grocery game monthly challenge

Spot A Deal, Share A Deal, Get Rewards with Dealspotr : The Grocery Game Challenge 2016 #2 Dec 12-18

dealspotr Canada spot a deal earn rewards

THERE’S ALWAYS WAYS TO EARN A LITTLE EXTRA TO HELP YOUR BUDGET.

 

Attention anyone who likes to save money! No gimmicks, no jumping through hoops to save money and earn rewards along the way. If you’re an online shopper who loves gift cards then I’ve spotted a Deal for you over at Dealspotr. You see, I’m a Dealspotr influencer and I’m going to explain to you why you should sign up and start earning rewards towards gift cards just like I am.

I’m pretty new at this too so like you I’m learning my way around Dealspotr but so far I’m impressed with the way I can earn gift cards just for finding and validating deals. What I like the best is that I can promo code shop in one spot for my favourite stores at Dealspotr since they have an exclusive list of Canadian stores to choose from.

When I’m shopping online I can’t stand not having a promo code or a discount code when I’m cashing out of my shopping cart. If you see that box on your computer screen you know there must be a code out and I’m always determined to find it. Sometimes the discounts can be huge with the right promo code.

Typically before I shop online you’d find me trying all sorts of word combinations in Google to try and find promo codes so I can in the least get enough of a discount to cover the taxes.

I’m not always successful and to be honest I spend more time searching than I do placing the order and that can be frustrating. The worst time waster is trying to get rid of pop-ups that go with most of these sites although when I do find a code it does offset that frustration.

Most people would say, forget the coupons, sod the promo code, coupon code or discount code search and pay what the computer screen says to pay and be done with it. Easy enough but all the money you aren’t saving could have been put towards retiring early or paying down debt. Every bit helps and earning extra money online is a great way to earn rewards while you’re browsing the web anyways.

When I first heard about Dealspotr I thought it was for our American friends only to find out from their team that Canada was included. The list of Canadian stores included on Dealspotr extend from Starbucks to Home Depot all the way to Turbo Tax Canada, Walmart, Canadian Tire, Old Navy, Sears Canada and lots more.

It gets better!

 

Get Rewards You Love with Dealspotr

 

dealspotr rewardsLet me introduce you to Dealspotr but after you sign up you’ll see and read so much more.

If you’re scratching your head wondering what Dealspotr is all about, sit back, relax and I’ll fill you in on all the juicy details. The juiciest being the awesome rewards you can claim just for being a frugal shopper with a keen eye for deals.

Dealspotr is relatively new but has garnered much attention as one of the top coupon code sites online for accuracy and validity. What you’ll get when you sign up at Dealspotr with my referral link is a whole new world of finding ways to save money. I love the sound of that don’t you? Save money…yes!

We’ve already saved shoppers over $15 million – people love that we have the latest, most current deal for anything or any store, anytime. Plus, by sharing deals on Dealspotr you earn rewards, it’s a great way to earn some extra cash for the holidays.

The cool thing about Dealspotr is that it is run by all of us who love to shop and save money. When you find a hot deal online what you do is enter the deal then validate the deal followed by getting rewarded with points towards gift cards. It’s up to you then to monitor the deals you load to Dealspotr to keep the website free of expired deals and so on.

How cools is that? And..no pop-ups and cheesy advertisements to get in the way.

On Dealspotr, real people who are active shoppers and who love coupons, add, edit, and curate all the deals on the site. Also, Dealspotr is run like a co-op – members earn rewards based on how successful they are in helping other members save, so there’s a real incentive for everyone to make Dealspotr an easy, comprehensive, and accurate deal resource.

dealspotr logoIf you’re interested in joining Dealspotr click-through this link and you automatically get an extra +5000 rewards points after you post your first deal and complete the simple user checklist.

Alternatively once you sign up add my personal codeCANADIANBUDGETBINDERDEALSPOTR to get the extra +5000 rewards points opportunity. <<<Free rewards points equals more money in your pocket…don’t pass that by.

This also means you’re 50% closer to redeeming your first $10 Amazon Gift Card. You’ll receive your gift card rewards via email with-in 1 to 3 days so there’s no back and forth postage and stamps for information. Easy stuff.

Canadian Budget Binder Dealspotr 2 Starbucks code exampleI’m a huge coffee drinker with an adult allowance and when I saw that Starbucks Canada was included on Dealspotr along with Home Depot and Lowe’s Canada I knew I was onto a great platform. I don’t have to go searching any longer because I’ve created my custom feed which cuts my time even further. This means when I click on my favourites feed I’ll see promos and deals from those stores exclusively.

Canadian Budget Binder Dealspotr 3 Home Depot 5 offI’m certain Canadians will be just as excited about Dealspotr as I am especially since we’ll be doing lots of renovations around our house in the next few years.

Now that I’m all set up I’m going to find some promo codes for the last-minute Christmas gifts I’m looking to buy from Amazon and Toys R Us.

If you’re a blogger and want to become a Dealspotr Influencer like me send me an email to canadianbudgetbinder@yahoo.ca.

I will fill you in on all the details and you can pass this opportunity along to your fans after you experience just how awesome it is.

I only get limited amounts of codes so grab one while you can and start saving and earning extra money so you don’t have to spend your own.

I’m all signed up, are you?

 

December Grocery Game Challenge

 

Join in the 2016 Grocery Game Challenge (GGC) fun and post your grocery shop in the comment section of each GGC blog post. Here are the rules to get you started and where you’ll also find a link for the updated 2016 GGC schedule. Please feel free to download, save and even print the schedule so it’s handy.

New monthly prize: $10 President’s Choice Gift Card for Canadian residents only BUT If you want to play from outside of Canada and have PayPal and you win I will pay you $10 Canadian. I use a random online generator to pick the winning ballot every month.

If you missed any grocery game posts for the month I will post the line-up each week below for you so you don’t have to go looking for past GGC posts for the month. Alternatively, just click on the “Grocery Game Challenge” tab on the blog side-bar to see past posts.

December Grocery Game Posts

 

Free Money Saving Tools 2016

 

You WILL want to check this out!

I know I blast you every which way I can on this blog about my free money saving tools and that’s because I want you to take advantage of them being FREE. So many people pay for budgets and tools on the internet to help them save money and honestly you don’t need to. Even a paper and pen will do the trick.

Click, Save and Print. It’s that easy!

This is the budget that brought us to debt freedom back in 2013 and now I’m offering to all of you for FREE. We still use this budget every month as it helps us to see our overall financial picture.

2014 Free Money Saving ToolsDon’t pay someone for these services, I’ve done the work for you along with some help from other amazing bloggers.

You can download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…Grab it while you can… It’s FREE! We use it to budget and in large part a reason we could pay our mortgage off in 5 years, check it out!

Free Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE.

CLICK HERE to download all the free lists and even our family budget spreadsheet. So many free resources at your fingertips.

 

Ultimate Grocery Shopping Guide 2016

 

the ultimate grocery shopping guide cbbEverything you want to know about grocery shopping in Canada is packed into this amazing FREE grocery shopping guide that has taken over 4 years to create.

The Ultimate Grocery Shopping guide is ongoing with new informative money-saving posts added every month.

Even if you don’t live in Canada there are some amazing budget saving tips that will help put you on the path to more savings at the supermarket.

Share this guide with your friends and tell them about Canadian Budget Binder especially if they are struggling with their grocery budget.

The time is NOW to get started saving money on groceries so please enjoy the  many money-saving posts in the The Ultimate Grocery Shopping Guide.

 

2016 Grocery Shop Results

 

Yearly grocery budget for two + 1 Toddler 2016: $2820

(The above total does not include the stockpile budget of $300/year or $25/month.

Points Overview (add any other sections you need to show us your savings)

  • Total Grocery Budget for this Month: $233.25
  • Total Grocery Budget with any carry-overs $233.25
  • Total Gift Cards used to date: $65
  • Total Rewards Points redeemed this week: $0
  • Total Rewards Points used to date: $0
  • PC Points Plus Earned to date: 390,000
  • Scanning Code of Practice (SCOP) to date $6.00
  • Shoppers Optimum: Just under 850,000 Optimum points  (I will update this twice a year)

Coupon Apps (add any other apps you use to save money)

  • Zweet to cash out : $18.25
  • Checkout51 to cash out : $22.00

 

Our Grocery Shop This Week

 

Food Basics

  • 2 x 4L 2% Milk Sealtest $4.27
  • 2 x 10% Cream $3.49 each
  • Unsweetened coconut flakes $1.27
  • Romaine Lettuce $1.99
  • Hellman’s Mayo $3.49
  • 6 x Kraft Peanut Butter Sale $2.88 ($17.28)
  • 1 x Harvest Fresh Spinach $1.88
  • 1 x Nutella Sale $2.88
  • 3 x 1lb butter $2.97 ($8.91)
  • Bananas $1.67
  • 2 x Tasters Choice Instant Coffee Sale $3.88
  • 6 x Lactancia Cream Cheese Sale $1.88 each ($11.28)
  • 2 x bags of natural almonds Sale $2.88 each
  • Fresh Mushrooms $0.99
  • Hershey Chipits 2kg Sale $9.99
  • 2 x mild Italian Sausages $3.99-50% off

Total Out-Of-Pocket $64.21 + $26.19 stockpile budget

  • Total to spend this month : $235.00-$1.75 overage from November= $233.25
  • Stockpile budget 2016 : $25.00
  • Stockpile budget used this month: $26.19 over $1.19
  • Total coupons used this week: $0
  • Total coupons used to date: $15.36
  • Total in-store discounts this week:$4.00
  • Total in-store discounts to date: $511.24
  • Total spent this week: $64.21
  • Total spent so far this month: $195.76
  • Total over/Under spend this shop: over
  • Total over/Under spend for the month: over
  • Total left to spend for the month: $37.50
  • Total Spent To Date 2016: (does not include stockpile budget) Jan $252.95 + Feb $249.46 + March $211.11 + April $248.11 + May $279.07 + June $231.96 + July $244.40 + Aug $201.30+ Sept $238.12+ October $236.77+ November $227.30+December $

Weekly Overview (your final thoughts)

We stocked up a bit this week so we can do some Christmas baking when I’m done work for the year, which just happens to be this weekend. I didn’t get a chance to take vacation during the year so I thought I’d do it at the end of the year so we had time to spend as a family during one of our favourite times of year.

With under $40 left to spend on groceries for the month of December we should come under budget. We’ve also got about $400 in PC rewards points we could cash in too. We still have no idea what to buy with our Shoppers Optimum points. We missed the last big event as they held it on the weekend and I was working. We might just end up with a million Optimum points by the time 2017 ends. Decisions, Decisions. What would you buy?

On the blog front I received an email the other day from a fan who wants to participate in the GGC but felt confused by the rules. I’m hoping to slim down the rules page for the new year but was hoping that maybe I’d get some tips and advice from all of you who post every week.

How can I make the GGC better? Share your thoughts in the comments or email me. I appreciate all feedback and will take it into consideration. Let’s take the GGC to new heights and show the world just how challenging it can be to be frugal but conquer it.

The GGC 2016 is almost over!! Hopefully I will have a new schedule for you by the beginning of 2017 so I can update the GGC rules page and instructions on how to participate.  Thanks for tagging along with us on our savings journey.

Your online savings partner,

Mr.CBB

 

Coupons and Coupon Apps 2016

 

Here are some great places you can find Canadian Coupons! These are your latest Checkout 51 offers which you can use to help save money. We’re finding less and less coupons in the stores these days. What are your thoughts? Are coupon apps taking over the paper coupons?

If you notice I’m missing a valuable link please message me and I’ll get it added to the savings list below.

Sign up for the Nielsen Canada Home Scan Program and you can earn rewards points fast to redeem for awesome products or gift cards. I did this in the UK and loved it!!

Where can I find Canadian Coupons 2016?

Plus check out these other hidden areas online to get more coupons!!

  • Healthy Essentials Printable Coupons (Johnson and Johnson)
  • Danone Coupons Get up to $25 in coupons
  • Clorox Coupons Sign up to print coupons in the Clorox family which include Greenworks, Glad etc.
  • Kraft Canada Sign up and receive recipes and coupons by email
  • MySavings.com Printable Smart Source Coupons
  • Walmart Canada Printable Coupons
  • Proctor and Gamble PandG Sign up for printable coupons
  • Hidden Coupon Portals You Should know about – I found this over at Save a Loonie and you’ll want to sign up for notifications and check out the site so you get notified every time a hidden coupon is available from Save.ca, Brandsaver, Smart Source etc.

 

Grocery Game Challenge 2016 FAQ’s

 

  • Grocery Game Challenge RULES: Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible. The rules have been updated for the 2016 challenge year.
  • Do I have to be Canadian to post my Grocery Shop?: No, you don’t have to be Canadian to post your shops. We have fans who post their grocery shop who live all over the world.
  • What is the monthly prize and who can claim it?- The monthly prize is a $10 PC Loblaws Gift Card and for our out of country friends it’s $10 CDN via Paypal if they win. As more people join I will add more money to the gift card or I will split it up and offer 2 prizes every month.
  • When does the Grocery Game close each month?: The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month but you will still get a ballot when you post your shops even if they are late but I encourage you to stay on schedule. If you choose to post monthly  or bi-weekly you will only get 1 ballot for that shop. It’s a proven fact the minute we stop doing something that is scheduled that we end up forgetting to do it altogether. Don’t let that be you! You can post your shops all month-long.
  • Does your Grocery Budget include health and beauty and laundry products?: No, our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. As of 2014-2015 we no longer include such items in our grocery budget so we can see actual food numbers at the end of the year in order to plan accordingly our budget.
  • Do you stockpile food? We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any longer as we found we weren’t eating it fast enough. Stockpiling is still great and just one way to help cut your budget to save money if you do find items that you can buy in bulk at a sale price.
  • Canadian Coupons:Where can I find Canadian Coupons?: Here are your latest  Checkout 51 offers that you can use to help you save money in the Grocery Game Challenge. There are many great Canadian Couponing websites online that share weekly coupon match-ups so you can plan your grocery list.
  • Best Coupon Apps: Coupons are slowly fading with mobile coupon apps being the big rave these days. Just recently the popular coupon site Save.ca that mailed coupons to households has gotten involved with the addition of a new mobile Save.ca app joining forces with the many other coupon apps available. If you find an app that I don’t talk about please let me know as they are always being added and I’d like to review them.
  • What is the Best Flyer App- We use Flipp on our Iphone so if you wan to have all your flyers in one spot download Flipp from the Apple Store or get it on Google Play.
  • What is an FPC?: An FPC is a free product coupon which means you can get a free product as described on the coupon.
  • What is GGC?– The Grocery Game Challenge of course!
  • How Do I Know what stores accept coupons?:  If you are not sure it’s always best to call the store and ask.
  • How Do I Grocery Shop?: I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Nobody is perfect, heck we struggle with this part of our budget like many people do. This is why the grocery game challenge was created back in 2012 and is one of the most popular hang out spots for people who want to save money on groceries in Canada.

If you’ve just joined The Grocery Game Challenge 2016 get ready to look at your grocery budget by learning…

  • Where you are spending money
  • How much money you are spending
  • How much money you are saving every month

If you want to learn everything I know about grocery shopping in Canada check out my Ultimate Grocery Shopping Guide! It’s FREE!

If you know a topic that should be discussed send me an email. If I use your topic I will put your name in a draw for a prize at the end of the year.

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge 2016!

-Mr.CBB

Are You New To Canadian Budget Binder?

  • Follow Me on Social media by clicking any of the buttons below on the blog.
  • Check out my new Free Recipe Index
  • If you like FREE then click this link for my FREE Excel Budget Spreadsheet and all my Free Money Saving List
  • Don’t forget to Subscribe to Canadian Budget Binder by Email to get my daily email. Once you subscribe you MUST VERIFY your email account so check your spam folder and inbox for that email! By Subscribing you get all the inside scoops first plus any new finance tools and tips.
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  • Note some links used in this post may be affiliate links

Photo credit: Dealspotr logo via Facebook

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Mr. CBB
Mr. CBB was born and raised in the United Kingdom who then moved to Canada where he is a permanent resident. He recently became a father to a very busy toddler who allows him to be a kid at heart. He bought his first house at the age of 21 after University and his second at the age of 24. Both Mr.CBB and his wife are Debt and Mortgage Free and they did it all in under 5 years using a Budget. Canadian Budget Binder is a place where he shares their financial experiences with his readers and hopes to learn about theirs. Welcome to CBB!
Mr. CBB
Mr. CBB

Comments

  1. Mary F Campbell says:

    DECEMBER – Week #2 of 4- Dec 12-18, 2016

    2016 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ==============================================================================================

    REMARKS FOR THE WEEK:

    This is a HOLIDAY SHOP WEEK!

    The ribeyes are going to be for our New Year’s Eve celebration. The steak dinner would have cost us a whole lot more than $15 if we had gone out to somewhere like The Keg for supper! I can make an amazing steak dinner with assorted roasted vegetables, smashed potatoes and a mighty tasty dessert at home for a quarter of what it would cost to go out to ring in our new year.

    I also re-stocked our pie filling this week because I had a coupon…that and I have been absolutely craving a hot fruit compote but I didn’t want to use my last pie filling until I found a deal on some more. There’s that delayed gratification on spending thing again! I can’t think of a nicer dessert than a holiday fruit compote. In case you are interested, this is the recipe I use and just switch up the fruits and pie filling based on what I have in the house:

    http://southernfood.about.com/od/crockpotdessertrecipes/r/bl60c1.htm

    A nasty sinus cold made me cancel our get-away for this coming weekend. On the plus side though, we’ll enjoy our post-Christmas get-away all the more as a result. Here’s where we stand at the moment:

    Total Vacation Costs YTD:

    Week 1 $271.24
    Week 2 $125.17
    Week 3 $ 50.28
    Thanksgiving $249.10
    Anniversary $201.90
    Pre-Christmas * Cancelled *
    Post-Christmas

    Total $897.69 Spent So Far >> $602.31 left for the last trip in 2016 but I expect to have funds leftover!

    It is with a heavy heart that I am forced to say that I find the double duty of posting every single budget transaction to our monthly budget spreadsheet as well as preparing these GGC posts is eating into my time more than I can afford. My time is a mighty precious commodity that I need to conserve for the year end and tax season ahead.

    So, I have decided that I am going to eliminate my GGC posts in the New Year. I will continue my December posts – so that you can all see whether I manage to close out the year on budget. 🙂

    It’s vitally important that hubby & I know where we stand but because I post every single transaction, be it cash/debit/credit, on a daily basis…we still will know exactly where we stand.

    The sad part is that I won’t be playing the Grocery Game Challenge with all of you…my fellow deal seekers. 🙁 So, let’s finish out the year with a bang! 🙂

    ==============================================================================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    Shopper’s – Maple Ridge –

    1 GRADE “A” LARGE WHITE EGGS 1 Dozen @ $2.49

    Total OOP: $2.49

    ** Earned 20 Optimum Points on this shop **
    ** SAVED $0.00 in Rain Check Coupons **
    ** SAVED $0.00 Loyalty Savings on this shop **

    —————————————————————–

    MERIDIAN FARM MARKET – Maple Ridge –

    2 Ribeye Steaks @ 2 for $15.00 << Part of the One Day Only – 12 days of Christmas sale

    HOLIDAY RESERVE: $15.00

    —————————————————————–

    Safeway – Maple Ridge –

    2 x 2L Lucerne Light Egg Nog (2 for $7)
    6 x 540 ml Pie Filling – Coupon for 2 for $6 = $18.00

    HOLIDAY RESERVE: $25.00

    ** Earned 1 Air Miles on this shop **
    ** SAVED $5.94 in Coupons **
    ** SAVED $1.19 Loyalty Savings on this shop **

    —————————————————————–

    RCSS – Pitt Meadows –

    4 Pillsbury Crescent Rolls @$1.25 each + 1000 RCSS Points
    4 PC Smoked Oysters @ $1.48 ea

    HOLIDAY RESERVE: $10.92

    ** Earned 1000 PC.Plus Points on this shop **
    ** SAVED $0.00 in Rain Check/ Coupons **
    ** SAVED $4.68 Loyalty Savings on this shop **

    ==============================================================================================

    OUR “US RESERVE” SHOPPING LAST WEEKEND:

    OUR NEXT USA SHOP WILL BE AFTER CHRISTMAS 2016…bring on those post-Christmas sales!

    ==============================================================================================

    2016 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $36.76 + Feb $160.96 + Mar $27.00+ Apr $117.96 +May $55.61+June $8.50+ July $46.99+ Aug $13.85+Sept $0.60+Oct $12.84+ Nov $0.00 + Dec $5.87 = $486.94

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $20.46+ Mar $1.00 +Apr $5.23 + May $10.68 + June $0.00+ July $0.00 + Aug $0.00+ Sept $0.00 Oct $6.32+ Nov $0.00 + Dec $10.62 = $54.31

    •Total Price Match Savings Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $0.00+ July $0.00 + Aug $0.00 + Sept $0.00 Oct $0.00+ Nov $0.00 +Dec $0.00 = $0.00

    •Total More Points Earned This Year:

    Jan 10 + Feb 182 + Mar 3 +April 48 + May 96 + June 0+ July 573 + Aug 208 + Sept 11 + Oct 23 + Nov 0 + Dec 16 = 1,170 Points

    •Total Air Miles Earned This Year:

    Jan 6 + Feb 43 +Mar 182 + April 32 + May 24 + June 3+ July 0 + Aug 0 + Sept 0 + Oct 0 + Nov 0 + Dec 1 = 291 Air Miles

    •Total PC PLUS Points Earned This Year:

    Jan 1800 + Feb 5000 +Mar 5200= April 3,100 + May 0 + June 2,600+ July 0 + Aug 6,600 + Sept 0 + Oct 0 + Nov 1400 + Dec 1000 = 26,700 Points

    •Total Optimum Points Earned This Year:

    Jan 0 + Feb 0 +Mar 0 + April 0 + May 0 + June 40+ July 0 + Aug 40 + Sept 20 + Oct 31 + Nov 0 + Dec 20 = 151 Points

    ==============================================================================================

    2016 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $196.78 + Feb $193.74 + Mar $182.77 + April $255.43 + May $143.05 +June $182.79 +July $188.72+ Aug $171.07+ Sept $195.65 + Oct $190.00+ Nov $178.55 + Dec (Trf to US $150 + Trf to Re-Stocking $15+$16.40+$5.00+$2.49 = $188.89) = $2,268.44

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+ Feb $190.00 + Mar $190.00 + April $190.00 +May $190.00 + June $190.00+July $190.00+Aug $190.00 +Sept $190.00 + Oct $190.00+ Nov $190.00 + Dec $190= $2,280.00

    •Total Over/Under on Year-To-Date Grocery Budget: $11.56 AVAILABLE

    ==============================================================================================

    2016 POINTS REDEEMED RESERVE:

    2015 Fwd $0.00+Jan $4.69+ Feb $5.19+ Mar $0.00+ Apr $0.00 + May $4.69 + June $0.00+ July $0.00 + Aug $0.00+Sept $0.00 + Oct $0.00+Nov $0.00+ Dec (-14.57 trf to Holiday Reserve) = $0.00

    ==============================================================================================

    2016 US GROCERY RESERVE:

    2015 Fwd $0.00+Jan $45.00+Feb $45.00+ Mar -$59.58+ Apr $45.00+ May -$22.79 + June -$48.42 + July $45.00 + Aug $45.00+Sept $112.62 + Oct $62.37 +Nov $43.74 + Dec $150 = $462.94

    ==============================================================================================

    2016 RE-STOCKING RESERVE:

    2015 Fwd $217.50+Jan -$49.65 + Feb -$140.69 + Mar $25.48 + Apr +
    -$5.29+May -$9.70 +June $15.00+July -$41.81 + Aug $17.93+Sept $15.00 + Oct $30.00+Nov $15.00 + Dec $15= $123.17

    ==============================================================================================

    2016 Y-T-D HOLIDAY SEASON RESERVE:

    2015 Fwd $81.51+Jan $15.00 + Feb $11.61 +$15.00+ Apr $15.00 +May $20.00 + June $15.00+ July $15.00+ Aug $15.00+Sept $15.00 +
    Oct ($-15.19-$35.97 = -$51.16)+ Nov $-39.92 + Dec ($14.57 trf from Points Redeemed-$15.00-$25.00-$10.92 = $-36.35) = $90.69 + $140 worth of RCSS POINTS + $10 Dream Air Miles

    ==============================================================================================

    2016 Y-T-D SUMMER RESERVE:

    2015 Fwd $100.00+ $537.50 Trf from Borscht Fund+Jan $15.00 + Feb $11.61+ Mar $0.00+Apr $15.00 + May -$51.21+ June $3.23 +July $7.62 +Aug (15.00-30.21=-$15.21)+ Sept $15.00+Oct $0.00 + Nov $0.00= $638.54

    ==============================================================================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 2,280.00 Grocery Budget JAN-DEC

    ($ 1,289.15) TO VARIOUS RESERVES

    $ 819.48 FROM VARIOUS RESERVES

    ($ 1,798.77) Actual CASH SPENT

    $ 11.56 AVAILABLE Y-T-D GGC SPENDING NOT INCL RESERVES

    • RESERVES Y-T-D:

    $ 123.17 Freezer Re-Stocking Fund
    $ 90.69 Holiday Season Fund + $140 RCSS POINTS + $10 Dream Air Miles.
    $ 638.54 Summer Season Fund
    $ 462.94 US Shopping Reserve
    $ 0.00 Points Redeemed Reserve

    OUR CURRENT TOTAL UNUSED RESERVES ARE $1,315.34. This means the $936.51 that we carried forward from 2015 PLUS AN ADDITIONAL $1,289.15 that we have added in 2016, LESS $910.32 that we have drawn out for use in 2016.

    ==============================================================================================

    The valid rain checks I hold are as follows:

    Thrifty Foods

    2 Thrifty Kitchen’s Tourtiere Pie $9.99 ea – Good to Dec 18th

    2 Thrifty Kitchen’s Tourtiere Pie $9.99 ea (2nd rain check ) – Good to Dec 19th

    ==============================================================================================

    This week’s BREAKFAST menu plan:

    HUBBY: Earl Grey Tea with Lemon Juice + Bagels/English Muffins with fat free cream cheese spread, peanut butter or Cheez Whiz, toaster waffles, hot cross buns OR Rice Krispies cereal with skim milk

    MYSELF: Tetley Tea with Skim Milk & Equal + yogurt, apples, bananas or hard boiled eggs

    ==============================================================================================

    This week’s LUNCH menu plan:

    MON: Leftover Cabbage Rolls with buttered bread for hubby / just Hot Apple Cider for me

    TUES: Ham Sandwiches with Creamy Tomato Soup for hubby / just cup of soup for me

    WED: Tuna Salad Sandwiches and Macaroni Salad for hubby / just the tuna for me

    THURS: Leftover Pizza & Rice Krispie Square for hubby / Egg Nog for me

    FRI: Turkey Sandwiches, Chicken Cup of Soup & Nature Valley Granola Bar for hubby / Green Apple-Red Onion-Carrot Salad for me

    SAT: Ivar's in Bellis Fair Mall < I love their clam chowder!

