I Act Poor You Act Rich, We’re Both Liars Until The Movie Ends

YOUR MOVIE STARTS THE MINUTE YOU CHOOSE TO PLAY THE LEAD ROLE   Have you ever noticed that there are people who have money but never talk about it and others who have nothing and boast about their wealth? Yes, me too and I believe the reasoning behind this starts with the person inside and the role they choose to play. Stop for a moment and think about what you would like your movie trailer look like when you look back on life? Your life is a movie and everyone’s watching but only the people who choose to watch and often it’s the people you wish would just fall asleep in the theatre. Sometimes we think more people invest in the person we’ve become than there really is. Just because you glam, frost or suit up doesn’t mean you’ll attract the attention you believe you should. In fact it may just see you waiting in line at the food bank for your next meal if you don’t wake the hell up. They say that to become rich you have to be making money in your sleep and that’s how it’s done. I know a few people who go to bed […]

grocery game monthly challenge

Free Printable Checklist Of Common Spices For Your Kitchen : The Grocery Game Challenge 2018 #3 Mar 19-25

SUPPLY YOUR KITCHEN WITH THESE FAMILIAR SPICES AND ADD A SPLASH OF FLAVOUR TO ALL YOUR MEALS   Having common spices on hand that many recipes call for is one of the smartest and most inexpensive ways to flavour your dishes. It’s that time of year when we do a full spice cabinet wipe and clean along with an inventory of what we have on hand or need to replenish. Get your FREE Printable Common Spices Checklist below!!   Storing Herbs, Spices and Extracts   My father-in-law would make sure his organic herbs were properly dried in parchment paper and sat in a box that resembled a pop case. He’d dry the herbs in the basement on a long 8 foot table during the winter and eventually he would have boxes of herbs to use. There were always herbs hanging upside down from the ceiling as if there were bats in the house. “Be careful what you walk into”, he used to tell me if I would go down to grab something. Once dried always store your spices in a dry space such as a kitchen cabinet where moisture won’t have the opportunity to get inside. Having a good kitchen […]

How Spring Cleaning Helped Us Uncover A Hidden Pot Of Gold : The Saturday Weekend Review #251

SELL DUST FOR CASH WITH SOME GOOD OLD-FASHIONED SPRING CLEANING   Don’t wait around for your pot of gold because the only way to fill your pot with cash is to get out there and make it yourself. Let the green of St. Patrick’s Day today inspire you to start spring cleaning your home for some green of your own. Many people go chasing the pot of gold at the end of the rainbow not realizing they have a pot right under their nose, at home. It’s time to clean up the cash you having lying around the house and put it back where it belongs, in the bank. A deep spring cleaning includes more than just wiping walls, cleaning cupboards, windows and the outside of your home. One of the most dreaded chores but most rewarding is a thorough spring clean-up that uncovers ‘stuff’ you haven’t used in months or even years but has worth to it. If you put it for sale online you’d likely find a buyer and recoup some of the money you spend buying the product. It’s amazing how many people tell me they are broke yet they have loads of stuff around their house […]

10 Wealth Strategies: How To Train Your Brain To Think Rich – Net Worth Update Feb 2018 (+0.69%)

TO THINK RICH YOU NEED MORE THAN JUST IDEAS! We went from nothing to simple millionaires in 40 years by going to work and saving our money! It took us a long time with plenty of ups and downs but with the wealth of knowledge available today YOUR rich can be done even faster. Can you remember a time when you earned (first job, first career, extra cash), won (Bingo, Jackpot, Contests etc.) or was given money? I can. Perhaps you can recall the feeling that electrified throughout your body as if you had just eaten the biggest most delicious dessert in the world. (that would be brownies for me) Some may describe it as a money high filled with excitement or thrills that lasts until you do something with that money. It’s almost as if a bit of stress is allowed to fall from your shoulders depending on the situation it is feeding. This is the feeling you want to have every day and it’s called financial peace. In order to get to this point you have to train your brain to think rich. This type of mindful financial education comes with a full buffet of rules set out […]

grocery game monthly challenge

First-Class Grocery Receipt Pricing Errors You Might Be Missing : The Grocery Game Challenge 2018 #2 Mar 12-18

PRICING ERRORS AT THE GROCERY STORE GO BEYOND THE SHELF-PRICE   Your grocery shopping trip is not over until you’ve read your receipt and are happy with what you see. We’ve created our own consumer pricing policy in the CBB household and that is to make sure we don’t pay more than we should be, EVER.   Grocery receipt errors are more than just watching for the wrong price which most but not all consumers are aware of which is why reading your receipt is Step 1 in saving money at the grocery store. Over the years we’ve conditioned ourselves to look for pricing errors and for those stores that do offer what many of you know as The Scanning Code of Practice this can mean free product. No one wants to believe that a store is being dishonest and in most cases errors that do happen are human errors. This means both the consumer and the grocery store are at fault, not just the grocery store. The pricing errors don’t just stop at the wrong price though even though we’ve come to depend on price checkers that I believe every store should have available for customers. Most people won’t […]

Financial Empowerment Tips For International Women’s Day : February 2018 Budget Update

EMPOWER YOUR FINANCIAL INDEPENDENCE AND CONTROL YOUR MONEY   Today, March 8th is International Women’s Day and it just so happens to be perfect timing that a report was released by a national survey commissioned by the Financial Planning Standards Council (FPSC). Financial empowerment is so powerful that only YOU can help start and grow your knowledge. Survey says…Women need to do some serious financial homework. After surveying 1000 Canadian women last month about financial struggles it revealed that roughly four in ten women don’t even know their credit score.  Also uncovered was that a majority of women have at least one struggle when it comes to their finances. What this means is that you may be knowledgeable in one area but fall short in another. Related: Get your Credit Report, It’s Free Canada. Never rely on anyone but yourself when it comes to your money.   Learning finance the hard way   Just this past week my father-in-law passed away and to say that their finances were even a smidge in order would be an understatement. Both of them have little to no knowledge about finance and budgets, never negotiate bills or interest rates, over-draft is in full-swing and […]

grocery game monthly challenge

13 Food Items That Do Not Require Refrigeration : The Grocery Game Challenge 2018 #1 Mar 5-11

ENJOY THE QUALITY OF FOOD THAT YOU PAY FOR WHETHER YOU GROW IT YOURSELF OR NOT   I have to admit before I met my wife there were food items I thought needed refrigeration but really, they didn’t. Growing up you may have learned about food storage in home-economics class, reading books/magazines, cooking shows or your parents shared their knowledge with you. If you grew up on a farm you probably know more than your friends do and sometimes I’m envious of the farm friends I have because they know so much about the earth and how foods grow. I do have a green thumb but need to find time to get back at it. In the meantime I’m foraging when I can and will continue to do so all thanks to my father-in-law who taught me where to look for mushrooms, asparagus, herbs and berries in Ontario. There are so many foods you can forage but even then you must know how to store food items or risk wasting them or losing valuable nutrients and flavours. Coming from a gardening family Mrs. CBB had a dad who knew exactly how to store food items that he grew in his […]

How To Test Budget A Mortgage Before Buying A Home : The Saturday Weekend Review #250

LIVE LIKE YOU OWN THE HOUSE BEFORE YOU BUYING   Think about the above statement for a moment and ask yourself how that may have changed your past or current budget before buying your home. You may find that had you created a test budget before that purchase you may have noticed that you shouldn’t have spent so much. Typically you wouldn’t hear me say anything about using a test budget because a budget is a budget, however there are times when pretending to budget comes in handy. Forget about the word pretend for a moment and consider the reasons why you would want to prepare a test budget and how it would benefit you as a potential homeowner. Can I afford the house Can I afford the house Can I afford the house   Start Young Finish Free   I often like to believe that anyone who starts learning about finance from a young age will have basic knowledge to make financial decisions that may not impact their lives the way someone who did not. This is why I urge parents to teach themselves about finance FIRST and pass that knowledge on to their kids. Even then there are […]

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