grocery game monthly challenge

How I Grow My Edible Garden Right inside Our Kitchen: The Grocery Game Challenge 2016 #1 Nov 7-13

October Grocery Game Challenge Join in the 2016 Grocery Game Challenge (GGC) fun and post your grocery shop in the comment section of each GGC blog post. Here are the rules to get you started and where you’ll also find a link for the updated 2016 GGC schedule. Please feel free to download, save and even print the schedule so it’s handy. New monthly prize: $10 President’s Choice Gift Card for Canadian residents only BUT If you want to play from outside of Canada and have PayPal and you win I will pay you $10 Canadian. I use a random online generator to pick the winning ballot every month. If you missed any grocery game posts for the month I will post the line-up each week below for you so you don’t have to go looking for past GGC posts for the month. Alternatively, just click on the “Grocery Game Challenge” tab on the blog side-bar to see past posts. October Grocery Game Posts 12 Practical Ways To Afford Expensive Food For Less– Last shop for September Celebrate Crocktoberfest with Cheap Crockpot Recipes 15 Valuable Grocery Store Services For Customer Retention 5 Supermarket Annoyances That Cause You to Spend More Money Overpriced Grocery Store Items You’re Wasting Your Money On Free Money Saving Tools 2016 You WILL want to check this out! I know I blast you every which way I can on this blog about my free money saving tools and that’s because I want you to take advantage of them being FREE. So many people pay for budgets and tools on the internet to help them save money and honestly you don’t need to. Even a paper and pen will do the trick. Click, Save and Print. It’s that easy! This is the budget that brought us to debt freedom back in 2013 and now I’m offering to all of you for FREE. We still use this budget every month as it helps us to see our overall financial picture. 2014 Free Money Saving ToolsDon’t pay someone for these services, I’ve done the work for you along with some help from other amazing bloggers. You can download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…Grab it while you can… It’s FREE! We use it to budget and in large part a reason we could pay our mortgage off in 5 years, check it out! Free Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you. Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet. So many free resources at your fingertips. Ultimate Grocery Shopping Guide 2016 the ultimate grocery shopping guide cbbEverything you want to know about grocery shopping in Canada is packed into this amazing FREE grocery shopping guide that has taken over 4 years to create. The Ultimate Grocery Shopping guide is ongoing with new informative money-saving posts added every month. Even if you don’t live in Canada there are some amazing budget saving tips that will help put you on the path to more savings at the supermarket. Share this guide with your friends and tell them about Canadian Budget Binder especially if they are struggling with their grocery budget. The time is NOW to get started saving money on groceries so please enjoy the many money-saving posts in the The Ultimate Grocery Shopping Guide. 2016 Grocery Shop Results Yearly grocery budget for two + 1 Toddler 2016: $2820 (The above total does not include the stockpile budget of $300/year or $25/month. Points Overview (add any other sections you need to show us your savings) Total Grocery Budget for this Month: $226.62 Total Grocery Budget with any carry-overs $194.07 Total Gift Cards used to date: $65 Total Rewards Points redeemed this week: $0 Total Rewards Points used to date: $0 PC Points Plus Earned to date: 365,000 Scanning Code of Practice (SCOP) to date $0 Shoppers Optimum: Just under 850,000 Optimum points (I will update this twice a year) Coupon Apps (add any other apps you use to save money) Zweet to cash out : $18.25 Checkout51 to cash out : $22.00 Our Grocery Shop This Week Zehrs 1 x Sealtest Milk 2% $4.27 Total Out-of-Pocket $4.27 Total to spend this month : $235.00-$8.38 overage from September= $226.62 Stockpile budget 2016 : $25.00 Stockpile budget used this month: $25.00 Total coupons used this week: $0 Total coupons used to date: $15.36 Total in-store discounts this week:$0 Total in-store discounts to date: $503.74 Total spent this week: $4.27 Total spent so far this month: $236.77 Total over/Under spend this shop: over Total over/Under spend for the month: -$5.88+ $4.27= -$10.15 Total left to spend for the month: $25.39-$31.27= -$10.15 over Total Spent To Date 2016: (does not include stockpile budget) Jan $252.95 + Feb $249.46 + March $211.11 + April $248.11 + May $279.07 + June $231.96 + July $244.40 + Aug $201.30+ Sept $238.12+ October $236.77 Weekly Overview (your final thoughts) We bought milk and will survive on Halloween candy this week. Haha!! Wow what a month that was and I’m glad it’s over with this week. On to the last two months of 2016 Grocery Game Challenge. How are you all feeling so far with your shopping this year? Coupons and Coupon Apps 2016 Here are some great places you can find Canadian Coupons! These are your latest Checkout 51 offers which you can use to help save money. We’re finding less and less coupons in the stores these days. What are your thoughts? Are coupon apps taking over the paper coupons? If you notice I’m missing a valuable link please message me and I’ll get it added to the savings list below. Flipp Snap Groupon Zweet Changio Groupon Nielsen Canada Caddle Sign up for the Nielsen Canada Home Scan Program and you can earn rewards points fast to redeem for awesome products or gift cards. I did this in the UK and loved it!! Where can I find Canadian Coupons 2016? Plus check out these other hidden areas online to get more coupons!! Healthy Essentials Printable Coupons (Johnson and Johnson) Danone Coupons Get up to $25 in coupons Clorox Coupons Sign up to print coupons in the Clorox family which include Greenworks, Glad etc. Kraft Canada Sign up and receive recipes and coupons by email MySavings.com Printable Smart Source Coupons Walmart Canada Printable Coupons Proctor and Gamble PandG Sign up for printable coupons Hidden Coupon Portals You Should know about – I found this over at Save a Loonie and you’ll want to sign up for notifications and check out the site so you get notified every time a hidden coupon is available from Save.ca, Brandsaver, Smart Source etc. Grocery Game Challenge 2016 FAQ’s Grocery Game Challenge RULES: Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible. The rules have been updated for the 2016 challenge year. Do I have to be Canadian to post my Grocery Shop?: No, you don’t have to be Canadian to post your shops. We have fans who post their grocery shop who live all over the world. What is the monthly prize and who can claim it?