Inexpensive Long Weekend Activities Rain or Shine : The Saturday Weekend Review #224

BIRDS CHIRPING, EARLY SUNRISE, KIDS PLAYING, WATER SPLASHING, GRILLS ON FIRE, MUSIC AND LAWN MOWERS BLAZING-IT’S THE LONG WEEKEND VIBE!   The first long weekend of the year is upon us this Monday for Victoria Day 2017 and I’m at work, but maybe you’re not. You will want something to do even if it’s an hour or two just to get out of the house or short travel to destination to enjoy the sunshine. Don’t you just love the feeling you get go through your body and mind when you wake-up knowing it’s a long weekend and you don’t have to work? I do too but sadly that won’t be me for the Victoria Day long weekend. What I love about a long weekend is that people seem to be  relaxed and they tend to smile more and become engaged. This may be the best time to ask your neighbours to split a cost for a new fence or ask for help, haha! Even though we’re scheduled for some rain in the Greater Toronto Area on Sunday for the long weekend don’t let that hamper your plans. Grab an umbrella, rain boots and away you go whether you have a […]

Change Your Life With The Perfect Pair Of Shoes : The Saturday Weekend Review #223

LIFE-CHANGING EVENTS HAVE THE POWER TO TAKE AWAY YOUR DREAMS OR OFFER OPPORTUNITY.   I’m not selling shoes or even marketing them in this blog post. No. I’m sharing with you how important it is for you to pick the perfect pair of shoes, toughen up and find the riches that you dream of. This is a story about two sisters 10 years apart and on two different financial journeys. It’s tough for siblings to sit back and watch each other grow up because they venture in different directions for school, career and love. What’s even harder is being successful and then watching family members suffer financially. It’s hard to be happy but we know that in order to change your life you have to accept failure, learn from it and move on. How many pairs of shoes do you own and wear? Most people have 1 pair of shoes which is really all you need to get what you want from life. Don’t let anyone tell you that in order to become successful you must look a certain way. Accessories are just that, extra stuff you don’t really need and that includes shoes. Walk in my shoes for a […]

grocery game monthly challenge

Grocery Store Etiquette and How You Can Participate For Free : The Grocery Game Challenge 2017 #2 May 8-14

KINDNESS GOES A LONG WAY-EVEN AT THE GROCERY STORE.   Over the past almost 6 years that I’ve blogged at CBB I’ve rattled on about grocery store etiquette because it needs to be said. Today I’m dedicating this post to the lady in the grocery line behind us last week and to those of you who need a crash course on how to be polite. Understanding the code of etiquette and following through are two different things. Both need to be in place in order for you to be a nice person and not a hard-nosed grocery shopper (in this instance). With the rising costs of living everyone (almost everyone) is trying to save money wherever they can. Our biggest financial fight after the mortgage was the grocery store and we’ve battled it ever since and documenting our journey on this blog. Related: How we became mortgage free in 5 years First off let’s explain what the word “etiquette” means for those of you that may not be familiar with it. Your mom and dad might have told you to “be nice” or “treat others as you’d like to be treated” growing up. Ring a bell? If not, this post […]

Creamy Avocado Blue Cheese Salad Dressing (Low-Carb)

LEAVE THE BOTTLED DRESSING AT THE GROCERY STORE AND JUMP INTO THIS CREAMY AVOCADO BLUE CHEESE SALAD DRESSING.   Watch out…I’m bringing the best of my game with this Creamy Avocado Blue Cheese Salad Dressing which is low-carb, sugar-free and gluten-free. Whether you’re a fan of blue cheese or not you can adjust the amount you use or find a brand that is not heavy on the blue veining. Please don’t run off when you see the words ‘low-carb’ because that steak you eat is low-carb too as are eggs, cheese, spinach and lettuce greens. Low-carb is just a way to say there aren’t that many carbs in the recipe or food you are about to make or eat. There are no toxic weird science projects going on behind the scenes and low-carb doesn’t taste like horrifying diet food. Not.even.close.   Low-Carb Party Food   Once the hot weather is here the back-yard BBQ party invitations will be arriving and you’ll want to bring something unique. One of the things I love about pot-lock parties in the summer is that we get the opportunity to try different kinds of foods. Related: How to have a frugal back-yard BBQ party I […]

Why This Senior Doesn’t Care If He’s Retirement Poor : The Saturday Weekend Review #222

DON’T LET MONEY KEEP YOU LOCKED BEHIND CLOSED DOORS.   Finance has consumed Joe’s (changed name) entire life and now he says that he doesn’t care if he’s retirement poor. Who is Joe? Joe is a guy we met last week at the gym while babysitting his grandson. The gym has become a hub for parents/grandparents/caregivers who have little to no social life. We joke about this just about ever week. All wired up in the corner of the gym there were 6 of us parents chatting about the cost-of-living and how it’s been getting harder and harder. This is where Joe jumped in to say that he’s tired of worrying about money and he doesn’t care if he’s retirement poor or not. “I’ve lived a good life and seen more than I thought I would ever see”, as he calls over to his grandson to get out-of-the-way. Joe is an athletic almost retired man with white hair and a big smile that most people would gravitate towards. Even though he knows he hasn’t saved near enough he says being retirement poor won’t stop him from doing the things he loves especially when it comes with a free price-tag.   […]

5 Important Budgeting Rules We Won’t Break : Our April 2017 Budget Update

Budgeting rules are not laws that will strip you of your financial independence. They are your guide to financial success.   Your budgeting rules may not help you get out of debt in 12 months but it will help you get out of debt according to your payment schedule. The more money you can pay on your debts the faster you will get rid of them. Earn more> Pay Debt> Save More> Repeat which also means for some people that a second or even third job is needed. I can’t tell you what you SHOULD do because I don’t know your numbers this is why it’s crucial to have in-depth look with your financial planner. Since Mrs. CBB and I do our monthly budget together we were talking about what we’ve accomplished and continue to do to make our budget work for us. Besides being on the same page financially we both follow budgeting rules that we feel have been crucial to our zero debt success. This month will mark three years of us having total debt freedom since paying off our mortgage. Often we wonder how we managed to pull that off before the age of 40 when so […]

grocery game monthly challenge

How To Tell If Your Grocery Expenses Are Too High or Too Low : The Grocery Game Challenge 2017 #1 May 1-7

IF YOU ARE STRUGGLING TO FIND SPACE TO STORE MORE FOOD OR RUNNING OUT YOU MAY NEED TO RE-ADJUST YOUR GROCERY EXPENSES.   Your grocery expenses may be something you’ve been thinking about lately with rising costs in just about every budget category this year. Who’s going to want our money next? It’s best to always be prepared even if that means making sure you have a stocked pantry but not overflowing. In the meantime I’m going to show you just how you can figure out your grocery expenses to find out whether you need to increase or decrease them. You either have too much food, too little food or just enough with a back-up plan. These are two situations that everyone runs into every week unless they have figured out their food plan. Should you shop or call it a no-shop week? The choice is yours but your best indicator is your grocery budget and what you’ve already got at home. One of the most important aspects of food shopping is to create a balance between what you need to eat and how much you do eat. This will give you a better sign just how much food you […]

Gorgeous Asparagus Salad with Greek Feta Cheese (Low-Carb)

ADD A SPLASH OF COLOUR TO YOUR SPRING AND SUMMER SIDE-DISHES   A vibrant green fresh asparagus salad with sweet red peppers and Greek feta cheese dressed with an apple cider vinaigrette will wow you and your guests. The best part is that the asparagus salad is low carb and easy as pie to make. Well, easier than pie I should say. When you are hosting a party this Spring or Summer take advantage of fresh asparagus that are in abundance and fairly inexpensive to purchase. Since asparagus is stocked at the grocery stores keep an eye out on the reduced rack as you may get lucky and score a great deal on seconds.   Foraging for Asparagus   Around May, June and into July asparagus are in season in Ontario and you can find asparagus growing in many ditches along country roads where vegetable farms reside. This is the time you may find foragers out and about with their bags and a sharp knife scooping up their free produce. We’ve done this many times in the past with the family and it was quite fun. My father-in-law is a master forage ranger as he started with his parents back […]