grocery game monthly challenge

Unhealthy Food Choices Are Silent Budget Killers : The Grocery Game Challenge 2017 #2 Nov 6-12

HEALTHY FOOD CHOICES ARE JUST THAT, CHOICES YOU MAKE   Do you have an unhealthy food list? Discretionary foods also known as empty calories or junk food are those you ponder buying because you know they aren’t the best for your health and budget. The reason they are silent killers is because 9 times out of 10 they are cheaper to buy however it’s not really as inexpensive as you really think. Convenient yes, frugal not so much. Unhealthy food is not only saturated in the fast-food  and restaurant market but highly advertised at the grocery store. The only way to get around it is to avoid it. You almost need to pretend it doesn’t exist. Many shoppers are opting for click and collect, food delivery and online grocery shopping simply to avoid the temptation of buying foods they don’t need or aren’t necessarily healthy for them. Keep in mind what is healthy to one person is not to another but for simplicity we’ll stick to junk food and pre-made meals. What’s your motivation?- Ask yourself that and answer it. Smart shopping, saves money and they buy only what they need without extra motivations. The only down-fall is you miss […]

Woman Has Rich Family Poor Family Dating Concerns : The Saturday Weekend Review #240

SOMETIMES EVEN THE RICHEST PEOPLE IN THE WORLD THINK THEY ARE POOR AND THE POOREST BELIEVE THEY ARE RICH.   It’s amazing how all walks of life whether they come from a rich family or poor family have different perspectives about money and how to live their lives without outside influence. Sadly money IS a huge influence in relationships for many people and with good reason, no one wants to struggle financially. Growing up in a poor family means that you struggle to provide the necessities of life and have little to no savings. At least that was my understanding growing up in the UK when some of my mates would tell me that they couldn’t afford to attend certain events that cost money because their parents couldn’t afford it. This wasn’t just once, it was almost always. We weren’t rich nor were we poor, JUST HAPPY. I received an email from a CBB reader who wasn’t sure whether she should continue to date her boyfriend because she comes from what he would consider a rich family. She’s finding it increasingly difficult to come up with conversations that they can both relate to since he comes from a poor family. […]

How To Prepare Yourself Financially For a Union Strike

A UNION STRIKE AFFECTS EVERYONE FINANCIALLY WHO ARE DIRECTLY AND INDIRECTLY INVOLVED   When a union goes on a legal strike not everyone is prepared financially especially when the union strike lingers on for weeks and in some cases months. I’ve followed current College strike news in Ontario as the teacher’s head into the third week on the picket lines and wanted to learn more about the financial plight that everyone suffers, including students and businesses. The last thing you think of when you start the College year whether you’re away from home or not is how you will survive a union strike. Listen, I’m not union expert but what I am certain of is the financial impact a union strike can have and I’ve got some critical financial planning tips today for those of you who work for a union or are directly involved with a union. Most of the post will revolve around the current Ontario Colleges Union strike as an example. What does it mean to go on strike? A union strike means that the union and management are unable to come up with negotiations that meet each others needs. After this the workers walk off the […]

grocery game monthly challenge

20 Basic Baking Essentials To Power Up Your Frugal Kitchen : The Grocery Game Challenge 2017 #1 Oct 30-Nov 5

STOCK YOUR KITCHEN WITH THESE MUST-HAVE BAKING ESSENTIALS   If you want to become your own frugal baker consider these 20 Basic Baking Essentials which I believe every kitchen should own. Today, I’m going to show you where you can find the best deals and even better deals if you’re down and ready for some old-fashioned thrift shopping. Bakery products such as muffins, cookies, cupcakes, squares and even cakes are expensive to buy because they are made outside of your kitchen. That’s obvious. This means that morning muffin you pick up at the local coffee shop might be costing your wallet big bucks. Probably just as obvious. If I asked customers who buy their coffee and baked goods from a coffee shop nearly everyday why I bet the reasons would go something like this. It tastes so good I don’t have time to bake I don’t know how to bake I don’t have room in my kitchen I don’t have an oven or it’s broken I don’t have the proper baking supplies to bake Baking is too expensive It will go bad before I eat it all if I bake at home It won’t  break the bank You might also […]