- The monthly prize is a $10 PC Loblaws Gift Card and for our out of country friends it’s $10 CDN via Paypal if they win. As more people join I will add more money to the gift card or I will split it up and offer 2 prizes every month. When does the Grocery Game close each month?: The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month but you will still get a ballot when you post your shops even if they are late but I encourage you to stay on schedule. If you choose to post monthly or bi-weekly you will only get 1 ballot for that shop. It’s a proven fact the minute we stop doing something that is scheduled that we end up forgetting to do it altogether. Don’t let that be you! You can post your shops all month-long. Does your Grocery Budget include health and beauty and laundry products?: No, our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. As of 2014-2015 we no longer include such items in our grocery budget so we can see actual food numbers at the end of the year in order to plan accordingly our budget. Do you stockpile food? We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any longer as we found we weren’t eating it fast enough. Stockpiling is still great and just one way to help cut your budget to save money if you do find items that you can buy in bulk at a sale price. Canadian Coupons:Where can I find Canadian Coupons?: Here are your latest Checkout 51 offers that you can use to help you save money in the Grocery Game Challenge. There are many great Canadian Couponing websites online that share weekly coupon match-ups so you can plan your grocery list. Best Coupon Apps: Coupons are slowly fading with mobile coupon apps being the big rave these days. Just recently the popular coupon site Save.ca that mailed coupons to households has gotten involved with the addition of a new mobile Save.ca app joining forces with the many other coupon apps available. If you find an app that I don’t talk about please let me know as they are always being added and I’d like to review them. What is the Best Flyer App- We use Flipp on our Iphone so if you wan to have all your flyers in one spot download Flipp from the Apple Store or get it on Google Play. What is an FPC?: An FPC is a free product coupon which means you can get a free product as described on the coupon. What is GGC?– The Grocery Game Challenge of course! How Do I Know what stores accept coupons?: If you are not sure it’s always best to call the store and ask. How Do I Grocery Shop?: I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices. Nobody is perfect, heck we struggle with this part of our budget like many people do. This is why the grocery game challenge was created back in 2012 and is one of the most popular hang out spots for people who want to save money on groceries in Canada. If you’ve just joined The Grocery Game Challenge 2016 get ready to look at your grocery budget by learning… Where you are spending money How much money you are spending How much money you are saving every month If you want to learn everything I know about grocery shopping in Canada check out my Ultimate Grocery Shopping Guide! It’s FREE! If you know a topic that should be discussed send me an email. If I use your topic I will put your name in a draw for a prize at the end of the year. You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving! Welcome to The Grocery Game Challenge 2016! Please Note: Some of the links in the body of the blog post are affiliate links which means I may get paid if you buy something from Amazon. The items I’ve chosen are products we use at home or similar to. -Mr.CBB Are You New To Canadian Budget Binder? Follow Me on Social media by clicking any of the buttons below on the blog. Check out my new Free Recipe Index If you like FREE then click this link for my FREE Excel Budget Spreadsheet and all my Free Money Saving List Don’t forget to Subscribe to Canadian Budget Binder by Email to get my daily email. Once you subscribe you MUST VERIFY your email account so check your spam folder and inbox for that email! By Subscribing you get all the inside scoops first plus any new finance tools and tips. If you notice and broken links or errors please email me or leave a comment below. 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IT’S CHEAP, HEALTHY AND WISE   Why buy when you can plant an edible garden right inside your kitchen? Why toss your vegetable scraps into the trash bin when you can regrow them instead? This post is not about starting your own garden per se, but more about how to recycle and regrow your vegetable from discards.   Reaping what we sow from our edible garden   Before we started our edible garden, my family of four usually spent around $600-700 a month on groceries. Fruits, veggies (including those that are canned and frozen), rice and other perishable goods rarely come cheap so we usually spend around $70-90 for these items per every grocery trip. Now as our edible garden grows, we are saving around $20 per week on veggies based on their costs off the shelf. It might not be much now but having an accessible food supply 24/7 is so much worth it! Aside from saving a lot of money because I could dramatically reduce my trip to the veggie aisle, this practice is also something that had improved my family’s health. Growing veggies in the kitchen (and later transferring them to pots outdoors) has been a fun […]

