grocery game monthly challenge

How to include Fresh Produce In Your Diet When Prices Are High : The Grocery Game Challenge 2016 #2 June 6-12

how to include fresh produce in your diet on a tight budgetDON’T LET THE PRICE OF FRESH PRODUCE SCARE YOU AWAY FROM ENJOYING DELICIOUS MEALS

 

No matter where you grocery shop these days you may have noticed an increase in the price for fresh produce. These price hikes can significantly impact any grocery budget however it is still possible to enjoy your fresh vegetables and fresh fruit without having to resort to frozen alternatives.

Tracking your expenses and having a grocery budget are a must for any household but if your grocery budget is tight you may have to make cut-backs or find other savings on items you need to ensure you incorporate nutritious fresh produce into your meals.

I was reading an article about the high food prices driving consumers away from fresh produce and into the freezer section where options like frozen vegetables and fruit along with fruit juice seem to be the frugal option for those on a tight budget.

Soaring produce prices have been a hot topic recently. Fresh vegetable costs rose 11.7 per cent and fresh fruit prices increased 11 per cent year-over-year in April, according to Statistics Canada’s most recent consumer price index report

It’s important to remember that you can find ways to eat fresh produce without your budget suffering the consequences but you must be willing to do a bit of work. Seasonal fresh produce will always be cheaper than fresh produce that is out of season.

Although prices always seem to increase during the winter we must plan for this with our grocery budget and take advantage of the summer deals to help balance the price hikes. Even if you are finding that summer fresh produce prices are a bit high for your tight budget you can still work around it by using some of these awesome tips below.

It may take a bit of planning and keen eye looking for deals but it’s worth it when you can enjoy fresh produce instead of a frozen alternative. Save that frozen stuff for the winter when prices skyrocket unless you are able to stockpile your freezer while it’s cheap.

Why pay $3.99lb for green peppers in the winter when you can buy them for $0.99lb in the summer then wash, chop and freeze them for winter meals? There’s always a way to put good healthy food on the table as long as you are dedicated to finding or growing it yourself.

One really cool thing my father-in-law does is forage for fresh produce. That means he finds plenty of herbs, asparagus, fiddle-heads, dandelions, mushrooms, berries and other fruits growing in the wild. Most often seeds are blown from the farmer’s fields into ditches or forests and these products grow.

If you are familiar with foraging and know what you are looking for it’s a great way to get free food for nothing but your time. Plus it’s fun, I know as I went asparagus picking one year and it was hard on the eyes searching but fun when you spotted one.

Not only did I find the biggest asparagus I’ve ever seen in my life but the taste of organic fresh produce made it all worth it. I must add that a dandelion salad is pretty darn good too. It may not sound appetizing but it’s very nutritional with a pokey texture. If you’re a fan of fiddle-heads try adding them to an egg frittata with some melted cheese, you’ll love it!

Go Bulk shopping and Save!

Costco shoppers may find they get a bit of a deal buying fresh produce in bulk but prices may be just as pricey as purcahasing from the grocery store. You also won’t find a reduced rack which is where those with a tight budget can reap the rewards of fresh produce. Don’t count this option out though if you hold a Costco membership as price watching is key to get the best bargain. Sometimes you win and other times you don’t.

Related: Is it worth it to shop at Costco?

Check these other ideas below out plus see what tips our Canadian Budget Binder Facebook fans offered as tips for all of us frugal shoppers in CBB land.

 

Reduced Rack

 

Our greatest source of fresh produce savings comes from the reduced rack which just about every grocery store has with awesome prices. If you plan to use fresh produce with-in a day or two and you see something on the rack that you need grab it.

For instance, if you are a huge smoothie lover there will be no shortage of ripe bananas and other fresh produce that you can buy for up to 50% off. You’re blitzing it up so you won’t even know the difference whether your banana had a bruise or not.

Related: Lots of savings to be had on the reduced rack

We’ve also cleaned fresh produce such as peppers and put it in the freezer for another meal just because the price was right. It’s important to think about future meals if you can do that when considering to buy fresh produce that needs to be used with-in a day or two or bulk buying at sale time.

What I always suggest though is to do the math when you are buying fresh produce from the reduced rack. Sometimes you may find that item is on sale and you can get it cheaper from the sale stands. It doesn’t happen often as you will get bottom bargain prices on the rack but it’s always safe to check.

 

Flash Sale

 

I only find that grocery stores do these flash sale deals on the weekends which sucks for those of us who have to work because we miss out on the great deals. If you do have the opportunity to grocery shop for fresh produce when grocery stores such as  Zehrs or RCSS have these flash sales or Weekend Sales Events you should grab what your budget will allow. No one says you have to shop just once a week. If you have to make two trips so your meal plan is complete then it will be worth the time.

Good nutrition is a must for every diet.

 

Price Matching

 

Unfortunately not everyone can price-match and stores are starting to crack down on which grocery stores they will include in their local area. In the past stores like Walmart for instance would price match any grocery store but we are seeing some stores with changes to their price match policy only including local shops.

Related: How price matching can save you lots of money

Even so you can still benefit from lower fresh produce prices by weekly price matching. Any savings is better than none at all. The good part is those savings will pass along to the next product you will need on your grocery list or help to stretch your grocery budget which is really the point of this post.

 

Coupon and Coupon Apps

 

I know many people have complained about coupons over the years and that they are only good for pre-packaged foods but that’s not always the case. Even today on occasion you can find coupons that will offer you a rebate if you buy certain products along with fresh produce.

If you are into saving money with coupon apps there are plenty of opportunities to save on fresh produce particularly at Walmart as the coupon app Checkout51 has store specific fresh produce deals.

 

Grow Your Own

 

Now is the time to grow your garden!

If you’ve got the time and patience to grow a garden you can certainly enjoy fresh produce at home that is organic without the hefty costs. The great thing about starting your own garden from seed is that you appreciate your food even more because of all the work involved.

Related: How to grow your garden from seed

Some plants are easy to grow like spring onions, garlic, pot potatoes and other herbs but tomatoes and peppers for instance need to be strung up with a thick stake or caged.

Many people have also gotten into the art of re-growing vegetables. You can re-grow your green onions, celery and lettuce if you do a bit of online research and have time to take care of your crop. You can grow it indoors or outdoors.

Related: How to garden in small spaces

If you have a small space and still want to garden try using pots to grow your fresh produce, hanging baskets or wall hangers. There’s always a way.

 

Farmer’s Market

 

The farmers market is an excellent source of local fresh produce that you can load up on weekly for a fraction of the cost of what you pay at the grocery store. Not only that  but you support your local farmers and help them to put food on their tables.

Sometimes if you go to the farmers market at the end of the day you can chat to the vendors to see if they are willing to lower the prices on any of their fresh produce that they need to move out that day. There is never any harm in asking for a discount and you never know if they offer farm fresh produce delivery when they aren’t at the market, so ask.

 

U-Pick fresh produce

 

Picking your own fresh produce in the summer when it is at its bounty is an excellent way to challenge your grocery budget. If you plan to batch cook or freeze fresh produce for the winter you may find better pricing at a fresh produce farm as opposed to the grocery store.

Don’t forget to check out eggs on the farm too as you’ll likely score a great deal too. You can also negotiate with farmers if you are a return customer. Some farmers also offer free fresh produce to those who volunteer their time to work on the farm. That’s also something to consider.

 

Community Supported Agriculture (CSA) Box

 

Almost every community has someone who organizes CSA boxes where you pay for a certain size box of fresh produce that includes veg and fruit and sometimes eggs. On delivery day you pick up your CSA box at a local depot and you get to enjoy fresh produce for the week. The only challenge here is that you don’t always know what you are getting so you can’t meal plan until you open your CSA box to see what’s inside. You may even find some of these organizations offer fresh produce delivery to those who aren’t able to pick-up for a small fee.

What I like about the CSA box is that you pay a fixed price so you know that every week you pay x amount so you can work around that amount at the grocery store. Often you may find you can get organic fresh produce cheaper this way plus you support local farmers. It’s harder to estimate when you don’t know the grocery store sales and pricing until the week of a sale.

 

What the fans are saying….

 

  • Beth AnneInquire to see if there’s a Good Food Box program in your community. The fees for the boxes are collected in advance, pooled and then used to purchase produce at wholesale prices, giving preference to local producers. The boxes are packed by volunteers, in donated space, so you get far more bang for your buck.
  • Colleen- I gravitate to the distressed racks….I can always use the product up quickly or freeze for future use if necessary….lots of times it is like the old adage, “One bad apple spoils the whole bunch” in the eyes of many consumers. For 99 cents that bag of apples I can toss one and wash the rest which are just fine.
  • Christine- I check the reduced racks as well, I find packs of mushrooms lately that I can chop up for spaghetti sauce and toss in the freezer. They thaw nicely in the pan as things cook, plus they add liquid as they thaw so you don’t need to add much to keep things from sticking. I use the mushrooms in spaghetti sauce and nobody even notices they are there once they get cooked with the onion and a little meat.
  • Della- I’m one of those people who shy away from the fresh fruit and veggies but it’s not necessarily due to price but the end total of what that fruit will cost me. Paying for something by the pound isn’t something that I’m a fan of. I’d rather have a defined dollar value for the goods so that I can keep my grocery bill in line with what I can afford.
  • Pat- I find that buying in season and what’s on sale helps our budget. I also check out the discounted rack

What other tips can you share with shoppers who are reluctant to buy fresh produce because of high prices but really want to add it to their diet?

Leave me a comment below and I’ll respond.

June Grocery Game Challenge posts 2016

 

Join in the 2016 Grocery Game Challenge (GGC) fun and post your grocery shop in the comment section of each GGC blog post. Here are the rules to get you started and where you’ll also find a link for the updated 2016 GGC schedule. Please feel free to download, save and even print the schedule so it’s handy.

New monthly prize: $10 President’s Choice Gift Card for Canadian residents only BUT If you want to play from outside of Canada and have PayPal and you win I will pay you $10 Canadian. I use a random online generator to pick the winning ballot every month.

If you missed any grocery game posts for the month I will post the line-up each week below for you so you don’t have to go looking for past GGC posts for the month. Alternatively, just click on the “Grocery Game Challenge” tab on the blog side-bar to see past posts.

June Grocery Game Posts

 

Free Money Saving Tools 2016

 

I know I blast you every which way I can on this blog about my free money saving tools and that’s because I want you to take advantage of them being FREE. So many people pay for budgets and tools on the internet to help them save money and honestly you don’t need to. Even a paper and pen will do the trick.

Click, Save and Print. It’s that easy!

This is the budget that brought us to debt freedom back in 2013 and now I’m offering to all of you for FREE. We still use this budget every month as it helps us to see our overall financial picture.

2014 Free Money Saving ToolsDon’t pay someone for these services, I’ve done the work for you along with some help from other amazing bloggers.

You can download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…Grab it while you can… It’s FREE! We use it to budget and in large part a reason we could pay our mortgage off in 5 years, check it out!

Free Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE.

CLICK HERE to download all the free lists and even our family budget spreadsheet. So many free resources at your fingertips.

 

Ultimate Grocery Shopping Guide 2016

 

the ultimate grocery shopping guide cbbEverything you want to know about grocery shopping in Canada is packed into this amazing FREE grocery shopping guide that has taken over 4 years to create.

The Ultimate Grocery Shopping guide is ongoing with new informative money-saving posts added every month.

Even if you don’t live in Canada there are some amazing budget saving tips that will help put you on the path to more savings at the supermarket.

Share this guide with your friends and tell them about Canadian Budget Binder especially if they are struggling with their grocery budget.

The time is NOW to get started saving money on groceries so please enjoy the  many money-saving posts in the The Ultimate Grocery Shopping Guide.

 

2016 Grocery Shop Results

 

Yearly grocery budget for two + 1 Toddler 2016: $2820

(The above total does not include the stockpile budget of $300/year or $25/month.

Points Overview (add any other sections you need to show us your savings)

  • Total Grocery Budget for the Month:$235.00-$52.57=$182.43
  • Total Grocery Budget with any carry-overs $182.43
  • Total Gift Cards used to date: $50
  • Total Rewards Points redeemed this week: $0
  • Total Rewards Points used to date: $0
  • PC Points Plus Earned to date: 206,000
  • Scanning Code of Practice (SCOP)to date $0
  • Shoppers Optimum: Over 700,000 points (I will update this twice a year)

Coupon Apps (add any other apps you use to save money)

  • Zweet to cash out : $18.25
  • Checkout51 to cash out : $17.00

 

Our Grocery Shop This Week

 

Metro

  • 6 x Selection Bacon Sale $2.88 each
  • 4 pack Romaine Hearts Sale $2.99

Total Out-of-pocket $20.27

Zehrs

  • 2 x 2% Milk Neilson $4.27 each
  • 2lbs of bananas Sale $0.57lb $1.15
  • 2 x Pepperidge Farm Goldfish Sale $1.99 each
  • 4 x dozen eggs Sale $2.49 each
  • 2 x Schneiders Hotdogs 2/$5
  • Bucket of Spinach $4.99

Total Out-of-pocket $33.62

Food Basics

  • Bag of avocados Sale $3.99
  • 1 x seedless cucumber $0.98
  • 2lbs mini zucchini Sale $0.98 lb $2.00
  • Mushrooms $1.99 227g

Total Out-of-pocket $8.96

  • Total to spend this month : $182.43
  • Stockpile budget 2016 : $25.00
  • Stockpile budget used this month: $23.28
  • Total coupons used this week: $0
  • Total coupons used to date: $15.36
  • Total in-store discounts this week:$26.50
  • Total in-store discounts to date: $310.73
  • Total spent this week: $62.85
  • Total spent so far this month: $115.33
  • Total over/Under spend this shop: n/a
  • Total over/Under spend for the month:- $ n/a
  • Total left to spend for the month: $67.10
  • Total Spent To Date 2016: (does not include stockpile budget) Jan $252.95+ Feb $249.46+March $211.11+April $248.11+May $279.07+June $

Weekly Overview (your final thoughts)

We didn’t need too much this week so we stocked up on a few items like eggs and bacon and some fresh produce that was on sale. I find lots of the flash sales are happening on the weekends again as they are trying to drive traffic in the store and away from farmers markets.  Do you shop at a farmers market?

Mr.CBB

 

Coupons and Coupon Apps 2016

 

Here are some great places you can find Canadian Coupons! These are your latest Checkout 51 offers which you can use to help save money. We’re finding less and less coupons in the stores these days. What are your thoughts? Are coupon apps taking over the paper coupons?

Sign up for the Nielsen Canada Home Scan Program and you can earn rewards points fast to redeem for awesome products or gift cards. I did this in the UK and loved it!!

Where can I find Canadian Coupons 2016?

Plus check out these other hidden areas online to get more coupons!!

  • Healthy Essentials Printable Coupons (Johnson and Johnson)
  • Clorox Coupons Sign up to print coupons in the Clorox family which include Greenworks, Glad etc.
  • Kraft Canada Sign up and receive recipes and coupons by email
  • MySavings.com Printable Smart Source Coupons
  • Walmart Canada Printable Coupons
  • Proctor and Gamble PandG Sign up for printable coupons
  • Hidden Coupon Portals You Should know about – I found this over at Save a Loonie and you’ll want to sign up for notifications and check out the site so you get notified every time a hidden coupon is available from Save.ca, Brandsaver, Smart Source etc.

 

Grocery Game Challenge 2016 FAQ’s

 

  • Grocery Game Challenge RULES: Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible. The rules have been updated for the 2016 challenge year.
  • Do I have to be Canadian to post my Grocery Shop?: No, you don’t have to be Canadian to post your shops. We have fans who post their grocery shop who live all over the world.
  • What is the monthly prize and who can claim it?- The monthly prize is a $10 PC Loblaws Gift Card and for our out of country friends it’s $10 CDN via Paypal if they win. As more people join I will add more money to the gift card or I will split it up and offer 2 prizes every month.
  • When does the Grocery Game close each month?: The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month but you will still get a ballot when you post your shops even if they are late but I encourage you to stay on schedule. If you choose to post monthly  or bi-weekly you will only get 1 ballot for that shop. It’s a proven fact the minute we stop doing something that is scheduled that we end up forgetting to do it altogether. Don’t let that be you! You can post your shops all month-long.
  • Does your Grocery Budget include health and beauty and laundry products?: No, our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. As of 2014-2015 we no longer include such items in our grocery budget so we can see actual food numbers at the end of the year in order to plan accordingly our budget.
  • Do you stockpile food? We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any longer as we found we weren’t eating it fast enough. Stockpiling is still great and just one way to help cut your budget to save money if you do find items that you can buy in bulk at a sale price.
  • Canadian Coupons:Where can I find Canadian Coupons?: Here are your latest  Checkout 51 offers that you can use to help you save money in the Grocery Game Challenge. There are many great Canadian Couponing websites online that share weekly coupon match-ups so you can plan your grocery list.
  • Best Coupon Apps: Coupons are slowly fading with mobile coupon apps being the big rave these days. Just recently the popular coupon site Save.ca that mailed coupons to households has gotten involved with the addition of a new mobile Save.ca app joining forces with the many other coupon apps available. If you find an app that I don’t talk about please let me know as they are always being added and I’d like to review them.
  • What is the Best Flyer App- We use Flipp on our Iphone so if you wan to have all your flyers in one spot download Flipp from the Apple Store or get it on Google Play.
  • What is an FPC?: An FPC is a free product coupon which means you can get a free product as described on the coupon.
  • What is GGC?– The Grocery Game Challenge of course!
  • How Do I Grocery Shop?: I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Nobody is perfect, heck we struggle with this part of our budget like many people do. This is why the grocery game challenge was created back in 2012 and is one of the most popular hang out spots for people who want to save money on groceries in Canada.

If you’ve just joined The Grocery Game Challenge 2016 get ready to look at your grocery budget by learning…

  • Where you are spending money
  • How much money you are spending
  • How much money you are saving every month

If you want to learn everything I know about grocery shopping in Canada check out my Ultimate Grocery Shopping Guide! It’s FREE!

If you know a topic that should be discussed send me an email. If I use your topic I will put your name in a draw for a prize at the end of the year.

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge 2016!

Please Note: Some of the links in the body of the blog post are affiliate links which means I may get paid if you buy something from Amazon. The items I’ve chosen are products we use at home or similar to.

-Mr.CBB

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Mr. CBB
Mr. CBB was born and raised in the United Kingdom who then moved to Canada where he is a permanent resident. He recently became a father to a very busy toddler who allows him to be a kid at heart. He bought his first house at the age of 21 after University and his second at the age of 24. Both Mr.CBB and his wife are Debt and Mortgage Free and they did it all in under 5 years using a Budget. Canadian Budget Binder is a place where he shares their financial experiences with his readers and hopes to learn about theirs. Welcome to CBB!
Mr. CBB
Mr. CBB

Comments

  1. Week 23 – June 3 – 9, 2016
    Name Your Store: Superstore
    Total Coupons Used: $0
    Total Points = 1200
    Total Out Of Pocket: $43.43

    Human
    4 pkg NN Pasta (Elbow, Spaghetti & Cavatappi) – $1.75 (800 PC Points) (PM Zehrs @ 2/$3.00) = $6.00
    4 – 198 g Unico Tuna – $2.29 (PM Food Basics @ $0.99) = $3.96
    4 L 2% Milk = $4.27
    Banana – 2.295 kg (400 PC Points) = $2.89
    English Cucumber = $0.77
    2 Schneiders Hot Dogs – $5.49 (PM Zehrs @ 2/$5.00) = $5.00
    2 WW Wonder Bread – $2.99 (PM No Frills @ $1.88) = 3.76

    Cats
    Toy Mice = $3.99
    1.5 Kg Friskies Chef’s Blend – $6.77 (PM No Frills @ $3.88) = $3.88
    18 Kg NN Cat Litter = $6.98

    Grocery Game Challenge Results
    Total Grocery Budget for the 2 Adults ($1890.00, for the pay period – $70.00)
    Total Human (Adults) this Week Period: $26.65
    Over/Under this week: Under
    Left for the Month: $113.35
    Total Human (Adults) to Date: $670.73

    Total Grocery Budget for the 3 Cats ($364, for the pay period – $14.00)
    Total Cats this Week Period: $16.78
    Over/Under this week: Over
    Left for the Month: $11.22
    Total Cats to Date: $144.01

    Total Grocery Budget for Stockpile ($520)
    Total Stockpile this Week Period: $
    Total Stockpile to Date: $118.77

    Total Grocery Budget for the Personal Hygiene ($182)
    Total Personal Hygiene this Week Period: $
    Total Personal Hygiene to Date: $127.13

    Total Grocery Budget for Wholesale Meat ($500.00)
    Total Wholesale Meat this Week Period: $
    Total Wholesale Meat to Date: $125.89

    Total Grocery Budget for Canning Produce ($400.00)
    Total Canning Produce this Week Period: $0
    Total Canning Produce to Date: $0.00

    Total Coupons Used this Week Period: $
    Total Coupons Used To Date: $4.00

    Total Discounts/SCOP this Week Period: $
    Total Discounts/SCOP to Date: $4.09

    Total Checkout 51 rebates this Week Period: $0
    Total Checkout 51 rebates to Date: $10.00

    Total Snap rebates this Week Period: $0.00
    Total Snap rebates to Date: $1.00

    Total Price Match for this Week Period: $17.29
    Total Price Match to Date: $166.36

    Total PC Points Received this Week Period: 1200
    Total PC Rewards Points Used this Week Period:
    Total PC Rewards To Date: 25213

    Overview: Another week has past and it’s again a small shop. It’s definitely not due to having lots of food in the house but making due with with we have and making simple meals.

    • Hi Dee,
      Do you make tuna casserole as well? I love tuna and so does the wife but we’ve never tried it before but it sounds good. Nothing wrong with a small shop as long as you are using up what you have on hand which is something we are TRYING… lol to do. Any updates on the market lately? We might take a trip up this week. 🙂 You get ballot #8. MR.CBB

      • We typically make KD and Tuna casserole. Back in the say, I’ve made Tuna Helper but haven’t bought that for years. The market is open, except for Peddlars Village. The latest thing I heard was Peddlars Village won’t be open until July 16. Tuesday market is starting this week and will run until Labour Day weekend.

        • Oh Brilliant so we could go up on a Tuesday as well then. I’m going to see what day works best for us and go. We may even go to African Lion Safari while we are up that way.

  2. We try to buy stuff when it’s in season and at it’s lowest price.

  3. Mary F Campbell says:

    CORRECTED JUNE – Week #1 of 4- June 6-12, 2016

    2016 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ===========================================================================================

    REMARKS FOR THE WEEK:

    Before we start our JUNE shopping off though, I am going to make my usual monthly “reserve” transfers:

    Grocery:

    $ 190.00 for the month
    ($ 21.77) Overage from MAY
    ($ 15.00) trf to re-stocking – normally $15.00
    ($ 15.00) trf to holiday reserve–normally 15.00
    ($ 3.23) trf to summer reserve–normally 15.00
    ($ 45.00) trf to US Reserve –normally $45.00

    CANADIAN Grocery Balance $90.00

    REMARKS FOR THE WEEK:

    This is a NO SHOP WEEK! 🙂

    ===========================================================================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    OUR NEXT SHOP WILL BE NEXT WEEK!

    ===========================================================================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP WILL BE LATER IN 2016.