Low Carb Sugar-Free Salted Caramel Cheesecake

MAKING THE BEST HOMEMADE CHEESECAKE IS EASIER THAN YOU THINK-SAVE YOUR MONEY AND DO IT MY WAY!   A couple who are friends of ours absolutely adore cheesecake so when we invited them over for dessert last week we thought we’d surprise them with this decadent  low carb, sugar-free Salted Caramel Cheesecake. Oh yes, they were surprised! We are also huge fans of cheesecake especially the salted caramel cheesecake but most importantly there must be two things present; Thicker Crust Thick Cheesecake If you can carry out those two aspects of a cheesecake you’ve got yourself a winner. I’m actually quite amazed at how many people think cheesecake is a difficult recipe. That is far from the truth. When we created our salted caramel cheesecake we wanted to keep it simple so our guests could add any variation of toppings we offered. What I like about toppings and cheesecake is that you can add just about anything. Since the CBB house has went low carb and sugar-free just about everything we make takes that path. It has been 2 years since Mrs. CBB gave up sugar and she feels great and doesn’t crave it like she used to. For this […]

10 Last-Minute Frugal Halloween Recipes For Your Party : The Saturday Weekend Review #239

  DON’T JUST DECORATE FOR HALLOWEEN- SERVE UP SOME DELICIOUS TREATS FOR YOUR EVENING GUESTS   Halloween recipes in our household have become somewhat of a tradition and it’s not because we are parents now because we started it years ago for a work party. I’ve never quite seen so many of my colleagues go mad for eating a finger before but I guess it’s an inside joke considering the line of work we are in. One of our most popular Halloween recipes on the blog are Spooky Witches Fingers which are super easy to make and inexpensive. They taste very similar to a buttery shortbread cookie with a hint of almond flavour. Delicious for dunking too. With Halloween days away we are planning on baking some Halloween treats for the kids in our neighbourhood who come by the house-and the adults too of course. Mrs. CBB and I are huge fans of baking treats for just about any occasion and creating crafts with our son to introduce him to kitchen fun and creativity. So far, he digs it especially licking the beaters after I make something with chocolate. Last year we made Oreo Halloween Rice-Krispies which were delicious but […]

How Tracking Expenses For One Week Can Change Your Life

BLINDING DEBT IS THE WORST WAY TO GET AHEAD FINANCIALLY   All it will take for most people is one week of tracking expenses to stop, drop and roll because alarm bells go off and someone has to call 911. The only problem is that no one is going to put out your financial fire but yourself. Skip the I’ll pay tomorrow, next week, next month or forgetting about bill payments all around. This has to stop and if you can’t get your sh** together then there’s no point whining about money. Even someone who is on government assistance, working minimum wage jobs sometimes even two to get by can be better savers than the person who earns a higher income but doesn’t have a damn clue how to save it. I’m tired of people who have it all and can’t get it together and it’s the people who hit rock bottom that are climbing the financial ranks because they teach themselves about money and how it all works. You know, spend less, save more. It’s a simple way of looking at money even if you only have $5 to spare every month BUT that $5 surplus is going to […]

grocery game monthly challenge

Scan and Go Technology Is A New Grocery Shopping Convenience : The Grocery Game Challenge 2017 #4 Oct 23-29

ANOTHER POTENTIAL GROCERY STORE TIME SAVER HAS ROLLED INTO CANADA TO IMPROVE YOUR SHOPPING EXPERIENCE.   Knock, Knock…Who’s there? Walmart Scan and Go that’s who! It’s not new technology either just new to Canada. Like some of you reading this I’m starting to wonder if grocery stores are complicating the entire shopping experience by adding so many ways to grocery shop and check-out. I mean, how hard can it be and why aren’t we making time to grocery shop? Should using the self-checkout or scan and go self scanners qualify shoppers for a discount since they are taking on the work of the cashier? Some would say yes and others no. Your payment is in the form of convenience even though it may not always be that convenient. Do you remember when Tim Hortons only sold donuts and coffee or McDonald’s sold breakfast, burgers and fries? If not you’re probably far younger than I am but back then convenience was simple. Not anymore. When Tim Horton’s started to added the sandwiches, bagels, soups, chili and now breakfast and potato wedges it was overwhelming for most. Why complicate such a simple idea? Money and keeping up with the markets. Simple as […]

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