The Frugal Basics-Convenience Costs!

SPEND YOUR MONEY WISELY   I’ve been taught many lessons on how to be a frugal girl, but one of the biggest lessons that I learned on my own was that convenience costs.  It costs big time and living frugally has improved my belief in keeping it simple.  Anytime you make it easier and quicker, it also makes it more expensive. Have you seen the price of food? Manufacturers are cashing in on our laziness and that we have next to little time these days. I’m  often asked “How do you save money” and my mind races with ideas to share. I’ve figured out for myself that if I spend a little time each day I have off work I can do things that save me a good bit of money. Not a little, but over time a lot. It also saves me time in the long run because if I think far enough ahead, I don’t have to make these things again for a while.   Convenience 101- What I’ve Learned   Making My Own Cleaners By the time you clip your coupons, look for sales, run to the store (or several stores) and then get home unpack and eventually […]

grocery game monthly challenge

The Grocery Game Challenge May 21-27-What’s Your Best Score?

  No hockey isn’t the topic of this post and I truthfully have no idea how the game is played. Perhaps I should ask my readers for some tips on the great Canadian Sport and maybe visit a game one day in Toronto,Ontario. Yet Another week is upon us which means more money-saving in the grocery budget, so we hope. Let’s see how creative we can be with the rest of our budget. I think we’ve done well this month especially keeping away from any convenience foods. It can be difficult to do because we come to rely on quick meals but now we have to meal plan and think ahead. We now have chives, spring onions,rhubarb,lettuce and mint in the garden that we have been using daily. What else are we growing? We have tomatos, green  peppers,radishes,figs,spinach,parsely,raspberries and swiss chard growing  in our garden as well. Meal Planning I hope to blog about  how we make our family meal plan shortly but for the most part we take into consideration sales,coupons, pantry items, freezer items and fresh veg. Obviously I’ll go into more detail but for now it’s a learning phase with us just like budgeting was the past few […]

The In’s and Out’s Of A Debt Reduction Plan!

Photo Credit According to Statistics Canada the ratio of household debt to personal disposable income in 2011 was 150% up from 66% in 1980. Did you know that in 2009 two-thirds of Canadian households had outstanding debt that averaged $114,400. Is a debt repayment plan right for you? Do you need to think about credit card debt consolidation? If you have debt, then the answer is YES to a debt repayment plan more importantly if you are struggling to pay back debt to potentially consolidate. If you are struggling it is very important to let the people you owe money to know that you are working on paying them back. Let them know you have  a plan of action. Creditors want to know they will get their money so communicate with them and tell them. If you don’t they may sell your debt to another company who may charge you a bigger interest rate. Some creditors would rather make something than nothing but the third-party will stop at nothing to get it out of you. It’s also a good time to mention that at least once a year you should order your free Canadian credit report so you have it in front of […]

Mr.CBB’s Carbonara with Sausage and Cheese Polenta Bake $12.75

It’s not everyday that polenta is used in our recipes but it should be because it’s an easy ingredient to work with and is a fairly reasonably priced product. It’s also versatile as you can create many recipes such as polenta fries, polenta cakes, fried polenta rounds and baked polenta chips. How To Cook Polenta Cooking polenta is fairly easy and you will likely want to use it time and again once you’ve tried it the first time. The product is simple to use as you just simmer it in a water base liquid or broth. Cook polenta until it becomes a creamy consistency like oatmeal or porridge which essentially it is to the Italians, a porridge. You will find the polenta cooking process may take a bit longer than porridge though. You can also buy pre-cooked polenta in tubes or quick cooking polenta at almost any grocery store for around $2 a tube which is the convenient alternative to making it yourself.  I might even try grilling polenta on the BBQ this summer which would be great topped with marinara sauce and mozzarella cheese. When I put together this Carbonara with sausage and cheese polenta bake I wanted to combine the […]

