Taking My Life Back While Getting Fit On A Budget!

Guest Post: Bonnie Taking back my life and getting fit, You bet I am! My name is Bonnie and I’m a 53-year-old woman who has been overweight most of her life including childhood. I have a love hate relationship with food and used it as comfort source towards painful issues. I’ve been on many diet programs and have managed to lose some weight but no long-term successes. I realized the number one reason for the continued failures was my inability to embrace the healthy lifestyle as a “permanent change” and not a temporary fix. Where It All Began  It started back in 2007 when my husband took sick and diagnosed with end stage liver failure and liver cancer. I was so busy caring for him that my life was put on the back burner. I was filling my emotional void with fast and fatty foods, even if I wasn’t hungry. We eventually both lost our jobs due to his illness and I had to care for him as his memory was slowing drifting away. Shortly after we became homeless until our daughter and grandson opened their home to us. My husband was placed on the transplant list to hopefully get a new liver before […]

Reader Question: Tips For Buying A New Vehicle In Canada

Every Monday I have a look in the mail bag to see what the readers want to learn about. In the past week we received many questions but this question is one of those questions that need to be answered. Vehicles can be a source of pleasure, security and optimal for all sorts of trips and destinations depending on what you get. It can also be a money pit and it’s important to know your stuff before you set out looking for a new vehicle. Here is the Reader Question: Dear Mr.CBB, We’re just starting to think about buying a new vehicle. Do you have any advice or tips in this department? First off, don’t be afraid of sales people as they are harmless. They have a job to do and are out to make money, it’s no secret. They know it, and you know it. The name of the game is who’s going to crack first or can we meet in the middle. You have to realize they need to make money that’s why they do what they do. You can’t walk away with all for nothing and shouldn’t expect that. Salespeople need to put food on the table […]

My Childhood Shaped My Financial Future

My childhood shaped my financial future after seeing my parents struggle to make ends meet for our family. I am now 27 years old with a young family (8 and a half month pregnant with a 29-year-old fiancée and a 1-year-old) and we are totally debt free! As most parents would do, mine never wanted to communicate their financial problems.  My mom always seemed to find a way to make everything into a game. She would always bake with us, turn her old clothes into costumes, make play dough, and cover the walls in newspaper and let us color in the pictures! I think when children are that young as long as you keep them busy in a creative way they don’t mind if it’s costing $100 or its free. On the flip side I remember my dad taking me to kindergarten on his old beat up motor bike that hardly ever started and yelling…hold on tight!  The reason was because our car was always broken down and my parents could not afford to fix it. Along with that I remember in my childhood my mom making it into a game when it would rain. She would have us run and […]

Help Stock My Pantry To Save Money And Make Healthy Meals?

A fully stocked pantry is a happy kitchen. We love “Reader Questions” at Canadian Budget Binder and sometimes ask our fans on Facebook for their input.  When we put together our shopping list for the week we aim to purchase the staples that will help us build healthy, flavourful meals. The most important part is making sure we stick to our grocery budget so we plan our meals around flyer specials of the week. There are so many meals you can create as long as you have the staples in your pantry. If you ever thought which is better store bought or homemade  while considering cost it’s almost always homemade in our books. So, today’s question comes from Nicola Don. Question: What staples should you have in your pantry at all times? FREE Tool: I’ve even made a handy Canadian Budget Binder Pantry List for you as well! Just click save and print. I opted to use a lifeline and asked my Facebook  community of savers what they could come up with to help Nicola and for others starting a pantry stock-up. I always like to encourage people to limit eating out and eat at home  for budgeting and health reasons. Eating out all of the time […]

The Sunshine Blog Award~ Mr.CBB Nominates You!

The Sunshine Blog Award I started Canadian Budget Binder at the end of January 2012 in hopes of sharing what we have learned about saving money and budgeting. It’s been so much fun thus far and I’ve chatted to so many people and made some great mates along the way. I’ve been inspired by many bloggers who put their time on hold if not just for a couple of minutes a day to help out someone new to the blog world like me. In two months now I’ve had almost 10,000 views on my blog and I couldn’t be happier. It’s important for everyone to budget and I want to show them they can do it. I want to thank Dennis Dennehy at What to Cook for motivating me to cook new and exciting meals whilst going back to basics. I think so many people have forgotten that convenience never used to be part of the dinner table back in the day. We need to bring back all the goodness that once graced our mouths and our stomach! Thank- you so much What to Cook for nominating Canadian Budget Binder for The Sunshine Award, this truly is a part of who […]