VarageSale App Is The Newest and Safer Way To Garage Sale

VarageSale Cover Canadian Budget Binder

SLEEP IN WITH VarageSale AND SMASH THE WEEKEND GARAGE SALE CLOCK ON THE HEAD BECAUSE YOU CAN SHOP FOR BARGAINS WITH THIS COOL APP!   It was late last year when the VarageSale App started popping up in my Facebook feed and I was intrigued to find out what it was all about.  I had heard a few people in my circle of friends chatting about this new App which you can use on your Smart Phone. VarageSale is FREE to use at, and the mobile app is available on IOS, Android and Kindle devices. Since I don’t own a cell phone I had my wife download the VarageSale App from Apple iTunes to her iPhone so we could check it out. My wife and I and are huge savers when it comes to buying second-hand treasures or even brand new with tag items that people sell. One of the best places for us to find these super saving deals are during the summer months at garage sales. Sadly in Ontario not many people hold a garage sale during the winter unless it’s an indoor garage sale so there are about 6-7 months each year that we were left […]

Man uses hourly wage to spend less and save $5000

hourly pay purchases

SAVE $ THE WAY THAT WORKS FOR YOU   Should you use your hourly wage as the deal breaker for potential purchases? Every so often I meet people who have something to say about finance and it just so happens that I find these people like magnets. First thing to remember is that what you earn is not what you net. In other words if you make minimum wage you aren’t taking home $11/hr after various taxes. Same goes to those who earn a salary, you’re in the same boat. This is common knowledge though right? If so why are so many people in debt? Whatever you net is the money you get to play with in your budget. It’s amazing how many people forget about using the concept “Spend less than you earn” even though it’s fairly straight-forward.   Mr.CD meets Mr.CBB   While we were doing some shopping in Burlington last week I was feathering through the CD’s which were on sale for 50% off. It was an amazing deal for new release CD’s and other CD’s that I normally wouldn’t pay full-price for. It was pretty busy so space was limited and we were all elbow to […]

How possessions ruined us and minimalism gave us freedom

Modern Living Room Minimalism

Lured into a false sense of ownership   The amount of possessions you own can actually hinder your freedom. In fact, we have been lured into a false sense of ownership. Your possessions may actually be in charge of you! With credit cards and financing options in abundance, our purchasing power often seems unlimited. Having 0% interest rates make it easy for us to buy desired items and avoid paying interest on them. This better than paying large amounts of interest on purchases, but it is still a dangerous game to play. The items you pay for in the form of credit card debt are not truly yours until they are owned outright. Even after you finish paying off your items, having a hoard of possessions can prevent you from taking steps toward your ideal lifestyle.   Possessions and a stagnant lifestyle   Over the last year my husband and I have realized that we really want to move to a more remote location. Our reasons for doing this are multiple, but one of these reasons is that we would like to live a simpler, more self-sufficient life. This desire to move has made us realize that our life is […]

The Time I Overpaid For A House Cleaning Service

House cleaning Service

Too Good to be True?   Doesn’t someone else cleaning your house sound glorious? Elbow grease besides your own scrubbing and buffing until surfaces are gleaming? It sounded great to me until I actually went through with it! House cleaning wasn’t something I had ever considered until this fall. I was moving into a new apartment 1,200 miles away, and I was doing so in a hurry. My husband’s relocation gave us two weeks to find an apartment in a city neither one of us had ever stepped foot in and move our entire lives there. The process started with frantic apartment hunting online in an attempt to secure housing from a distance. An unsuccessful week later I took a one way flight to New York City to rent an apartment and rent it quickly. I wouldn’t leave until I had a lease with my name on it. Within a few days I found an apartment, signed on the dotted line, and booked a flight back with one day to pack belongings before hitting the road in a moving truck New York bound. If you think that sounds crazy, it was. With all that craziness I knew that the last […]

Rethinking fashion to embrace personal style and budget

Fashion jeans budget clothing

 FASHION WITHOUT PRESSURE   Fashion trends to one person may differ to the next especially when it comes to quality fabrics and cost. A few months ago, I was folding some laundry and I noticed one of my sweatshirts was made in Bangladesh. I wondered if the people who had made it were still alive because in 2013 a large garment factory in Bangladesh collapsed and killed over 1,110 people. This factory manufactured clothes for a large number of brands that I happen to have in my closet. It was unsettling to think I was wearing something that had been produced in a sweatshop by workers making about 32 cents and hour. This brings a whole new meaning to the expression “slave to fashion”. I admit that I have closets and dressers overflowing with cheap, disposable clothing. I cannot believe the trash bags of clothes that we stuff into the donation bins at regular intervals. How many articles of clothing does one person need? How many of them do I actually wear on a regular basis? I read a statistic somewhere that people wear 10% of their wardrobe 90% of the time. Clearly, we need a lot less than we buy.   Fashion overflow   Why […]