5 Point Checklist For Hosting A Successful Moving Sale : The Saturday Weekend Review #233

NOT ALL SALES ARE EQUAL ESPECIALLY WHEN SELLING YOUR BELONGINGS.   Whether you’ve lived in a house for one year or 25 years you will accumulate stuff that gets shoved away in a dark corner and collects dust. We all do it unless you’re an extreme minimalist which wouldn’t be so bad for some people who can’t stop shopping for stuff to fill up their home. It’s after you are ready to move house and de-clutter for your first moving sale that memories and things start popping up. Then you have to make decisions about these items and sometimes selling or donating memories can be the hardest thing to do. Two questions pop into my head when I find stuff I haven’t used, we haven’t used or won’t use; Did we spend our money to buy it? Should we sell it or donate it? If it wasn’t our money then we don’t have to worry about a loss because we didn’t fork out the cash for it. Do you sell the stuff or do you take it with you? This is a question you need to ask yourself or sit as a family and discuss before even beginning to think […]

The Ultimate Off-Campus Student Housing Needs List : The Saturday Weekend Review #232

DON’T PACK MORE THAN YOU NEED WHEN MOVING AWAY FOR SCHOOL.   I’m already getting emails from students asking for advice about moving into their first apartment to attend University or College. I thought student housing would be an excellent topic to discuss before students rush out and spend money on things they really don’t need. When we are younger we have a preconceived notion about what living on our own is like because we typically associate living at home to be the same but on a smaller scale. It is and it isn’t which is why you don’t need to hire a moving truck unless you plan to stick around for a long time. When students start returning back to town typically we see trucks and U-haul trailers filled with stuff for students living off campus. Most first-year students tend to stay on campus because student residence is a great place to meet people. It’s also a security blanket for many who also have meal cards and eat at the university and college as well. Other students who may have older siblings at the same school or a few friends may opt to rent a house or 3 bedroom […]

I Handed In My Resignation Letter And Quit My Job : The Saturday Weekend Review #231

WORKING SIX DAYS A WEEK WITH YOUR FOOT IN THE DOOR   For the past three years I’ve spent most of my time at work which means I’ve missed out on lots of time with my wife and our 3-year-old son. Over the years readers of this blog would email me and ask why I was working so much if we were debt free. I could understand why they wanted to know but at the same time it’s not unusual as many families struggle on one income or even two. Related: How we became debt free in 5 years There were plenty of days when I asked myself the same question but I continually received the same answer. I’m doing it because I want to work in a career that I will love until I retire. It’s not about the money. Sometimes you just have to look at what you are doing and picture yourself as you age and wonder whether you can continue doing it. If no, find something that you can do or that is sustainable for the long-haul that will make you smile and bring in the income you need. Some careers are great when you are […]

How To Port A Mortgage In Canada Successfully : The Saturday Weekend Review #230

SHOULD YOU BREAK YOUR MORTGAGE OR PORT IT WHEN SELLING AND BUYING A NEW HOME?   Whether you can port a mortgage depends on a few factors but ultimately it all has to do with numbers. Porting a mortgage may not be in your best interest especially if you’re not happy with your current lender and want to search out a new one. The good news is that if you can save money and you’re eligible to port your mortgage you’re doing alright. Renewing a mortgage is far different from porting a mortgage which I’ll get into a later but in the mean time wrap your head around this question- How much do I know about my current mortgage? If you haven’t read the fine print now is a smart time to break out the paperwork.  Why am I talking about how to port a mortgage today? Honestly, I had no idea about how to port a mortgage in Canada but I do know that it’s a common practice in the UK where I was born. What I’ve learned while living in Canada as a permanent resident is that I can’t compare apples to apples from what I know in […]

You’re Doing It Wrong If You Believe In Job Security : The Saturday Weekend Review #229

THERE IS NO SUCH THING AS JOB SECURITY BUT THERE IS FINANCIAL PREPAREDNESS IF YOU CAN BELIEVE IN THAT.   Don’t make the mistake of someone who lands their dream job and believes they’ve found the golden ticket to wealth and job security. No, no my friends it doesn’t happen that way. Never has and never will. One morning you’re lacing up your dress shoes and putting your tie on and the next you’re updating your resume. It happens and it happens often. Remember the time you thought you didn’t have enough dresses to wear to the office but now you have a closet full still with tags on them but no job to go to. It’s a whirlwind of emotions when job security turns to the announcement of layoffs.   New House, New Career, New Resume   Just after we married Mrs. CBB landed her dream job or at least a job that offered her a private office, benefits and flex-time. It was the perfect job, close to home and excellent pay for starting out. She was the happiest woman alive because she was motivated to be the best she could be. After the transition to her new career […]

How To Build An Inexpensive Summer Highway Survival Kit : The Saturday Weekend Review #228

THE BEST MONEY YOU WILL SPEND IS BEING PREPARED JUST IN CASE SOMETHING HAPPENS ON THE HIGHWAY.   Having a summer highway survival kit in your trunk is not just important to have, it’s vital. A few days back there was a chemical spill from a truck that crashed which closed the 400 series highway by Newmarket, Ontario between Hwy 89 and 9 for 11 hours. Related: Frustrated drivers trapped for hours on 400 highway for chemical spill Reports of tweets from parents complaining that their kids have not had food or drink to eat were popping up and overall frustrations of the slow chemical spill clean-up. Generally any time I’ve been held up on the highway between Toronto and the Greater Toronto Area all the way up to Windsor and London I plan for a holdup. They do happen and happen often and I’m always ready for the, ‘just in case’. Although concerns are important from motorists stranded on the highway especially medical emergencies motorists need to be responsible when travelling. Don’t have the “It will never happen to me attitude”, because it could. You might not have everything you need in your prepared highway summer survival kit BUT […]

Inexpensive Beach Essentials You Should Pack This Summer : The Saturday Weekend Review #227

GOING TO THE BEACH THIS SUMMER? DON’T LEAVE ANY OF THESE BEACH BAG ESSENTIALS BEHIND!   Planning a road trip to the beach is like camping for a day in the sand which means packing all of your beach essentials, including the kitchen sink. Add kids to the mix and you’re sure to have your hands busy, but it’s all about family fun. Laugh away but I’m sure many of you are guilty of bringing too much stuff to the beach as if you were next in line to be stranded on a desert island. Not a dessert island a desert island even though hanging out on an island filled with sweets wouldn’t bother me one bit. The point… Don’t Pack too much unless you are going to a remote location with no amenities for miles. My wife is the worst at over-packing to go ANYWHERE! If it’s not her purse bulging at the seam her luggage (laundry basket) is filled to the top with clothing just for a simple few days away from home. “You never know what you will need”, she always says but also notes how often she hardly puts a dent in that white laundry basket. […]

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