Should gardening be a subject taught in school?

kids gardening

TEACH KIDS LIFE SKILLS   Gardening is a great way for adults to grow organic fruits and vegetables plus save grocery money throughout the year. What about teaching the kids about gardening and where the food they eat comes from? I believe that budgeting should be taught at school because some parents just don’t understand the financial concept of spending less than they earn. If you are a financial nerd like I am you will agree that teaching kids about money from a young age is important. If the education system could include every day living financial knowledge then maybe we wouldn’t have so many people swimming in consumer debt. Maybe your school does this already but not many do. Basic math isn’t enough. Why stop there though?  Why not make school fun and educational at the same time by teaching other basic life skills such as gardening. I’m not talking about teaching kids to be master gardeners just the simple process of growing food from seed.   Gardening when I was a kid   When I went to school although it’s a different system in the UK I can remember between the ages of 6 and 8 planting and […]

How to grow your own fruit at home

fruit tree apple

HOME-GROWN FRUIT U-PICK   Many people enjoy going to the market to buy local produce but what’s even better is growing your own fruit trees and vegetables at home if you have the space to do so. Although you can easily buy fruit trees at your local garden centre, understanding how to properly plant and care for them takes a bit of research and sometimes trial and error. Growing up on the farm I was lucky enough to enjoy eating homegrown fruit from fruit trees such as crab apples, pears, bushes of elderberries, grapes, blackberries, currants and raspberries. They were all easily accessible and enjoyed by my family and our grandparents. My grandma made many elderberry pies over the years that we had the pleasure of eating. Having the opportunity to pick fruit from our own backyard is like nothing else and you certainly save money. The only drawback was the mess that some of them left behind, particularly the larger fruit trees. The beautiful flower blossoms add some vibrant colour to the spring landscape but once they begin to drop their fruit and leaves the mess and clean up begins. Cleaning up the fruit and leaves can not only […]

Why you should enjoy local produce or pay the price

tomatoes produce

KEEPING IT CLOSE TO HOME   If you open any refrigerator most people have some form of fresh produce readily available to prepare daily meals. Why? That’s easy because it’s part of a healthy diet. Have you been thinking about growing your own vegetable garden? If so, now may be a good time to start, here’s why…… If purchasing fresh produce is part of your weekly grocery budget be prepared to see the costs increase over the next few months. California is a major exporter of fresh produce including grapes, melons, peppers, tomatoes and avocados. They are currently experiencing the worst drought they have seen in a very long time. Canada currently imports approximately $5 billion worth of produce from California every year. The majority of the organic produce we see on the shelves of our grocery stores in Canada is imported and the bulk of it is shipped in from California. How could this impact us in Canada? While it is uncertain exactly how much of an impact it will have, paired with the declining value of the Canadian dollar the drought that has hit California hard this year. It is expected to increase the cost of purchasing fresh […]

How to create flower beds for your home

flower bed shape

SPRUCE UP YOUR YARD   Flower beds are often used as beautiful focal points on the front lawns of many homes. People associate gardening with a lot of work and while flower beds will always require some maintenance, planning ahead can help to limit just how much. Now that spring has finally sprung you may be thinking about how you are going to spruce up your property this year. Adding a flower bed to your front yard or even in the back is a great, quick way to add some colour and liven things up a bit. Don’t worry, if you don’t know how to make a flower bed I’m going to share almost all of my secrets with you today. Think about the amount of maintenance it will require after the garden is installed and are you willing to commit to the upkeep. Why waste the money if you can’t maintain your flower beds? How much time are you able or willing to devote to maintaining the landscape of your home?   The perfect shape for your flower bed   After deciding on the location of your new flower bed you are going to have to decide what shape […]