Spending less: Kids’ birthday parties on a budget

A Birthday That Won’t Break The Budget Spending less for a kids’ birthday party while still having fun is easier than most people think. You don’t have to spend like the “Party Mamas” (yes the Slice TV program) and have the event catered in with the entire circus, Justin Bieber and custom-made attire for your child to make memories that last a life-time. Budgeting for your kids’ birthday party is something you can easily plan into your monthly budget so you don’t have to dig into your emergency savings or put the birthday party on a credit card. We recently celebrated my daughters’ 3rd birthday this past weekend and to save money I planned a private party well in advance. We had friends and family over for the afternoon to enjoy a backyard barbecue and no birthday is complete without cake and ice-cream. I had planned some outdoor activities for the kids but unfortunately there was thunder and the threat of rain all day which put a hold on any outdoor fun. I still grilled burgers and hot dogs but we ate inside. The kids ended up playing on the new scooter my daughter received for a gift. They took turns going from […]

The Celebrate Like Scrooge Christmas Gift Exchange

Now I know that old Ebenezer Scrooge has a reputation, and it isn’t as a suave investor or brilliant saver. I imagine him walking about in a house coat with a grimace and a hook for a nose. Not exactly the kind of guy I want babysitting my three kiddos. But let’s not deny that he was a hard worker who amassed a large fortune by spending very little and sacrificing where required. Besides his gruff exterior and dislike for Christmas, isn’t he just a wise spender! There is a lesson here, I can sense it In honour of Ebenezer Scrooge’s wise habits I am going to change my giving this year and would like to have you join me in this new tradition. I am going to cut back on non-essential gift giving, and definitely not go into debt while shopping. That’s right! I am going against the social norm to start a new tradition. No more generic $20.00 trinket or gift card. My friends and I are going to give each other crap from our basement. To participate with me, just find something hideous or broken in your basement and wrap it up in newsprint to give to some poor sucker in a Christmas […]

Frugal Party Planning – Let’s Party!

By Sally Pyle (aka Frugal Sally) Frugal Party planning is easier than you think. I recently hosted a baby shower and I had to put my thinking cap on to make it a frugal baby shower and impress the guests. Some of the ideas I came up with can be used for just about any party or gathering such as a frugal back yard bbq, wedding, birthday, retirement or graduation party etc. Staying under budget all starts with the planning.  Below are some ways you can host a frugal party and not break the bank. Theme Having a colour and theme in mind will keep you focused and help you to brainstorm ideas. The theme for the baby shower was rubber duckies. You could even have a color theme, such as yellow and blue or pink and purple. The last wedding I helped with had a green and lavender theme and it was stunning. By having a theme it keeps your eye tuned to watching for ideas that have that theme. Making a list of items you need are also important so you are only purchasing the items you will use and not overspending on items you won’t use. Time If possible […]