Cloth Diapers vs. Disposable Diapers And Your Baby Budget

By: Katrina Deciding whether cloth diapers or disposable diapers are right for your baby budget takes some research. The more you plan the better you will be able to make informed decisions before your baby arrives. Easier said than done, I know I was once in that position and with so much information in books and online it’s hard to figure things out. Sometimes testing out products is the way to go and the only way you will know what’s right for you and your baby. That’s probably why I like to get free product samples because it gives me a chance to use products before I purchase them. Just don’t give up as easy as  I did when it comes to deciding on which diapers to choose. When the pregnancy test confirms you are pregnant all sorts of new emotions and thoughts scatter in you mind because you now have to think about a baby. A couple of weeks after my son was born my mom convinced me to give cloth diapers a try. We went to a local baby store to research the cost of cloth diapers and more about how they might work for my baby. I learned one […]

March 2013 CBB Budget Update #3- A Quiet Month With The Budget

Well, here we are at the end of March 2013 with another budget update which with confidence I can say is a bit better than our February Budget Update. Sometimes it’s a good thing to have a quiet month with the budget because it helps to put things into perspective. Sometimes budgeting and saving money doesn’t always happen depending on what your priorities are that month. As an example, last month we saved no money in our emergency savings, a big fat zero. We actually spent more than we earned in February which can be discouraging but also motivating to do better the next month.This month we didn’t have any big-ticket expenses like our water softener that cost us over $1000 in February. We didn’t have alot going on this month in terms of expenses but we did pre-pay the full 20% of our mortgage of over $32,000 for the 2013 year which I will get into in an upcoming blog post. I’m expecting next month to be costly for us with having another installment of city taxes to pay and our hydro./water bill will be coming due. Other than that with spring and then summer just around the corner I will […]

February 2013 Canadian Budget Binder Budget Update #2- Big Ticket Expenses Hurt!

February 2013 is a month we hope to forget but also learn from as our budget took a right hit coming out into the negative. As you already know we had our water softener go belly up and I had to replace that to the tune of over $1100. The good thing is I received Sears points and Canadian Tire MasterCard rewards points as well have 90 days to hope the unit goes on sale for less than $899.99. That way I can go in to Sears and get a product price adjustment. We also had Union Gas around to change our old meter to a new updated meter so I’m guessing we can expect higher bills from now on. Over time the older meters don’t read correctly, hence Union Gas wanting to change them. It was good while it lasted. We also had an increase in our telecommunications bill which I touch on later in the blog post. Let’s see, we had to pay city taxes, our electricity and water bill which comes every 2 months. I noticed a spike in our water bill and once I get the next bill I should be able to pinpoint why and I’ll blog […]

%d bloggers like this: