grocery game monthly challenge

3 Ways You Can Have A Food Shopping List With Variety And Save Money : The Grocery Game Challenge #3 Nov 16-22, 2015

3 WAYS YOU CAN HAVE A FOOD SHOPPING LIST WITH VARIETY (1)FOOD DOESN’T HAVE TO BE BORING

 

Having the same weekly food shopping list when we grocery shop is a part of our past. We’ve learned that we really don’t like eating olives every day if we don’t have to.

These days we have plenty of variety in our diet and we owe it all to our grocery budget and a few other motivations that everyone should be aware of.

I think most people buy the same foods out of habit because there’s no method to the madness of consistency in the kitchen especially if you have a busy schedule.

Last week fellow personal finance blogger at Budget Blonde Catherine who is an amazing saver left the comment below on my blog post. Her words had me wondering if others create the same food shopping list every week because it’s cheaper on the grocery budget. I also considered that some people may want the same foods each week because they have recipes in mind that they’ve done over and over which saves time and in their opinion, money.

I love to have some variety in my diet, but I’ve found that the more variety I seek the more money I tend to spend. In order to save money on groceries I try to keep breakfast pretty simple most of the time. Our kids love to have fruit, especially strawberries, with their breakfast.- Catherine (Budget Blonde)

I 100% agree with Catherine where adding some variety to your food shopping list may mean you spend more but if you have a set grocery budget you’re one step ahead of the food temptation game. It was funny how Catherine pointed out what her kids love because now that we have a son we realize that what we buy does revolve around what he likes to eat.

I do believe that you can have more than just “some variety” in your grocery cart as long as you are mindful of the overall shopping experience from planning, sales and final execution of the shop. Easier said than done as we’ve experienced, but it is attainable. Learning the art of grocery shopping and maximum savings takes time which some people value more than savings.

 

Our carbon copy weekly food shopping list

 

Before my wife and I bought our house we rented for a couple of years. It was just a room in a house and we had full use of the kitchen although we hated using the kitchen when our landlord was home. We always felt like we were in the way but rent was very cheap and that was the name of the game for us. We knew it was a short-term gig and that eventually we’d have our own kitchen oasis to sing songs and drink wine while we cooked amazing food.

During those two years our food shopping list was pathetic and lacked any flavour or excitement BUT it was food and we knew exactly what to make with it. Every week we bought pretty much the same foods apart from the odd snacks but not many at all.

There was no baking or the sheer multitude of recipes that we create today in our house and share on the blog. We were frugal and wanted to make sure we saved enough money to move out, get our own house and be mortgage free in 5 years.

Yes, we accomplished that goal however we realize now that compromising our food shopping list wasn’t needed and we should have invested more time in balancing our nutritional intake.

First of all, although we were intimidated to cook we were paying to use that kitchen so we should have just cooked even if that meant listening to the landlord nag about every little thing we did wrong.

We also could have saved more money if we took the time to understand just how to grocery shop like the pros do. These days we consider ourselves fairly educated and do our best to save money whilst adding some flair in the kitchen.

A food shopping list for us back then would have consisted of the following foods below and yes that is a basic shopping list at it’s finest. We would eat the same things over and over because they were quick and easy and didn’t cost as much, so we thought.

Keep in mind back then we didn’t have a grocery budget as we would just wing it by only buying sale items or no-name products. Whatever the costs were at the end of the grocery shop was what we spent that week even though we had a loose target in mind. There were no hard feelings, no shocked outrages because we were practically debt free yet we weren’t being as frugal as we thought we were.

  • Cereal
  • Mixed basic vegetables for salads
  • Tuna (10 cans weekly)
  • Chicken Thighs
  • Mayonnaise (monthly)
  • Mustard (monthly)
  • Ketchup (monthly)
  • Franks Red Hot Sauce (monthly)
  • Milk
  • Bread
  • Cheese
  • Olives (Club Jar monthly)
  • Butter
  • Peanut Butter (bi-weekly)
  • Whole Wheat Crackers
  • Canned Soup
  • Eggs ( 2 dozen a week)
  • Coffee
  • Tea
  • Sugar
  • Oil (monthly)
  • Lemon juice (monthly)
  • Salad Dressing
  • Elbow macaroni (2 boxes a week as we ate tonnes of tuna macaroni salad)

It wasn’t until near the end of our roommate status that we started to use coupons more as I was ordering them online from save.ca. Once we moved into our own kitchen stadium the food shopping list got out of hand with excess stockpiling which is why my wife and I started the grocery game.

We’ve since learned only to stock foods that we will eat in a reasonable amount of time. Even if you have to bin something you paid minimal amounts on if it goes off because you don’t eat it that is money down the drain.

These days we love variety in our diet and enjoy eating different foods as much as possible although we are mindful of our food shopping list. Not only does it keep us motivated to cook homemade meals but it creates a balance with-in us that we wouldn’t get by eating the same foods each week like we did years ago.

So, arming yourself with a grocery budget is the first line of defense if you want to have variety on your food shopping list without busting your monthly expenses. It’s also a great idea to have a budget especially if you’d like to meal plan every week to test out new recipes adding more variety to your diet. That’s not the only way to make sure you stay on target with your food shopping list though.

I’ve thought about why having the same food shopping list each week wasn’t saving us money nor would it today. Of course if you do a majority of your grocery shopped at the dollar store you may find that prices stay the same each week. In essence it’s a money game targeting the sales cycle, your grocery budget and inner motivation to stick with a plan like.

Below are 3 reasons that I could think of about why you can have a larger variety of foods on your food shopping list to enjoy the variety of deliciousness that our world has to offer.

 

Shop the sales

 

I’m sure many of you who meal plan or use a grocery budget are the first to say that you plan your weekly meals around the weekly flyer sales.

The sales are VERY important when it comes to having a diet that is rich in variety. You are apt to score some delicious foods for even less than you would have paid if you keep on using the same food shopping list. Plus you can stock up on your favourites while they are on sale to build your pantry stash which also adds options to your diet.

There’s no need to limit what you eat (with-in reason) because you believe you can’t afford it. The more you can build and stay on budget the more variety you can add to your shopping list. Make sense? Some of those food items on that same food shopping list you use may even go up in price costing you more money. We rarely see foo products go down in price these days.

I know there are people out there that blindly shop each week and it costs them a small fortune. I also know people who plan their shops but not everyone sees value in testing new recipes because of the time needed to create them.

It’s easier to whip something up that you’ve done over and over than it is to follow a recipe that you’ve never tried before. That is what we used to do but now we continue to build our recipe box so we can enjoy new meals as often as possible.

 

Boring and tempting to eat out

 

Boring food may lead to being unhappy with eating and not caring about food as much. Even kids at school trade food in their lunch box because they get bored. You might have done the same as a child and remember saying, “Oh, not this again”. If the kids don’t eat the food you can bet it gets tossed in the bin, given away, rots in their lockers or they bring it home for someone else to eat.

The only way to build your repertoire is to eat a variety of foods and experiment with new foods which don’t have to cost a fortune. Our son for instance won’t eat the same foods over and over and although it can be challenging for us we offer him a variety of meals and snacks every day so he doesn’t get bored. One day he loves grilled cheese the next he pushes it away. We found we were wasting food this way and it was costing us money.

Food should be fun and inspiring and even a toddler recognizes that. If you don’t have some variety in your diet you are less-likely to want to eat breakfast, lunch and dinner consistently at home. If you know that all you have in the kitchen is food that you are already bored with you might be tempted to order in food or get take-away.

Yes, even those with a low-income can add variety into their diet and still get away with sticking to their budget.

You only have to go to the Mandarin Restaurant to see and feel the hype that surrounds the variety of foods and desserts they offer on their buffet. I know not everyone gets excited about food but when you have options available that are different each week in your home it makes food fun to be around.

Although we hardly ever ate out when we rented we can safely say we were hard-core savers back then and nothing was going to break us, not even a restaurant. If we went out for dinner it was either our anniversary or we were celebrating a birthday where an intimate dinner setting was much more appropriate for us than eating on a bed. We always ate on our bed because we had no kitchen table in our room which we hated.

 

Coupon Savings

 

It wouldn’t be right if I didn’t mention coupon usage but it’s true that if you plan your food shopping list around weekly sales and coupon availability or coupon app deals you will save more money and add luxury to your food shopping list.

Coupon apps are adding fresh fruits, vegetables and even milk to the savings so you can save on the foods you once thought there were no coupons for. Coupons are not just about convenience like people once thought. Now you can afford to splurge on items that you wouldn’t typically buy or save money on those foods you do buy.

Overall, whether you choose to create a food shopping list that is the same every week or not try to add some variety like Catherine mentioned and based on the above tips I’ve provided. You can be assured to come out ahead with empty plates and a happy stomach.

Would you buy the same food every single week just to save money?

Would you save money if you bought the same food every week?

 

November Grocery Game Challenge posts

 

Join in the Grocery Game Challenge (GGC) fun and post your grocery shop in the comment section of each GGC blog post. Here are the rules to get you started and if you have any questions feel free to email me.

New monthly prize: $10 President’s Choice Gift Card for Canadian residents only.

NEW!! If you want to play from outside of Canada and have PayPal and you win I will pay you $10CDN via PayPal. I use a random online generator to pick the winning ballot every month.

If you missed any grocery game posts for the month I will post the line-up each week here for you so you don’t have to go looking for past GGC posts for the month. This makes posting a bit easier although all you need to do is click on The Grocery Game Challenge on the homepage sidebar and you will see them all.

 

Free Grocery Budget Tools

 

Click, Save and Print. It’s that easy!

2014 Free Money Saving ToolsFree Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the savings process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…Grab it while you can… It’s FREE! We use it to budget and in large part a reason we could pay our mortgage off in 5 years, check it out!

 

Ultimate Grocery Shopping Guide

 

the ultimate grocery shopping guide cbbEverything you want to know about grocery shopping in Canada is below with new information added monthly.

If you are new here and haven’t had a chance to read past posts grab yourself a beverage, sit down, relax and enjoy some educational reading material on ways to save money in your grocery budget.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email.

