Ways To Save Money On Your Water Bill This Summer!

Photo Source: Mr.CBB It’s amazing the things we take for granted in Canada and around the world and water is one of them. Water is free when it rains but turn on the tap or flush the toilet and you will pay! I didn’t have a big garden back home in the UK but we definitely made use of conserving water best we could as home owners. I remember seeing business offices run out of  old homes where an office water system using the rain barrel was being used. All they needed to do was walk out the office door, fill the watering can and water the plants. You have to save money in the budget wherever you can even if you are a business owner. When the rain decides to stop and we turn on the tap money is rolling out as fast as it’s coming in. Not everyone knows the facts on water and how to conserve and save money. Today I want to go over a few ways to save money on water using simple water collection systems, low-flush toilets/shower heads and rebate programs. Rain Barrel Photo Source: Mr.CBB I noticed last spring and summer our water usage during […]

grocery game monthly challenge

The Grocery Game Challenge-May14-20 Sweeping Up Savings!!

Photo Source By: Canadian Budget Binder Welcome back to your on-line grocery shopping Game! I was unsure if we had killed the The Grocery Game Challenge budget in one blow this week and truly, WE DID! We planned our shop at several stores for this week although there was nothing over the top that we would rush out for. For the most part what we needed can wait another week or two. Here are the Grocery Coupon Match-Ups from Save Big Live Better where you can also find your source for printable grocery coupons as well as Smart Source Printable Coupons. Last Weeks Shop Left Us $2.09 to add to this weeks shop if needed…. yep we need it! $82.70-$80.61=$2.09 left to spend this week! So to start this weeks shop we have the $64.00 weekly grocery budget and the $2.09 for a total of $ 66.09 to spend this week. I want to touch on the subject of food and the budget as most people seem to forget it’s one of life’s biggest expenses. If you are not budgeting you should and like most will be astounded how much you actually spend each month on grocery items even if you use […]

Mr.CBB’s Garage Sale Tips For Buying and Selling Stuff!

Photo Source Garage Sale, Yard Sale,Rummage Sale, Church Sale,Trunk Sale or Car Boot Sale as we call it in the UK  all of which essentially mean the same thing…. cheap prices for “stuff” people no longer need,want or have room for.  The Spring and Summer time are the high times for garage sales especially here in Canada. Warm weather and sun plant the Spring Cleaning bug and sends people into a selling frenzy.  For newlyweds, students,first time home buyers or anyone who wants a bargain now is the time of year to get out and get searching. What’s it like driving Mrs. CBB to Garage Sales…. well, where do I start (I hope she doesn’t read this… I remember when I first settled here in Ontario in 2007 I had never been to a garage sale at someone’s house in my life. I have to admit it can be a bit draining with the wife raging with excitment in my ear. Her hands waving in the air, hurry, I see the sign, look,look,look at all the people, pull over,she jumps outs, nods up and down, side to side, she jumps back in, go,go,go,… oh yes this  does my head in, but […]

grocery game monthly challenge

The Grocery Game Challenge-May 7-13 What’s Your Savings?

As promised for The Grocery Game Challenge I will post the Coupon Match-Ups May 4-May 10 from SaveBigLiveBetter.  We typically sit on a Sunday and go through these match-ups and design our menu plan for the week and savings attack.  I’m thrilled to see so many new players that want to keep track of their grocery budget and savings by committing to posting it here each week along with me. Last weeks shop consisted of quite a few pink 50% off stickers which we all know Mr.CBB loves… and so do you if you keep an eye out for them at any Loblaw’s stores.  This weeks shop can be up to $82.70 as we had $18.70 left in the grocery budget from last week. Now we don’t have to spend it and sometimes we don’t add it to the following weeks budget. This week it will come in handy as Shopper’s Drug Mart sent us an email Spend $50 and save $10. Here is our shops so far! Freshco 8x Sponge Towel Paper Towels $1.00- $0.75 coupons Reg $2.99 each 6x Relish $1.00-$0.50  Reg $1.79 each 2x Bicks Dill Pickle $1.99- Buy 2 save $1.00 Reg $2.99 each 1x Cream Cheese […]

Take Note: Mr Cbb’s Top Six Money Wasting Pet Peeves!

You should know by now if you read my blog that I am a fairly easy-going laid back type of guy. Not much seems to bother me and I just let crap roll off my back. Life is too short after all to sweat the small stuff, right? Well for me it’s true all the way up until money starts going out the window for things we can control. Since moving to Canada and into my first home here I’ve learned from my neighbours and friends on what NOT to do to save money. I understand debt ,credit cards, lines of credit, mortgages, school loans, and personal loans and how it can take over our life. What I don’t get is how some people let common sense fly out the window then complain that they have no money! Seriously, I see it all the time! Is education key? Absolutely as some people have no idea of how money is flying through their fingers faster than they make it. So let’s start with some basic pet peeves of mine and areas where you might be able to save a buck or 10! For instance… how many of you know someone who brushes their […]

Cheap Summer Family Outings-Not Everything Has To Cost Lots Of $$ Money

By: Canadian Budget Binder Have you ever noticed once the winter sets in most people are comfy sitting inside with the family watching movies around the fire,eating popcorn or playing games. Well that gets old, although it’s a fairly cheap night in with the gang. Then suddenly our lawns turn from white to blah and from gremlins to warriors we battle our way to sun, sand,music,parties and the smell of barbeques! (beer in hand I might add) Yes, it’s that time of year in Canada where we start to hear the lawn mowers running,the birds chirping and your neighbours spring cleaning their homes. Then we have the  kids who are anticipating or better yet counting down the last days before summer vacation. We’ve hung up our snow gear to dust off the next seasons attire because it’s time to get out and get moving again. When we think of fun for the family we automatically think money don’t we. Yes money can get you top-notch entertainment but not everything that is fun and educational costs money . Keep in mind not everyone has money to save for family getaways or short jaunts around the city. It also doesn’t make sense […]

grocery game monthly challenge

The Grocery Game Challenge April 30-May 6-Coupon Savings!

This weeks Grocery Game Challenge is all about coupons. Every Thursday evening the flyers arrive at our door and we sit down to take a look at what’s on sale for the week. Although we don’t actually figure out what we will buy until Sunday (this is the day we set aside one hour to do coupon match-ups and our shopping list) we like to make sure we are organized to cut down on time spent on this task. One way is by utilizing not only the flyers but coupon match-ups which are completed weekly by my mate at Save Big Live Better. I thought it would be a great idea to post Save Big Live Better’s Weekly Coupon Match ups here for you to design your shopping list. Once you have your grocery budget for the week and your coupons you are now ready to rock and roll.  I find the match up list easy to use and saves us alot of time, and time is money right? The Grocery Game Challenge runs Mon-Sunday each week so the match-ups will reflect what’s on sale in that flyer rotation. So hopefully the coupon match up I add weekly to The Grocery […]

Time for a change?..DIY Oil Change That Is! Save $$

By: Canadian Budget Binder Is it worth doing your own oil change? Mr  Lube, Jiffy Lube, Canadian Tire, Economy Lube, there’s more places to change the oil and filter than my vehicles can handle in a 12 month period.  Not all, but most around the $53-$55 mark, that’s for an oil and filter change (my truck takes 5w20 synthetic). Our other vehicle would be around $35-$40, except this time it’s using 10w30 conventional oil. Some lube companies use their own filters, some places use bulk oil (cheaper) and depending on your maintenance schedule and your driving habits you could be back another 3 times during the year. The harder you drive it the more you’ll be caring for it Yes, you can Save $$ Money$$ if you know how to change your own Oil and Filter! I do my own oil and filter change, I use premium filters and premium oil. My engine maintenance schedule calls for 6,000 miles or 6 months (whichever comes first) for one and 5000 miles for the other (under ideal conditions)……both vehicles are lucky if they get 5,000 km annually. So maybe I maintain them a little too much?!? Truck $6.19 for one filter + […]

%d bloggers like this: