How to save money whilst doing your hobbies

DO WHAT YOU LOVE AND THE REST WILL COME   We all know how expensive hobbies can be. Shelling out for that new pair of running shoes, or extra flying lessons for those a little more adventurous can leave serious holes in our pockets. The thought of giving it up simply doesn’t cross our mind. In the day-to-day stresses of life hobbies are becoming an important aspect of keeping us fit, healthy and stress free. They offer a relief and change of mind-set from our everyday lives so giving them up due to financial constraints can often leave us feeling down. But, why should you give them up? There are plenty of ways to save money while still continuing to do the things you love and in some cases you can also make a nice profit yourself. Of course people spend vastly different amounts on their hobbies every year. A woman hugely passionate about skiing is almost guaranteed to spend a lot more than a man who enjoys sitting by the fire and playing guitar but whatever your interest you could save yourself a small fortune. Gardening for example is a particular favourite for people across the globe. But even a simple […]

How Rogers long-distance charges bumped our monthly wireless bill

ASK YOUR PROVIDER FOR A BETTER DEAL   Most people assume they know everything they need to know about their wireless account until the bill arrives in the mail. If you don’t know the details of your wireless plan it’s imperative that you review the information so you don’t get a shocking bill like we received last week. Considering that we call Rogers customer relations every year our billing cycle is up to see what new promotions are available and to negotiate a new deal for the year even the best promos can sting you if you don’t know the provisions. When the bill came in we found out that we went over our long distance usage on the cell phone while I was on the road training for work. Our initial thoughts were  that calling the cell phone from our home phone was long distance when in fact it wasn’t it was local since we were calling a local number on the cell. I am the first to agree that we don’t have the best long distance plans with our cell and home phone but we didn’t think that going over was as costly as it is. Typically when […]

Comparing the comparison sites in Canada

COMPARE ONLINE PRICES AND SAVE   If you love to budget your money like we do then the fact that I love to compare prices on just about anything will come as no surprise to you. When I used to live in the UK there were many comparison sites on the web that could compare and select the best choices for just about everything. Anything from the cost of socks to which domestic gas supplier you choose and which home insurance covers the damage if the gas supplier was a bad choice.   UK to Canada   After moving to Canada there didn’t seem to be anywhere near the amount of choices of utility companies, insurance companies etc. That is until I started looking into insurance for my first Canadian car. After reading many stories online about other people’s successful emigration to Canada and how they saved money on their car insurance, following their footsteps should have been fool-proof. The phone was in full use while I phoned just about every insurance agent in the local area and was disappointed at best and totally disgusted at worst with the quotes they were coming up with. One quote for car insurance for 1 […]

Happiness Is everything: Saving Money, Buying Time

By: Katrina Keeping Life Simple Makes Life Easier Keeping in theme with Mr. CBB’s post this week ‘Money isn’t everything, happiness is‘ relationships and love I decided to share a bit about my day-to-day life. You all know how hectic and busy my life is but now I want to share with you how I am making more time for things that make me happy and saving money at the same time. I’m a mom on the go so working, caring for your children and a house can be overwhelming and challenging. I strive to find the proper balance between them all. I love my job, wish I could spend more time with the kids and less time cleaning and organizing our house. What is worth your time? How often do you say I just need a few more minutes or a couple more hours in a day? What could you eliminate from your life or reduce the amount doing in your day to find that time? I want more time to do things like work on my son’s writing and my daughter’s drawing and spend less time doing housework. Mr.CBB’s to-do list has been great in helping me get some of the bigger projects […]

I Can Buy It, But Can I Afford It?

I CAN BUY IT BUT CAN I AFFORD IT? SOUNDS PRETTY SIMPLE RIGHT? IT IS!   This last year has been a very educational year for me in terms of finances and managing my money. Every day I am improving and I am further along than I ever thought I could be. I’m actually really enjoying learning everything there is to know about personal finance especially when it comes to my bad habits. Since starting my landscaping business which is a passion of mine, earning extra money has been an eye opener for me. I have also been able to engage in a few money conversations and actually feel comfortable having an idea of what I am talking about. One of those conversations happened just this past weekend.   What can you afford?   I have always enjoyed talking with my one Uncle and this time we talked about money! I loved it! Even more I loved what he shared with me. He mentioned that when he talks finances with people he always brings up the phrase… ‘I can buy it, but can I afford it’?  These were just the words I needed to hear. Simple and easy to say to myself, which […]

Junk To Funk: Some Woman Down The Road Left Me With Hardwood

Turning junk to funk isn’t a side hustle of mine just yet but I do enjoy putting a little elbow grease into something that practically lands in my lap for free. Although I enjoy saving money in our budget picking up junk and taking it from poo to new it is something I will do as long as it doesn’t cost me a fortune in money and time. You can’t just pick up any old crap, sometimes it’s thrown out for a reason.  Free Stuff So as long as I keep finding these freebies, I’ll keep blogging about them especially if it’s saving us money, better yet, making us money. In the past I’ve talked about finding beer cans that my neighbours don’t seem to want to return for the cash. Sure it’s only cents but all us frugal minded and personal finance people know that a few cents can add up to a barrel of money over time.  I found a particularly crusty looking Lawnmower once, but after replacing a couple of parts it only cost me a few bucks and some time to clean it up and it looked brand, spanking, new again. It sure was worth it considering […]

How We Saved $146.90 By Reading The Paper

It’s not everyday reading the paper gets me excited but I sure did this past week. In fact my wife is proud of me and I’m pretty proud of myself for scoring this great deal. For some people money and debt go hand in hand so every time we can save a buck we jump at the chance. I know you are thinking, big deal it’s only $146.90, what are you so excited about? That’s alot of money, that’s why, at least to us it is. Our grocery budget is $235 a month and that chunk of money although small could feed us well for a few weeks. I’m not sure I’d be the only one giving $146.90 up if the offer was on the table. I’m also betting there will be those people who think I’m a cheapskate for doing what I did in order to get this money. Do I care what people think of my money-saving ways? Not really, it’s our money for starters and the store puts the policy in place so consumers “do” take advantage of it. This is one way retailers keep their prices competitive and keep their customers happy. I’d consider myself frugal […]

Shopping Tips We Use To Save Money

Shop and Save The Smart Way Advertisers are brilliantly skilled when it comes to making us believe we are getting more for our money but we have the final say in what we buy. Strategically planning your shopping means you invest some time in saving money in your budget. Shopping can and does cause people to spend more than they earn which leads them to run out of money before the end of the month.  Don’t let that happen to you. Shop smart and plan your shopping and you will see that  the time you invest in your shopping will pay you back over the long-term. Shopping tips we use to save money Shop for Coupons:  We look for online coupons before we shop – Nearly every major company in Canada has a website and includes coupon codes, promos and printable coupons. Keep an eye out for coupon codes that also promote free shipping as that sometimes can add up when you check out. We also use coupons that the manufacturer has put out for consumers. Shop In Bulk:If there is a product that we use often and the price is right we buy it in bulk. For example: We like to […]

%d bloggers like this: