When the sole provider of the house loses their job

BE ONE STEP AHEAD OF THE GAME   When you are the sole provider of the house and you lose your job you’re now faced with a bigger reality that I hope you are prepared for. I enjoy getting emails from my fans and just this weekend I received one that really was unique and it’s a situation many people fear. I’ve talked about strategies to survive unemployment, job loss and disability when it comes to work and covered everything from emotional well-being, budgeting to emergency savings. A Canadian Budget Binder fan sent me an email the other day telling me her husband who is the sole provider for the family lost his job. She was thankful that she was ahead with the bills and had some savings to get them by but she was not sure where to turn next. They are not Canadians rather live in the USA and so they both took on the only jobs they could find which are commission based. The reality is that no matter where you live this could happen to you. This could happen to a single person, or a single parent with only one income.   Losing your job   […]

New Years Resolutions 2014: My Health, My Money

NEW YEARS RESOLUTIONS TO STAY   With the arrival of 2014, New Years Resolutions are on the minds of many people right now. Whether you are striving to meet a new fitness goal, quit smoking or better your finances, staying on track throughout the year to meet these goals can be a challenge. While many people give up on their New Years Resolutions pretty quick, writing down your resolutions and the reasons why you chose these goals can be helpful in motivating you throughout the year. Whatever your resolutions have a plan and you will find the confidence that you will need to achieve them. I have a couple of New Year Resolutions for the year of 2014 to improve my quality of life.   My health   As a single mom of two very busy, active children it isn’t hard to overlook taking care of myself adequately. As the kids get older so do I. I may only be 31 now but I want grandchildren one day and if I am not taking care of myself properly now I may not be around as long as I hope. Being on the go all the time and not always making […]

A dog is for life, not just for Christmas

YOUR DOG WILL LOVE YOU UNTIL THE END   As with many pet owners and this time of year I can be sure that they’ll be at least one present under the tree for your four-legged friend. The family dog, the pooch, the mutt or even the Heinz 57, including our particularly daft dog will be there waiting for the special treat that they already sniffed out a couple of weeks ago. Our little friend has spent many a Christmas diving in the wrapping paper and running off with presents that aren’t even his, but this year he’s getting particularly old.   Boarding a dog   After many happy years running after bunnies and generally terrorising the country side he’s really beginning to show his age. He’s going away for a couple of days so the wife and I can take a little trip somewhere that she doesn’t yet know about. Now, normally I would be booking him in to a kennel, but he despises kennels, worries far too much that we’ll never come back and then proceeds to not eat. Once, the situation had gotten so bad he had to be picked up early by my parents when him […]

Is being taken for granted taking more than just your time?

BUILD CONFIDENCE AND YOUR BANK ACCOUNT There is only one reason someone will take you for granted and that is because you let them. You are the nicest person anyone could ever wish to know, you have a heart of gold and would do anything for anyone because you are so kind, honest and enjoy seeing others happy. Treating others with respect and if they need you for something you will always be there for them no matter who they are or how they have impacted your life in the past and present. If the above sounds like you then you are also an easy target for those who want to take advantage of you whether it be with or without intent. Most often it’s the people who are closest to us in our lives that get accustomed to your good nature and think that you will do something all of the time with nothing in return. We are all created the same way but the way we think, feel and act are all learned in my opinion and we become the person that we are because it’s what we were trained to do or it’s the way we handle […]

%d bloggers like this: