grocery game monthly challenge

How A Grocery Store Scammer Gets Away With It : The Grocery Game Challenge 2017 #3 Sept 18-24

AWARENESS OF THE UNDERGROUND WORLD OF SHOPLIFTING AND THE COSTS TO CUSTOMERS AND RETAILERS IS NECESSARY   Scammers are a huge financial loss for grocery retailers across the country and unless there is an awareness most of it falls on a blind eye, at least at the consumer level. The past 10 years Mrs. CBB and I have worked hard to save money at the grocery store and scammers make it difficult for frugal-minded shoppers to keep up with increased prices and loss of programs aimed to help shoppers save. Is shoplifting an addiction? I guess it can be if the scammer believes they can’t stop or doesn’t know how to. The thrill and the savings becomes a hobby rather than a need. I was not shocked to find a 2014 Shoplifters Anonymous Tumblr blog based out of Toronto which shares stories and tips from scammers on how to get free stuff. It’s hard not to read it all because humans are naughty by nature and want to know even if they don’t want to participate. When coupons were the hottest thing going there were coupon men and women who became greedy and ruined it for everyone else. It may […]

Ricotta Eggnotta Italian Style Deep-Dish Crustless Quiche

A DELICIOUS EGG RECIPE FILLED WITH PEAMEAL BACON, RICOTTA CHEESE AND CHIVES THAT WILL PLEASE ANY CROWD   The Ricotta Eggnotta Deep-Dish Crustless Quiche is like no other because it’s made in a spring-form pan which gives it lots of height and plenty of plate porn for your guests. When a dish looks and smells delicious you will find you end up with an empty plate almost every time. This is that dish. I’ve loved a good Quiche ever since I can remember and my mum mad them often but with a pastry crust that was flakey and buttery. What I wanted to do is break the crust and pie-slice size Quiche that is tradition and bring it to new heights. (no pun intended) ha! The second reason I wanted to make this deep-dish crustless quiche is because it is a low-carb, keto recipe that I created for the family so my wife can also enjoy it.   Melt that cheese chef   Just last week I watched a video online where a restaurant topped their nachos with fried melted cheese which gave me this crazy idea to do the same with my deep-dish crustless Quiche. The Ricotta Eggnotta is […]

How To Be A Successful Money-Maker Instead Of A Money-Talker : The Saturday Weekend Review #236

THERE ARE WAYS TO BECOME SUCCESSFUL AND IT STARTS WITH BELIEVING IN YOURSELF OTHERWISE YOU’RE JUST WASTING YOUR TIME.   Honestly, I don’t think I’ve ever been a money-talker because I’ve had the money-maker motivation from a young age. If I talk about money these days it’s on this personal finance blog sharing our successes and failures. Essentially I’m in the mode of helping others become successful at whatever they choose to do. Becoming a money-maker is not as hard as you think especially if you know how to listen to others who have become successful because they’ve already crossed that bridge. A successful person always believes that they can have a better future considering where they came from and where they want to go. A successful person doesn’t do things on a whenever basis, they are consistent and make sure that what needs to get done gets done. This may mean giving up a couple of hours on a Friday night to make sure the budget is up to date or balancing the books. You have to make the time to be successful and you might even say that your business sense is always turned on even when you […]

Happiness Has Become My New Rich : Net Worth Update June-Aug 2017 (+0.43%)

BE THAT ONE PERSON WHO PUTS HAPPINESS FIRST AND YOU WILL FIND THE GOLD YOU TRULY SEEK.   The richest man or woman is the one who believes that happiness comes before money. In a sea of unhappiness because of job loss, minimum wage, health and all things related to money be that ONE person who puts happiness first. I knew the time would come where I’d have to write a post like this and tell everyone, we spent a large amount of money. Don’t worry I’m not crying over financial loss rather I’m jumping for joy because I understand more than ever what happiness is. I talk to many people daily while networking on social media many of which are not rich in numbers but seem to be content. They don’t have everything they’d like to have but they get by and still manage to have a laugh and create fun instead of buying it. You don’t have to sail around the world to be happy, only YOU can do that. Money doesn’t buy happiness, bla, bla, bla. I know you’ve heard that and it is the single most smartest thing I can agree on in personal finance. My […]

grocery game monthly challenge

How Thieves Scam The Self-Checkout System : The Grocery Game Challenge 2017 #2 Sept 11-17

IT’S NOT WORTH CHEATING THE AUTOMATED CASHIER   Should customer service workers worry about shifts in the job market with more stores introducing self-checkout systems? I’d believe so because the more we automate the less we will need human interaction although there will always be customers who pass on technology for a traditional checkout with a cashier. Will self-checkout systems replace jobs as technology moves forward and the crunch of cost-cutting and increased minimum wage blanket consumers and retailers? Possibly and we’re seeing self-checkout systems pop up just about everywhere. Questions upon questions which can only be answered as time goes on and not only from the customer and employee perspective but also the companies that introduce the self-checkout system. If keeping costs lower is the name of the game for a company they most likely would do it especially if that means lowered costs to the consumer. Most often this is just a dream but noteworthy. Stores with the self-checkout system seem to be on the rise in Canada with Walmart, Home Depot and just about every grocery store following suit. With the rise in minimum wage topping $15 in Ontario we are hearing more shops are aiming to […]

Super-Fast KETO Mug Biscuit In 90 Seconds

STOP WHAT YOU’RE DOING AND MAKE THIS OUTRAGEOUSLY DELICIOUS KETO MUG BISCUIT   You most certainly can make a microwave Keto mug biscuit in 90 seconds and the best part is you can dress up it any way you like. Mug recipes are great because you can portion control what you want to eat so you’re not itching for another slice or two. Mrs. CBB was hankering for some low-carb bread but we hadn’t made a loaf so she went without. Mrs. CBB without bread is like that mid-day chocolate high that softens stressed out employees to get them through the rest of their workday. Yes, she loves her bread but not all the carbs that comes along with traditional bread made with white flour. That’s when she asked if there was a way we could make a Keto mug biscuit in the microwave similar to the many low carb mug cakes we’ve concocted over the past two years. So like any good husband who wants to avoid the afternoon tummy rumbling carb rage I went to work creating this Keto mug biscuit for her. She helped but mostly with the eating part and I did my fair share as […]

Debt Free Mom Admits Becoming A Thrift Shopping Shopaholic : The Saturday Weekend Review #235

SPENDING MONEY NO MATTER WHERE YOU SHOP IS STILL SHOPPING   I can count off the top of my head about 6 thrift stores near me and we go to all of them at least once a month. Sounds shocking but it’s not especially when we are looking for something we need. Most often it’s clothes, craft supplies, CD’s and kitchen items. On occasion we find furniture or home decor but we really don’t need any of that stuff any longer. Shopping online sites like Kijiji or Craigslist is just as naughty as shopping secondhand because most often items purchased are well-loved  or deeply discounted by the owner. Thrift shopping online can be far more dangerous than going into the shop because you can do it from the comfort of your home. Sarah a mom of 2 young boys emailed me looking for some advice to help her curb her obsession with thrift shopping. She’s not alone in her plight to cut costs yet over-spend buying used and in some cases brand new items with or without tags. Here’s her story… Dearest Mr.CBB, My name is Sarah and I live in Hamilton, Ontario with my husband and two boys aged […]

Should You Have More Than One Income Source? : Our August 2017 Budget Update

MORE THAN ONE INCOME SOURCE DOESN’T MEAN YOU HAVE TO TRADE HOURS FOR MONEY PROVIDED YOU KNOW YOUR OPTIONS. Someone asked me the other week how I was going to adjust to having only one income source now that I’ve resigned from one of my full-time jobs. I responded by saying that it won’t bother me one bit, at least not right away. Why? I can finally breathe and try to get my life back on track because I felt like I was on autopilot for all those years even though I enjoy what I do. Thankfully we have income sources that earn us some extra income such as this blog and our retirement investments, but are they enough? That depends on how much money we’d like to make and without much effort. Unfortunately the blog does take lots of effort so we do have plenty of room for improving our income source options. Having more than one income source sounds draining especially when you’re already working full-time and any available overtime. Some couples only have one income source because either/or become a stay-at-home parent until their children are in school full-time. My mum did this while my father worked in […]

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