grocery game monthly challenge

The Grocery Game Challenge March 5-March 11/Week 2

This is our weekly grocery shop for March 5- March 11. What was your weekly shop like? Post it in the comment section of this post and you could win a monthly prize of $50 in various Canadian coupons~ see rules and regulations here. We had this weeks shop planned and knew we would spend more than the $64 a week we have budgeted for on groceries. With the Shoppers Drug Mart Spend $75 get 18,500 Optimum Points we were already over budget. A fan asked what we do when we overspend at the grocery store in our weekly budget. This week was a good example and below was my answer to her. So far we have spent a total of $114.91 which is $50.91 over budget this week and we are still not done shopping. When we spend over budget one week this means we have less to spend in the following weeks. In this case we have $75.09 left to spend for the month $190.00-$114.91. We don’t want to spend more than the $190.00 a month. We will see what happens. We hit up a few stores for our shopping this week Shoppers Drug Mart, Food Basics and […]

Tips to Curb Emotional Spending and Not Break the Budget

Have you ever found yourself bored and decided to go shopping? Did you have a rough day at work or a spat with someone and find yourself at the mall? Mall shopping ropes you into spending and your brain turns to mush. These may be  situations where you shop with your emotions rather than shopping for what you need.  We don’t go into the mall often but when we do we are overwhelmed with the various shops,signs,sales and smell of food, all of which are so enticing. So we are walking through the mall then all of a sudden…….Mmmm People go mad for this stuff? ~  Has this been you? The  strong aroma of popcorn at Kernels Popcorn forces you to do a 360 , nose in the air  and nothing else matters.  You get to the counter looking for samples, you ask for various flavours. They agree and the  first  double caramel corn melts in your mouth and then immediately money melts from your pocket. “Thanks and come again”, she says as you walk away with your LARGE bag of golden popped nuggets. I bet you’re laughing because you know you have done this or thought about it but convinced yourself NO! Tip: […]

grocery game monthly challenge

The Grocery Game Challenge March 2012 Week 1

I realized last night after a reader emailed me that March is beginning in the middle of a week. Since we did not do a shop this week I wasn’t going to post the challenge. We only shop 3 weeks a month and leave one week shop free. Since some months can get confusing with them beginning in the middle of a week I thought I should post something. Even though we are not shopping you might be shopping and it’s important to recognize that. So this post is to say, we did not shop Monday  Feb 27-  Sunday Mar 4 but if you do then please post your shop in the comment section below. Once approved I will award you a ballot number for March. The most important parts of this challenge is for you to… stay with-in your budget, show other how well you shopped and used coupons how you did not give in to temptation-tell us.. did you put that big bag of chips back because you didn’t need them? How much did you spend during your shop Were you happy with the outcome Could you improve your shop Congratulations again  to Shelley C our February Grocery […]

Buying Clothes from Second Hand Shops..Is it worth it?

Do you shop at Thrift Stores? Many of these second-hand shops offer new or gently used clothing, accessories and household items for a fraction of the cost at a retail store. Who wouldn’t shop there first, right? Wrong! Some people take a look around them when they attempt to walk in a second-hand shop to make sure no one they know is around.  Myself I waltz right in as I just love second-hand shops. Tip: If you are worried what your neighbour or mate might say because they see you in the store ask yourself this “If they see you then you must see them” so what? Who cares? The stigma put on second-hand shops that they are for the poor or for starving students is WRONG. These stores such as Value Village, The Salvation Army Thrift Store ( Sally Ann)  have grown in popularity in exponential rates over the past decade. Why? The answer is easy many people now see the value in second-hand items. They also see the savings and understand  the cost to the environment and the re-use value.  Most clothing if not donated ends up in clear bags ending up in our landfills. We need to […]

Eating In Vs Eating Out- The Comparison

I had to write this post after eating out as I was just shocked at the cost of our meal at a well-known chain Restaurant. I used some gift cards I had received from Christmas to pay for the order. It wasn’t on my dime but I had to use them before they expired. So it’s my birthday and the wife and I decide to order some take out and enjoy the evening watching a movie. We don’t normally eat-in at restaurants  for 3 reasons: High priced food  15-25% Tips to the staff We like to eat home cooked meals We are frugal that’s no secret but eating out has never been big on our agenda unless we were travelling. Yes I know you are saying we need to “live a little” and you are right we should, but at what cost. Cost of Eating Out vs Eating In Here is the run down from last nights meal.. out of 5 stars we gave it a 3.5 We thought we had $15.00 on one gift card and $13.00 on the other. We wanted to go over that price so we didn’t have a balance on the cards. The likelihood of us eating […]

grocery game monthly challenge

Can we Stick to the Grocery Budget- February 20-26 2012-Week 4

Last week was our first no-shop week and I must say it was difficult. You think it’s easy to say “I won’t shop” but it doesn’t work that way. Temptation is all around us even at the pharmacy or petrol station. Fighting the temptation can be won though. I’m happy to report that we did not shop last week for grocery at all. We did manage to get much more completed with our household to-do list. Sorry I meant Honey do-list. 🙂 We’ve been updating our New 2012 Budget Spreadsheet while transferring over Jan/Feb 2012. We hope to have that available soon. Note: If you are playing the grocery game and want to play for the rest of Feb and March I will draw for 2 winners if I can get 10 or more people to participate for this week. If  not we will start next week for March and this week will be a trial run to get you motivated~ If you haven’t subscribed to my blog, please do that way you won’t miss my posts!  So we have $64.00 to spend this week in the grocery budget. THE RESULTS: We spent a Total Out of Pocket $52.94 We used a Total of […]

Product Price Adjustment: Don’t Miss The Savings!

DON’T MISS THE BUDGET SAVINGS!   Are you aware that some Canadian big box and grocery stores have a Product Price adjustment policy? If you are then you know about the great savings you can pocket if you keep your eyes and ears open. If you aren’t aware read on and learn how you to keep money in your pocket. We all know about returning products as I’m sure we have all done it at some point in our life. Once you have finalized a buy it is now your product. Most stores offer a return policy for unopened, unused or defective product. On a cautionary note be aware of a possible restocking fee. Typically stores have anywhere from 30-90 days for a return policy.   Product Price Adjustment   What is a Product Price Adjustment Policy? What most people don’t know is the Product Price Adjustment Policy for most stores also known as a Price Protection Policy. If you buy a product and the exact product goes on sale cheaper than what you purchased it for then you can get a Product Price Adjustment. Keep in mind the price adjustment policy time frame. This is why it is imperative to always […]

Is your Gas Tank Eating Into your Budget?

Didn’t you just fill the tank honey? What do you mean you are on empty already? If you’ve heard these lines before don’t despair, so have I. Everything around us is going up except the numbers in our bank account. In Canada every street corner adorns a petrol station with your choice of price. Take your pick, spin the bottle or take a chance that the station you chose will do the least damage to your budget. How depressing is that? Driving up the road after filling your tank realizing you could have saved $5.00 down the street. It was clear I needed to do my homework before I went a bit nutty. I managed to come across this website where you can check-in on the prices around town Ontario Gas Prices. Sounds great doesn’t it? Sure if you make it there on time but still a great reference. I remember 6 years ago when gas was 75 cents a litre and I thought it was great compared to my mates overseas. When I over-heard people complaining in Canada about how expensive gas was I remember thinking, you ain’t seen nothing yet. In the UK I drove a teeny weeny Ford KA 1.3 litre and it cost me […]

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