    SUN: CHRISTMAS Lunch with our friend at Olive Garden in Langley

    ==============================================================================================

    This week’s DINNER menu plan:

    MON: Kathleen’s Cottage Cheese Pancakes

    TUES: Sloppy Joes

    WED: Scrambled Eggs with onions, peppers & celery + Leftover Spinach-Rice-Cheddar Pie

    THURS: Habitant Pea Soup

    FRI: Grilled Cheese & Onion Sandwiches

    SAT: Oatmeal with Brown Sugar & Raisins

    SUN: Easy Pumpkin Waffles

    ==============================================================================================

    • Hi Mary,
      Thanks for participating in the Grocery Game all these years it’s been a pleasure. Did you have a recipe for the crescent roll dessert you made tonight? I agree about buying the steaks. The KEG costs a fortune to eat at and I first wander to the butcher or grocery store to scoop up some delicious steaks for far less and enjoy them at home. That was a good deal on pie filling. Do you use it for pies as well? Great shop and again, we’ll miss ya. You get ballot #4. Mr.CBB

      • Mary F Campbell says:

        Here’s the original recipe from https://www.facebook.com/JanetsAppalachianKitchen/:

        Crescent Cinnamon Roll Ups
        8 oz. roll crescent dough
        3 T. butter, melted
        1 T. sugar
        1/2 T. cinnamon
        1/4 C. powdered sugar
        2 tsp. milk
        Unroll the dough and separate the perforated pieces. Brush each
        piece with some of the butter. Combine the sugar and cinnamon
        and sprinkle over each piece of dough. Roll up and place on a
        baking sheet lined with parchment paper. Brush each one with
        the remaining butter and sprinkle any remaining sugar mixture
        over the top. Bake in a 375 degree oven for 12 minutes.
        Meanwhile, whisk together the powdered sugar and milk. Once
        you remove the roll ups from the oven allow them to cool for 5
        minutes in the pan. Drizzle with the icing and enjoy.

  2. Week 49 – Dec 9 – 15, 2016
    Name Your Store: Bo-De Factory Outlet
    Total Coupons Used: $
    Total Points =
    Total Out Of Pocket: $7.05

    Human
    6 packets – Kool-Aid = $2.28
    Poultry Seasoning = $1.39
    Nutmeg & Sugar = $1.39
    White Cake Mix = $1.69

    Name Your Store: Wholesale Club
    Total Coupons Used: $
    Total Points =
    Total Out Of Pocket: $72.64

    Human
    3 – 945 mL Realemon Juice = 6.61
    4 L – 2% Milk = $4.25
    McIntosh Apples = $4.97
    10 Tortilla = $2.47
    Bread = $1.27
    4.54 Kg Diced Chicken = $44.97

    Cats
    10 Cans Soft Cat Food = $6.22
    2 boxes Baking Soda = $1.98

    Grocery Game Challenge Results
    Total Grocery Budget for the 2 Adults ($1890.00, for the pay period – $70.00)
    Total Human (Adults) this Week Period: $20.01
    Left for the Month: $140.00
    Total Human (Adults) to Date: $1431.74

    Total Grocery Budget for the 3 Cats ($364, for the pay period – $14.00)
    Total Cats this Week Period: $8.20
    Total Cats to Date: $286.06

    Total Grocery Budget for Stockpile ($520)
    Total Stockpile this Week Period: $6.51
    Total Stockpile to Date: $218.78

    Total Grocery Budget for the Personal Hygiene ($182)
    Total Personal Hygiene this Week Period: $
    Total Personal Hygiene to Date: $239.18

    Total Grocery Budget for Meat ($500.00)
    Total Meat this Week Period: $44.97
    Total Meat to Date: $465.07

    Total Coupons Used this Week Period: $
    Total Coupons Used To Date: $27.96

    Total Price Match for this Week Period: $3.71
    Total Price Match to Date: $292.26

    Total PC Points Received this Week Period:
    Total PC Rewards Points Used this Week Period:
    Total PC Rewards To Date: 3,372

    Overview: Well I ended these 2 weeks with still $0.20 left in my budget which won’t be included in the next pay cycle. We picked up a nice fairly decent size box of already cooked and diced chicken. This box will provide many meals for us and give us a variety of meals. I have looked my budget for next year and I’m going to keep all the categories the same and the budgets for food, cats, meats, etc will pretty much stay consistent with this year. We’ll figure out any increases as we go. I am wanting to look at new recipes while I’m off for Christmas and possibly put together some slow cooker meals for easy nights. I know those small things will make my budget easier to manage.

