grocery game monthly challenge

Join The Grocery Game Challenge 2015 : 2014 Overview and Final Shop #5 2014 Dec 29-Jan 4, 2015

the grocery game challenge 2015 cover 2

 THE GROCERY BUDGET COUNTS!   I can’t believe The Grocery Game Challenge 2015 is upon us but as we enter a brand new year of grocery savings we get the opportunity to make it right. If you are new to Canadian Budget Binder or landed on this page because you want to take control of your grocery budget in 2015 you’ve made a wise decision. The Grocery Game Challenge Canada is now starting in its fourth year and I’m proud to have so many fans join me along the way. I’d like to start this post off with a huge round of applause for all of the CBB fans that made it to the end of 2014 posting their grocery shops. I’m proud of your success and improvements along the way. What is The Grocery Game Challenge? The GGC as we like to call it is a weekly grocery budget update post by my family. We have a set grocery budget for two (now three as we have a new baby) and we do our best to stick to it. Part of the grocery savings plan is meal planning, writing a grocery list and trying new recipes so we don’t […]

grocery game monthly challenge

Product reviews for coupons saving you money : The Grocery Game Challenge #4 Dec 22-28, 2014

product reviews grocery food

YOUR OPINION FOR SAVINGS!   Product reviews are a great way for bloggers to share their opinions but there is not always a kick-back such as a free product. Companies are always looking for ways to reach the customer so coming up with innovative ways to get our attention is something they strive to improve on every day. Even with a giant social media splash it’s hard to motivate customers to buy unless there is something in it for them. Most times for someone to try a new product a good starting point is putting it on sale aside from offering it free or tastings. You might see sample booths set up around your grocery store for this reason. I’ve received a free book to review on Canadian Budget Binder and the offer of other products here and there (nothing I was interested in) but one thing is for sure there has to be incentive for me to go out of my way to talk about. The pleasure is not always monetary either as I am a blogger but for the most part if there is money to be saved and I’m interested then I’m in. Just last week I […]

The Time I Overpaid For A House Cleaning Service

House cleaning Service

Too Good to be True?   Doesn’t someone else cleaning your house sound glorious? Elbow grease besides your own scrubbing and buffing until surfaces are gleaming? It sounded great to me until I actually went through with it! House cleaning wasn’t something I had ever considered until this fall. I was moving into a new apartment 1,200 miles away, and I was doing so in a hurry. My husband’s relocation gave us two weeks to find an apartment in a city neither one of us had ever stepped foot in and move our entire lives there. The process started with frantic apartment hunting online in an attempt to secure housing from a distance. An unsuccessful week later I took a one way flight to New York City to rent an apartment and rent it quickly. I wouldn’t leave until I had a lease with my name on it. Within a few days I found an apartment, signed on the dotted line, and booked a flight back with one day to pack belongings before hitting the road in a moving truck New York bound. If you think that sounds crazy, it was. With all that craziness I knew that the last […]

grocery game monthly challenge

Nielsen Homescan Canada: Shop, Scan and get Rewarded! : The Grocery Game Challenge #3 Dec 15-21,2014

Neilsen Homescan

HAVE YOUR SAY, ENJOY THE REWARDS!   Who thought that going shopping would be so rewarding? Believe me when I say joining the Nielsen Homescan Canada panel will open up a window of rewards to you because I’ve done it in the UK. Nielsen studies consumers in over 100 countries because they want to know what you like to buy! I remember the time when my wife came to the UK and we went grocery shopping together for the first time. Not only was she reading just about every product she could get her hands on (it took forever to shop with her) I was also explaining to her a little about this program I was involved in. I think it made more sense to her once I showed her my scanner and exactly what I needed to do. When we got home she wanted to help me put all the groceries away but I told her that we had to wait a moment so I could check everything over and scan them in. Scan them in? She had this look on her face like I was nuts but clearly she had never heard of the program I was part […]

