Canadian National Do Not Call List..It’s Free~

It’s fairly straight forward a “Do Not Call” List but does the list actually work? Yesterday was the breaking point for me when I figured there has to be a way to stop these people from taking valuable time away from me, even if for merely seconds. If you add up all those seconds over the course of a year even if it adds up to one hour, that’s one hour I’ll never get back.  I’ve allowed these annoying phone calls to take that hour away from me. Sounds silly but at one point or another you have done the same. Who do you call with all these telemarketing complaints? Who are these people calling that are trying to convince us we have a virus on our computer or to buy something we don’t need? Telemarketers and scammers, that’s who! Telemarketing is a means of direct marketing to the customers, similar to someone who comes right to your front door. The only difference is you can’t chase a telephone call like you can a front door salesman. Now I’m not suggesting that, I’m merely stating the obvious. Telemarketers are people who sell or market products mainly through unsolicited phone calls […]

5 Unusual Places to Stash Cash at Home

Stash Your Cash The Smart Way   It is always good to have a stash of cash around the house in case of emergencies or unexpected scenarios where debit cards can’t be accepted. Leaving money in a house does bring with it the inherent danger that it could be found by a less than trustworthy relative or discovered during a break-in. These risks don’t exist with banks, but money isn’t as easily accessible at banks either. If you need cash fast sometimes keeping a secret hiding spot at home might be your answer. It’s like having your own cash card whenever you need it. Luckily people have hidden cash in their homes for millennia so a few good, albeit unusual hiding places have been thought up. These five hiding spaces from We Know Savings may sound absurd, but they are likely the best hiding places anyone has ever thought up.   Inside fake plants   Photo Credit:  Marcelo Moura Fake plants are a perfect place to hide extra money. Nobody, burglars included, is going to go rooting through the “roots” (pun intended) of an artificial house plant. Most of these household decorations come with foam in a vase or pot to hold […]

Watch What You Sell At Your Next Garage Sale Warns Health Canada

Are you thinking about “Spring” or “Summer”  Cleaning for things you can sell for money? Most people wonder what to sell at a garage sale but now they need to know what NOT to Sell at a garage sale. Have you heard of the Health Canada 2012 Garage Sale Advisory? In the summer time especially, people come in droves to find the latest and greatest deals at garage sales in Canada. I know we’re part of those groups of people. I’m not so sure it will be as exciting as it once was maybe more stress than it’s worth. I recently posted about garage sale tips for buying and selling stuff  and felt it was important to write a new post to highlight the Health Canada Advisory for Canadians who want to sell new or used items. We are all looking for ideas for yard sales and the latest tips for yard sales but these tips today take precedence over any other. Do you understand the 2012 Advisory? If not you need to read on because I was even shocked during my research……. You are  legally, yes legally responsible for the items you sell, new or used making sure that they meet regulatory […]

Mr.CBB’s Garage Sale Tips For Buying and Selling Stuff!

Photo Source Garage Sale, Yard Sale,Rummage Sale, Church Sale,Trunk Sale or Car Boot Sale as we call it in the UK  all of which essentially mean the same thing…. cheap prices for “stuff” people no longer need,want or have room for.  The Spring and Summer time are the high times for garage sales especially here in Canada. Warm weather and sun plant the Spring Cleaning bug and sends people into a selling frenzy.  For newlyweds, students,first time home buyers or anyone who wants a bargain now is the time of year to get out and get searching. What’s it like driving Mrs. CBB to Garage Sales…. well, where do I start (I hope she doesn’t read this… I remember when I first settled here in Ontario in 2007 I had never been to a garage sale at someone’s house in my life. I have to admit it can be a bit draining with the wife raging with excitment in my ear. Her hands waving in the air, hurry, I see the sign, look,look,look at all the people, pull over,she jumps outs, nods up and down, side to side, she jumps back in, go,go,go,… oh yes this  does my head in, but […]

Take Note: Mr Cbb’s Top Six Money Wasting Pet Peeves!

You should know by now if you read my blog that I am a fairly easy-going laid back type of guy. Not much seems to bother me and I just let crap roll off my back. Life is too short after all to sweat the small stuff, right? Well for me it’s true all the way up until money starts going out the window for things we can control. Since moving to Canada and into my first home here I’ve learned from my neighbours and friends on what NOT to do to save money. I understand debt ,credit cards, lines of credit, mortgages, school loans, and personal loans and how it can take over our life. What I don’t get is how some people let common sense fly out the window then complain that they have no money! Seriously, I see it all the time! Is education key? Absolutely as some people have no idea of how money is flying through their fingers faster than they make it. So let’s start with some basic pet peeves of mine and areas where you might be able to save a buck or 10! For instance… how many of you know someone who brushes their […]

Are Blue Recycle Bags Costing You More In The Budget Than The Blue Bin?

It’s a mundane task but someone’s got to do it and no the pooch isn’t equipped to handle large loads. Each week we set the alarm nice and early to make sure we take the rubbish out to the road for collection. Some of us are smart and put it out the night before, but potentially risk getting a visit by natures masked bandits (raccoons) and wake up to a mess. Some weeks are better than others but for the most part we manage to toss out what we no longer use in our home. Sometimes  my neighbours pay me to walk my dog on bin day, and that’s ok I don’t mind. It’s amazing what people throw away but what’s most amazing is the cost comparison between blue bags and blue bins. Each city is different in what they allow to be tossed in blue bins or bags but for the most part the list is standard. It’s always best to contact your city for details and by-laws. Are you literally throwing your money away using Blue Recycle Bags? Let’s do a comparison, shall we! We will use Canadian Tire Regular Prices meaning they could get even cheaper if you wait for a […]

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