grocery game monthly challenge

10 Food Products Worth Buying To Save Time In The Kitchen: The Grocery Game Challenge #2 Aug 10-16, 2015

10 food products worth buying to save time in the kitchenTIME IS MONEY EVEN IN THE KITCHEN

 

Everyone knows that you can’t rush a recipe if you want it to taste delicious but the reality is most families opt for food products that save time.

Today we are going to talk about food products you can purchase at the grocery store to save you time and money.

You may look at the list of food products below and not find any one product that you use in the house. That’s fine.

The point of this exercise is to get you thinking about all those foods on the market today, what do you really need to stock up on and what can you make at home.

 

Making the plans work for you

 

I know you’ve all heard about meal planning and picking one day a week where you can cook lots of homemade meals to freeze and use during the week.

That is a great idea IF you have the time to do it. If you are in the mood for gourmet foods you WILL need the time to create these dishes.

Sure, some can be made faster than others but again if you don’t have time or the mindset to focus on a recipe you can easily mess it up which will cost you MORE money and Time.

I’m a huge advocate of cooking homemade rather than buying anything in a box or can but I realize that there are times when certain food products do come in handy even when making a gourmet meal.

I was watching The Food Network last week and even Rachel Ray has no issues using canned tomatoes nor do many chefs on Diners, Drive-In’s and Dives.

Not everything is homemade!

The food industry is well aware that the home chef is NOT going to make everything homemade so many manufacturers do their best to create homemade food products for us. You may pay extra for them or you may find that they are cheaper to buy than make from scratch.

It’s up to you and your budget to decide what foods you want to spend time and money on making and which you would rather buy.

 

Food Products That Save Time

 

Tip: Remember not to substitute so much that your entire grocery shop is from a can, box or jar. You still need to have that balance in your meals where you are creating meals or part meals from scratch.

Saving time in the kitchen doesn’t mean you have to eat crap food it means you have to pick and choose food products based on your experience and needs.

I know I said there would be 10 Food Products but reality is there are many food products that could fit list depending on your lifestyle and budget.

That being said that Canadian Budget Binder fans and I came up with this list below of 14 food products we wanted to share with you.

Most fans said they would purchase because they would save them time or they’d rather not make them homemade because they could save more money buying it pre-made depending on the products.

 

Pasta

 

Although making pasta for some is as easy as opening a box most people don’t have the time to whip up a fresh batch of pasta after a long day at work or with kids wanting dinner. Sure, you can prepare fresh pasta ahead of time or buy it from a local pasta shop but it will cost more and time has to be on your side.

Buying food products that come in a box are not all bad for you as there are many healthy pastas on the market today. The best part is they take minutes to cook and they won’t bust your wallet. You can buy a 900g box of pasta on sale for $1.00 which is when you want to stock up.

I like all the different shapes you can get with boxed dry pasta. Dry pasta works better than fresh for butter/oil based sauces…my favourites.- Sue

 

Pasta Sauce

 

This has to be one of the top canned food products that I see in so many grocery shoppers carts when I’m food shopping. I’m not a fan of canned pasta sauce at all because I find it too sweet. I don’t mind making homemade sauce and because I’ve done it so many times it’s quick for me.

If you really enjoy homemade pasta sauce I’d suggest trying to make it weekly until you get the hang of it OR you buy the canned or jarred pasta sauce to save time.

 

Yogurt

 

I know that my friend Aunt B makes her own Yogurt in a Thermos and she says it’s easy but she’s likely done it many times. For any newbie it can be discouraging to make yogurt especially when you need to source your starter for the yogurt.

Most shoppers would rather just grab a container or 2 and be done with it especially if the yogurt it on sale. You can’t beat paying $1.88 for a large container of yogurt BUT some people like homemade. So, if you don’t fancy making your own yogurt you can buy another kitchen gadget to add to the millions you already have OR you can buy yogurt at the grocery store.

Both are acceptable.

Some of my fans had their say about making homemade Yogurt.

Yogurt machine! It’s like crock-pot cooking only it’s yogurt. Easy peasy and pretty foolproof.-Sue

I make my yogurt too – just sometimes hard to find the kefir starter in my town– Christine B

I keep saying I’m going to buy a yogurt maker but I have no more room for any more kitchen gadgets or appliances. Apparently it is quite easy to make. I buy plain unsweetened yogurt for 5.49 at Costco for 2 litres, can’t get cheaper than that.-Pam

I bought my yogurt machine from Amazon. They have a large selection, loads of reviews, and yogurt making supplies. Homemade food always takes more time than bought. For me, I sacrifice time to get better quality food from local sources if possible and have control of the ingredients in the food I eat. Personal choice.-Sue

I have heard of people using their slow cookers for making yogurt – instead of buying a yogurt maker- Google it – there are lots of different blogs about it – not sure if it works or not but worth a try if it works.-Christine B

It really boils down to… Do you really want to make your own yogurt or does buying a tub fit better into your budget and schedule?

 

Angel Food Cake

 

I’ve never made an angel food cake before but they do require lots of egg whites. If you don’t fancy having egg yolks hanging around or you’re just not comfortable making this fluffy white cake you can buy a boxed version for about $1.00 when they go on sale.

You can also buy food products such as angel food cake if there is an in-store bakery for about $3.99 and up depending on where you shop. If a dozen eggs is costing $3.00 plus factor in the other ingredients plus time and hydro your homemade angel food cake will be costly and time-consuming to make.

It’s up to you but if you’re not a baker like I am, head for the box or the pre-made bakery versions.

I asked one fan what she would do with the egg yolks.

I would mix them, freeze them in ice-cube tray and add to an omelette, baking, custards, dipping meat in for coating, etc- Colleen

 

Gravy

 

My wife and I are both guilty of buying Bisto gravy granules and even had my mum and dad to bring us a couple in their suitcase when they came for a visit because it is so expensive in Canada.

These days I know better because with a couple of beef bouillon cubes, seasoning, flour and water you can make a delicious gravy without opening a packet or can.

The issue here is learning how to do it. I think once people learn how to create certain recipes they will always rely on the quick method such as opening a can.

 

Ketchup

 

Not all food ingredients are created equal which means just because you can make ketchup at home doesn’t mean it’s going to taste like Heinz ketchup.

I don’t know many people who don’t know the name Heinz and associate it with Ketchup. I don’t mind making a homemade BBQ sauce but if you grew up enjoying Heinz ketchup you WILL know the difference.

Many people don’t have a problem buying no-name ketchup and leaving the name-brand behind because they say it tastes the same. Other people will argue with you until you are blue in the face and they MUST have their daily dose of authentic Heinz Ketchup.

Ketchup – canning process to boil down the tomatoes is very lengthy and taste is only OK. Yes the store varieties have more sugar, but it is ready to go when you need it.– Angela

 

Soup

 

Not everyone wants to make a pot of soup nor do they have the time to even though it’s dead easy to make. Reality is that many people find reading a recipe difficult and overwhelming. Unless they have someone to support them while making the recipe they may never try it.

If you only have the odd cuppa soup here and there then there is no point stocking up on products to make huge pots of soup because you simply won’t eat it. You can freeze it but who wants food products in their freezer for so long if you’re not a huge fan? Certainly, not me.

Soup, we tend to buy Campbell’s when it’s .50 a can..quick cheap meal.- Edna

 

Tuna

 

I don’t know about you but I don’t have time to be out fishing every night so for us opening a can of tuna makes this to be one of the food products that will always come in handy canned.

Canned tuna – fresh tuna is more expensive and canned is very versatile in sandwiches, casseroles, pasta, etc. It is a quick and easy add from the can.- Angela

 

Mayonnaise

 

I do make my mayonnaise on occasion and if I find it on sale for $2.99 I may buy a couple jars for me which lasts me ages. If you aren’t a fan of making mayo homemade then watch the sales and stock up when you get a chance.

Mayonnaise – not expensive to buy and has a longer shelf life than fresh if you don’t use a lot in one week. And it’s ready to go when you need it.– Angela

 

Almond Milk

 

With the price of nuts these days I agree that making Almond milk would take time and if you don’t have it then spending $2.50 to buy a carton seems like the best way to go. Buying almonds at the bulk store can run you $9.99lb or more depending on if they are on sale or regular price.

Almond milk is a staple here so although I’ve never attempted to make it almonds are costly so it’s just easier to buy it.-Heather

 

Pad Thai Sauce

 

As with any type of sauce most people don’t want to invest in all the different spices and pantry ingredients to make a sauce that they might use once in a while.

Buying food products that will just sit in your pantry and expire or not get used often enough will land them in the garbage. Food waste is costly.

Too many spices involved in it for me to warrant investing so much. And for things I don’t use that often.– Angela

Sloppy Joe mix to figure out yer own blend is a waste of $$$– Jeff

 

Canned Tomatoes

 

CBB fan Michelle said she would buy canned tomatoes likely because it’s easier than buying or growing tomatoes and having to prepare them to make a pasta sauce which is time-consuming. Most people buy canned tomatoes like San Marzano which are the best kind you can get in a can for under $2.00.

If you aren’t the gardening type but want to enjoy the freshness of tomatoes in your pasta sauce or other meals you use canned tomato food products then you can’t go wrong with buying a can or a jar.

 

Pizza

 

Pizza is great to make at home and your house will smell amazing but it can get costly to make if you start adding in all of those posh ingredients. Food products such as fine mozzarella, prosciutto, sausages and so on all add up.

You can order a large pizza for $10 or buy 2 Delissio pizzas for under $10 when they go on sale. If you can swing making a homemade pizza with toppings for under $10 then you may disagree with this.

Pizza…. it is cheaper to buy than to make, although I love my homemade pizza, cheese is just so expensive now, and all the toppings add up! -Tammy

 

Dough

 

Believe it or not but many people have no idea how to make homemade dough. I know for a fact that my wife is terrified of making anything that requires yeast because she is not confident with it. She would rather go and buy a packet of ready-made dough from the local bakery for $2.

I love to cook and do not find any dish too difficult to make, but I do not enjoy making pizza crust. So, It is easier to just to purchase frozen dough. – Rhonda

I hope to continue encouraging my wife to make dough but until then buying it from the shop for a buck or so isn’t that bad.

 

Lasagna

 

If you want to make a homemade authentic Italian Lasagna you will be buying the best food products and making a homemade pasta sauce. For this reason an amazing lasagna will take you time to make and money.

Lasagna is not a frugal meal by any stretch of the imagination if you have lots of ingredients BUT you can buy a decent tasting PC Lasagna for $5.99 when they go on sale. It’s up to you and your taste buds. We’ve had the PC lasagna and it’s not bad at all.

I can tell you that for $5.99 or even at regular price of $13.99 you won’t get the same layers or ingredients that you would with a homemade lasagna.

Lasagna is easier to buy than to make in my opinion- Sara

 

Time has to be your friend

 

Not everyone has the time in their day to create a meal plan which entails cooking all meals from scratch. I know before we had our son we were cooking all sorts of homemade meals but since his birth it has been tough. We’ve had to make some changes to the foods we eat and how we go about preparing meals.

Some nights we might just enjoy a sandwich and a quick bowl of soup from a bouillon cube with some pasta added in with Parmigiano cheese and other nights we will create a lovely meal. It really depends on how much time we have in our day.

As much as we all like to plan our day right down to the hour we have to be realistic and understand that things happen, almost every day.

We must have a back-up plan which does not include eating out because eating out will be far more expensive than buying the odd boxed or canned food product.

Having ready to go foods in the pantry for those nights that time is not your friend can be a savior.

What food products would be worth buying for your family to save time in the kitchen?

 

August Grocery Game Challenge posts

 

If you missed any grocery game posts for the month I will post the line-up for the month each week here in this section for you.

Join in the Grocery Game Challenge fun and post your grocery shop in the comment section of each blog post… here are the GGC rules!

 

Grocery Saving Tips

 

Click, Save and Print. It’s that easy!

2014 Free Money Saving ToolsFree Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the savings process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…Grab it while you can… It’s FREE! We use it to budget and in large part a reason we could pay our mortgage off in 5 years, check it out!

 

Ultimate Grocery Shopping Guide

 

the ultimate grocery shopping guide cbbEverything you want to know about grocery shopping in Canada is below with new information added monthly.

If you are new here and haven’t had a chance to read past posts grab yourself a beverage, sit down, relax and enjoy some educational reading material on ways to save money in your grocery budget.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email.

 

2015 Grocery shop results

 

If you are a foodie like I am you will enjoy going through my Free Recipe Index where recipes from CBB Home Chef Nicola Don and myself are shared every Sunday on the blog. Check it out!

Yearly grocery budget for two 2015: $2820

(The above total does not include the stockpile budget of $235 per year or $25 per month.

 This was a no-shop week for us

Points Overview (add any other sections you need to show us your savings)

  • Total Grocery Budget for the Month: $235.00
  • Total Grocery Budget with any carry-overs $229.08
  • Total Gift Cards used to date: $7.94
  • Total Rewards Points redeemed this week: $0
  • Total Rewards Points used to date: $20.00
  • PC Points Plus Earned to date: 124736
  • Scanning Code of Practice (SCOP) to date $0

Coupon Apps (add any other apps you use to save money)

  • Snap Groupon to date: $15.00
  • Zweet to date: $14.50
  • Cart Smart to date: $0
  • Checkout51 to date: $6.00

GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)

 

Egg Farmer

 

  • 2 x dozen brown eggs $4.00

Total out-of-pocket $4.00

 

Shoppers Drug Mart

 

  • 2 x Neilson Milk $3.97

Total out-of-pocket $7.95

 

Food Basics

 

  • 2 x Bavarian Bread $2.29 each
  • Bananas $1.79
  • Yellow onions $1.29
  • Carrots $1.29

Total out-of-pocket $8.95

 

Grocery Month Tally

 

  • Total to spend this month $235-$5.92 (over July) $229.08
  • Stockpile budget 2015 ($25.00): (Jan/Feb) $50.00 +$0 (Mar)+$16.94+$25.00 (April)+$25.00+ May $25.00+ June $25.00+July $14.44+Aug $
  • Stockpile budget used this month: $25.00
  • Total coupons used this week: $0
  • Total coupons used to date: $30.50
  • Total in-store discounts this week: $0
  • Total in-store discounts to date: $564.59
  • Total spent this week: $20.90
  • Total spent so far this month: $20.90
  • Total over/Under spend this shop: under $under
  • Total over/Under spend for the month: $under
  • Total left to spend for the month: $208.18
  • Total Spent To Date 2015: (does not include stockpile budget) Jan $166.49+ Feb $261.51+ Mar $231.02 + April $258.44+May $218.12+ June $235.67+July $212.16+August $0

Weekly Overview (your final thoughts) We started to buy free-range brown eggs from a local farmer for $2.00 a dozen which is great if you ask me. We didn’t need too much this week plus we don’t want to buy more than we need since we are going on holidays the last 2 weeks of August.

 

Canadian Coupons Found This Week

 

Here are some great places you can find Canadian Coupons!

I found a few coupons last week but nothing new for this week so I’ll share the same coupons again for those that missed them last week.

We’re finding less and less coupons in the stores these days. What are your thoughts? Are coupon apps taking over the paper coupons?

 

August coupons 2015 GGC 2

Frequently Asked Questions

 

  • Grocery Game Challenge RULES: Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.
  • Do I have to be Canadian to post my Grocery Shop?: No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.
  • When does the Grocery Game close each month?: The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month but you will still get a ballot when you post your shops even if they are late but I encourage you to stay on schedule. It’s a proven fact the minute we stop doing something that is scheduled that we end up forgetting to do it all together. Don’t let that be you! You can post your shops all month-long.
  • Does your Grocery Budget include health and beauty and laundry products?: Yes No, our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. As of 2014-2015 we no longer include such items in our grocery budget so we can see actual food numbers at the end of the year so we can plan accordingly for our budget. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.
  • Canadian Coupons: Where can I find Canadian Coupons?: Here are your latest  Checkout 51 offers that you can use to help you save money in the Grocery Game Challenge. There are many great Canadian Couponing websites online that share weekly coupon match-ups so you can plan your grocery list.
  • Best Coupon Apps: Coupons are slowly fading out but mobile coupon apps are the big rave these days. Just recently the popular coupon site that mailed coupons to households have gotten involved with their new mobile Save.ca app joining forces with the many apps that are already out there.
  • What is an FPC?: An FPC is a free product coupon which means you can get a free product as described on the coupon.
  • What is GGC?– The Grocery Game Challenge of course!
  • How Do I Grocery Shop?: I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2015 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general.

If you are brave and want to learn everything I know about grocery shopping in Canada check out my Ultimate Grocery Shopping Guide! It’s FREE!

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge 2015!

Join in and become money savers and take control of your grocery budget.

-Mr.CBB

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  • Check out my new Free Recipe Index
  • If you like FREE then click this link for my FREE Excel Budget Spreadsheet and all my Free Money Saving Lists.
Mr. CBB
Mr. CBB was born and raised in the United Kingdom who then moved to Canada where he is a permanent resident. He recently became a father to a very busy toddler who allows him to be a kid at heart. He bought his first house at the age of 21 after University and his second at the age of 24. Both Mr.CBB and his wife are Debt and Mortgage Free and they did it all in under 5 years using a Budget. Canadian Budget Binder is a place where he shares their financial experiences with his readers and hopes to learn about theirs. Welcome to CBB!
Mr. CBB
Mr. CBB

Comments

  1. July 31 – Aug 13, 2015
    Name Your Store: Herrles Market
    Total Coupons Used: $0.00
    Total Points = N/A
    Total Out Of Pocket: $19.95 (Stockpile)

    Human
    2 Zucchini = $1.98
    1 Carrot Box = $2.50
    1 quart Beans = $3.49
    1 Grape Tomatoes = $2.99
    1 Canteloupe = $2.99
    3 L Basket of Peaches = $5.99

    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points = 1200
    Total Out Of Pocket: $43.35

    Human
    4 NN Pasta – $2.27 (800 PC Points) (PM Zehrs @ $0.88) = $3.52
    4 cans Tuna = $4.68
    890 mL Mayo – 6.59 (PM No Frills @ $2.97) = $2.97
    2 – 1.75 mL 5 Alive – 2.19 (PM Giant Tiger @ $0.99) = $1.98
    18 Eggs = $4.69
    4 L Skim Milk = $3.97
    1.66 L Breyers Mint Chocolate Ice Cream – $5.49 (400 PC Points) (PM Zehrs @ $2.97) = $2.97
    Bananas – 1.410 kg @ $1.26/kg = $1.78
    Spaghetti Squash – 1.150 kg @ $3.95/kg = $4.54
    2 Loaves Old Mill WW Bread = $4.34

    Cats
    18 Kg NN Cat Litter = $6.98

    Name Your Store: Superstore
    Total Coupons Used: $1.00
    Total Points = 1,000
    Total Out Of Pocket: $40.91

    Human
    3 – 750 g Corn & Pea – 3/$6.99 (600 PC Points) = $6.99
    Quaker Oatmeal – 2/$5.00 = $2.50
    720 g Apple Cinnamon Cheerios – 6.97 (PM Walmart @ $3.99) = $3.99
    Tub of Danone Cherry Yogurt – $4.27 (PM Walmart @ $2.67) = $2.67 ($1.00 Coupon)
    500 mL NN Sour Cream = $2.19
    4L Skim Milk = $3.97
    3 lb Carrots = $1.78
    10 lb Potatoes – $4.48 (PM No Frills @ $2.77) (400 PC Points) = $2.77
    Bananas – 1.520 kg @ $1.26/kg = $1.92
    Club Pack Chicken Breast = $18.18
    300 mL Shampoo & Conditioner – $3.49 (PM Walmart @ $2.72) = $5.44
    900 mL Campbells Broth – $2.67 (PM Food Basics @ $1.99) = $1.99

    Cats
    1.5 kg Friskies Stuffed Morsel = $4.98
    Baking Soda = $1.19

    Name Your Store: St. Jacobs Farmer’s Market
    Total Coupons Used: $0.00
    Total Points = N/A
    Total Out Of Pocket: $4.50 (Stockpile)

    Human
    1 Loaf Raisin Bread = $2.25
    1 Loaf Honey Oat Bread = $2.25

    Grocery Game Challenge Results
    Total Grocery Budget for the Human Year ($2080.00, for the pay period – $80.00)
    Total Grocery Budget for the Cat Year ($390, for the pay period – $15.00)

    Total Coupons Used this 2 Week Period: $1.00
    Total Coupons Used To Date: $10.25
    Total Discounts/SCOP this 2 Week Period: $0.00
    Total Discounts/SCOP to Date: $9.59
    Total Checkout 51 rebates this 2 Week Period: $0.00
    Total Checkout 51 rebates to Date: $10.00
    Total Snap rebates this 2 Week Period: $0.00
    Total Snap rebates to Date: $1.00
    Total Price Match for this 2 Week Period: $14.08 + 8.31
    Total Price Match to Date: $362.77
    Total Adhoc Stockpile this 2 Week Period: $19.95 + 4.50
    Total Adhoc Stockpile to Date: $442.32
    Total PC Points Received this 2 Week Period: 1200 + 1000
    Total PC Rewards Points Used this 2 Week Period: 20,000
    Total PC Rewards To Date: 2985

    Total Over/Under spend this Human shop: $8.13 under
    Total Left to Spend for the Human Month: $8.13
    Total Spent To Date – Human: Jan $69.59+$34.74+35.42+47.21+47.89+24.54; Feb $32.86+39.96+32.86; Mar $26.70+0.80+50.41+5.00+26.07+52.01; Apr $11.23+58.66+17.83+6.84+7.74+3.96+28.58+23.51; May $90.90+18.36+3.94+45.75; Jun $41.920+61.15+28.90+24.52; Jul $43.63+21.36+30.63+41.96+36.59; Aug $35.28 ; Sept $ ; Oct $ ; Nov $ ; Dec $ = $1,252.16

    Total Over/Under spend this Cat shop: $2.61 under
    Total Left to Spend for the Cat Month: $2.61
    Total Spent To Date – Cat: Jan $3.22+11.28+32.17+0+0.98; Feb $12.50+$0.00+9.58+4.59; Mar $16.04+0+13.06; Apr $9.58+11.77+1.96; May $10.15+9.20+5.65; Jun $10.15+7.89+2.00+18.61+(-9.59); Jul $5.65+0+5.63+5.63+6.76; Aug $5.63 ; Sept $ ; Oct $ ; Nov $ ; Dec $ = $210.08

    Overview: 1st week – Hard to believe that approximatley 1/2 of the summer is over. I’ve wanted to get much more accomplished in regards to putting produce away for the winter but I know there’s still time. I have finally sat down and figured out that if I stick to a tight budget, I’ll be debt-free in 3 years. I can’t wait until that day.
    Overview: 2nd Week – Noticed that with the weather changing, what’s on special has changed to reflect that. It’s got me looking at what we are eating and how we are looking at changing the food that we are going to eat this week and this winter.

    • Hi Dee,
      What did you stockpile at the market? What AMAZING news about debt freedom for you. I’m so happy for you. I’ll be right here to celebrate with you. Lots of people (us included) change the way we eat according to seasons. Great shopping this week and making use of price matching for PC points…now that’s smart grocery shopping. How often do you redeem? You get ballot 6 for August. Mr.CBB

      • I bought some extra bread from one of the Mennonite vendors. The raisin bread doesn’t last long around here but I think the honey oat will have to be used for French Toast as it’s a little more crumbly than we like it but still good. I would like to save my PC Points for extra food in December but finances haven’t allowed that so typically about every 3 months I redeem the minimum unless some deals in PC allows for a quicker saving up of points.

  2. Chrsitine Weadick says:

    I have made pasta myself before. Once it’s made it does tend to cook faster than the store stuff. I have a pasta maker, hand crank beastie but hubby thought it would be a good idea to put it way up on a top shelf…. I need to get a ladder out to reach it!! I can make flat pasta with it using just flour, eggs and a pinch of salt. Canned sauce is a good starting point here to make a sauce. Add some meat and this and that, a few leftovers from the fridge and it’s all good! I have canned tomatoes in a boiling water canner and I have froze tomatoes to use in sauce, both work well.
    I would like try making yogurt here, the younger boy has some pretty much every day.
    I will buy the ready made angel food cakes when strawberries are in season. I’m usually very busy then making jam to make it myself, plus the kitchen is hot enough as it is then to be having the oven on.
    Ketchup and mayo are handy to have in the pantry as is the Bisto, I use that for making beef gravy…or I did back when we had a roast beef regularly.
    There are some good things on the list here that can make meals a little quicker. I need to talk to the lady next door about where she gets her farm fresh eggs again…those were nice and a good price. Last time I got some they were $5.00 a flat(2-1/2 doz)

  3. Mary F Campbell says:

    JULY – Week #1 of 4- July 6-12, 2015

    2015 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ====================================

    REMARKS FOR THE WEEK:

    Before we start our JULY off though, I am going to make my “reserve” transfers for the month:

    Grocery:

    $ 190.00 for the month
    ($ 28.34) Overage from June
    ($ 0.00) trf to borscht reserve-normally $12.50
    ($ 20.00) trf to re-stocking – normally $17.50
    ($ 15.00) trf to holiday reserve–normally $10.00
    ($ 13.56) trf to summer reserve–normally $10.00
    ($ 0.00) trf to US Reserve –normally $50.00

    Grocery Balance $113.10 for JULY

    REMARKS FOR THE WEEK:

    We’re using points again to pick up our 4L Skim Milk.

    The following are NO SHOP WEEKS and the $113.10 available grocery money is carried forward into August.

    Week 2 – July 13-19
    Week 3 – July 20-26
    Week 4 – July 27- Aug 2

    ====================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    Save On Foods – Maple Ridge

    1 x 4L Skim Milk $4.69 = re 3,100 Points Redemption

    •Total OOP: $4.69

    • Grocery Budget OOP: $0.00
    • Stockpile Budget OOP: $0.00
    • Cash Hiding Spot: $0.00
    • Points Redeemed: $4.69

    ** Earned 0 MORE Points on this shop **
    ** USED $0.00 in Coupons **
    ** SAVED $0.00 Rain Check Savings on this shop **

    ====================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP WILL BE in 2016 when I am in better health.

    ====================================

    2015 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $3.58+ Feb $0.00 + Mar $14.54 + Apr $15.76 + May $0.00 + June $5.68 + July $0.00 = $39.56

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $14.00 + July $0.00 = $14.00

    •Total Price Match Savings Used This Year:

    Jan $0.00 +Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $0.00 + July $0.00 = $0.00

    •Total More Points Earned This Year:

    Jan 22 + Feb 45 + Mar 140 + Apr 12 + May 6 + June 12 + July 0 = 237 Points

    •Total Air Miles Earned This Year:

    Jan 0 + Feb 0 + Mar 1 + Apr 1 + May 322 + June 0 + July 0 = 324 Air Miles

    •Total PC PLUS Points Earned This Year:

    Jan 1200 + Feb 900 + Mar 900 + Apr 1,500 + May 0 + June 1800 + July 0 = 6,300 Points

    •Total Optimum Points Earned This Year:

    Jan 30 + Feb 40 + Mar 0 + Apr 0 + May 0 + June 20 + July 0 = 90 Points
    ==================================

    2015 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $199.31+ Feb $180.69 + Mar $274.41 + Apr $105.59+ May $237.00 + June $171.34 + July (trf $15.00 Xmas Reserve+$13.56 to Summer + $20.00 trf to Re-Stocking Reserve + $0.00 trf to Borscht Reserve + $0.00 trf to US+$4.69 Points Redeemed = $53.25)= $1,221.59

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+Feb $190.00 + Mar $190.00 + Apr $190.00 + May $190.00 + June 190.00 + July $190.00= $1,330.00

    •Total Over/Under on Year-To-Date Grocery Budget:
    $108.81 AVAILABLE
    ====================================
    2015 UNUSED CANADIAN GROCERY RESERVE:

    2014 Fwd $0.00+Jan $0.00+Feb $3.83+ Mar $32.09 + Apr $4.99 + May $4.69 + June $9.38 + July $4.69= $59.67
    ====================================

    2015 RE-STOCKING RESERVE:

    2014 Fwd $325.00+Jan $22.50+Feb $22.50 + Mar $17.50 + Apr $18.44 + May $17.50 + June $6.56 + July $20.00= $450.00
    ====================================

    2015 Y-T-D BORSCHT RESERVE:

    2014 Fwd $412.50+Jan $12.50 + Feb $12.50 + Mar $12.50 + Apr $0.00 + May $20.00 + June $30.00+ July $0.00 = $500.00
    ====================================

    2015 Y-T-D HOLIDAY SEASON RESERVE:

    2014 Fwd $110.00+Jan $10.00 +Feb $10.00+ Mar $10.00 + Apr $10.00 + May $25.00 + June $10.00 + July 15.00= $200.00
    ====================================

    2015 Y-T-D SUMMER RESERVE:

    2014 Fwd $90.00+Jan $10.00 + Feb $10.00 + Mar $15.00 + Apr $15.00 + May $35.00 + June $36.44 + July $13.56= $225.00
    ====================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 1,330.00 Grocery Budget JAN-JULY
    $ 59.67 Redeemed Points to Purchase
    Groceries
    ($ 0.02) Hiding Spot Cash – SPENT
    ($ 13.45) 2014 Costco Rebate Chq – SPENT
    ($437.50) Trf to Misc Reserves (Re-Stocking,
    Borscht, Xmas, Summer)
    ($ 202.50) Trf to US Grocery Reserve
    ($ 59.67) Set in a reserve to offset
    Redeemed Points
    ($ 568.12) Actual CASH SPENT

    $ 108.41 AVAILABLE FOR Y-T-D SPENDING

    • VALUE POINTS REDEEMED Y-T-D:

    $ 4.98 Skim Milk- 3,100 MORE Pts – JAN
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.99 Whole Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 1.60 Sprouts- 1,000 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – APR
    $ 4.69 Skim Milk- 3,100 MORE Pts – MAY
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JULY

    $ 59.67 Total $ Value of Points Redeemed

    So far $1,330.00 has been budgeted Y-T-D for 2015 and we have recorded these funds as “spent” and in fact they have been “saved”:

    $450.00 Freezer Re-Stocking Fund
    $500.00 Borscht Fund
    $200.00 Holiday Season Fund
    $225.00 Summer Season Fund

    OUR TOTAL UNUSED RESERVES ARE $1,375.00 … that is a $937.50 carry-forward from 2013 & 2014 and $437.50 in NEW 2015 savings.

    This also means that with $190.00 to start JULY less $48.56 transferred to the various savings reserves less $0.00 transferred for Points Redeemed = $107.00 less an overage carried forward from JUNE for $28.34 less plus an additional $0.00 saved in our US grocery reserve, we opened the month of JUNE with $113.10 available to spend on the Canadian side of the border PLUS we have spent $4.69 on our groceries (cash & points) so far this month and have a $108.41 AVAILABLE for the month of JULY.

    We have groceries that have been purchased using points redeemed, rather than the budgeted cash in the amount of $59.67. Available as an offset, we currently have $59.67 in our UNUSED CASH RESERVE. As at this moment, we need and additional $0.00 in the UNUSED CASH RESERVE. If our budget is truly sufficient, when we reach December 31st, the unused funds should still be equal to, if not greater than, the value of the points redeemed. It’ll be interesting to see if they actually are.

    Note: Another reserve of $315.57 IS AVAILABLE for our next US shop!

    Of the outstanding US Shopping Reserve $315.57:

    $113.07 is carried forward from 2014

    $202.50 is new 2015 Y-T-D savings

    Less $0.00 that we’ve actually spent in 2015

    = $315.57 US Reserve Available

    ====================================

    The valid rain checks I hold are as follows:

    Safeway

    12 Soft Drinks @ BOGO –
    Good ‘til Aug 18/15
    24 cans Heinz Maple Baked Beans @ 4 for $5 –
    Good ‘til Sept 4/15
    24 cans Cloverleaf Tuna in Water @ $0.97 ea –
    Good ‘til Sept 14/15

    ====================================

  4. Mary F Campbell says:

    AUGUST – Week #1 of 5- Aug 3-9, 2015

    2015 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ====================================

    REMARKS FOR THE WEEK:

    Before we start our AUGUST off though, I am going to make my “reserve” transfers for the month:

    Grocery:

    $ 190.00 for the month
    $ 108.81 Carried Forward from July
    ($12.50) trf to borscht reserve-
    normally $12.50
    ($ 20.00) trf to re-stocking – normally $17.50
    ($ 15.00) trf to holiday reserve–normally $10.00
    ($ 21.31) trf to summer reserve–normally $10.00
    ($ 0.00) trf to US Reserve –normally $50.00

    Grocery Balance $230.00 for AUGUST

    REMARKS FOR THE WEEK:

    This is another NO SHOP WEEK as I am in the hospital and hubby is using what we have in the house.

    ====================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    OUR NEXT CANADIAN SHOP WILL BE next week!

    ====================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP WILL BE in 2016 when I am in better health.

    ====================================

    2015 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $3.58+ Feb $0.00 + Mar $14.54 + Apr $15.76 + May $0.00 + June $5.68 + July $0.00 = $39.56

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $14.00 + July $0.00 = $14.00

    •Total Price Match Savings Used This Year:

    Jan $0.00 +Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $0.00 + July $0.00 = $0.00

    •Total More Points Earned This Year:

    Jan 22 + Feb 45 + Mar 140 + Apr 12 + May 6 + June 12 + July 0 = 237 Points

    •Total Air Miles Earned This Year:

    Jan 0 + Feb 0 + Mar 1 + Apr 1 + May 322 + June 0 + July 0 = 324 Air Miles

    •Total PC PLUS Points Earned This Year:

    Jan 1200 + Feb 900 + Mar 900 + Apr 1,500 + May 0 + June 1800 + July 0 = 6,300 Points

    •Total Optimum Points Earned This Year:

    Jan 30 + Feb 40 + Mar 0 + Apr 0 + May 0 + June 20 + July 0 = 90 Points

    ====================================

    2015 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $199.31+ Feb $180.69 + Mar $274.41 + Apr $105.59+ May $237.00 + June $171.34 + July $53.25 + Aug (trf $15.00 Xmas Reserve+$21.31 to Summer + $20.00 trf to Re-Stocking Reserve + $12.50 trf to Borscht Reserve + $0.00 trf to US = $68.81)= $1,290.00

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+Feb $190.00 + Mar $190.00 + Apr $190.00 + May $190.00 + June 190.00+July$190.00+Aug $190.00 = $1,520.00

    •Total Over/Under on Year-To-Date Grocery Budget:
    $230.00 AVAILABLE
    ====================================
    2015 UNUSED CANADIAN GROCERY RESERVE:

    2014 Fwd $0.00+Jan $0.00+Feb $3.83+ Mar $32.09 + Apr $4.99 + May $4.69 + June $9.38 + July $4.69 = $59.67
    ====================================

    2015 RE-STOCKING RESERVE:

    2014 Fwd $325.00+Jan $22.50+Feb $22.50 + Mar $17.50 + Apr $18.44 + May $17.50 + June $6.56 + July $20.00 + Aug $20.00 = $470.00
    ====================================

    2015 Y-T-D BORSCHT RESERVE:

    2014 Fwd $412.50+Jan $12.50 + Feb $12.50 + Mar $12.50 + Apr $0.00 + May $20.00 + June $30.00+July $0.00 + Aug $12.50 = $512.50
    ====================================

    2015 Y-T-D HOLIDAY SEASON RESERVE:

    2014 Fwd $110.00+Jan $10.00 +Feb $10.00+ Mar $10.00 + Apr $10.00 + May $25.00 + June $10.00 + July 15.00+ Aug 15.00= $215.00
    ====================================

    2015 Y-T-D SUMMER RESERVE:

    2014 Fwd $90.00+Jan $10.00 + Feb $10.00 + Mar $15.00 + Apr $15.00 + May $35.00 + June $36.44 + July $13.56+Aug $21.31= $246.31
    ====================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 1,520.00 Grocery Budget JAN-AUG
    $ 59.67 Redeemed Points to Purchase
    Groceries
    ($ 0.02) Hiding Spot Cash – SPENT
    ($ 13.45) 2014 Costco Rebate Chq – SPENT
    ($505.91) Trf to Misc Reserves (Re-Stocking,
    Borscht, Xmas, Summer)
    ($ 202.50) Trf to US Grocery Reserve
    ($ 59.67) Set in a reserve to offset
    Redeemed Points
    ($ 568.12) Actual CASH SPENT

    $ 230.00 AVAILABLE FOR Y-T-D SPENDING

    • VALUE POINTS REDEEMED Y-T-D:

    $ 4.98 Skim Milk- 3,100 MORE Pts – JAN
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.99 Whole Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 1.60 Sprouts- 1,000 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – APR
    $ 4.69 Skim Milk- 3,100 MORE Pts – MAY
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JULY

    $ 59.67 Total $ Value of Points Redeemed

    So far $1,520.00 has been budgeted Y-T-D for 2015 and we have recorded these funds as “spent” and in fact they have been “saved”:

    $470.00 Freezer Re-Stocking Fund
    $512.50 Borscht Fund
    $215.00 Holiday Season Fund
    $246.31 Summer Season Fund

    OUR TOTAL UNUSED RESERVES ARE $1,443.81 … that is a $937.50 carry-forward from 2013 & 2014 and $506.31 in NEW 2015 savings.

    This also means that with $190.00 to start AUGUST plus $108.81 carried forward from JULY less $68.81 transferred to the various savings reserves less $0.00 transferred for Points Redeemed = $230.00 plus an additional $0.00 saved in our US grocery reserve, we opened the month of AUGUST with $230.00 available to spend on the Canadian side of the border PLUS we have spent $0.00 on our groceries (cash & points) so far this month and have a $230.00 AVAILABLE for the month of AUGUST

    We have groceries that have been purchased using points redeemed, rather than the budgeted cash in the amount of $59.67. Available as an offset, we currently have $59.67 in our UNUSED CASH RESERVE. As at this moment, we need and additional $0.00 in the UNUSED CASH RESERVE. If our budget is truly sufficient, when we reach December 31st, the unused funds should still be equal to, if not greater than, the value of the points redeemed. It’ll be interesting to see if they actually are.

    Note: Another reserve of $315.57 IS AVAILABLE for our next US shop!

    Of the outstanding US Shopping Reserve $315.57:

    $113.07 is carried forward from 2014

    $202.50 is new 2015 Y-T-D savings

    Less $0.00 that we’ve actually spent in 2015

    = $315.57 US Reserve Available

    ====================================

    The valid rain checks I hold are as follows:

    Safeway

    12 Soft Drinks @ BOGO –
    Good ‘til Aug 18/15
    24 cans Heinz Maple Baked Beans @ 4 for $5 –
    Good ‘til Sept 4/15
    24 cans Cloverleaf Tuna in Water @ $0.97 ea –
    Good ‘til Sept 14/15

    ====================================

    • Hi Mary,
      We had a no-shop as well this month. It’s been a LONG time for us. This week we used a GC we had but we are heading out so we didn’t buy too much. You get ballot 10 this week Mary… 🙂 Mr.CBB

  5. Mary F Campbell says:

    I will post August week #2 later in the week when I have got it done. 🙂

  6. Mary F Campbell says:

    This will bring me up to date with my GGC posts!

    AUGUST – Week #2 of 5- Aug 10-16, 2015

    2015 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ====================================

    REMARKS FOR THE WEEK:

    This week was about stocking some fresh fruit and veggies in the house after my being away from home for over a month. Boy they sure taste good!!! Hospital food is really wretched.

    ====================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    Safeway – Maple Ridge –

    5 corn on the cob = $2.50
    1 x 1 Compliments Broccoslaw $2.49
    1 pkg imitation crab $4.99

    •Total OOP: $9.98

    ** Earned 0 Air Miles on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $2.45 Loyalty Savings on this shop **
    ——————————————————————
    Safeway – Maple Ridge –

    1 Breton GF White Bean Crackers $3.69
    1 Breton GF White Bean Crackers $3.69
    1 Campbell’s NO SALT Chicken Broth $2.99
    1 Campbell’s NO SALT Chicken Broth $2.99
    1 Assorted Peppers $3.99
    2 Yams $4.77
    1 Sliced Mushrooms $3.99
    8 Yellow Potatoes $4.08
    1 Green Cabbage $5.92
    8 Tomatoes on the vine $2.99
    1 Cauliflower $2.99
    1 3lb Carrots $2.99
    6 Corn on the cob $2.40
    2 Haas Avocados $3.98
    1 Celery $1.49
    6 x Limes $3.54

    •Total OOP: $56.98

    ** Earned 52 Air Miles on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $2.45 Loyalty Savings on this shop **
    —————————————————————-
    Save On Foods – Maple Ridge –

    2 radishes $0.88
    1 x taco shells $4.07
    1 x cauliflower $1.96
    1 3-pack English cucumbers $2.28
    1 5lb carrots $2.45
    2 bunches green onions $0.88
    8 tomatoes $1.71

    •Total OOP: $14.23

    ** Earned 0 MORE Points on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $0.00 Loyalty Savings on this shop **
    —————————————————————-
    Save On Foods – Maple Ridge –

    1 Lean Ground Beef $6.79

    •Total OOP: $6.79

    ** Earned 0 MORE Points on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $0.00 Loyalty Savings on this shop **
    —————————————————————
    Save On Foods – Maple Ridge –

    1 Celery $1.90
    1 1% Cottage Cheese $4.99
    8 Medium Onions $1.91
    2 Olympic Yogurt $7.00
    1 WF Tortillas $4.29

    •Total OOP: $21.06

    ** Earned 0 MORE Points on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $0.00 Loyalty Savings on this shop **

    ====================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP WILL BE in 2016 when I hopefully am in better health.

    ====================================

    2015 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $3.58+ Feb $0.00 + Mar $14.54 + Apr $15.76 + May $0.00 + June $5.68 + July $0.00 = $39.56

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $14.00 + July $0.00 = $14.00

    •Total Price Match Savings Used This Year:

    Jan $0.00 +Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $0.00 + July $0.00 = $0.00

    •Total More Points Earned This Year:

    Jan 22 + Feb 45 + Mar 140 + Apr 12 + May 6 + June 12 + July 0 = 237 Points

    •Total Air Miles Earned This Year:

    Jan 0 + Feb 0 + Mar 1 + Apr 1 + May 322 + June 0 + July 0 = 324 Air Miles

    •Total PC PLUS Points Earned This Year:

    Jan 1200 + Feb 900 + Mar 900 + Apr 1,500 + May 0 + June 1800 + July 0 = 6,300 Points

    •Total Optimum Points Earned This Year:

    Jan 30 + Feb 40 + Mar 0 + Apr 0 + May 0 + June 20 + July 0 = 90 Points

    ====================================

    2015 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $199.31+ Feb $180.69 + Mar $274.41 + Apr $105.59+ May $237.00 + June $171.34 + July $53.25 + Aug (trf $15.00 Xmas Reserve+$21.31 to Summer + $20.00 trf to Re-Stocking Reserve + $12.50 trf to Borscht Reserve + $0.00 trf to US +$9.98+$56.98+$14.24+$6.79+$21.06= $177.90)= $1399.05

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+Feb $190.00 + Mar $190.00 + Apr $190.00 + May $190.00 + June 190.00+July$190.00+Aug $190.00 = $1,520.00

    •Total Over/Under on Year-To-Date Grocery Budget:
    $120.95 AVAILABLE
    ====================================
    2015 UNUSED CANADIAN GROCERY RESERVE:

    2014 Fwd $0.00+Jan $0.00+Feb $3.83+ Mar $32.09 + Apr $4.99 + May $4.69 + June $9.38 + July $4.69 = $59.67
    ====================================

    2015 RE-STOCKING RESERVE:

    2014 Fwd $325.00+Jan $22.50+Feb $22.50 + Mar $17.50 + Apr $18.44 + May $17.50 + June $6.56 + July $20.00 + Aug $20.00 = $470.00
    ====================================

    2015 Y-T-D BORSCHT RESERVE:

    2014 Fwd $412.50+Jan $12.50 + Feb $12.50 + Mar $12.50 + Apr $0.00 + May $20.00 + June $30.00+July $0.00 + Aug $12.50 = $512.50
    ====================================

    2015 Y-T-D HOLIDAY SEASON RESERVE:

    2014 Fwd $110.00+Jan $10.00 +Feb $10.00+ Mar $10.00 + Apr $10.00 + May $25.00 + June $10.00 + July 15.00+ Aug 15.00= $215.00
    ====================================

    2015 Y-T-D SUMMER RESERVE:

    2014 Fwd $90.00+Jan $10.00 + Feb $10.00 + Mar $15.00 + Apr $15.00 + May $35.00 + June $36.44 + July $13.56+Aug $21.31= $246.31
    ====================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 1,520.00 Grocery Budget JAN-AUG
    $ 59.67 Redeemed Points to Purchase Groceries
    ($ 0.02) Hiding Spot Cash – SPENT
    ($ 13.45) 2014 Costco Rebate Chq – SPENT
    ($505.91) Trf to Misc Reserves (Re-Stocking, Borscht, Xmas, Summer)
    ($ 202.50) Trf to US Grocery Reserve
    ($ 59.67) Set in a reserve to offset Redeemed Points
    ($ 677.17) Actual CASH SPENT

    $ 120.95 AVAILABLE FOR Y-T-D SPENDING

    • VALUE POINTS REDEEMED Y-T-D:

    $ 4.98 Skim Milk- 3,100 MORE Pts – JAN
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.99 Whole Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 1.60 Sprouts- 1,000 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – APR
    $ 4.69 Skim Milk- 3,100 MORE Pts – MAY
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JULY

    $ 59.67 Total $ Value of Points Redeemed

    So far $1,520.00 has been budgeted Y-T-D for 2015 and we have recorded these funds as “spent” and in fact they have been “saved”:

    $470.00 Freezer Re-Stocking Fund
    $512.50 Borscht Fund
    $215.00 Holiday Season Fund
    $246.31 Summer Season Fund

    OUR TOTAL UNUSED RESERVES ARE $1,443.81 … that is a $937.50 carry-forward from 2013 & 2014 and $506.31 in NEW 2015 savings.

    This also means that with $190.00 to start AUGUST plus $108.81 carried forward from JULY less $68.81 transferred to the various savings reserves less $0.00 transferred for Points Redeemed = $230.00 plus an additional $0.00 saved in our US grocery reserve, we opened the month of AUGUST with $230.00 available to spend on the Canadian side of the border LESS we have spent $109.05 on our groceries (cash & points) so far this month and have a $120.95 AVAILABLE for the month of AUGUST

    We have groceries that have been purchased using points redeemed, rather than the budgeted cash in the amount of $59.67. Available as an offset, we currently have $59.67 in our UNUSED CASH RESERVE. As at this moment, we need and additional $0.00 in the UNUSED CASH RESERVE. If our budget is truly sufficient, when we reach December 31st, the unused funds should still be equal to, if not greater than, the value of the points redeemed. It’ll be interesting to see if they actually are.

    Note: Another reserve of $315.57 IS AVAILABLE for our next US shop!

    Of the outstanding US Shopping Reserve $315.57:

    $113.07 is carried forward from 2014

    $202.50 is new 2015 Y-T-D savings

    Less $0.00 that we’ve actually spent in 2015

    = $315.57 US Reserve Available

    ====================================

    The valid rain checks I hold are as follows:

    Safeway

    12 Soft Drinks @ BOGO –
    Good ‘til Aug 18/15
    24 cans Heinz Maple Baked Beans @ 4 for $5 –
    Good ‘til Sept 4/15
    24 cans Cloverleaf Tuna in Water @ $0.97 ea –
    Good ‘til Sept 14/15

    ====================================

    • Hi Mary,
      I hope we can score a deal on some tuna as we are running low. That’s a great deal for the tuna that you have at $0.97 each. You can’t beat that. I agree hospital food is disgusting. Spending a week with my wife at the hospital I think I lost 10LBs! We were eating soup from a can in the pantry kitchen most days. I can’t get over the price of limes. I only buy them IF I need them or 12/$1.00 at Freshco which I haven’t seen in a bit. Although you stocked up on fruit and veg you did very well with the budget. Great job shopping. I bet you happy to eat the foods you love now. 🙂 You get ballot #10. Mr.CBB

  7. Angela Mainse says:

    Week 2 – August 2 – 8

    • Grocery budget to work with in August: $240
    • Total coupons used this week: $0
    • Total coupons used to date: $89.24
    • Total RCSS gas coupons used this week: $0
    • Total RCSS gas coupons used to date: $12.49
    • Total value PC Plus points redeemed this week: $20
    • Total value PC Plus points redeemed to date: $320
    • Total gift cards/certificates/gifts used this week: $0
    • Total gift cards/certificates/gifts used to date: $38.76
    • Total student discounts this week: $0
    • Total student discounts to date: $151.49
    • Total tax savings RCSS this week: $0
    • Total tax savings RCSS to date: $11.98
    • Total spent this week: $61.80
    • Total spent so far this month: $109.60
    • Total left to spend for the month: $130.40
    • Carry over: $0
    • Total in carry over jar: $52.25
    • Total Spent To Date 2015: $1940.95

    RCSS: Fresh tortellini 2/$7.00, clearance Blue Menu pasta 3 x .94, coleslaw 1.99, tax .10: Total 11.90 rounded down 1 cent

    RCSS: Gatorade 2 x 3.47, PC Zero 12 pk 2.99 (PM), tax 1.29: Total 11.20 rounded down 2 cents

    Valumart: Oktoberfest sausages 9 x 2.22, IOGO raspberry 4.69 less 50%, redeem 20.00 PC Plus: Total 2.30 rounded down 2 cents

    Canadian Tire: 2 kg sugar 1.97: Total paid 1.95 rounded down 2 cents

    Walmart: Smores Kit clearance 4.23, tax .55: 4.80 rounded up 2 cents

    Dollarama: Whole Wheat bread 1.25, hot dog buns 1.50: Total 2.75

    Westons Bakery: Dare Bear Paws irregulars 4 x 1.30, Whole wheat bread 1.70, hot dog buns 3 x 1.50, raisin bread 2 x 1.50, weight watchers wraps 3 x 1.50: 18.90

    Kingston Farmer’s Market: 3/1.00 purple peppers, 5/1.00 jalapeno peppers, 2.00 dill bunch, 4.00 wilton cheese curd.

