How going vegan affected our budget

vegan grocery budget

FOOD AND YOUR WALLET   About three years ago, my wife and I decided to switch to a vegan diet. The decision was a difficult one but after some quick research into the type of foods we were eating, we decided we wanted to make a change. Personally, I wanted to start avoiding meat products and processed foods that were heavy in calories and made me feel tired after consuming them. Along with the health benefits that come with eating a more healthy diet, the decision to go vegan affected our monthly food budget in a few ways (and some were surprising).   EATING VEGAN   What is a Vegan? A vegan diet eliminates meat products and ‘strict’ vegan diets also refrain from consuming eggs, dairy products and other animal-related by products. The term vegan is described as “non-dairy vegetarian” and typical vegan diets are usually high in fibre, magnesium, vitamin C/E and iron. They also tend to be lower in saturated fat, cholesterol, omega 3 fatty acids and zinc. Since most processed foods tend to include animal-related products, a vegan diet usually consists of eating more raw, lean and healthier foods. Some notable vegans include Ellen DeGeneres, James Cameron, […]

How a small town family saves money on groceries

Whats for dinner

SMALL TOWN SAVINGS   Today we have a guest post from a small town fan of Canadian Budget Binder who wants to share her insights into grocery shopping on a budget when your options are limited. If you are a fan or a personal finance blogger and would like to share a story please read my guest post guidelines and contact me. My name is Christine and I live in a small town in Ontario and have followed Mr CBB for quite a while now on the blog and participating in posting my grocery shops with his Grocery Game Challenge since Sept 2012.   Our grocery budget   I shop for my family of 4 which includes my two adult children, my husband and I. We also can’t forget our family pet fat cat Stuart who eats up a part of our grocery budget as well. Our grocery budget is $650 per month so I have to make that money stretch and living in a small town can make that challenging for me. I have tried very hard to keep things within my budget, not always successfully. It’s been a learning experience to say the least. If you have been […]

How super are supermarkets in Canada?

Our-Finest-Walmart-Dijon-Mustard

THE CHANGING FACE OF THE CANADIAN SUPERMARKET   Every year I’m a resident in Canada it seems to me were getting more and more like the Britain I left behind. The Supermarket is a prime example of the changing face that always seems to be behind the times. But what I tend to notice is a large shift to emulating the old country and the ways we do things.   The point of points   The brand new PC Plus points and coupon scheme recently launched caught my eye mainly due to the fact that is so similar to Tesco’s Clubcard points program in the UK. Every time you shop in that supermarket data is collected and used to determine what you buy most often, how much, your average budget spend on groceries and other revealing facts etc. This data collected is analysed and used to send you offers and coupons that are more tailored to the individual rather than the masses through a flyer. Tesco’s Clubcard rewards launched in the UK approximately 9 years ago has been part of the huge success leading to the company’s phenomenal growth. The highly personalized Clubcard vouchers or coupons and offers it generates for its customer base tries […]

Grocery budget: Our kids are eating us out of house and home

Grocery-budget-meat-department

How to Save on Groceries With Hungry Kids On Board   Hello, fans of Mr. CBB, John here from Frugal Rules today! I’ve had the pleasure of sharing my thoughts here before, but I thought I’d come back for some more. What comes to mind when you think of Mr. CBB? I know the easy answer is budgets, I mean it IS a part of his blog name after all! You could also say that he is known for the recipes he cooks up that make you want to lick the computer screen because they look so good – come on…I know I am not the only one out there! ;-). Well, what comes to mind when I think of Mr. CBB is his Grocery Game Challenge. Mr. CBB certainly knows how to stretch his grocery budget and I applaud him for being so proactive about doing so and sharing his tips. Well, having three growing little ones, means that we have come up with a few ways we save on groceries, which is vital when trying to stay on a budget. Anyone who is a parent to children, especially boys, knows that they can eat a side of beef […]

Scanning Code of Practice (SCOP) In Canada…Did You Know?

Scanning code of practice

  Keep An Eye On Scanned Prices    Scanning Code of Practice, if it sounds like legal jargon to you don’t worry that’s far from the truth. What is your reaction when something rings in more expensive than advertised on the shelf at check out? My reaction is to jump up and down in excitement! Huh?!?! Yes, you heard me. I look forward to being overcharged on a product. Now I am really confusing you aren’t I. Now that I have your full attention, I can explain myself.   Scanning Practice (SCOP)   What is the Scanning Code of Practice? (SCOP) A little secret that a lot of shoppers do not know about is something called “SCOP”. The Scanning Code of Practice (SCOP) is a promise from the retailer to their customers that there will be accurate scanning at the register on all Universal Product Codes (UPCs). SCOP is a scanning code that almost every major retailer in Canada abides by. If you are unsure you can ask or keep your eyes open for the scanning code of practice photo (you will see it in this blog post) of SCOP on the entry doors or at the cash register where you scan your debit […]

How to Start Saving Money on Groceries in Canada

With the cost of living in Canada getting more expensive by the day, grocery bills are on the increase more than ever. For a lot of people, saving money on food is crucial and especially a priority for those who have large families and pets. Some people simply rely on coupons to put a hot meal on the table for their children and family. Grocery coupons go a long way to helping to cut down the cost of food and household items, but there are also several other things you can do to save quite a bit of money in this area. Combining the use of grocery coupons with effective meal planning is probably the most effective technique, and these are habits that can be learned just by making a few simple changes in your daily routine. Making some simple sacrifices in the way you plan, shop and cook your food can substantially decrease your grocery bill if you follow a few simple guidelines. Over the past couple of years I have worked towards making some simple changes to my shopping habits and now they’ve become part of my routine. Where should you begin? Start by setting a goal… here’s how we did […]

How Much Should My Grocery Budget Be?

food pictures grocery store

Last week Mr.CBB asked me, “What do you think is a reasonable weekly grocery budget for 1 person in Canada?” The question got me thinking: You can’t define a single weekly grocery budget that will work for everyone because there are too many variables.   Determining your grocery budget   First and foremost, a budget is determined by income. Some people can afford to spend more on food than others. A Budget is also affected by food prices, which can vary depending upon your location. For example, because the weather is inhospitable to farming and the location remote, food will always cost more in the Yukon than it will in Ontario. Through need or preference, some people will have special dietary needs. If you need to buy special ingredients due to an allergy or illness, or if you choose to eat only organic foods, you can expect to pay a premium for shopping to accommodate those requirements.   How much effort are you willing to put in?   Grocery budgets are also affected by how much time and effort a person is willing to invest in food preparation and meal planning. When I’m not earning a pay-check we spend less money on food out of necessity. We achieve […]

Top Ten Ways to Cut your Grocery Budget

Looking back at 2011, the first four months of our grocery budget was completely out of control, but that was our own fault. Although we were getting amazing deals, we never stuck to the budget because we were using coupons more than we needed to. We went from spending over $500 a month on groceries to our 2012 goal of $192.78. One thing we learned it was OK to let coupons expire and that we didn’t need to get everything even if it only required us to pay the tax. You see, over time all those little amounts that seem like nothing at the time, all add up. With only 2 people to feed we believe we can easily meet this goal. The problem comes when there is a really good deal or a 20x Shoppers Optimum points events. We also like to keep our eyes peeled for all those discount pink stickers and reduced to clear shopping carts filled with discontinued products. We scan our favourite spots in certain stores to find shelves that have marked down merchandise and so can you! Over time you get to know where in a store they will put all the marked down items for sale. If you are […]