15 Frugal City-Living Tips To Save Your Budget

Frugalwoods_City_Living

LIVING IT UP ON A BUDGET   Living in the city isn’t for everyone—it’s hectic, expensive and not the most natural outlet for frugality. Or is it? I’ve found that city-living actually lends itself very well to the frugal life. There are plenty of ways to extract value and reduce your expenses while living in traditionally high-cost locales. Mr. Frugalwoods and I have done the city thing. Since graduating from college, we’ve lived in New York City, Washington, DC, and Cambridge, MA (twice). Why would we, as notorious frugal weirdos, live in some of the most expensive cities in the world? Well, to be honest, because we wanted to. We were both raised primarily in the mid-western United States and had romanticized visions of the chic, cutting-edge, cultured cities of the fabled east coast. We wanted to prove we could make it, that we could succeed in these notoriously competitive job markets, and that we could maintain our frugal wits in these havens of lifestyle inflation. And we have. The past 8 years have been an incredible experience for us. It has also been instrumental in teaching us what we really want out of life, which, as it turns out, is the exact opposite of […]

grocery game monthly challenge

Do you track money-back from points cards as part of your budget?: The Grocery Game Challenge #2 Dec 8-14,2014

points cards grocery store

IT’S YOUR MONEY TO SPEND!   Almost everyone I know has points cards of some description especially cards that offers points to be redeemed for groceries. I was reading a post by my friend Alicia at Financial Diffraction where she discussed “Tallying the other money” ie: rewards points redeemed, PC Points, Shoppers Optimum points, Swagbucks, Coupon apps and so on. What I found interesting is that she considers the money as “found money” or “other money” where I call it “extra income” which means I didn’t spend as much in our budget. My wife and I are both on the fence with this topic as we aren’t sure how we will tackle it moving forward with our budget. I have a section in our budget where we can add in money earned from points, rebates, cheques (ie: coupon app rewards) etc. so it’s put back into the monthly budget as income. I look at it as money I would have spent from the budget but since I was able to redeem points I didn’t have to so I put that money back into the budget as income but it comes back out when I input budget data. I find it […]

A Beginners Guide To A Grocery Price Book (Free Template Included)

grocery price book

Why Make A Grocery Price Book   For many families, groceries make up a large portion of their monthly spending. If you’re looking to spend less every month, it’s possible to save a considerable amount of money on groceries. Knowing your prices is one of the best strategies to save money on groceries. It helps you evaluate the sale flyers to know if a sale really is the best price in town. Prices are always changing. If you track the prices, you’ll know when to stock up and how much to buy. The simplest way to really understand your local food prices is to create a grocery price book. What is a grocery price book? A price book, also called a price comparison chart, is a sheet that tracks the prices of the items you buy most often. It takes sometime to set up, but you’ll earn back your time quickly. To really see this in action, take the example of my favorite brand of bouillon, Better Than Bouillon Chicken Bouillon. Here are the prices at my local grocery stores: Wegman’s: Regular price of $3.99 Giant: Sale price of $3.99, Regular price of $4.49 Walmart: Regular price of $3.58 When […]

grocery game monthly challenge

Types of food bank donations and ways to save: The Grocery Game Challenge #1 Dec 1-7, 2014

food bank donations

FILLING THE FOOD PANTRY   Donations and food drives around the holidays are ramped up all over the world in hopes of making sure that all families have something to eat for the holidays. It’s not easy to come forward and ask for help but there are people who could really benefit from your generosity. Last year was the first time at my place of employment that we were able to help a family in the community who wasn’t able to provide their children with gifts to open on Christmas morning. Not only did we make sure that the kids were taken care of we all donated a few dollars to buy them a gift card to a local grocery store so they could buy food to make a festive family dinner.   Ways to give   During the year we make Salvation Army donations and give away free clothing and other items we don’t need via Kijiji and Facebook. Most of these places make it easy to donate like the Salvation Army drop-off centers so you don’t even have to go into the store. You can make a Goodwill donation, Bibles for Missions and a Value Village donation much […]