Mr.CBB’s Weekly Blog Post Picks May 13-18

By: Mr.CBB  Well it’s about time I paid back all the wonderful bloggers out there that mention me weekly in their blog roll. I do read many blog posts each week  some of which I’d like to mention. I’m just getting into the swing of this so it will take some time but I hope to have this post up every Friday. I’d like to pick posts  from Sun-Friday blog posts to give me some time get to read as much as I can. I tend to read posts that peak my interest and potentially those of my fans here at CBB. It’s important for me to see my fans grow their knowledge about Budgets,Investments, Savings,  the Frugal Lifestyle and of course delicious frugal recipes! If there is a post you want me to check out don’t be afraid to email me at  and introduce yourself… I’m a nice bloke I promise! So please take a moment to read some of these great posts and as always if you leave a comment please make sure you let them know Mr.CBB sent you! Share the love! A recap of Canadian Budget Binder the past week in the blogsphere……….. This week I focused on summer time […]

Ways To Save Money On Your Water Bill This Summer!

Photo Source: Mr.CBB It’s amazing the things we take for granted in Canada and around the world and water is one of them. Water is free when it rains but turn on the tap or flush the toilet and you will pay! I didn’t have a big garden back home in the UK but we definitely made use of conserving water best we could as home owners. I remember seeing business offices run out of  old homes where an office water system using the rain barrel was being used. All they needed to do was walk out the office door, fill the watering can and water the plants. You have to save money in the budget wherever you can even if you are a business owner. When the rain decides to stop and we turn on the tap money is rolling out as fast as it’s coming in. Not everyone knows the facts on water and how to conserve and save money. Today I want to go over a few ways to save money on water using simple water collection systems, low-flush toilets/shower heads and rebate programs. Rain Barrel Photo Source: Mr.CBB I noticed last spring and summer our water usage during […]

grocery game monthly challenge

The Grocery Game Challenge-May14-20 Sweeping Up Savings!!

Photo Source By: Canadian Budget Binder Welcome back to your on-line grocery shopping Game! I was unsure if we had killed the The Grocery Game Challenge budget in one blow this week and truly, WE DID! We planned our shop at several stores for this week although there was nothing over the top that we would rush out for. For the most part what we needed can wait another week or two. Here are the Grocery Coupon Match-Ups from Save Big Live Better where you can also find your source for printable grocery coupons as well as Smart Source Printable Coupons. Last Weeks Shop Left Us $2.09 to add to this weeks shop if needed…. yep we need it! $82.70-$80.61=$2.09 left to spend this week! So to start this weeks shop we have the $64.00 weekly grocery budget and the $2.09 for a total of $ 66.09 to spend this week. I want to touch on the subject of food and the budget as most people seem to forget it’s one of life’s biggest expenses. If you are not budgeting you should and like most will be astounded how much you actually spend each month on grocery items even if you use […]

Mr.CBB’s Cold Tuna Pasta Salad With A Kick

We’re always looking for a new recipe or variations for an easy cold pasta salad recipe but most times we settle for the classic cold tuna pasta salad for picnics, parties, pot-luck or back yard barbeques! When summer comes we want tasty,quick and friendly on the budget since there are so many parties to go to. I took to my Facebook page again to see what if any variations of pasta salad ingredients my fans might make of the classic tuna pasta salad. I was intrigued with some of the ideas that came up and thought of  some myself while reading such as: Tuna Pasta Salad with Peas and olives Cold Chicken Pasta Salad Tuna Pasta Salad with Bacon and Cheese Cold Tuna Noodle Salad using noodles such as spaghetti I’ve never had tuna pasta salad dressing before but a couple of my fans suggested I add salad dressing to the recipe to give a punch. All I had on hand in the pantry were 2 kinds, Italian which wasn’t what I wanted so I went straight for WOW with PC Yogurt and Asiago salad dressing. I also added low-fat Miracle Whip and Hellman’s Olive Oil Mayonnaise. Even better is if you know how […]

%d bloggers like this: