What or who do you rely on to earn an income?

Bus schedule earn income

YOU ARE YOUR INCOME SOURCE   We all need to earn an income to survive in this crazy world. Many people jump in their vehicle or rely on other community services in the morning to go to work. Typical day… maybe. What would happen if there was no more bus service or our vehicle stopped running? I never gave much thought about who or what I rely on to earn an income until this past week. I think plenty of people worry more about whether they will keep their job over how they will get to their job and other so-called slight factors that would cause an impeding problem to their income. To call them slight would be a huge mistake. Many of us live life similar to everyone else who gets up in the morning, eats breakfast, showers, sorts the family out and is off to work. Of course depending on your work schedule that might not be the way it rolls in your household but you know what I mean. I remember posting that when my wife and I bought a house we bought it on one income so we had almost a free income to work with […]

Can you afford to take a full day off from work?

ill girl taking medicine

PAYING THE BILLS TAKES MONEY   In order to take a full day off from work for most people that means an entire day’s loss of income. That can be tough for any budget but there are times when it must be done. Unless your employer has provided you with stellar benefits or a contract that states your days off are paid sick days you might be shaking your head, no you can’t afford to take a full day off. You may say, yes you can afford to take a full day off because you have money saved up in the event that you need to take a day off and it won’t affect your budget too much. That’s great. Some employees are lucky they can carry over their sick days, bank them or get paid out for them but you must read the provisions of your contract with your employer to know what is covered. If you are not sure contact your human resources department or your benefits company for a more in-depth explanation. It’s better to know rather than to guess.   Full day off   Not everyone can afford to take a full day off from work […]

Summer Jobs For Students: Tips For Finding The Perfect Job

By: Katrina Now that school is over, at least for College and University students, it’s time once again to find those perfect summer job opportunities.  For the majority of students, the summer means 4 solid months of money-making time that should not be wasted. So, what can you do to make the most of those months to save up tuition money and expenses for the following school year or to start paying down OSAP loans or other school debts? If you are University or College bound prepare your finances now rather than later because money can mount up fast when you don’t have a plan. It’s also a great way to plan ahead for your student budget before heading back to University or College if you know how much money you have earned over the summer months. Below are some tips that I’ve learned over the years which worked for me or others that I know to find summer season jobs to make money. Don’t be afraid to put yourself out there, after all most employers are looking for employees that are creative, go-getters and want to work hard for their organization. Seasonal Jobs Many landscaping, painting, and window washing companies as […]

Get Out Of Bed And Make That Change

Picture the lazy weekend morning: The sun is bright, the day is young, and you’re in bed. For many of us, myself included, the temptation to stay in bed and enjoy the comforts of sleep and warm blankets is easy to do. It’s simple to enjoy the moment, to be still and content. I’m pretty sure that even those with uncomfortable beds or lumpy pillows enjoy these lazy moments and would rather stay in bed than confront the inertia of the day. Similarly, for many people, it’s easy and comforting to go to the same job every day, to know what to expect, and to go with the flow. Even when they are not happy with their career or their co-workers, it’s easier to stick with what is familiar. Change is scary. For me, the fluffy pillow was the four weeks of vacation I received each year. The warm, cozy bed was the defined benefit pension that I could expect to receive at the end of the road. The relaxing state of wakefulness that we experience in the morning was the comforting knowledge that each day, I would do similar tasks with the same people and collect my salary twice a month. But […]

Multi-tasking-Saving or Wasting Time and Money For Employers

You’ve heard it before or you even said in a job interview that one of your of your greatest strengths was your ability to multi-task. For most you would assume that this is what employers want to hear by saying you can think and do more than one thing at the same time. Do all employers want an employee that can multi-task or that is driven in this manner? What is a multi-tasker? Multitasking is the best performance by an individual of appearing to handle more than one task at the same time. I believe that humans have different modes in the brain and they can turn them on/off depending on their mood. For the most part I believe that humans turn on a speed that they feel comfortable at to accomplish their goals. Not everyone is wired to be a multi-tasker and no they are not born that way they learn to be this way. Somehow the brain seems to think like a computer program and is running different programs at the same time yet completing the tasks for each set of goals. You are partially aware of what is going on around you and what you are doing. Have you […]

Strategies to Survive Unemployment, Job Loss,Injury and Disability At Work

When you get laid off, injured or become unemployed the money may stop coming in but the bills never stop. Are you prepared for this situation if it happens? Red Alert….panic sets in, frustration, stress, what will you do?  Collection agencies will come calling and doing everything in their power to get money from you if you don’t pay. They will even go as far as taking you to court if they believe you can pay and have exhausted all other avenues. Investing in yourself is, if not the most important tip you should take away from this post. You are your number one priority and you should take the time to know who you are and what you have to offer. That’s not all though, not everything you have to pay for comes in the form of a bill. You still need to pay for your food or whatever else you pay cash for throughout the month. Thank goodness for local food banks who try their hardest to keep the shelves full for local families in need and to those that donate. Please, I have to say, for goodness sakes stay away from those Payday Loan shops or you […]