    • Well hello there Della!
      That’s great that you are going to work on keeping your grocery budget the dame for 2017. Ours will see an increase only because of the wee one and some of the foods the Mrs. buys for her low carb diet even though lately she’s been eating the same thing over and over. Where did you buy your lemon juice? If you can get at least 6 meals from that box you’re doing good. Just to go out and eat chicken breast costs a fortune. Well done… $0.20 is awesome! here’s to the end of the year Dee… success!! You get ballot #5. Mr.CBB

  3. Week 50 – Dec 16 – 22, 2016
    Name Your Store: Superstore
    Total Coupons Used: $
    Total Points = 1800
    Total Out Of Pocket: $82.10

    Human
    2 NN Plain Crackers – 2/$3.50 = $3.50
    2 NN Foil Wrap – 2/$5.58 = $5.58
    1 Kg Cheerios – (1000 PC Points) = $7.99
    4 L 2% Milk = $4.27
    450 g Kraft Marble Cheese = $3.78
    10 lb Red Potatoes = $3.99
    Bananas – 1.200 Kg (200 PC Points) = $1.51
    Sirloin Roast = $19.14
    2 Wonder WW Bread – (600 PC Points) = $4.54

    Cats
    7.26 Kg Chef’s Blend Cat Food = $16.98
    18 Kg NN Cat Litter = $6.98

    Grocery Game Challenge Results
    Total Grocery Budget for the 2 Adults ($1890.00, for the pay period – $70.00)
    Total Human (Adults) this Week Period: $24.05
    Left for the Month: $115.95
    Total Human (Adults) to Date: $1455.79

    Total Grocery Budget for the 3 Cats ($364, for the pay period – $14.00)
    Total Cats this Week Period: $27.07
    Total Cats to Date: $313.13

    Total Grocery Budget for Stockpile ($520)
    Total Stockpile this Week Period: $11.84
    Total Stockpile to Date: $230.61

    Total Grocery Budget for the Personal Hygiene ($182)
    Total Personal Hygiene this Week Period: $16.92
    Total Personal Hygiene to Date: $256.10

    Total Grocery Budget for Meat ($500.00)
    Total Meat this Week Period: $19.14
    Total Meat to Date: $484.21

    Total Coupons Used this Week Period: $
    Total Coupons Used To Date: $27.96

    Total Price Match for this Week Period: $
    Total Price Match to Date: $292.26

    Total PC Points Received this Week Period: 1800
    Total PC Rewards Points Used this Week Period:
    Total PC Rewards To Date: 5,211

    Overview: This year is just about over which hard to believe. I see some of my categories winding up to being really close to making budget, whereas, I have gone over in others. Overall, I stayed under budget for the majority of the year and even managed to take some surplus and apply it to my debt. That is a trend I plan on executing next year. This week was completed on the fly but I think we can swing this week’s meals with what we have in the house and then get back on track next week. Next week is my last week before I’m off for the Christmas holidays but that doesn’t change anything as I don’t have plans to go anywhere.

    • Hi Dee,
      I know didn’t this year just pass us by so fast.The best thing about the last month with any budget is that you can see the numbers coming in for a close and really challenge yourself to stay with-in the lines if you know what I mean. We’ll certainly be evaluating our budget again as we do at the end of every year. I’m expecting to see some increases but we’ve done better than we thought given our tight budget. I was hoping to read in the last GGC posts how you were doing with your debt and am very happy for you. You’ve come a long way since you started your journey here in the GGC and it must feel good. The most important part about anything in life is that if we quit even for a week or two that can easily turn into months, years or forever. Consistency is key to reaching goals even if someone fails and has to get right back up at it again. Congrats on that. Almost done! 🙂 You get ballot #6 MR.CBB Happy Christmas Dee.

  4. I still have one (maybe two) more GGC left for this year so I’ll put an update on the debt before the end of the year. All my debt payments revolve around my paydays which is every two weeks so there will be up to 2 more payments made.

    • Hey Dee,
      I’ll be posting the GGC and Recipes and that’s all for the year now until January. I’m taking time to get stuff done for Christmas with the family as we are so far behind. 🙂 I look forward to hear about your yearly debt repayment. 🙂 Have a great week Dee. Mr.CBB

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