    This was a different week. No student discount, did a lot of shopping around. I don’t do that regularly, however, the best deals were elsewhere to us that couldn’t be PM. Gatorade became a necessity at the swim meets with the extreme heat. We drank plenty of water, but at the end of the day, the two six packs of the small bottles went a long way. I couldn’t wait for the discount day. Bread has been difficult to do. Ran out of yeast and didn’t realize it. The westons stop we always make when in Kingston. The wraps are a great price, the hot dog buns are also good as it is far more in the grocery store, dollarama is the only other place that comes close, but the bakery is fresher. Too hot to bake any right now. And, I don’t make raisin bread, so 1.50 a loaf is always a good thing. My peppers in the garden are a fail again, so 3 for 1.00 is great even for the farmer’s market and grocery store. Also, I don’t grow jalapenos we always have too many. I would rather buy a few and just be done with them as hubby is the one that prefers it.

    We now have a BBQ again, so we are cooking outside more. The sausages were a great stock up price and have four in a package. The find for those was a happy one.

    More expensive this week than others weeks, but that’s ok. We aren’t over budget yet, not even close and half way through the month.

    • Angela Mainse says:

      Should read Week 2 – August 9 – 15. Dates are wrong, the rest of the info is correct.

    • Hi Angela,
      No student discount.. oh my!! I think you have done with the savings so far $151 with that discount. That sure can go a long ways with more groceries. I saw the Gatorade powder on sale for $3.99 at Food Basics this week which I thought was great since they normally cost $7.99. I was going to make blueberry breakfast squares this week but it’s too hot to turn on the oven. I’ll wait. Did you just buy a new BBQ? Ya, I’d stock up too if I found a deal on sausages since I eat them as often as I can. They do go far when mixed with a dish. You still did well considering there was no discount but you saved lots. What do you use the cheese curds for? Well done. You get ballot 11. Mr.CBB

  8. Christine Weadick says:

    Yearly grocery budget for 4 adults and 2 cats -$7800.00
    (The above total does not include the stockpile budget of $235 per year or $25 per month.
    Foodland #1
    2 Flogers coffee @8.99, $3.00 off WUB2 coupon
    4 cans tomato sauce @4/5.00
    2 boxes Rice Krispies @3.99
    1 kg Kraft peanut butter -3.99
    1 Miracle Whip -2.99
    2 cranberry cocktail @2.49
    2 cans tomato paste @.59
    2 4l milk @4.88
    1 yogurt -3.99
    10lb bag potatoes -4.99
    3lbs carrots -2.99
    Bananas -.57
    2 packs lean ground beef – 4.77, 4.33
    2 W/W bread @2.50
    Total OOP -$77.50, 3.00 coupon
    Foodland #2
    1 144count Tetley tea bags -9.99
    4 cans tomato sauce @4/5.00
    2 Cheerios @3.99
    4 cans soup @.99
    2 4l milk @4.88
    1 yogurt -3.99
    1 doz large eggs -2.99
    Bananas -1.35
    1 pack lean ground beef -5.18
    1 bagels -3.99
    1 W/W bread -2.50
    1 pack hamburger buns -2.50, .25 coupon
    Total OOP -$62.23, .25 coupon
    Foodland #3, stockpile
    4 cranberry cocktail @2.49
    Total OOP -$9.96
    Canadian Tire, stock pile
    2 packs 12 Cashmere TP @4.98
    Total OOP -9.96
    Points Overview (add any other sections you need to show us your savings)
    Total Grocery Budget for the Month: $650.00
    Total Grocery Budget with any carry-overs $636.43
    Total Gift Cards used to date: $0
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $0
    PC Points Plus Earned to date: 11250
    Scanning Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)
    Snap Groupon to date: $3.00
    Zweet to date: $24.25
    Cart Smart to date: $0
    Checkout51 to date: $21.50

    Total to spend this month $650.00- 13.57 from June -$636.43
    Stockpile budget 2015 ($25.00): Jan $22.20+ Feb $24.50+ Mar $22.18+ Apr $18.32+ May $40.95+ June $24.15+ July $45.32+ Aug$
    Stockpile budget used this month: $19.94
    Total coupons used this week: $3.25
    Total coupons used to date: $117.64
    Total in-store discounts this week: $0
    Total in-store discounts to date: $112.12
    Total spent this week: $139.73
    Total spent so far this month: $287.23
    Total over/Under spend this shop: Over
    Total over/Under spend for the month: $under
    Total left to spend for the month: $349.20
    Total Spent To Date 2015: (does not include stockpile budget) Jan $640.13+ Feb $572.63+ Mar $786.52+April $515.95+ May $621.33+ June $760.66+ July $552.91+ August $0
    Weekly Overview (your final thoughts) i’m going over so far for the week but I still have room to work. Still haven’t been to No Frills yet. The TP at Canadian Tire was nice to keep the stock up around here. Hubby has cranberry cocktail every morning with his meds so this was a good price and I took full advantage, there was also a rebate on one of those apps but I’m not sure if it came through in time to include here. I’ll see how those numbers look next week.

    • Hi Christine,
      It’s amazing how we don’t sweat it when we go over at the beginning it’s near the last week that we start to get that sweat on lol. I just add the app deal into the write-up as it will eventually be in your pocket. I think Jen used to do the same thing when she posted too. I used to remember there were always coupons for that cranberry cocktail as well. I think my wife picked up a bazillion of them one month a few years back. They were the small jugs but she paid hardly anything for them after coupon. Those days are LONG gone. Wow those potatoes were pricey BUT then again I have hardly seen them going on sale. Sometimes we have to suck up the cost if we need them. Have you ever tried to make bagels before? Try Nicolas recipe. It’s a nice recipe to make on a chilly afternoon like today. Great shop!! You get ballot 1. Mr.CBB

  9. Our weekly budget is $125 making this month $500
    Save on foods
    $3.99×4-$1Cx4 iced tea powder
    lost other receipt
    $21.40 total oop
    Walmart
    $5.40 4L milk
    $1.97 coffee creamer
    .97 glue
    $8.65 total oop
    Co-op
    $9.99-$1C 907g bd cheese
    .69×2 bagels
    $10.35 total oop
    $1 total coupons
    Sobeys
    $5.42×2 4L milk
    $4.52-$4.19staff coupon 2L chocolate milk
    $1.99×6-$1.99C chewy bars – 3fpc mail in rebates 🙂
    $1.90 green grapes
    $1.99×2 sm international – rain cheque
    $2.69×2-$1C dzn eggs
    $1.12×12-$2Cx4 sunny d
    $38 total oop

    $78.40 weekly total oop
    $16.18 weekly total coupons
    $141.05 monthly total oop
    $35.26 monthly total coupons
    $4144.45 yearly total oop
    $1299.13 yearly total coupons

    grabbed some extra snacks and treats before my girl goes home

    • I just found the other receipt for save on foods for $9.41 for peaches 🙂

    • Hi Juanita,
      You’re almost caught up now! WOW that was a super deal on the Sunny D.. where did you find the $2 coupons? What does it mean when you say “Staff coupon”? Are there new Black Diamond Coupons out? I didn’t see any if there are. Great shop. You get ballot. 3. MR.CBB

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