    ===========================================================================================

    2016 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $36.76 + Feb $160.96 + Mar $27.00+ Apr $117.96 +May $55.61+June $0.00 = $398.38

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $20.46+ Mar $1.00 +Apr $5.23 + May $10.68 + June $0.00 = $37.37

    •Total Price Match Savings Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $0.00 = $0.00

    •Total More Points Earned This Year:

    Jan 10 + Feb 182 + Mar $3 +April 48 + May 96 + June 0= 339 Points

    •Total Air Miles Earned This Year:

    Jan 6 + Feb 43 +Mar 182 + April 32 + May 24 + June 0= 265 Air Miles

    •Total PC PLUS Points Earned This Year:

    Jan 1800 + Feb 5000 +Mar 5200= April 3,100 + May 0 + June 0= 15,100 Points

    •Total Optimum Points Earned This Year:

    Jan 0 + Feb 0 +Mar 0 + April 0 + May 0 + June 0= 0 Points

    ===========================================================================================

    2016 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $196.78 + Feb $193.74 + Mar $182.77 + April $255.43 + May $143.05 +June (15.00+$15.00+3.23+$45.00 = $78.23) = $1,050.00

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+ Feb $190.00 + Mar $190.00 + April $190.00 +May $190.00 + June $190.00= $1,140.00

    •Total Over/Under on Year-To-Date Grocery Budget: $90.00 AVAILABLE

    ===========================================================================================

    2016 POINTS REDEEMED RESERVE:

    2015 Fwd $0.00+Jan $4.69+ Feb $5.19+ Mar $0.00+ Apr $0.00 + May $4.69 + June $0.00= $14.57

    ===========================================================================================

    2016 US GROCERY RESERVE:

    2015 Fwd $0.00+Jan $45.00+Feb $45.00+ Mar -$59.58+ Apr $45.00+ May -$22.79 + June $45.00= $97.63

    ===========================================================================================

    2016 RE-STOCKING RESERVE:

    2015 Fwd $217.50+Jan -$49.65 + Feb -$140.69 + Mar $25.48 + Apr + -$5.29+May -$9.70 +$15.00= $52.65

    ===========================================================================================

    2016 Y-T-D HOLIDAY SEASON RESERVE:

    2015 Fwd $81.51+Jan $15.00 + Feb $11.61 +$15.00+ Apr $15.00 +May $20.00 + June $15.00= $173.12

    ===========================================================================================

    2016 Y-T-D SUMMER RESERVE:

    2015 Fwd $100.00+ $537.50 Trf from Borscht Fund+Jan $15.00 + Feb $11.61+ Mar $0.00+Apr $15.00 + May -$51.21+ June $3.23 = $631.13

    ===========================================================================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 1,140.00 Grocery Budget JAN-JUNE

    $ 14.57 Redeemed Points to Purchase Groceries

    ($ 244.92) ADDITION TO: Misc Reserves (Re-Stocking, Xmas & Summer)

    $ 324.53 REDUCTION TO: Misc Reserves (Re-Stocking, Xmas & Summer)

    ($ 97.63) Trf to US Grocery Reserve Net of 2016 Spending

    ($ 14.57) Set in reserve to offset Redeemed Points

    ($ 1,031.98) Actual CASH SPENT

    $ 90.00 AVAILABLE ON Y-T-D SPENDING

    • VALUE POINTS REDEEMED Y-T-D:

    $ 4.69 Skim Milk- 3,100 MORE Pts – JAN
    $ 5.19 Whole Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – MAY
    $ 14.57 Total $ Value of Points Redeemed

    THE VALUE will be added month to month to our Holiday Reserve for next Christmas.

    So far $1,140.00 has been budgeted Y-T-D for 2016 and we have recorded $504.80 of these funds as “spent” and in fact they have been “saved”:

    $ 52.65 Freezer Re-Stocking Fund
    $173.12 Holiday Season Fund
    $631.13 Summer Season Fund
    $ 97.63 US Shopping Reserve
    $ 14.37 Points Redeemed Reserve

    OUR CURRENT TOTAL UNUSED RESERVES ARE $968.90. This means the $936.51 that we carried forward from 2015 PLUS AN ADDITIONAL $504.80 that we have added in 2016, LESS $472.41 that we have drawn out for use in 2016.

    ===========================================================================================

    The valid rain checks I hold are as follows:

    Thrifty Foods:

    2 x Lilydale Fresh Turkey Breast Roasts @ $6.99/lb – Good until June 29/16
    2 x Island Farms 750g 2% Cottage Cheese @ $5.39-50% Off = $2.70 each – Good until July 3/16
    2 x 1 LB Strawberries @ $2.88 each – Good until July 19/16

    Safeway:

    6 x Compliments Garden Salad 340g @ $0.99 ea – Good until Aug 11/16

    ===========================================================================================

    This week’s BREAKFAST menu plan:

    HUBBY: Earl Grey Tea with Lemon Juice + Bagels/English Muffins with fat free cream cheese spread, peanut butter or Cheez Whiz OR Rice Krispies cereal with skim milk

    MYSELF: Tetley Tea with Skim Milk & Equal + yogurt, apples, bananas or hard boiled eggs

    ===========================================================================================

    This week’s LUNCH menu plan:

    MON: Tuna Salad Sandwiches, Bread & Butter Pickles & a side of Blueberries with a sprinkling of sugar

    TUES: Peanut Butter Sandwiches, an individual size yogurt, fruit cake & a thermos of orange juice

    WED: Imitation Crab Wraps, leftover steak salad & leftover Creamy Tomato Soup

    THURS: Ham-Cheese-Tomato-Cucumber-Onion Multi-Grain Rolls with carrot sticks and spinach dip

    FRI: Egg Salad Sandwiches, Bread & Butter Pickles & a side of Blueberries with a sprinkling of sugar

    SAT: Make Ahead Six Layer Salad after walking around uptown shopping at the Meridian and Haney Farm Markets

    SUN: Sloppy Grilled Cheese Sandwiches

    ===========================================================================================

    This week’s DINNER menu plan:

    MON: Barbecued Hot Dogs after landscapers leave

    TUES: Steak Salad after appt with GP and stop at Mark’s Work Wearhouse

    WED: Pasta Salad with Tuna , Greek Salad with Cheesy Apple Biscuits with a walk and a picnic at the BC Hyro park

    THURS: Steamer Veggies with Apple Brown Rice + Coffee date at Home Restaurant

    FRI: Balsamic Roasted Potato Salad & Mediterranean Tuna Salad + Picnic & Walk at Mill Lake, Shop at Pennington’s using discount coupons

    SAT: Tex Mex Brown Rice Salad

    SUN: Barbecue Baked Beans with Mom’s Macaroni Salad

    =================================================================================

    • Hi Mary,
      What are sloppy grilled cheese sandwiches? They sound gooey!! I would also like to know more about your cheesy apple biscuits. So, I screwed up the GGC timetable and didn’t know until Christine told me unless you mentioned it and I missed it. I thought I should ask for your advice since you kindly put the schedule together. How should I go about sorting it out? Thanks Mary.. you get ballot #9. Mr.CBB 🙂

      • Mary F Campbell says:

        Here are a couple of links for you:

        http://thesouthernladycooks.com/2012/08/01/cheesy-apple-biscuits/

        and

        http://www.5boysbaker.com/sloppy-grilled-cheese-sandwiches-2/

        As far as the timetable goes, how you deal with it is up to you Mr CBB. I am going to just carry on with this being week 1 of 4 for the month of JUNE. Next week, you could just correct the post, making a notion on the change at the beginning, to bring the schedule back into line? Or you could just carry on? I wondered why you picked the May winner a week before the end of the month but I figured you had your reasons. 🙂 Oops!

        • Thanks for the links Mary.
          I may just continue on as is and correct the schedule. Darn.
          Could you have a look to see if this works ok? I would hate to mess it up further.

          MAY- 4 WEEKS
          • 2-8th
          • 9-15th
          • 16-22nd
          • 23-29th

          JUNE- 5 WEEKS
          • 30-JUNE 5TH
          • 6-12TH
          • 13-19TH
          • 20-26TH
          • 27TH-JULY 3RD

          JULY-4 WEEKS
          • 4-10TH
          • 11-17TH
          • 18-24th
          • 25-31st
          AUGUST- 5 WEEKS
          • 1-7th
          • 8-14th
          • 15-21st
          • 22-28th
          • 29-SEPT 4TH
          SEPTEMBER- 4 WEEKS
          • 5-11TH
          • 12-18TH
          • 19-19-25TH
          • 26-OCT 2ND
          OCTOBER- 5 WEEKS
          • 3-9TH
          • 10-16TH
          • 17-23RD
          • 24-30TH
          • 31-NOV 6TH
          NOVEMBER- 4 WEEKS
          • 7-13TH
          • 14-20TH
          • 21-27TH
          • 28-DEC 4TH
          DECEMBER – 4 WEEKS
          • 5-11TH
          • 12-18TH
          • 19-25TH
          • 26TH-JAN 1,2017

  4. My wife and I started our own herb garden this year. We usually go through 2-3 heads of black kale every week which runs us $7-$10 on a consistent basis. Unfortunately the stores that pricematch don’t typically carry black kale so we decided to plant some instead. They’ll take a while before they are ready to harvest, but once they are ready to go we’ll be enjoying the savings. One thing we’ve struggled with in the past is over buying our produce, especially when not in season – this just leads to throwing out food that spoils and wasting valuable budget dollars. Freezing can obviously help with this as well for lots of vegetables.

    • Hi Scott,
      I’ve never seen black Kale before. Is there a distinct taste difference or is it for looks? YES same here especially lettuce, spinach and bananas. We hate to waste anything although the bananas we freeze for smoothies or baking. If the lettuce and spinach can be salvaged we will stir-fry it with evoo and garlic. How big of a garden do you sow? We used to garden but until I get my hours under control I’ve put it on hold. We have family so we just raid their garden lol.

  5. Make vinegar from discarded fruit (e.g. Apple peels, strawberry tops, pineapple core, peach peel,…). Fruit should not have bruises or mold. Just mix the fruit plus water and sugar. Place in a jar in your cupboard, covered with a cloth held in place by elastic to deter fruit flies. Taste occasionally over the next 2 weeks. After about 2 days it tastes like sweet juice. In a few more days it tastes fermented. Strain out the peelings and let it sit some more. Wait about another week or so and you have vinegar. Put it in the fridge when you’re happy with the taste. It has a lovely fruity taste. Besides the usual uses for vinegar, it makes a refreshing drink when added to water (kind of like lemonade). Best part: it’s free.

    Also, use a dehydrator to make seasonal produce last longer. My favourite is to only semi dehydrate the fruit, and then freeze it. Semi dehydrated cherries are amazing. Also, apples are good. I like to mix the apples with lemon juice and sugar, then semi dehydrate and freeze. They make a good snack, and are perfect for baking.

    If space permits, think about buying a whole (or half or quarter) animal from a farmer for meat (and freeze it). Lamb works the best for me, since I have a small freezer. And I know I’m getting healthy grass fed meat at a fraction of the price of buying retail.

    Make fish cakes from canned sardines. Usually sells for about $1 per can. Mix the fish with mashed potatoes, egg, onions, herbs or spices (Thai green curry paste is great). Shape into patties and toll in bread crumbs or cornmeal. Pan fry or bake. Sardines are very high in omega 3, have less risk of mercury than big fish like tuna, and the cost to the environment is less.

    Make your own granola. It’s more nutritious, and much cheaper than store bought.

    In the winter, grow sprouts indoors. They’re cheap, nutritious, and add a nice bit of freshness and crunch to a winter salad of beans or potatoes.

    Lastly, if you have even the smallest bit of outdoor space, grow herbs. Mint, chives, parsley and sage return year after year (rhubarb too!), and tolerate neglect. Basil and coriander are also good, but need more attention. When you have lots of cheap basil in the height of summer, make a batch of pesto and freeze in ice cube trays to use through the winter.

  6. Christine Weadick says:

    Yearly grocery budget for 4 adults and 2 cats -$7800.00
    (The above total does not include the stockpile budget of $300/year or $25/month.
    Points Overview (add any other sections you need to show us your savings)
    Total Grocery Budget for the Month:$650.00
    Total Grocery Budget with any carry-overs $650.00
    Total Gift Cards used to date: $40
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $0
    PC Points Plus Earned to date: 38160
    Scanning Code of Practice (SCOP)to date $0
    Coupon Apps (add any other apps you use to save money)
    Zweet to cash out : $9.25($25.75)
    Checkout51 to cash out : $14.75($25.50)

    Our Grocery Shop This Week
    Foodland #1
    1 144 count Tetley teabags -11.99
    2 Cheerios @5.49
    1 jug water -5.49
    1 bottle pure vanilla extract -3.99
    1 yogurt -2.99
    3 Powerade @3/5.00
    3 cans pineapple tidbits @1.19
    4 lbs butter @3.33
    Bananas -1.61
    2 packs chicken thighs -4.18+3.80, 50% stickers -2.09+1.90
    2 packs chicken drumsticks -3.49+3.35, 50% stickers -1.75+1.68
    1 Apple onion sausage -4.05
    1 jar pickles -2.49
    2 4l milk @4.99
    Tax -.65
    Total OOP -$87.67, $7.42 discounts
    Foodland #2
    2 Cheerios &5.49
    1 jug water -5.49
    2 packs pasta @2/5.00
    1 12dr Royale TP -3.99
    2 yogurt @2.99
    1 Miracle Whip -2.99
    3 Powerade @3/5.00
    2 cans pineapple tidbits @1.19
    2 4l milk @4.99
    2 coz large eggs @1.99
    1 Chapmans ice cream -3.99, coupon from Chapmans-3.99
    Bananas -1.26
    1 lb ground turkey -4.49
    2 bagels @2/5.00
    2 W/W bread @2/5.00
    Tax -1.49
    Total OOP -$76.48, 3.99 coupon

    Total to spend this month : $650.00
    Stockpile budget 2016 : $25.00
    Stockpile budget used this month: $0
    Total coupons used this week: $3.99
    Total coupons used to date: $82.43
    Total in-store discounts this week:$7.42
    Total in-store discounts to date: $105.21
    Total spent this week: $164.15
    Total spent so far this month: $422.74
    Total over/Under spend this shop: n/a
    Total over/Under spend for the month:- $ n/a
    Total left to spend for the month: $227.26
    Total Spent To Date 2016: (does not include stockpile budget) Jan $579.69+ Feb $628.96+ March $605.28+ April $584.23+ May $475.36+ June $
    Weekly Overview (your final thoughts)
    Over for the week again. June is not going well but I have room from all the earlier months being under I can use if needed. I still plan to do my darnedest to stay under but it will be tight to say the least. Strawberries are ready at Megan’s so we will be there come Tuesday morning. That will make for a few busy days making jam and once it’s all made I run all the jars through the boiling water canner, one round after another. That way I just have the canner going once. I know it’s not the way the books say to do it but it works for me. If a jar doesn’t seal it goes in the fridge right away.

    • Hi Christine,
      I can’t get over the price of Tetley Tea wow. How long will it take you to get through that box and are you the only one who drinks tea? I bought a huge stash once on reduced price which I’m still working though but Black Tea which is my fav. Do you make any other recipes with the strawberries you pick? It seems around this time of year is when I start to read about you spending more in your grocery budget but you always manage to pull through. You get ballot #10 Mr.CBB

      • Mary F Campbell says:

        Mr CBB, we see those prices on the Tetley tea all the time. 🙁 I have tried other brands but what’s the point? I simply do not enjoy them. I’d rather do without.

        I wait for a sale and have been getting Tetley as low as $7.99 for the 144 pack but that’s part of the reason that I take a break from my tea in the summer and drink plain old ice water and an occasional herbal lemon iced tea. I keep a jug of the ice water in the fridge ready to go at all times.

        This gives me a chance to watch for the sales and to stock up on my Tetley before the cooler fall weather returns and I am desperately wanting hot tea again. I like to have a box in reserve, on top of the one that’s open, so that I have time to scope out the sales. Hubby drinks Twinnings Earl Grey… so we stock his brand at Costco Canada. They don’t actually carry it in the US Costco. It sucks to pay grocery store full price when we travel so we take a supply of our teas in our suitcases in zip lock bags. 🙂

        I stock my herbal fruit iced tea selections directly from Stash’s in the fall when they are on clearance and pick up my holiday teas from them in January when they are on holiday blow-out prices. Some of the holiday teas I drink year round so I stock enough to get from one January to the next. You should see the size of the crate that arrives by mail! LOL 🙂

        • I had a boss’ wife that would make homemade ice tea with a couple of tea bags and the pitcher was a large one so it lasted a few days (with 5 kids and 3 adults). Actually that reminds me that I should attempt to make some with the tea bags we have at home.

          • Mary F Campbell says:

            I love homemade lemon iced tea…but I like mine sweet! That’s my sweet tooth rearing it’s ugly head! Hubby likes his plain with just lemon so we have 2 pitchers in the fridge when I make it.

          • I’d have to have sugar in mine as well.

          • I’ve never tried to make it but she sounds smart stretching the tea bag budget.

        • Hi Mary
          It’s crazy expensive for tea and like you I’d wait for a sale as well. We always have water in the refrigerator as the wife and I both drink lots of it. Our son drinks only milk and water too. Take a piccie when your crate comes in so I can see it. We love Stash tea. Is this an online store?

