grocery game monthly challenge

How To Create A Master Food List To Slash Expenses : The Grocery Game Challenge 2018 #2 Jan 8-14

YOUR GROCERY SHOPPING EXPENSES AREN’T GOING TO BALANCE WITHOUT A MASTER BEHIND THE PLAN   Easing into the grocery budget process by testing the waters for a few months with a Master Food List might just be YOUR ticket to food shopping success. If you’re anything like me when I was single I would tend to create the same recipes over and over only because it was easy, saved time and kept me from lingering around the grocery store. Once I got married we decided to become a lingering grocery shopping couple who had a frugal mindset yet we were and still are working on cutting back on roaming. This got me thinking the other day how easy it is to overspend when grocery shopping even if you have a meal plan and a shopping list. Besides having a focused mindset when in the grocery store it’s important that you stick to a food list that offers your meal plan all the staples. In the UK my list would have been small, certain vegetables, milk, eggs, cheese, pasta sauce, tortellini, sardines, bread, butter. I was and still am a simple guy but once I got married, EVERYTHING CHANGED! Our diet […]

Soft Baked Low Carb Keto Pretzels To Go (Step By Step)

KETO SNACKS ARE GREAT TO HAVE ON HAND WHICH MAKES THESE LOW CARB PRETZELS A WINNER!   These aren’t your ordinary homemade pretzels loaded with carbs, nope they are a delicious Soft Baked Low Carb Keto Pretzels that are a must-try. Don’t get discouraged by the rolling and twisting of a pretzel because let me tell you a little secret, it’s incredibly simple to do. I will show you below in the photos step by step just how easy it is to twist a pretzel into shape.   Flavoured Keto Pretzels   Not only are these Keto pretzels soft with a crunchy exterior with bits of sea-salt they are gluten-free pretzels. If plain tasting pretzels aren’t your thing don’t think twice about adding spices to your pretzels either. Flavoured pretzels are the bomb and taste delicious on their own or dipped in your favourite soup or chili. Some of the best flavoured low carb pretzels we’ve made have added onion powder, garlic powder and we’ve even made keto cinnamon pretzels. I know right? Pretzels are the perfect homemade handi-snacks for work or school which makes them easy to transport in a bag.   Keto Snacks to-go   Snacks are one […]

5 Examples Of A Wealth Mindset To Inspire You In 2018 : The Saturday Weekend Review #247

Building wealth from scratch takes more than just Money   Who wants to become a millionaire these days? Not as many people as you think because they are working on becoming debt-free before anything else. You must understand that to reach your top-level of financial success you must carry a wealth mindset wherever you go and with whatever you do in life. Sounds like lots of work BUT if your goals especially for the new year are to smash debt, build investments and increase your income you simply can’t spend without mindful habits of the rich. Why the rich? Last year I published a post about Rich being my new Happiness and I wrote that to remind myself and others that YOU define rich, not anyone else. I wasn’t shocked to see how popular that post became only because most people are getting rich shoved down their throats these days. Never-mind becoming rich, I just want to become debt-free. For most people this year will be a year of finding even more ways to save money because budgets are getting tighter, employers are laying off or shutting their doors and minimum wage has gone up and so will everything else. […]

How To Fight Credit Card Debt With A Balance Transfer Option

A BALANCE TRANSFER MIGHT BE THE OPTION THAT WORKS FOR YOU   Ah, the New Year, a new perspective, a new way of looking at things in our lives. For lots of people the New Year means making resolutions or promises to themselves to stay on track with their goals. Maybe your New Years Resolution is keeping that promise to yourself about quitting smoking and saving money at the same time or just saving money, online trading, starting a budget or starting a new career or second job. Beginning your year with a monthly budget can be a great start to tackling your debt. We’ve been using a budget for a number of years now and track all of our income and spending which includes asking for receipts. Sounds a bit boring but in part this is what allowed us to become debt free before we were 40 years old. Ultimately whether we had debt or not our budget allowed us to see what’s costing us more than it should and to adjust our spending habits to compensate for it. Related: How to create a results driven budget for 2018 I’m not going to lie to you, having a second […]

grocery game monthly challenge

Grocery Budget Basics: 5 Must-Read Tips About Your Food Expenses

CONTROL THE FOOD EXPENSES YOU CAN AND FORGET WHAT YOU CAN’T   For anyone considering tackling their food expenses I encourage you to read my Ultimate Grocery Shopping Guide along your journey starting with the critical budget basics I’ve detailed below. If you’ve just joined The Grocery Game Challenge 2018 get ready to look at your grocery budget by learning; Where you are spending money How much money you are spending How much money you are saving every month With the minimum wage increase to $14 in Canada many shoppers will start to notice food cost increases across the board. Notices are already popping up at fast food restaurants letting customers know that prices are on the rise. That’s not really any concern to you unless eating out is your thing but certainly means consumers are going to see price hikes everywhere. I’m assuming since you are here to grab hold of your food expenses that eating out is not a top priority on your list. If eating out is the problem then you’ve come to the right place. Related: Ontario restaurant owner earning less than his employees with minimum wage hike That being said, your food expenses are still […]

You Won’t Believe The Year CBB Had In 2017 : The Saturday Weekend Review #246

THE GOOD, THE BAD AND THE UGLY SIDE TO OUR BLOGGING JOURNEY   I’m not sure if magical is the term I’d like to describe 2017 for Canadian Budget Binder like it was in 2015-2016 but I will say it was challenging and we conquered it. We may not have reached all of our blogging, personal and financial goals but there was no way in hell we were going to give up, and we didn’t. There is no good, bad or ugly to CBB rather we tend to view it as opportunity to do better, learn from our mistakes and take on new challenges. I’ve grown so much as a blogger over the years and the most important thing I’ve gained is a reminder that this blog is MY opinion. I don’t get bothered as much when people say what they want to say like I used to. You can take it, or leave it. Isn’t this the way we should look at most things in life? If it adds value stick around but if you’re not willing to change your financial situation or don’t care then leave it. One of the coolest things we did in 2017 was take […]

How To Create a Results Driven 2018 Personal Budget Plan

A BUDGET IS NOT JUST ANY BUDGET, IT’S YOUR BUDGET   At the end of each year and during the first month of the new year I often get social media bombed by readers of this blog about creating a personal budget plan. This is great news though because it tells me two things; You want to learn more about budgeting You care about your money It is often this time of year when debt weighs heavy on people because we’ve just finished Christmas and the new year signifies fresh beginnings. I feel as a finance blogger who specializes in budgeting, debt and frugal living that I should always send out a yearly reminder about the importance of budgeting for everyone. This is why financial and personal goals start at the beginning of the year for most people at which time they are 100% committed, for a minute and then forgotten. Don’t lump yourself in that pile because you’ll never get ahead without that drive to succeed. By all means you don’t need to use a budget to be successful but I fully believe that using a budget will always outweigh not using one. Not everyone who wants to start […]

Santa, All I Want For Christmas From A to Z : The Saturday Weekend Review #246

NOT EVERYTHING FOR CHRISTMAS COMES WRAPPED IN A BOX   I often reflect on just how lucky I am to have such a wonderful family and know that I don’t need anything more but happiness in my life. Money is nice too BUT it won’t make or break what it is inside my heart. This has become my new rich and because of the way my financial mind has changed over the years no one can stop me from putting family first, not even money. I won’t make this a long post today because I realize most of you will be out doing some last-minute Christmas shopping, wrapping gifts, baking, drinking, partying and maybe even catching up on sleep.   Just more smiles   Funny how the mind of a child works. Perhaps adults could learn a thing or two about looking outside the box, literally. Yesterday as the doorbell rang and Mrs. CBB opened it to find more Amazon deliveries waiting to be brought in the house. If you’ve ordered from Amazon Canada you know that every box comes with the signature arrow from A to Z. Our son can’t understand why Amazon keeps sending us boxes of smiles. […]

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