grocery game monthly challenge

The Grocery Game Challenge April 30-May 6-Coupon Savings!

This weeks Grocery Game Challenge is all about coupons. Every Thursday evening the flyers arrive at our door and we sit down to take a look at what’s on sale for the week. Although we don’t actually figure out what we will buy until Sunday (this is the day we set aside one hour to do coupon match-ups and our shopping list) we like to make sure we are organized to cut down on time spent on this task. One way is by utilizing not only the flyers but coupon match-ups which are completed weekly by my mate at Save Big Live Better. I thought it would be a great idea to post Save Big Live Better’s Weekly Coupon Match ups here for you to design your shopping list. Once you have your grocery budget for the week and your coupons you are now ready to rock and roll.  I find the match up list easy to use and saves us alot of time, and time is money right? The Grocery Game Challenge runs Mon-Sunday each week so the match-ups will reflect what’s on sale in that flyer rotation. So hopefully the coupon match up I add weekly to The Grocery […]

Time for a change?..DIY Oil Change That Is! Save $$

By: Canadian Budget Binder Is it worth doing your own oil change? Mr  Lube, Jiffy Lube, Canadian Tire, Economy Lube, there’s more places to change the oil and filter than my vehicles can handle in a 12 month period.  Not all, but most around the $53-$55 mark, that’s for an oil and filter change (my truck takes 5w20 synthetic). Our other vehicle would be around $35-$40, except this time it’s using 10w30 conventional oil. Some lube companies use their own filters, some places use bulk oil (cheaper) and depending on your maintenance schedule and your driving habits you could be back another 3 times during the year. The harder you drive it the more you’ll be caring for it Yes, you can Save $$ Money$$ if you know how to change your own Oil and Filter! I do my own oil and filter change, I use premium filters and premium oil. My engine maintenance schedule calls for 6,000 miles or 6 months (whichever comes first) for one and 5000 miles for the other (under ideal conditions)……both vehicles are lucky if they get 5,000 km annually. So maybe I maintain them a little too much?!? Truck $6.19 for one filter + […]

Mr.CBB’s Hot Chip Burger Buttie- $1.32 Per Serving

No, you are right this “Hot Chip Burger Buttie” is not the healthiest meal around but it is a nice little treat once in a while. Sometimes we like to splurge in the CBB kitchen as we eat fairly healthy all week-long and live and active lifestyle. You may think this splurge will cost you money in the grocery budget, it won’t cost you near as much if you were to eat out vs eating in; trust me when I say you can cook at home for much cheaper. Just think if you went out to a restaurant instead of cooking this at home what it might cost you. It’s not as costly as you think… read on! When we are feeling in the mood for something hot, gooey and oh so good, we turn to the “Hot Chip Burger Buttie“. We came up with the name for the shear fact that we both grew up eating something similar and thought it was a great way to reminisce of memories in the kitchen when we were younger. Putting chips and a burger in a sandwich is a great way to enjoy traditional burger and chips (fries). We decided to make baked […]

5 Exercise Methods That Cost Absolutely Nothing!

Guest Post Not everyone thinks of the simple exercise methods they can easily do at home costing them nothing at all. As the summer approaches, everyone steps up the effort to start looking a little bit better. Over Christmas and New Year’s we’re known to indulge in a few things that aren’t exactly beneficial for our weight, so the few months after are always a struggle to get back into shape. The best way to do this is to eat properly and exercise. Many people join a gym, but some people don’t have the money  or the time do be doing so. Here are 5 great ways to exercise and lose weight and save money at the same time. Running/Walking The most obvious and popular method is going for a run. On my way to work, I’m constantly having to shift over for runners to get past me. On average, a person can expect to burn 700 calories with an hour of running – so if you can keep to a balanced diet, that’s a pound lost every 5 days (3500 calories to a pound). It’s free and can be done pretty much anywhere. If you’re like me, however, and don’t like […]

Get Smart With Your Smart Meter!

Get Smart With Your Smart Meter! By: Canadian Budget Binder Everybody’s got ’em, some have ’em working already, others will be starting in May 2012 and most already hate ’em. You guessed it, I’m talking about the new TOU (Time Of Use) Smart Meters. Although not a new concept in the grand scheme of things, they’re here whether you like it or not. There are other countries that have had a variety of  “time of use” schemes for years.  I can remember as a child in  England me mum always had the hot water on a timer coz of “Economy7“. Having cheaper electricity at certain times of the day has been natural for me, but for the Canadians I know it’s quite the sore point. What’s the problem? Well the Canadian climate for starters isn’t exactly stable, where swings of 70 degrees Celsius between summer and winter exist. Heating and Cooling the house is a major player in the bills department. What did I do? For starters I got rid of my old Mercury switch thermostat and replaced it with a 7 day programmable. I can set the thermostat warmer for when the fans kick in on cheap rate, then have […]

grocery game monthly challenge

The Grocery Game Challenge April 23-29 No Shop Week

  We are in our last week for April’s Grocery Game Challenge.. how well have you stuck to your Grocery Budget? This week is our No-shop week however we do have a few FPC’s we need to use up so we will be heading out to take advantage of these. Do you have a No Shop week in your Grocery Budget? We started the No-Shop week to keep us out of the stores one week out of the month. We try to simply avoid the flyers and do other things during the week. It doesn’t always work out but for the most part we have  a plan in place and work towards our goals. If we spend any money this week I will update it here. We are already slightly over budget so we have to be strong this week. Recap Last Week Total Shop for the Week for all this is $84.25-$75.32= $8.93 overspend for the month of April. Not bad considering all the milk we bought this month.. I would say we did exceptionally well!! Most of the food here is for our student exchange program in the summer! The cases of water are not pictured. +$10.00 spending card from […]

Top 3 First Time Home Buyer Mistakes!

Top 3 First Time Home Buyer Mistakes Everyone who has bought a home has been through it, the scary, nervous time of learning a new language, relying on strangers you don’t know and making massive decisions you are sure will ruin your life.  All this while getting opinions from everyone you have every known whether you want them or not! Despite all this there is an upside…you also get to have you own home! In the hope of helping those who have not gone through this “rite of passage” to home ownership, I want to share with you some of the most common mistakes people make and how to avoid those yourself. #1.  Most people don’t work out what their budget is. You are on reading this here on Canadian Budget Binder, so I am sure you have done one by now, but you would be shocked how many people are not even aware of what they can afford, let alone what their plan is, other than wanting a home.  A detailed budget and plan of potential costs is a must to start this journey.  Staying with it is a key to living happily ever after! #2.  Little or no […]

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