          • Mary F Campbell says:

            I have been right to their retail store and placed an order there but yes, they have an online store for the times when I am not in Tigard, Oregon. You can also order bu phone if you prefer. It was fun checking out the tea ware at the store though. They ship their products incredibly well packed and I have never had an issue with any gifts I have sent being broken in transit. And no, I don’t work for them. 🙂 I am just very impressed with their customer service!

      • Christine Weadick says:

        Actually I made a small boo boo with the Tetley, it was a 216 count box at Foodland. I can sometimes get the 144 count box at No Frills for $4.49 or $4.99 and then I stock up!! That box will last me 3-4 weeks with hubby having 2-4 cups a day. I’m the main guzzler of tea here!!
        I suspect June will go over for the month being 5 weeks I guess but I have been under every other month this year!!I will have to work at things but 1 month over shouldn’t be too nasty!!

        • Aha.. I thought something was off with that price. I guzzle about that much too but I try to make the bags last for 2 cups. Our June will be a mess now that I have messed up May and June GGC but it wouldn’t have mattered if it happened in May or June. Lots of great deals are hard… so hard to pass up. Uh!! It never gets easy does it?

  7. Angela Mainse says:

    Week 1 – June 5 – 11

    • Grocery budget to work with in June: $240
    • Total coupons used this week: $2.00
    • Total coupons used to date: $14.25
    • Total RCSS gas coupons used this week: $0
    • Total RCSS gas coupons used to date: $8.12
    • Total Giant Tiger Enviro bag credit this week: $0
    • Total Giant Tiger Enviro bag credit to date: $0.09
    • Total value PC Plus points redeemed this week: $0
    • Total value PC Plus points redeemed to date: $70
    • Total gift cards/certificates/gifts used this week: $0
    • Total gift cards/certificates/gifts used to date: $35
    • Total Neilsen Homescan Visa rebate cards used this week: $0
    • Total Neilsen Homescan Visa rebate cards used to date: $90
    • Total Checkout 51 rebate cheque used this week: $0
    • Total Checkout 51 rebate cheques used to date: $20.25
    • Total student discounts this week: $3.04
    • Total student discounts to date: $54.73
    • Total tax savings RCSS this week: $0
    • Total tax savings RCSS to date: $0
    • Total spent this week: $63.60
    • Total spent so far this month: $63.60
    • Total left to spend for the month: $136.40
    • Carry over: $0
    • Total in carry over jar: $1.55
    • Total overspent: $0
    • Total Spent To Date 2015: $1,117.05

    Metro: 24 pk water 1.67: Total Paid 1.65

    Freshco: Kidney beans 2 x .88, diced tomatoes 3 x .88, cheese whiz 2 x 2.97: Total Paid 10.35 rounded up 1 cent

    Reids Dairy: Individual chocolate milk 6 x .54, lemonade carton 1.59, cream 1.99, tax .42: Total Paid 7.25 rounded up 1 cent

    Shoppers: Milk 4.27: Total Paid 4.25 rounded down 2 cents

    Walmart: Lunchables 2 x .97, Cheese 3 x 3.87, cucumber .97: Total Paid 14.50 rounded down 2 cents

    RCSS: Sweet Baby Rays 2.00 less coupon 2.00, NN ketchup 2.27, Coke Zero 2.88, Frozen mango 2.88, frozen blueberries 2 x 2.88, mushrooms 1.25, bananas 1.71 less 30% (.51), asparagus 2.73 (PM), peaches 1.29 (PM), pears 1.14 (PM), 3 lb tray roma tomatoes 1.99, less student discount 3.04, plus tax .34: Total Paid 25.60 rounded down 1 cent

    This is my week 1 for the month of June, we had a 5 week month in May.

    An expensive way to start the month, but I have increased the monthly budget for the summer to include snacks so that we can stay out of the drive thru while on day trips. Since I am not working, it will be cheaper for us to increase the budget slightly to accommodate this. Often we do this during the summer months because we also have to account for family visits which cost more food and we start to stock up early. We anticipate a gathering in July and in August. August would be when my sister and her family stay with us and that is always a bit more expensive feeding 7 instead of 3 and we are ok with that. This week actually included a trip to see my sister and her family so it included snack food for the journey also to avoid fast food. Snack food can be as simple as extra fruit to pop or chips. With a $60 week approximate amount we are spending, we are on target for the most part this week. Graduation is coming up shortly and that will incur a bit extra costs as far as food since we will be hosting a BBQ at home. But it is still cheaper than eating out!

    • Angela Mainse says:

      And, I forgot to adjust my left to spend for the month calculation to reflect the new budget, it should actually be 240 – 63.60 which is 176.40 left for June

    • Hey Angela,
      Sweet deal for the case of water. I think that’s the cheapest I’ve read so far this summer. Is Reids dairy a typical stop for you? I don’t think I’ve seen it before on your grocery shops? You pretty much got free peaches and pears with your student discount. That’s awesome. Cheese always eats up a chunk of the budget but when it’s on sale that’s the time to stock up. It’s better than paying $7 a brick. I think I recall you doing the same thing with your summer budget last year. That’s a smart idea to stock up on snacks rather than relying on eating out. We do the same or make homemade food and treats to bring along with us. Smart if you ask me. Congratulations on your grad. I bet it feels good… 🙂 Well done Angela!! You get ballot 21. Mr.CBB

      • Angela Mainse says:

        Reids Dairy isn’t a normal stop for us regularly. It’s an hour and half away. When we are that direction, we always stop for ice cream cones or milkshakes. We have eyed the other product there before and I started planning to purchase by bringing lots of ice packs, we would really love to get their ice cream, lots of factory imperfect clearance, but we are afraid of melting. The first trip through we were on our way home from my sister’s place. The second time we went to a toycon in that city and made the stop. We also trust the chocolate milk there. So many chocolate milk products have been recalled the last couple of years for sanitizer, but this location does not have any recalls. They also package some Neilsen products. It isn’t cheaper there for regular white milk, but the chocolate is considerably.

        We are taking advantage of the student discount as much as we can lately. I have it until the end of August when my student card expires. I will be sad to see it go.

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