 

2015 Grocery shop results

 

Yearly grocery budget for two 2015: $2820

(The above total does not include the stockpile budget of $235 per year or $25 per month.

Points Overview (add any other sections you need to show us your savings)

  • Total Grocery Budget for the Month: $235.00 $188.10
  • Total Grocery Budget with any carry-overs $235.00 $188.10
  • Total Gift Cards used to date: $32.40
  • Total Rewards Points redeemed this week: $0
  • Total Rewards Points used to date: $140.00
  • PC Points Plus Earned to date: 71949
  • Scanning Code of Practice (SCOP) to date $0.98

Coupon Apps (add any other apps you use to save money)

  • Snap Groupon to date: $28.00
  • Zweet to date: $18.00
  • Checkout51 to date: $6.00

 

Grocery Shop This Week

 

Zehrs

  • Natural peanut butter $4.99
  • 2x Dark Chocolate bars $10
  • Lettuce Bucket $3.99
  • Oyster Mushrooms $4.00- pink sticker
  • 3 x Philadelphia Cream Cheese $2.49
  • Dole Spinach container $4.49-pink sticker  $2.25

Total Out-of-Pocket: $28.70

Food Basics

  • Red Onion $0.85
  • Broccoli $0.88
  • 6 x Butter $2.88
  • 2 x Black Diamond Cheese Slices $2.44
  • Bag Avocado $2.98
  • Bananas $1.84
  • Family Cheerios $4.99
  • Natrel Coffee Cream $1.99
  • Zucchini $1.25
  • Peppers $1.25 reduced
  • Unsweetened coconut $1.29
  • 2 x 25 milk $3.97
  • 2 x 3.25% milk $4.97

Total Out-of-Pocket: $55.37

  • Total to spend this month $235 $188.10 (overspend from October to catch up on)
  • Stockpile budget 2015 ($25.00): (Jan/Feb) $50.00 +$0 (Mar)+$16.94+$25.00 (April)+$25.00+ May $25.00+ June $25.00+July $14.44+Aug $25.00+Sept $25.00+ Oct $25.00
  • Stockpile budget used this month: $23.82 =$1.18=$25.00
  • Total coupons used this week: $0
  • Total coupons used to date: $34.50
  • Total in-store discounts this week: $4.25
  • Total in-store discounts to date: $661.77
  • Total spent this week: $84.07-$1.18 to stockpile budget=$82.89
  • Total spent so far this month: $188.35
  • Total over/Under spend this shop: over
  • Total over/Under spend for the month: $n/a
  • Total left to spend for the month: $188.35 over budget by $0.25 for the month
  • Total Spent To Date 2015: (does not include stockpile budget) Jan $166.49+ Feb $261.51+ Mar $231.02 + April $258.44+May $218.12+ June $235.67+July $212.16+August $118.15+ September $130.37+ October $281.89+ November $

Weekly Overview (your final thoughts)

Our pantry and freeze is pretty full so we are holding off on buying too much especially with the Christmas holidays around the corner. We will be out of the house for a few weeks so we are trying to use up what we have.

The wife is on a low-carb diet but using the Atkins diet as her guide which means lots of protein and veg but no more breads, rice, potatoes, pasta, cous-cous and so on but she is fine with that until she gets her eating under control and back into shape. She will introduce the foods back in slowly and portion her meals like she used to. The boy and I well we are eating everything the same.

It looks like we may have to dip into our $70 of PC points this month as we had to stock up on a couple of staples for her such as the natural peanut butter and coffee cream but these products will last her a while. I loaded up on butter while it was a super hot price and the cream cheese.

We’re over budget already by $0.25 but we are confident we won’t need too much for the rest of the month apart from veg and a couple of bags milk, bananas and yogurt. One month left to go and I don’t want to mess it up but I guess we are lucky that we won’t be home much in Dec so that will help any overspend… eesh!

 

Canadian Coupons

 

Here are some great places you can find Canadian Coupons! These are your latest Checkout 51 offers which you can use to help save money. We’re finding less and less coupons in the stores these days. What are your thoughts? Are coupon apps taking over the paper coupons?

 

Grocery Game Challenge FAQ’s

 

  • Grocery Game Challenge RULES: Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.
  • Do I have to be Canadian to post my Grocery Shop?: No, you don’t have to be Canadian to post your shops. We have fans who post their grocery shop who live all over the world.
  • What is the monthly prize and who can claim it?- The monthly prize is a $10 PC Loblaws Gift Card and for our out of country friends it’s $10 CDN via Paypal if they win. As more people join I will add more money to the gift card or I will split it up and offer 2 prizes every month.
  • When does the Grocery Game close each month?: The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month but you will still get a ballot when you post your shops even if they are late but I encourage you to stay on schedule. If you choose to post monthly  or bi-weekly you will only get 1 ballot for that shop. It’s a proven fact the minute we stop doing something that is scheduled that we end up forgetting to do it all together. Don’t let that be you! You can post your shops all month-long.
  • Does your Grocery Budget include health and beauty and laundry products?: Yes No, our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. As of 2014-2015 we no longer include such items in our grocery budget so we can see actual food numbers at the end of the year so we can plan accordingly for our budget. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.
  • Canadian Coupons: Where can I find Canadian Coupons?: Here are your latest  Checkout 51 offers that you can use to help you save money in the Grocery Game Challenge. There are many great Canadian Couponing websites online that share weekly coupon match-ups so you can plan your grocery list.
  • Best Coupon Apps: Coupons are slowly fading out but mobile coupon apps are the big rave these days. Just recently the popular coupon site that mailed coupons to households have gotten involved with their new mobile Save.ca app joining forces with the many apps that are already out there.
  • What is the Best Flyer App- We use Flipp on our Iphone so if you wan to have all your flyers in one spot download Flipp from the Apple Store or get it on Google Play.
  • What is an FPC?: An FPC is a free product coupon which means you can get a free product as described on the coupon.
  • What is GGC?– The Grocery Game Challenge of course!
  • How Do I Grocery Shop?: I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2015 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general.

If you are brave and want to learn everything I know about grocery shopping in Canada check out my Ultimate Grocery Shopping Guide! It’s FREE!

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge 2015!

Join in and become money savers and take control of your grocery budget.

-Mr.CBB

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Mr. CBB
Mr. CBB was born and raised in the United Kingdom who then moved to Canada where he is a permanent resident. He recently became a father to a very busy toddler who allows him to be a kid at heart. He bought his first house at the age of 21 after University and his second at the age of 24. Both Mr.CBB and his wife are Debt and Mortgage Free and they did it all in under 5 years using a Budget. Canadian Budget Binder is a place where he shares their financial experiences with his readers and hopes to learn about theirs. Welcome to CBB!
Mr. CBB
Mr. CBB

Comments

  1. Angela Mainse says:

    Week 3 – November 15 – 21

    • Grocery budget to work with in November over 4 weeks: $200
    • Total coupons used this week: $1.70
    • Total coupons used to date: $138.11
    • Total RCSS gas coupons used this week: $0
    • Total RCSS gas coupons used to date: $19.71
    • Total value PC Plus points redeemed this week: $0
    • Total value PC Plus points redeemed to date: $360
    • Total gift cards/certificates/gifts used this week: $10
    • Total gift cards/certificates/gifts used to date: $73.76
    • Total student discounts this week: $3.22
    • Total student discounts to date: $212.20
    • Total tax savings RCSS this week: $0
    • Total tax savings RCSS to date: $13.60
    • Total spent this week: $46.30
    • Total spent so far this month: $142.05
    • Total left to spend for the month: $53.70
    • Carry over: $0
    • Total in carry over jar: $77.30
    • Total Spent To Date 2015: $2,742.40

    Butcher Shop: ground beef 9.45: total 9:45

    Walmart: Cream cheese 2.47: total 2.45 rounded down 2 cents

    RCSS: Heinz picnic trio clearance 1.95: total 1.95 rounded up 1 cent

    Dollarama: Parchment paper 2.00, parsley flakes 1.00, tax .26: Total 3.25 rounded down 1 cent

    RCSS: Catelli pasta 2 x 1.50, quaker minis 1.50 – fpc, dentyne fire gum 2.50, pc croutons 1.88, sour cream 1.98, milk 3.97, lettuce iceberg 2.69, pomegranate 1.67, bananas 1.51, broccoli .88 (PM), tomatoes grape pint 1.67 less 30%, Janes chicken burger 4.97 (PM), Texas toast garlic bread 2.00, less student discount 2.59, plus tax .47, less $10 gift card: total 15.90

    RCSS: quaker tortillas 1.50, marble cheddar 4.77 (PM), less student discount .63 plus tax .18: total paid 5.65 rounded up 1 cent

    Dollar tree: Frenchs salad cravers 1.25, delmonte fruit cup 4 pack 2 x 1.25, peanuts 1.25, feminine products 1.25, tax .16: total paid 6.40 rounded down 1 cent

    So, I am super far behind posting but I am getting caught up in between everything. Not much to be said this week. I had to completely change my plans at the cash at RCSS since they changed the price matching again. They have a very small list of stores they match now, and of course I had a pile of things on the belt that couldn’t be gotten. So, I left them there. It was just how it went. Had to go back to the car and figure out an alternative for the cheese which we needed for a meal that week and price matched a different store. Who knows how long this list will stay, I anticipate it to get smaller again. Oh well.

    • Hi Angela,
      I was wondering where you were. It’s the last month of the year and we’re all excited to have made it this far again. We’re certainly doing our budgets the best service with the GGC, at least we are! 🙂 I remember going to RCSS once a couple of years back and they only price matched baby products. Then some fans of the GGC were PM’ing everything which I was happy about and now you say another change? It’s probably because of the smartphone because customers can bring up any store they want to PM and the stores are willing to do that. Do you know the list by chance? I had no idea Bulk Barn sells parchment paper. Typically we get it at Bulk Barn less the $3 coupon. Well done! You get ballot 2. Mr.CBB

      • Angela Mainse says:

        Our list includes stores within 45 minutes of our city. So it will vary store by store overall. I don’t mind the change, I just wish they would post changes on the front coupon board with their policy when they make them. That way I can be prepared, not waste my time or the cashier’ time. It’s all good.

