Stress Does Not Discriminate Based On Financial Status

 NOT EVERYTHING IS AS IT SEEMS BEHIND THOSE EYES   I’ve heard that not enough stress in your life means you’re not trying hard enough and too much stress can tear you down faster than you can peel a banana. It’s true, I’ve lived it, I still live it and so does my wife. If you told me you’ve never experienced stress I’d say B.S. because everyone has at one point or another. How it affects you may differ but you’ve certainly felt it. Can you recall a time where you wished you were a little kid again with no stress and playing was the highlight of your day? You’re not alone. I’m sure we all have. I’ve been blogging about money for 6 years now and not once have I battled the dark side of finance and mental health and that is stress management. Today, I’m opening up about our struggles with stress because we want to tell you that nothing is always what it seems. So many people think our life must be all flowers and freedom because we have no debt. Sadly, it’s never that easy and money sure as hell doesn’t make things better. The world […]

How Spring Cleaning Helped Us Uncover A Hidden Pot Of Gold : The Saturday Weekend Review #251

SELL DUST FOR CASH WITH SOME GOOD OLD-FASHIONED SPRING CLEANING   Don’t wait around for your pot of gold because the only way to fill your pot with cash is to get out there and make it yourself. Let the green of St. Patrick’s Day today inspire you to start spring cleaning your home for some green of your own. Many people go chasing the pot of gold at the end of the rainbow not realizing they have a pot right under their nose, at home. It’s time to clean up the cash you having lying around the house and put it back where it belongs, in the bank. A deep spring cleaning includes more than just wiping walls, cleaning cupboards, windows and the outside of your home. One of the most dreaded chores but most rewarding is a thorough spring clean-up that uncovers ‘stuff’ you haven’t used in months or even years but has worth to it. If you put it for sale online you’d likely find a buyer and recoup some of the money you spend buying the product. It’s amazing how many people tell me they are broke yet they have loads of stuff around their house […]

VarageSale App Is The Newest and Safer Way To Garage Sale

SLEEP IN WITH VarageSale AND SMASH THE WEEKEND GARAGE SALE CLOCK ON THE HEAD BECAUSE YOU CAN SHOP FOR BARGAINS WITH THIS COOL APP!   It was late last year when the VarageSale App started popping up in my Facebook feed and I was intrigued to find out what it was all about.  I had heard a few people in my circle of friends chatting about this new App which you can use on your Smart Phone. VarageSale is FREE to use at www.varagesale.com, and the mobile app is available on IOS, Android and Kindle devices. Since I don’t own a cell phone I had my wife download the VarageSale App from Apple iTunes to her iPhone so we could check it out. My wife and I and are huge savers when it comes to buying second-hand treasures or even brand new with tag items that people sell. One of the best places for us to find these super saving deals are during the summer months at garage sales. Sadly in Ontario not many people hold a garage sale during the winter unless it’s an indoor garage sale so there are about 6-7 months each year that we were left […]

Man uses hourly wage to spend less and save $5000

SAVE $ THE WAY THAT WORKS FOR YOU   Should you use your hourly wage as the deal breaker for potential purchases? Every so often I meet people who have something to say about finance and it just so happens that I find these people like magnets. First thing to remember is that what you earn is not what you net. In other words if you make minimum wage you aren’t taking home $11/hr after various taxes. Same goes to those who earn a salary, you’re in the same boat. This is common knowledge though right? If so why are so many people in debt? Whatever you net is the money you get to play with in your budget. It’s amazing how many people forget about using the concept “Spend less than you earn” even though it’s fairly straight-forward.   Mr.CD meets Mr.CBB   While we were doing some shopping in Burlington last week I was feathering through the CD’s which were on sale for 50% off. It was an amazing deal for new release CD’s and other CD’s that I normally wouldn’t pay full-price for. It was pretty busy so space was limited and we were all elbow to […]

How possessions ruined us and minimalism gave us freedom

Lured into a false sense of ownership   The amount of possessions you own can actually hinder your freedom. In fact, we have been lured into a false sense of ownership. Your possessions may actually be in charge of you! With credit cards and financing options in abundance, our purchasing power often seems unlimited. Having 0% interest rates make it easy for us to buy desired items and avoid paying interest on them. This better than paying large amounts of interest on purchases, but it is still a dangerous game to play. The items you pay for in the form of credit card debt are not truly yours until they are owned outright. Even after you finish paying off your items, having a hoard of possessions can prevent you from taking steps toward your ideal lifestyle.   Possessions and a stagnant lifestyle   Over the last year my husband and I have realized that we really want to move to a more remote location. Our reasons for doing this are multiple, but one of these reasons is that we would like to live a simpler, more self-sufficient life. This desire to move has made us realize that our life is […]

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