk = $7.94
    Pillsbury Biscuit = $2.50
    4 Michelina’s – $2.27 (PM Food Basics @ $0.99) = $3.96
    Bananas – 1.320 kg @ $1.26/kg (200 PC Points) = $1.66
    Green Pepper = $1.80
    2 Loaves WW Bread = $4.00

    Cats
    4 Friskies – $0.79 (PM Food Basics @ $0.59) = 2.36
    1 lrg Can Friskies = $1.29
    1.5 kg Purina = $6.77

    Name Your Store: St. Jacobs Farmer Market
    Total Coupons Used: $0.00
    Total Points = 0
    Total Out Of Pocket: $15.00

    Human
    Bushel of Apples = $15.00

    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points = 4800
    Total Out Of Pocket: $25.47

    Human
    2 – 10 pk Instant Oatmeal – $3.48 (PM Zehrs @ $2/$5.00) = $5.00
    24 Bottles Nestle Pure Life Water – $3.49 (PM Zehrs @ $1.99) = $1.99
    4 Minute Maid Frozen Fruit Punch – $1.17 (PM No Frills @ 4/$2.00) (800 PC Points) = $2.00
    Bananas – 0.965 kg @ $1.26/kg (200 PC Points) = $1.22
    5 Kiwi – 5/$3.00 = $3.00
    12 pk Donuts – $3.29 (30% Pink Sticker) = 2.30
    Cinnamon Raisin Bread – $4.49 (PM No Frills @ $2.00) = $2.00
    3 Loaves WW Wonder Bread – $2.87 (PM No Frills @ $2.00) (2400 PC Points) = $6.00

    Cats
    2 – 500 mL Baking Soda – $0.99 (1400 PC Points) = $1.96

    Grocery Game Challenge Results
    Total Grocery Budget for the Human Year ($2080.00, for the pay period – $80.00)
    Total Grocery Budget for the Cat Year ($390, for the pay period – $15.00)

    Total Coupons Used this 2 Week Period: $0.00
    Total Coupons Used To Date: $9.00
    Total Discounts/SCOP this 2 Week Period: $0.00
    Total Checkout 51 rebates this 2 Week Period: $0.00
    Total Checkout 51 rebates to Date: $10.00
    Total Snap rebates this 2 Week Period: $0.00
    Total Snap rebates to Date: $1.00
    Total Price Match for this 2 Week Period: $10.24 + 11.24
    Total Price Match to Date: $191.47
    Total Adhoc Stockpile this 2 Week Period: $17 + 15
    Total Adhoc Stockpile to Date: $153.87
    Total PC Points Received this 2 Week Period: 600 + 4800
    Total PC Rewards Points Used this 2 Week Period:
    Total PC Rewards To Date: 10940

    Total Over/Under spend this Human shop: $1.65 under
    Total Left to Spend for the Human Month: $1.65
    Total Spent To Date – Human: Jan $69.59+$34.74+35.42+47.21+47.89+24.54; Feb $32.86+39.96+32.86; Mar $26.70+0.80+50.41+5.00+26.07+52.01; Apr $11.23+58.66+17.83+6.84+7.74+3.96+28.58+23.51 ; May $ ; Jun $ ; Jul $ ; Aug $ ; Sept $ ; Oct $ ; Nov $ ; Dec $ = $721.78

    Total Over/Under spend this Cat shop: $1.27 under
    Total Left to Spend for the Cat Month: $6.69
    Total Spent To Date – Cat: Jan $3.22+11.28+32.17+0+0.98 ; Feb $12.50+$0.00+9.58+4.59 ; Mar $16.04+0+13.06; Apr $9.58+11.77+1.96 ; May $ ; Jun $ ; Jul $ ; Aug $ ; Sept $ ; Oct $ ; Nov $ ; Dec $ = $126.73

    Overview: 1st week – This week will be interesting as I’m driving between Woodstock and St. Jacobs Farmers Market from this Tuesday until Saturday and next Tuesday as well. I’ve tried to come up with easy and quick meals because of the time I’ll be getting home will be later than normal. Next week should be interesting in staying within the dollar value that is left but I’m going try my best.
    Overview: 2nd Week – Since I haven’t done a meal plan for this week, it should be interesting around here. But I am under budget which is always a good thing. I’ve bought my 1st apples to start making applesauce, now it’s just to get it done and not eat them all 🙂

    • Hi Dee,
      Doesn’t the price of beef just burn these days, wow! What is in your applesauce recipe and how much will a bushel make for you? Is that a good price what you paid? We have a crab apple tree which we may try to make something from this year if we have time. You came in under budget… now that’s what I like! Drive safe! You get ballot 3. Mr.CBB

      • Yes, the beef prices really stink, that’s why I’m hoping to purchase 1/2 or a full cow in a year or so. That way, we don’t to look at the beef prices every week or so. I actually didn’t make applesauce with this bushel as it’s been forever (or so it seems) so we are eating this bushel. The apples are so big, which is great to eat 🙂 Typically when I do make applesauce, I quarter the apples and boil them until soft. I have a strainer that will push the meal of the apple to make the applesauce and leave behind the skins, core and seeds. I add some cinnamon and then put the applesauce in the freezer. When the applesauce is thawed and dished out, you can add your own amount of sugar.

        I think the price I paid for these apples were good as it’s dependent on the kind of apple. These apples were Empire (I think) but my daughter told me that she saw bushels of apples there for $25.00. Next time I buy apples, I’ll definitely be putting them into applesauce. Whether it all makes it to the freezer is another story. I’m sure that 3/4 of it will because my daughter can’t eat that much applesauce.

        • I never thought to freeze applesauce. How long does it last for?

          • I’ve never notice how long it will last but I’m sure that my mom’s applesauce lasted a year in the freezer. I haven’t made applesauce for close to 20 years. I’ve noticed few “recipes” online for applesauce where you skin, quarter and take out the seeds and then put thru a food processor but doing leaving the skins on adds extra flavour from the skins when you push the apple meal with the strainer. You definitely get a work out doing it my way as it takes muscle, pounding on all the apples 🙂

          • I wish crab apples weren’t so mall and tedious to cook with. I’m not sure what we will do but we don’t need any more jam~ That’s a long time in the freezer but certainly a great option.

  11. Chrsitine Weadick says:

    I tend to go every few days as we keep needing milk and bananas. Hubby is the one that drinks the most and he doesn’t like to see too much milk actually in the fridge as he has had a bad experience with milk turning. Fortunately the store in across the street so I can run across to get more milk and what ever little things we need. There is usually one big shop and one or two much smaller trips. I always look for the reduced produce or meat while I’m there. I can’t really see going every day as I try to use up any leftovers for lunch or dinner the next day…..

  12. Angela Mainse says:

    The clearance deals would be tempting to see every day to get the best deals. However, I don’t think I could take the time to go to the store every day. Especially if my kiddo comes along. We never get through the store before he gets interested in something along the way. It gets tiring saying no. And, I would miss the student discount that I only get on Tuesdays. Good for that family since it works for them. However, I find it interesting that the go to is the crock pot for sheer lack of interest in cooking. The crock pot is a go to for us for convenience. It keeps us out of the drive thru on days when the schedule is tight with school and activities. I’ve been known to have two crocks going at a time. And, I am the only person I have come across that has worn out crock pots. I have worn out 2 and one more is on the way out. As long as it turns on, I will keep using it. Everyone I know has crock pots last years upon years. I average 3 – 5 years for a crock. Regardless, with the menu planning we do in advance, I could never go to the store every day.

  13. Mary F Campbell says:

    MAY – Week #1 of 4- May 4-10, 2015

    2015 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ===============================================================================================

    REMARKS FOR THE WEEK:

    Before we start our MAY off though, I am going to make my “reserve” transfers for the month:

    Grocery:

    $ 190.00 for the month
    ($ 20.00) trf to borscht reserve-normally $12.50
    ($ 17.50) trf to re-stocking – normally $17.50
    ($ 25.00) trf to holiday reserve–normally $10.00
    ($ 35.00) trf to summer reserve–normally $10.00
    ($ 32.50) trf to US Reserve –normally $50.00

    Grocery Balance $60.00 for MAY

    This week is all about eating up the leftovers in the fridge and whatever fresh fruit and veggies I can find in the crisper. 🙂

    We have a huge pot of vegetable soup made up, hubby’s homemade Cheesy Mushroom Hamburger Helper, a couple dozen eggs, a large container of cottage cheese and some oranges, bananas, carrots and apples crying out to be used up. There’s leftover rice in the fridge as well so I plan to make a Slow Cooker Fried Rice on the weekend with whatever little odds n’ sods I can find to toss in.

    We’ll re-stock later this month, after I see what I have picked up in the US. Mostly it’ll be fresh fruit and veggies that I can’t bring back across the border, eggs when they go on sale again and a jug of milk that I redeem points for. The $60 remaining should be more than enough to accomplish that!

    ===============================================================================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    OUR NEXT CANADIAN SHOP WILL BE May 19th!

    ===============================================================================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP WILL BE May 18th!

    ===============================================================================================

    2015 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $3.58+ Feb $0.00 + Mar $14.54 + Apr $15.76= $33.88

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 = 0.00

    •Total Price Match Savings Used This Year:

    Jan $0.00 +Feb $0.00 + Mar $0.00 + Apr $0.00 = $0.00

    •Total More Points Earned This Year:

    Jan 22 + Feb 45 + Mar 140 + Apr 12= 219 Points

    •Total Air Miles Earned This Year:

    Jan 0 + Feb 0 + Mar 1 + Apr 1= 2 Air Mile

    •Total PC PLUS Points Earned This Year:

    Jan 1200 + Feb 900 + Mar 900 + Apr 1,500 = 4,500 Points

    •Total Optimum Points Earned This Year:

    Jan 30 + Feb 40 + Mar 0 + Apr 0 = 70 Points

    ===============================================================================================

    2015 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $199.31+ Feb $180.69 + Mar $274.41 + Apr $105.59+ May (trf $25.00 Xmas Reserve+$35.00 to Summer + $17.50 trf to Re-Stocking Reserve + $20.00 trf to Borscht Reserve + $32.50 trf to US Reserve = $130.00)= $890.00

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+Feb $190.00 + Mar $190.00 + Apr $190.00 + May $190.00 = $950.00

    •Total Over/Under on Year-To-Date Grocery Budget: $60.00 AVAILABLE

    ===============================================================================================

    2015 UNUSED CANADIAN GROCERY RESERVE :

    2014 Fwd $0.00+Jan $0.00+Feb $3.83+ Mar $32.09 + Apr $4.99 + May $0.00 = $40.91

    ===============================================================================================

    2015 RE-STOCKING RESERVE:

    2014 Fwd $325.00+Jan $22.50+Feb $22.50 + Mar $17.50 + Apr $18.44 + May $17.50= $423.44

    ===============================================================================================

    2015 Y-T-D BORSCHT RESERVE:

    2014 Fwd $412.50+Jan $12.50 + Feb $12.50 + Mar $12.50 + Apr $0.00 + May $20.00= $470.00

    ===============================================================================================

    2015 Y-T-D HOLIDAY SEASON RESERVE:

    2014 Fwd $110.00+Jan $10.00 +Feb $10.00+ Mar $10.00 + Apr $10.00 + May $25.00= $175.00

    ===============================================================================================