  2. Christine Weadick says:

    I think I missed the bakers chocolate… 🙁 I have my air miles split 50/50 for the miles and what they call dream cash I think. I did that back about April when Foodland and Sobeys started taking the air miles when you buy groceries. It helps me at least. I need to find a way to use the regular miles as I have a lot!! I miss them giving gift cards for air miles…
    I bake a dark fruit cake, cherry almond pound cake, cranberry, butter tart and pineapple squares as well as 3 kinds of Naniamo squares…regular, cherry and mint. If I get time I also make a cranberry swirl cake. Recipes are available… It was hard getting stuff made when the kids were really small, naps were a big help there!! Lol!! I tried for one thing a day and could usually get that much done. Usually.

    • Oh that sucks…. it was up the other day too. We have reg miles too over 1000 and I still have to look into how it all works. I hope they don’t expire. I used to make a cherry almond pound cake too… Pineapple squares hahaha! Yes that is the problem we have right now. It’s hard enough to try and cook a meal in peace.

  3. Christine Weadick says:

    Yearly grocery budget for 4 adults and 2 cats -$7800.00
    (The above total does not include the stockpile budget of $235 per year or $25 per month.
    Points Overview (add any other sections you need to show us your savings)
    Total Grocery Budget for the Month: $650.00
    Total Grocery Budget with any carry-overs $650.00
    Total Gift Cards used to date: $10.00
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $0
    PC Points Plus Earned to date: 21250
    Scanning Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)
    Snap Groupon to date: $3.00
    Zweet to date: $.75 ($25.75)
    Checkout51 to date: $2.25 ($25.50)

    Grocery Shop This Week
    Foodland #1
    3 packages pasta @3/4.98
    1 Bakers unsweetened chocolate -4.79
    2 Temptations cat treats @1.79
    1 unsweetened shredded coconut -1.49
    2 cans tomato paste @.59
    1 4l milk -4.88
    1 lb butter -4.19
    10 lb bag potatoes-3.99, AM discount 50%-2.00
    1 chicken -7.31
    Tax -.47
    Total OOP -$40.35
    Foodland #2
    144 count Tetley tea -9.99
    1 jar honey -5.99
    1 jug water -5.49
    1 can pineapple tidbits -1.59
    2 4l milk @4.88
    1 yogurt -3.49, 50% discount-1.75
    1 doz large eggs -2.99
    Green grapes -2.48
    1 bag carrots -1.99
    Bananas -1.29
    1 bagels -3.99, AM discount 20%-.80
    1 raisin bread -3.49, AM discount 50%-1.75
    2 W/W bread @3.19
    Tax -.12
    Total OOP -$55.64, $6.30 discounts
    Total to spend this month $650.00
    Stockpile budget 2015 ($25.00): Jan $22.20+ Feb $24.50+ (Mar)+$22.18+ April)+$18.32+ May $40.95+ June $24.15+ July $45.32+ Aug $32.92+ Sept $22.43+ Oct $0
    Stockpile budget used this month: $0
    Total coupons used this week: $0
    Total coupons used to date: $138.14
    Total in-store discounts this week: $6.30
    Total in-store discounts to date: $164.15
    Total spent this week: $95.99
    Total spent so far this month: $389.39
    Total over/Under spend this shop: over
    Total over/Under spend for the month: $n/a
    Total left to spend for the month: $260.61
    Total Spent To Date 2015: (does not include stockpile budget) Jan $640.13+ Feb $572.63+ Mar $786.52+ April $515.95+ May $621.33+ June $760.66+ July $552.91+ August $674.89+ September $610.32+ October $646.30+ November $
    Weekly Overview (your final thoughts) it was a cheaper week but there are good sales coming up and a big week tends to follow the low weeks as I have to get things that ran low or right out during that cheap week. I’m hanging on to the gift card from my sisters-in-law for next month and the Christmas dinner and such. The turkey bucks will handle the bird but there is the baking and other goodies to deal with yet. I do have the air miles cash to use and I will to get through the month. The AM discounts are from there too, I can load offers for discounts much like the PC Plus and SDM offers as well as get extra miles for buying certain items. I won’t go out of my way for those offers but if it’s something I buy anyway I will take full advantage.

    • Hi Christine,
      One of the coupon apps has Bakers Chocolate for $1.00 so check that out so you don’t miss the savings. Now that you mention it we have Air Miles to use up. I keep meaning to look into it but I haven’t. I’m sure there are well over 1000 AM to use. So you can get Air Miles at Foodland? Is that what you meant? What will you be baking for the holidays? I’m not sure if we will have time to do our Christmas balls this year but my wife wants to. We’ll see. You get ballot 15. MR.CBB 🙂

  4. Mary F Campbell says:

    NOVEMBER – Week #3 of 5- Nov 16-22, 2015

    2015 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ===================================================================================

    REMARKS FOR THE WEEK:

    This month is very, very tight for cash so I am focusing on the holiday season items as they go “on sale”.

    On December 1st, I’ll be transferring $100 of the monthly budget of $190 over to the Holiday Reserve. With that in mind, I may run an overage in the Holiday reserve this month so that we can get the best prices available on things for our holiday season. This assumes that the items I want actually go on sale before the month-end. Otherwise, I will simply purchase them next month.

    I also have $70 available in PC.Plus points – if I need a few dollars more to round out the holiday meals in December.

    I am running a little short on cash for the regular groceries this month due to a massive overage in October that got carried forward into this month. I am going to tap our Summer Reserve for $67.09 to ease the pressure a little & because I have plenty of time to fatten up that reserve again before the farmer’s markets begin again in 2016. I can also justify the move because I will predominantly be using the funds for fruit and veggies that I need in November.

    This year is different for us in that we are home for the month of December instead of vacationing. However, I have been saving all year though as if we’d be away. Needless to say our food budget for our next vacation is looking a little like Santa… plump and jolly!

    ===================================================================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    Save On Foods – Maple Ridge –

    1 bunch bananas = $1.82
    1 Cauliflower $2.99
    1 red onion $1.62
    6 Fresh Express Salads $6.00 (Rain Check)
    1 bag Mushrooms $7.93
    1 Sour Cream $3.69

    Total Regular Grocery OOP: $24.05
    Total Holiday Grocery OOP: $ 0.00

    ** Earned 39 MORE Points on this shop **
    ** SAVED $4.17 in Rain Check Coupons **
    ** SAVED $2.67 Loyalty Savings on this shop **

    ===================================================================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP MAY BE in December while hubby is on vacation.

    ===================================================================================

    2015 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $3.58+ Feb $0.00 + Mar $14.54 + Apr $15.76 + May $0.00 + June $5.68 + July $0.00 + Aug $35.63 + Sept $138.97+Oct $65.17 +Nov $48.40= $327.77

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $14.00 + July $0.00 + Aug $0.00 + Sept $88.75 +Oct $7.79 +Nov $6.17 = $116.71

    •Total Price Match Savings Used This Year:

    Jan $0.00 +Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $0.00 + July $0.00 + Aug $0.00 + Sept $0.00 + Oct $0.00 +Nov $0.00= $0.00

    •Total More Points Earned This Year:

    Jan 22 + Feb 45 + Mar 140 + Apr 12 + May 6 + June 12 + July 0 + Aug 160 + Sept 84+Oct 29 + Nov 133= 629 Points

    •Total Air Miles Earned This Year:

    Jan 0 + Feb 0 + Mar 1 + Apr 1 + May 322 + June 0 + July 0 + Aug 4 + Sept 176 + Oct 72 + Nov 0= 576 Air Miles

    •Total PC PLUS Points Earned This Year:

    Jan 1200 + Feb 900 + Mar 900 + Apr 1,500 + May 0 + June 1800 + July 0 + Aug 900 + Sept 2,200 + Oct 1,411 + Nov 3,400 = 14,211 Points

    •Total Optimum Points Earned This Year:

    Jan 30 + Feb 40 + Mar 0 + Apr 0 + May 0 + June 20 + July 0 + Aug 0 + Sept 0 + Oct 0 + Nov 40= 130 Points

    ===================================================================================

    2015 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $199.31+ Feb $180.69 + Mar $274.41 + Apr $105.59+ May $237.00 + June $171.34 + July $53.25 + Aug $319.00 + Sept $117.32 + Oct $373.03+ Nov (trf $0.00 Xmas Reserve+$0.00 to Summer + $0.00 trf to Re-Stocking Reserve + $0.00 trf to Borscht Reserve + $0.00 trf to US-$0.00 trf from Christmas Reserve+$4.69 Trf to Unused re Reward Point Redemption +$4.98+$8.25+$19.42-$19.42 Trf from Xmas Reserve+$22.01+$27.35-$27.35 Trf from Xmas Reserve+$5.49+$9.98-$15.47 Trf from Xmas Reserve +$14.93+$2.00+$83.39-$83.39 Trf from Xmas Reserve -$67.09 Transfer from Summer Reserve+$24.05= -$13.82) = $2,044.76

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+Feb $190.00 + Mar $190.00 + Apr $190.00 + May $190.00 + June 190.00+July$190.00+Aug $190.00 + Sept 190.00 + Oct $190.00 + Nov $190.00= $2,090.00

    •Total Over/Under on Year-To-Date Grocery Budget: $45.24 AVAILABLE

    ===================================================================================

    2015 CANADIAN UNUSED RESERVE:

    2014 Fwd $0.00+Jan $0.00+Feb $3.83+ Mar $32.09 + Apr $4.99 + May $4.69 + June $9.38 + July $4.69 + Aug $0.00 + Sept $9.38 +Oct $4.69 + Nov $4.69= $78.43

    ===================================================================================

    2015 RE-STOCKING RESERVE:

    2014 Fwd $325.00+Jan $22.50+Feb $22.50 + Mar $17.50 + Apr $18.44 + May $17.50 + June $6.56 + July $20.00 + Aug $20.00 + Sept ($17.50-$120 – $167.50= – $270.00) + Oct $17.50 + Nov $0.00= $217.50

    ====================================================================================

    2015 Y-T-D BORSCHT RESERVE:

    2014 Fwd $412.50+Jan $12.50 + Feb $12.50 + Mar $12.50 + Apr $0.00 + May $20.00 + June $30.00+July $0.00 + Aug $12.50 + Sept $12.50 + Oct $12.50 + Nov $0.00 = $537.50

    ===================================================================================

    2015 Y-T-D HOLIDAY SEASON RESERVE:

    2014 Fwd $110.00+Jan $10.00 +Feb $10.00+ Mar $10.00 + Apr $10.00 + May $25.00 + June $10.00 + July 15.00+ Aug 15.00 + Sept $10.00 + Oct ($25.00 – $64.88 trf to US Reserve – $8.82 trf to groceries- $15.00 trf to groceries = -$63.70) + Nov (-$19.42 -$27.35-$15.47-$83.39 = -$145.63 trf to groceries) = $15.67

    ===================================================================================

    2015 Y-T-D SUMMER RESERVE:

    2014 Fwd $90.00+Jan $10.00 + Feb $10.00 + Mar $15.00 + Apr $15.00 + May $35.00 + June $36.44 + July $13.56+Aug $21.31 + Sept ($9.85-$106.16 = -$96.31) + Oct $17.09 + Nov -$67.09 Trf to groceries = $100.00

    ===================================================================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 2,090.00 Grocery Budget JAN-NOV
    $ 78.43 Redeemed Points to Purchase Groceries
    $ 16.56 Drawn from Misc Reserves (Re-Stocking, Borscht, Xmas, Summer)
    ($ 0.02) Hiding Spot Cash – SPENT
    ($ 13.45) 2014 Costco Rebate Chq – SPENT
    ($ 201.81) Trf to US Grocery Reserve
    ($ 78.43) Set in a reserve to offset Redeemed Points
    ($ 1,812.92) Actual CASH SPENT

    $ 45.24 AVAILABLE FOR Y-T-D SPENDING

    • VALUE POINTS REDEEMED Y-T-D:

    $ 4.98 Skim Milk- 3,100 MORE Pts – JAN
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.99 Whole Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 1.60 Sprouts- 1,000 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – APR
    $ 4.69 Skim Milk- 3,100 MORE Pts – MAY
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JULY
    $ 4.69 Skim Milk- 3,100 MORE Pts – SEPT
    $ 4.69 Skim Milk- 3,100 MORE Pts – SEPT
    $ 4.69 Skim Milk- 3,100 MORE Pts – OCT
    $ 4.69 Skim Milk- 3,100 MORE Pts – OCT

    $ 78.43 Total $ Value of Points Redeemed

    So far $1,900.00 has been budgeted Y-T-D for 2015 and we have recorded these funds as “spent” and in fact they have been “saved”:

    $217.50 Freezer Re-Stocking Fund
    $537.50 Borscht Fund
    $ 15.67 Holiday Season Fund
    $100.00 Summer Season Fund

    OUR CURRENT TOTAL UNUSED RESERVES ARE $870.67.

    This also means that with $190.00 to start NOVEMBER less $130.94 overage carried forward from OCTOBER less $0.00 transferred to the various savings reserves less $0.00 transferred for Points Redeemed = $59.06 plus an additional $0.00 saved in our US grocery reserve, we opened the month of NOVEMBER with $59.06 available to spend on the Canadian side of the border PLUS $67.09 drawn from our reserves to use this month LESS the funds we have spent of $80.91 on our groceries (cash & points) so far this month and have $45.24 AVAILABLE for the month of NOVEMBER.

    We have groceries that have been purchased using points redeemed, rather than the budgeted cash in the amount of $78.43. Available as an offset, we currently have $78.43 in our UNUSED CASH RESERVE. As at this moment, we need and additional $0.00 in the UNUSED CASH RESERVE. If our budget is truly sufficient, when we reach December 31st, the unused funds should still be equal to, if not greater than, the value of the points redeemed. It’ll be interesting to see if they actually are.

    Note: Another reserve of $110.21 IS AVAILABLE for our next US shop!

    Of the outstanding US Shopping Reserve $110.21:

    $113.07 is carried forward from 2014

    $252.50 is new 2015 Y-T-D savings

    Less $115.57 that we’ve transferred back to the grocery funds

    PLUS $64.88 transferred from our Christmas Reserve funds

    Less ($9.98+$5.00+$15.32+$34.58) = $64.88 Christmas spending in the US

    Less ($10.00+$71.86+$57.93) = $139.79 that we’ve actually spent in 2015

    = $110.21 US Reserve Available

    ===================================================================================

    The valid rain checks I hold are as follows:

    Thrifty Foods –

    12 x 14 oz Compliments NO SALT Diced Tomatoes @ $1.00 ea – good until Dec 27/15

    6 x WW Bread @ $1.00 ea – good until Dec 29/15

    SAVE ON FOODS

    6 fresh express garden salad $1 ea – good until Nov 25

    1 Pomegranate Arils $5 ea – good until Nov 25

    6 fresh express garden salad $1 ea – good until Nov 26

    1 Pomegranate Arils $5 ea – good until Nov 25

    ===================================================================================

    • Hi Mary,
      Great deal on the cauliflower this week as it’s pretty pricey in Ontario. My wife has me looking for one so she can make rice and a cauliflower casserole. I agree with getting those Christmas baking deals now if you have the cash to shuffle. You might as well take advantage of the savings rather than wait until the last minute in December. We also went over this month which means we will be using up our PC points in Dec but we will be going away for 2 weeks so that will also help. What a year it’s been Mary but nothing is better than making it to the end of the GGC year. It’s success! Well done. You get ballot 10 Mr.CBB

  5. Hey! Thanks for mentioning my comment from last week. 🙂 Like you said, having kids has really changed the way we grocery shop as we have to make sure to include their favorite foods on our list each week. We definitely have more variety in our lunch and evening meals than in our breakfasts. Having variety does cost a big more (in my opinion) but we keep a pretty strict grocery budget, so that’s already in our favor.

  6. Week 2 of my two week pay…..

    Nov 6 – 19, 2015
    Name Your Store: Walmart
    Total Coupons Used: $0.00
    Total Points =
    Total Out Of Pocket: $3.94

    Human
    2 Boxes Quaker Instant Oatmeal = $3.94

    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points = 200 (Joanne’s)
    Total Out Of Pocket: $14.40

    Human
    4L Skim Milk = $3.97
    Bananas – (200 PC Points) = $1.54
    Peppers (Red & Yellow) = $2.38
    WW Bread – 30% Sticker = $1.52
    White Bread = $2.17
    Deodarant = $2.48

    Cats
    No Shop

    Grocery Game Challenge Results
    Total Grocery Budget for the Human Year ($2080.00, for the pay period – $80.00)
    Total Grocery Budget for the Cat Year ($390, for the pay period – $15.00)

    Total Coupons Used this 2 Week Period: $0.00
    Total Coupons Used To Date: $12.25
    Total Discounts/SCOP this 2 Week Period: $0.00
    Total Discounts/SCOP to Date: $10.19
    Total Checkout 51 rebates this 2 Week Period: $0.00
    Total Checkout 51 rebates to Date: $10.00
    Total Snap rebates this 2 Week Period: $0.00
    Total Snap rebates to Date: $1.00
    Total Price Match for this 2 Week Period: $8.95
    Total Price Match to Date: $471.39
    Total Meat this 2 Week Period: $
    Total Meat to Date: $514.17
    Total Produce this 2 Week Period: $
    Total Produce to Date: $272.31
    Total Adhoc Stockpile this 2 Week Period: $10.15 + 15.73
    Total Adhoc Stockpile to Date: $470.18
    Total PC Points Received this 2 Week Period: 26,400 + 100
    Total PC Rewards Points Used this 2 Week Period: 0
    Total PC Rewards To Date: 42,015

    Total Over/Under spend this Human shop: $13.74 over
    Total Left to Spend for the Human Month: $10.18
    Total Spent To Date – Human: Jan $234.85; Feb $130.22; Mar $146.35; Apr $186.85; May $187.95; Jun $156.49; Jul $137.58; Aug $174.29; Sept $194.80 ; Oct $198.63 ; Nov $75.40+3.94+14.4 ; Dec $ = $1,841.75

    Total Over/Under spend this Cat shop: $19.51 over
    Total Left to Spend for the Cat Month: $5.16 over
    Total Spent To Date – Cat: Jan $47.65; Feb $22.08; Mar $33.69; Apr $21.35; May $26.96; Jun $29.06; Jul $16.91; Aug $41.06 ; Sept $48.82 ; Oct $26.83 ; Nov $34.51 ; Dec $ = $348.91

    Overview: There wasn’t much that was needed this week and I still have my $40 in PC Points to help out so all is good so far.

    • Hi Dee,
      Well that was a quick GGC post for me to read. I wish we had a lovely small shop like this. We are over this month with all the milk we keep buying for our son now. I think we will be looking at our budget for next year and making some changes. We have about $70 in PC points to use if we really need them which we likely will in the next 2 weeks. Do you reckon your budget will change? You get ballot #9. Mr.CBB 🙂 Happy Shopping Dee!

      • Yes, my budget is going to change next year but that’s due to the changes I’ll be implementing such as pulling out of hygiene items and such things. That will make the budget smaller.

  7. I don’t feel that buying the same food every week/month will save you money as the prices fluctuate. I know that my family went thru a period of time where we were having a rotating the same meals every other week and that got boring. We have been trying new things but I’m not adventurous in my cooking or eating. We are trying to take existing recipes and tweak them a bit to make them new again.

    • I agree with you Dee because prices fluctuate all the time unless someone has $50 to spend and buys $50 of regular priced items which makes their grocery bill virtually the same UNLESS the products go up in price. If they do go on sale they save money.

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