Welcome to Canadian Budget Binder (CBB), come on in and see why you want to become part of one heck of a team. We like to have lots of fun here while understanding the importance about money and finances.
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What Is Canadian Budget Binder?
Canadian Budget Binder essentially is a virtual binder filled with life topics surrounding personal finance. If it has to do with money, we talk about it at CBB. I believe that anyone can use a budget and should if they want to get on track with their personal finances.
Every category in a budget represents a part of our lives so we talk about each of these categories of life. As CBB continues to grow it expands on topics that Canadians want to learn about because this is what they are asking for.
I also host the popular Canadian Grocery Game Challenge which has seen many fans lower their grocery budget and so can you! This is your chance to take control of your spending and we’re here to help.
You can Join the Grocery Game here for FREE… Check out how one couple Jen and Ken changed their life by using my budget and playing The Grocery Game Challenge and so can you! If you have the motivation to get out of debt and get on track, anything is possible.
If you still don’t think it’s possible to save money and pay down debt another fan went from spending $1100 a month on groceries to $600 a month in 6 months or Tony who paid off $100,000 of debt by spending less than he earned and paid off his families debt.
Don’t give up hope!
Working together to build a place that is safe to be yourself! That is what sets us apart from all the rest. We care, we listen and we want to share your voice. We don’t criticize we try to learn from everyone’s life experiences, that’s CBB!
We’ve all made mistakes in our lives and continue to make them even though we try to make positive changes. You can fail here, but we are here to help pick each other up so you can work towards reaching your goals.
Inside Canadian Budget Binder
This is only a highlight of what you will find when you open Canadian Budget Binder and turn the pages;
My 10 Step Budgeting Series detailing how we designed our budget and how you too can use a budget.
- Free Money Saving Tools
- The Grocery Game Challenge Canada **Popular Weekly Challenge**
- Grocery Shopping In Canada
- Fan Success and Inspirational Stories
- Canadian Real Estate and Mortgages
- Importance of Saving and Budgeting
- Debt Reduction
- Gardening, DIY, Home Maintenance
- Frugal Tips, Handy Tips
- Book and Product Reviews
- Retirement and Investing
- Canadian Couponing 101, Coupon Match-ups, Checkout51
- Food and Frugal Recipes
- Relationships, Divorce, Newlyweds,Weddings, Parenting
Who Is Canadian Budget Binder For?
Canadian Budget Binder is for fans of all ages from all over the world who want to learn about personal finance and living a frugal life. Personal finance is such a broad topic it’s nice to get the perspective of different age groups who have different life experiences.
Who is Mr.CBB?
I’m Mr.CBB the young (ish) British guy who shares his inspirations with you, the fans. My name really isn’t Mr.CBB but since I post our actual budget and our actual Net Worth Updates I choose to stay anonymous but if you really need to call me a name you can call me Mo!
I’m from the UK and a permanent resident in Canada and I love my life here in Ontario. I bought my first house at the age of 21 then my second at the age of 24. I’ve always been fascinated with personal finance, learning to make money and watch it grow while combating debts along the way.
Yes we have had debt, yes the wife had OSAP and car loans that put saving on the back burner for a while. We also know what it’s like to start our lives as Newlyweds and for me in a new country.
Our Story In a Nutshell
We saved our money from a young age and went on to have part-time and full-time jobs throughout the years into College and University.
We were fortunate to grow up in families who taught us the value of money and to save for what we wanted. We both feel teaching children about money at a young age is critical to their future.
After we were married we continued to save so we would have enough money to pay for a decent down-payment on our Canadian home. We didn’t want to be house poor getting a mortgage the bank said we could get so we took time looking for the right house to call home that didn’t break the budget. We were able to put down 32% of our mortgage, pay off 2 newer vehicles and our education.
In June 2013 we will be mortgage free just 4 years after purchasing our home. We hope to start investing aggressively in our retirement funds, save for renovations and some well deserved holidays. We also hope to potentially purchase an investment property and work on earning passive income.
In my spare time I enjoy reading, DIY projects, gardening, cooking, nature and the outdoors, hiking, keeping active, basketball, soccer, running and meeting up with friends and family.
Life hasn’t been easy but it also hasn’t been as difficult as it could have been if we didn’t learn to save and live a frugal lifestyle.
I’m here to tell you how and what we did to get where we are in hopes of inspiring others to make a change and share their voice like I am today.
So, please won’t you join me here with our many fans from around the world and share your voice! Let us learn from each others experiences so we can all make money work for us and not against us.
Don’t be shy, I’ve introduced myself now introduce who you are and where you are visiting from in the comments below. Why do you want to budget and save money?
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Canadian Budget Binder is for entertainment purposes only. I (Mr.CBB) am not a Financial Advisor and all information on my blog is of my own opinion. You should contact a professional to help you make the informed decisions for your particular financial situation at all times. I am not responsible for any information you chose to use from my blog in your personal or financial life.
Please read my disclaimer/terms and conditions
All content in the websites or blogs linked here at Canadian Budget Binder are solely at the discretion of the authors of the individual blogs – the linking of those blogs to Canadian Budget Binder is NOT an endorsement of any content, recommendations, or advice in those blogs.
Photo Credits: Canadian Flag 123rf
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- Are Frugal Men Sexy And How To Potentially Spot One? (canadianbudgetbinder.com)
- My Childhood Shaped My Financial Future (canadianbudgetbinder.com)