YOUR BUDGET WILL CHANGE IT’S COURSE IF YOU’RE NOT WATCHING HOW MUCH YOU SPEND WHEN YOU’RE NOT LOOKING.
Let me show you why you’re eating out after grocery shopping and how to beat the temptation that could send your budget into an unbalanced mess. The idea of spending $200 at the grocery store to fill a shopping cart and then buying fast food straight after seems absurd but we’ve all done it.
If you want to slash your grocery budget this year it’s important that you look at all the inside and outside factors that influence the way you spend money. The temptation or the idea to cut the time you’ve just wasted in the grocery store seems appealing especially when you’re not in the mood to cook. Eating out means less time doing stuff you don’t want to do after a grocery shop.
I am guilty for getting take out after grocery shopping, After all the shopping I’m tired and don’t want to cook- Ami K (Facebook)
Eating before you go grocery shopping so you don’t spend more money at the supermarket is a well-known fact. Depending on what you eat and how much you’ve eaten you might be hungry again sooner than you think. I automatically know when I’m hungry at the grocery store because I start to look at food like I haven’t eaten in weeks. I’ve even started cooking the food in my head which leads the temptation right into my shopping basket.
I’m usually guilty of eating out before going grocery shopping – I don’t want to be hungry when grocery shopping. Christine B. (Facebook)
One of the good things about a small town is a lot of those tempting places are out-of-town so the temptation is removed unless you want to drive 20 minutes.- Christine W. (Facebook)
Oh so true!! Here in Toronto there is temptation at every corner! Though after a while things get boring and the pizza place or Starbucks or McDonald’s become less tempting. Birgit N. (Facebook)
Why do you think the restaurant for Costco is so successful?
It’s because Costco marketing knows that almost all people who grocery shop are hungry or will be hungry at some point. This is another reason samples are available throughout the store. Those little bites of cake, cookies etc. drive your sugar level up then crashes it shortly after.
You’ve probably only made it down two aisles before your tummy is rumbling or you want more food. So what do you do? You shop more OR you get caned at the cash register because you stop at the restaurant before you leave While you are waiting in line and watching everyone with their hotdogs, ice-cream cones or chicken-strips and fries eating you talk yourself into getting some too.
Plenty of time to do that while waiting in line most times. If you’re not strong enough, you cave. Costco knows what they are doing but most grocery stores don’t have an eat-in restaurant so it’s up to outside marketing to drive the traffic in.
A lot of my problem is that I am such a foodie and love to cook and try new things, I am guilty of having too much choice in the house. Food does indeed manipulate are wants versus needs.- Julie A. (Facebook)
Costco isn’t the only store that offers a restaurant or fast food joint on the premises. Metro has Starbucks, Walmart has McDonald’s and everywhere throughout the mall there is fast food. Some malls still house a grocery store which made convenient shopping even easier.
The phases of food temptation while grocery shopping
Whether you shop at Costco or any other store with some form of fast-food or pre-made meals you can enjoy before you leave the store there is always one key factor that leads you to spend food dollars- temptation.
- You smell the food cooking or baking- temptation
- You can see the restaurant as you’re cashing out or it’s in view –temptation
- Prices are reasonable for what you get- temptation
If temptation doesn’t take over and you make it out alive from the supermarket without deviating from your grocery list now you’re tasked with outside temptation.
One of the best things you can do after enduring a grocery shopping excursion is to go straight home.With gas prices going up with the carbon taxes and the daily bounce effect and time is equally pricey.
Ideally, you would want to get everything done once you’re out and about. Some of you may go grocery shopping before or after work or even on the weekends when the stores are busiest. For many of you this might be a blessing because it means you’ll get in and out faster to avoid long line-ups.
No matter what time of day or day of the week that you grocery shop if you aren’t prepared for the food temptation after grocery shopping it may catch you off guard. Tummy vs. Shopper. This can cost you big bucks.
Whether you’re shopping alone or with the kids the task of loading and unloading a grocery cart with food and other household items can exhaust anyone. You’re not done either because when you get home you know you have to do it all over again.
The minute we load the groceries into the vehicle and I get back into the driver’s seat I just hold on to the wheel and hope that my wife doesn’t say, “Baby, do you think we can go (insert anywhere here).” I just want to get the food home, put it away and get on with the day. I’m not a fan of the all-day shopping extravaganza especially if grocery shopping is on the to-do list.
I can almost guarantee you if we do more than just grocery shopping we will be making a trip to Tim Horton’s or MacDonald’s for coffee and sometimes a muffin for the little guy to split with me. There have been times we’ve went to MacDonald’s thinking all we were getting was coffee and $19 later we have burgers, fries and Happy Meal in front of us. Temptation is one of the hardest things to quit especially when we’re tired or if we in or near a situation where convenience calls.
Luckily we have a reasonable entertainment budget and I have an allowance each month that covers our trips through the drive-thru or quick stops to sit in somewhere after shopping. Trust me when I say we don’t do this often but what I noticed was the trend of shopping and eating out. I recognized the need to help others including our family to stop making pit stops to help protect our food dollars.
Having an adult allowance is not so common nor is an eating out money stash because people just don’t have the money to do so. Here’s the catch though, we do it anyways. The mind in the moment knows that you can’t afford something but when we have an idea that will save time sometimes it’s hard to back down.
For instance, going for lunch at East Side Mario’s after grocery shopping means no cooking and more relaxing or tending to other chores. The temptation sure does feel good even before you give in which is why you might give in. Talk about superior powers we have with the mind when we want something to go our way.
Last night on Facebook the What’s For Dinner gang and I had a chat about this topic about going grocery shopping then eating out straight after. Some of the fans put their hands up to say they were guilty, some justified it as a treat and others said it’s part of the routine. Others simply don’t do it because the money is not available.
Below are a few ideas to help curb temptation before and after grocery shopping which may or may not work for you but we use to help keep our spending at bay.
How many of us create a meal plan and deviate from it because we weren’t prepared or too tired? Me, Me, Me. I bet we are all guilty and with this type of spending behaviour that is not planned or budgeted for comes extra expenses. Always remember that it’s the little expenses that add up quickly. When someone tells me they don’t know where their money went all month but then I find out they spend $10 a day on coffees then the answer is adding up the small stuff.
One of my fans has this brilliant idea of putting the crock-pot on before she leaves for work or on the weekends helps to curb wasting food dollars after grocery shopping. You already know that the food will be ready when you get home which means less time you have to spend in the kitchen. The same effect happens when you don’t have food on the go while you’re at home because the option of eating out seems more appealing.
I plan my menu for the week and buy the groceries for that week.
If something comes up during the week my groceries will last longer.- Christine T. (Facebook)
The only way to prevent it to have something in the crock pot.– Rhonda L. (Facebook)
I find meal prep for the week really helps. Once you get into the habit, it’s so easy and really worth it!- Tanya M. (Facebook)
We seldom go out for dinner because my husband is such an amazing cook. If we do, it is usually because we are away for a weekend basketball tournament for one of our kids, both play travel basketball.– Beverly E. (Facebook)
If you have kids in tow or your grocery shopping is out-of-town which might mean you have a bunch of errands to run you need snacks. Unless you have the budgeted money to spend on treating yourself while you’re out this will help get you and the kids through until you arrive back home.
Making sure your kids have something to snack on is important or you’ll be faced with saying no to screaming kids who want to eat something because they are hungry. This is the temptation for parents that drives them to pit-stop at a fast-food restaurant before heading home. It’s easier to give in to a screaming child then trying to explain why they can’t have something. We’ve all done this.
I don’t usually eat out – the few times I’m tempted some dietary restriction usually stops me. Planning is sometimes haphazard and usually just a day or two in advance.- Nicole J. (Facebook)
Our grocery budget went up this year to $260 in part because of snack-time and the Mrs. low carb lifestyle. We would buy snacks here and there but now that our son is eating he’s always asking for a snack. This might be crackers, cookies, apples, banana, peanut butter, nuts etc. These are extra expenses for us however it’s a small price to pay if it keeps us out of restaurants and fast food joints that weren’t planned dining out days.
Eat Filling Food
If you consistently try to eat food before you go grocery shopping the best thing to do is eat filling food. Stuffing your body full of sugar and carbohydrates only means you’re going to crash and want to eat everything in sight. The best course of action is to fill up on delicious protein such as eggs, meat, fish, legumes and vegetables like spinach, lettuce, radish, cucumber, tomatoes etc. The longer your body feels full the less you’ll be thinking about food in your head to get into your tummy. I’ve seen Mrs. CBB take out a baggie of hard-boiled eggs at the grocery store and eat them if she gets hungry.
Long shopping trips will make anyone hungry. If you are able to shorten your tasks outside of the house or plan them on different days this may curb the eating out habit. The less time you spend away from the house the less you will spend on food unless you’re ordering in delivery food which can throw everything off-balance.
I’m guilty. I’m so pooped after shopping i don’t want to cook or make anything. Also i eat on the way home so i have the energy to haul all 800 bags in on one go.- Jackelyn G. (Facebook)
Setting rewards days
Mrs. CBB and I are planners which means if we are going to eat at a restaurant we plan that time out so we can use the money we have in our entertainment fund or allowance budget. Knowing that we want to eat out and spend $50 one month to do so will help us work around the rest of the money left in our budget categories. The harder part for us is the little expenses but we’ve manged to control that the last two years with our budget.
I am more guilty of snacking on crappy food like chips or crackers when I have lots of healthy choices at home. Not really a big fast food chain gal. I find I do better when I’m prepared. Menu planning is huge and setting days with rewards curb temptation. Tara D. (Facebook)
Rewards days may be in the form of eating out or making a batch of homemade chocolate chip cookies rather then grabbing a package from the bakery. This is a great idea and it inspires you to try new recipes.
Don’t stop and just think about your money- create an action plan that you will stick to.
If you’ve recognized yourself above its important that you know there are no excuses to spending money you don’t have especially when you can control it. We either save it or we don’t and that’s something we’ve come to learn which is why we continue to budget now that we are debt free.
Discussion Question (s):
What else can we do to curb eating out before/after grocery shopping? If you are guilty tell us why you give in to eat out before/after grocery shopping temptation?
January Grocery Game Challenge
Join in the 2017 Grocery Game Challenge (GGC) fun and post your grocery shop in the comment section of each GGC blog post. Here are The Grocery Game Challenge rules to get you started and where you’ll also find a link for the 2017 GGC schedule. Please feel free to download, save and even print the schedule.
New monthly prize: See the Grocery Game Rules
January 2017 Blog Posts:
- 15 Ways To Save Money On Food In 2017– Last GGC post for 2016
- How to Cost Control Your Food Budget: Welcome to the Grocery Game Challenge 2017 #1
Free Money Saving Tools 2017
Click, Save and Print. It’s that easy!
This is the budget that brought us to debt freedom back in 2013 and now I’m offering to all of you for FREE. We still use this budget every month as it helps us to see our overall financial picture.
Free Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.
Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE.
CLICK HERE to download all the free lists and even our family budget spreadsheet. So many free resources at your fingertips.
Ultimate Grocery Shopping Guide 2017
The Ultimate Grocery Shopping guide is ongoing with new informative money-saving posts added every month.
Even if you don’t live in Canada there are some amazing budget saving tips that will help put you on the path to more savings at the supermarket.
Share this guide with your friends and tell them about Canadian Budget Binder especially if they are struggling with their grocery budget.
The time is NOW to get started saving money on groceries so please enjoy the many money-saving posts in the The Ultimate Grocery Shopping Guide.
2017 Grocery Shop Results
Yearly grocery budget for two + 1 Toddler 2017: $3120 or $260/mth
(The above total does not include the stockpile budget of $300/year or $25/month.
Points Overview (add any other sections you need to show us your savings)
- Total Grocery Budget for this Month: $260
- Total Grocery Budget with any carry-overs $260
- Total Gift Cards used to date: $0
- Total Rewards Points redeemed this week: $0
- Total Rewards Points used to date: $0
- PC Points Plus Earned to date: 410,000
- Scanning Code of Practice (SCOP) to date $0
- Shoppers Optimum: Just under 850,000 Optimum points (I will update this twice a year)
Coupon Apps (add any other apps you use to save money)
- Zweet to cash out : $18.25
- Checkout51 to cash out : $22.00
Our Grocery Shop This Week
- 2 x 4L 2% Milk Sealtest $4.27
- 4 x 10% Cream $1.99
- 4 dozen eggs $1.99
Total Out-Of-Pocket $25.45
- Total to spend this month : $260
- Stockpile budget 2016 : $25.00
- Stockpile budget used this month: $
- Total coupons used this week: $0
- Total coupons used to date: $0
- Total in-store discounts this week: $
- Total in-store discounts to date: $49.66
- Total spent this week: $25.45
- Total spent so far this month: $141.75
- Total over/Under spend this shop: over big time
- Total over/Under spend for the month: $56.30/over
- Total left to spend for the month: $118.25
- Total Spent To Date 2017: (does not include stockpile budget) Jan $
Weekly Overview (your final thoughts)
Shop 2 didn’t go so bad as we are stocked up and only needed to pick up a few staples. I’m hoping that we can continue to meal plan the best we can and stay on the path as much as possible this year. Let the fun begin!! Oh, did anyone notice more coupons coming out again? I did and to be honest as much as I like the coupon apps I miss the mounds of coupons we could get. The coupon apps are restrictive to purchase power where most paper coupons offer one per purchase.
Coupons and Coupon Apps 2017
Here are some great places you can find Canadian Coupons! These are your latest Checkout 51 offers which you can use to help save money. We’re finding less and less coupons in the stores these days. What are your thoughts? Are coupon apps taking over the paper coupons?
If you notice I’m missing a valuable link please message me and I’ll get it added to the savings list below.
Sign up for the Nielsen Canada Home Scan Program and you can earn rewards points fast to redeem for awesome products or gift cards. I did this in the UK and loved it!!
Plus check out these other hidden areas online to get more coupons!!
If any of these links are broken please report them to me.
- Healthy Essentials Printable Coupons (Johnson and Johnson)
- Danone Coupons Get up to $25 in coupons
- Clorox Coupons Sign up to print coupons in the Clorox family which include Greenworks, Glad etc.
- Kraft Canada Sign up and receive recipes and coupons by email
- MySavings.com Printable Smart Source Coupons
- Walmart Canada Printable Coupons
- Proctor and Gamble PandG Sign up for printable coupons
- Hidden Coupon Portals You Should know about – I found this over at Save a Loonie and you’ll want to sign up for notifications and check out the site so you get notified every time a hidden coupon is available from Save.ca, Brandsaver, Smart Source etc.
Grocery Game Challenge 2017 FAQ’s
- Grocery Game Challenge RULES: Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible. The rules have been updated for the 2017 challenge year.
- Do I have to be Canadian to post my Grocery Shop?: No, you don’t have to be Canadian to post your shops. We have fans who post their grocery shop who live all over the world.
- What is the monthly prize and who can claim it?- The monthly prize is a $10-$20-$50 PC Loblaws Gift Card and for our out of country friends it’s $CDN via PayPal. Please see GGC rules.
- When does the Grocery Game close each month?: The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month but you will still get a ballot when you post your shops even if they are late but I encourage you to stay on schedule. If you choose to post monthly or bi-weekly you will only get 1 ballot for that shop. It’s a proven fact the minute we stop doing something that is scheduled that we end up forgetting to do it altogether. Don’t let that be you! You can post your shops all month-long.
- Does your Grocery Budget include health and beauty and laundry products?: No, our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. As of 2014-2015 we no longer include such items in our grocery budget so we can see actual food numbers at the end of the year in order to plan accordingly our budget.
- Do you stockpile food? We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any longer as we found we weren’t eating it fast enough. Stockpiling is still great and just one way to help cut your budget to save money if you do find items that you can buy in bulk at a sale price.
- Canadian Coupons:Where can I find Canadian Coupons?: Here are your latest Checkout 51 offers that you can use to help you save money in the Grocery Game Challenge. There are many great Canadian Couponing websites online that share weekly coupon match-ups so you can plan your grocery list.
- Best Coupon Apps: Coupons are slowly fading with mobile coupon apps being the big rave these days. Just recently the popular coupon site Save.ca that mailed coupons to households has gotten involved with the addition of a new mobile Save.ca app joining forces with the many other coupon apps available. If you find an app that I don’t talk about please let me know as they are always being added and I’d like to review them.
- What is the Best Flyer App- We use Flipp on our Iphone so if you wan to have all your flyers in one spot download Flipp from the Apple Store or get it on Google Play.
- What is an FPC?: An FPC is a free product coupon which means you can get a free product as described on the coupon.
- What is GGC?– The Grocery Game Challenge of course!
- How Do I Know what stores accept coupons?: If you are not sure it’s always best to call the store and ask.
- How Do I Grocery Shop?: I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.
Nobody is perfect, heck we struggle with this part of our budget like many people do. This is why the grocery game challenge was created back in 2012 and is one of the most popular hang out spots for people who want to save money on groceries in Canada.
If you’ve just joined The Grocery Game Challenge 2017 get ready to look at your grocery budget by learning…
- Where you are spending money
- How much money you are spending
- How much money you are saving every month
If you want to learn everything I know about grocery shopping in Canada check out my Ultimate Grocery Shopping Guide! It’s FREE!
If you know a topic that should be discussed send me an email. If I use your topic I will put your name in a draw for a prize at the end of the year.
You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!
Welcome to The Grocery Game Challenge 2017!
Are You New To Canadian Budget Binder?
- Follow Me on Social media by clicking any of the buttons below on the blog.
- Check out my new Free Recipe Index
- If you like FREE then click this link for my FREE Excel Budget Spreadsheet and all my Free Money Saving List
- Don’t forget to Subscribe to Canadian Budget Binder by Email to get my daily email. Once you subscribe you MUST VERIFY your email account so check your spam folder and inbox for that email! By Subscribing you get all the inside scoops first plus any new finance tools and tips.
- If you notice and broken links or errors please email me or leave a comment below.
- Note some links used in this post may be affiliate links