    2015 Y-T-D SUMMER RESERVE:

    2014 Fwd $90.00+Jan $10.00 + Feb $10.00 + Mar $15.00 + Apr $15.00 + May $35.00= $175.00

    ===============================================================================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 950.00 Grocery Budget JAN-MARCH
    $ 40.91 Redeemed Points to Purchase Groceries
    ($ 0.02) Hiding Spot Cash – SPENT
    ($ 13.45) 2014 Costco Rebate Chq – SPENT
    ($305.94) Trf to Misc Reserves (Re-Stocking, Borscht, Xmas, Summer)
    ($ 202.50) Trf to US Grocery Reserve
    ($ 40.91) Set in a reserve to offset Redeemed Points
    ($ 368.09) Actual CASH SPENT

    ($ 60.00) AVAILABLE FOR SPENDING

    • VALUE POINTS REDEEMED Y-T-D:

    $ 4.98 Skim Milk- 3,100 MORE Pts – JAN
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.99 Whole Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 1.60 Sprouts- 1,000 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – APR

    $ 40.91 Total $ Value of Points Redeemed

    So far $950.00 has been budgeted Y-T-D for 2015 and we have recorded these funds as “spent” and in fact they have been “saved”:

    $423.44 Freezer Re-Stocking Fund
    $470.00 Borscht Fund
    $175.00 Holiday Season Fund
    $175.00 Summer Season Fund

    OUR TOTAL UNUSED RESERVES ARE $1,243.44 … that is a $937.50 carry-forward from 2013 & 2014 and $305.94 in NEW 2015 savings.

    This also means that with $190.00 to start MAY less $97.50 transferred to the various savings reserves less $0.00 transferred for Points Redeemed = $92.50 less an overage carried forward from APRIL of $0.00 less an additional $32.50 saved in our US grocery reserve, we opened the month of MAY with $60.00 available to spend on the Canadian side of the border PLUS we have spent $0.00 on our groceries (cash & points) so far this month and have $60.00 REMAINING AVAILABLE for the month of MAY.

    We have groceries that have been purchased using points redeemed, rather than the budgeted cash in the amount of $40.91. Available as an offset, we currently have $40.91 in our UNUSED CASH RESERVE. As at this moment, we need and additional $0.00 in the UNUSED CASH RESERVE. If our budget is truly sufficient, when we reach December 31st, the unused funds should still be equal to, if not greater than, the value of the points redeemed. It’ll be interesting to see if they actually are.

    Note: Another reserve of $315.57 IS AVAILABLE for our next US shop currently scheduled for May 18th!

    Of the outstanding US Shopping Reserve $315.57:

    $113.07 is carried forward from 2014

    $202.50 is new 2015 Y-T-D savings

    Less $0.00 that we’ve actually spent in 2015

    = $315.57 US Reserve Available

    ===============================================================================================

    The valid rain checks I hold are as follows:

    Safeway

    4 Signature Café Pizzas @ 2 pizzas for $9.00- Good ‘til June 19/15
    6 Ronzoni Sweet Onion Marinara @ 2 for $5.00- Good ‘til June 20/15
    2 Boneless, Skinless Chicken Breasts @ $12 ea- Good ‘til July 4/15
    6 Skippy Peanut Butter @ BOGO – Good ‘til July 11/15

    ===============================================================================================

    • Hi Mary,
      Sound like you both have a fun week of eating leftovers. I think that is smart because you end up with less food waste for one and less food that you have to eat before expiry. Looking forward to your shops! Have a great week. You get ballot. 1 Mr.CBB .. P.S Looking forward to see if you can score a deal on the Peanut Butter!

      • Mary F Campbell says:

        I have really realized how very little we need to spend on groceries each month as we eat from the freezer and pantry. There are only two of us…I am not feeding an army. lol

        Our local farmer’s market opened on Saturday so I expect to shop both there and at the local farms once our US shopping is done. It’s so much less expensive for produce than the grocery stores! The variety is less because you are eating only the locally grown crops that are available at the moment but I think that’s not a bad thing either.

        You’ll notice that I am going to bump up the funds going into our summer reserve over the four months – then I’ll have farm fresh fruit and veggies! 🙂

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