Our 2016 Financial Journey Has Come To An End: The Saturday Weekend Review #204

  WRAPPING UP ANOTHER YEAR OF FINANCE AS THE NEXT IS SET TO BEGIN. ARE YOU READY TO TAKE CHARGE?   It’s just about time we say goodbye to 2016 and get ready for the challenges that await us in 2017, and there will be some. With rising food costs, increased utility bills and the ups and downs of interest rates we’re in for another tight year of saving and investing. Every December I get an influx of emails from readers who want to put the year behind them and start anew with a fresh outlook on their finances. This is a great opportunity to set up your 2017 budget especially if you are motivated to do so. My blog budgeting plan for 2017 will include lots of budget talk and possibly a more in-depth look at a new budgeting series to compliment the first I wrote back in 2012. We’ll call it CBB Budgeting Series v.2 only because I’ve learned much more over the years and feel I should share everything I know about budgets. This is the last Saturday Weekend Review post for 2016 and I hope you’ve enjoyed all of the fun we’ve had here on CBB. […]

The Magical Moments Looking Back On CBB 2016: The Saturday Weekend Review #203

IF YOU’RE READING THIS RIGHT NOW, THANK-YOU FOR YOUR SUPPORT THIS YEAR.   You might not think that frugal and finance belong next to each other but when you have control over your money situation with a plan things start to ease up. Money pressures don’t have to rule your life but to change that awful feeling you must endure some of the toughest decisions you may ever have to make. This past year I’ve been fortunate to chat with many fans of this blog about their financial situations, answered questions and offered  tips. I even went as far to spend hours creating budgets for those that did not understand even when I had no time to spare. I care. In 2016 I was honoured to be featured a few times over at The Globe and Mail, The Brighter Life and Rockstar Finance. My posts have been showcased all over the personal finance world by bloggers sharing and you the fans spreading the word. I thank you for that support. How to curb holiday debt hangover– The Brighter Life/Sun Life Canada – January 4, 2016 How to include Fresh Produce in your diet when prices are high– The Globe and […]

How To Change Christmas Traditions You Can’t Afford : The Saturday Weekend Review #202

LET GO OF THE OLD AND BRING IN THE NEW BY ACCEPTING CHANGE AND CREATING NEW HOLIDAY MEMORIES.   Christmas around the world is different for everyone and there are no set rules to say how much to spend on festivities. Many people like to keep Christmas traditions going once they’ve moved out, gotten married or have children but can’t afford it. These parents want their children to experience the same traditions as they did however if money is tight things may have to change. According to Mrs.CBB when she was younger it was difficult to see under the Christmas tree for all the gifts that were stacked around it. Christmas traditions in their house began with a huge holiday morning breakfast and hours of gift-giving and receiving followed by plenty of wrapping paper clean-up. It was fun times she says and lots of memories were made but Christmas Traditions like that are hard to hang on to once you have a family of your own. Where you may run into problems is when some of the family members agree to change and others are not so happy about it. At the time there were no set financial limits when […]

10 Frugal Ideas For Gift Wrapping Christmas Presents : The Saturday Weekend Review #201

EASY CHRISTMAS GIFT WRAPPING IDEAS THAT WILL GLITTER WITHOUT THE HIGH COSTS OF LUXURY.   Unique gift wrapping is nice but the sometimes fake ooh la la only lasts for a few seconds before the recipient rips open their Christmas gift. Instantly he/she forgets about all that effort and potential money you sunk into gift wrapping. Wrapping gifts is more about the effort you put into the project because that’s really what it is, a project of love. I’m not saying that no one will care about your gift wrapping skills all I’m saying is not everyone will appreciate what you do so why not do it on the cheap. This way you can give an elegantly wrapped Christmas gift that you’re proud of even if they don’t care about your efforts. Plus, you won’t be spending a fortune on gift wrapping paper and ultra expensive accessories at places like gift card shops or Chapters. Luxury Christmas wrapping paper is for people who don’t care about how much they are paying for Christmas wrapping so they just pay the price because they like what they see. Some people like to show off so they buy the most expensive wrapping paper […]

10 Simple Resources To Get Free Christmas Gifts : The Saturday Weekend Review #200

IF YOU’RE SHORT ON CASH OR WANT TO SAVE MONEY THERE ARE WAYS TO GET FREE PRESENTS.   If Free Christmas Gifts sound tempting I’ll show you all the tricks that budget mad shoppers use to save cash and spend less during the holiday season. There’s no gimmicks, just a bit of hustle and time and you’ll be showered in free Christmas gifts before you know it. The moment Halloween is over the Christmas panic sets in, the weekly flyers are just as heavy as a sack of potatoes and money signs start running through our heads. Buying Christmas gifts can be expensive especially if you don’t have the money to spend in the first place. I’m a huge fan of second-hand shops, freebie sites and browsing buy and sell sites online. Every year without fail there is someone who posts an ad looking for Christmas help. It may be that they are a single mum or dad with no spare cash looking for gift cards, free Christmas gifts, food or decorations. Whatever the case may be it’s tough to read and even tougher to respond to. I want you all to know that waiting until the last month to […]

11 DIY Easy Christmas Decorations For Your Home : The Saturday Weekend Review #199

DECORATE YOUR HOUSE THIS HOLIDAY WITH HOMEMADE CRAFTS ON A BUDGET   It’s that time of year again when we start to think about Christmas baking, Christmas gifts, Christmas Tree Decorations Ideas, Christmas theme ideas and all of this costs money. Lots of money, especially if you don’t budget for the holidays. You’ll certainly feel the crunch come January though when the bills come due. You can eliminate a chunk of the holiday financial stress by making homemade Christmas gifts including DIY Christmas Decorations. If you’re already tight for cash don’t go out and spend your money on Christmas decor that you can make at home for a fraction of the price. To be honest I really like homemade Christmas decorations over store-bought. One of my fans was showing off her DIY Christmas holiday frames that she’s made. I would have never have thought to re-purpose a picture frame with some spray paint, bows with sparkly Christmas balls dangling. Brilliant idea. There are some pretty cool Christmas decorations you can buy that are outdoor but you’ll pay big bucks for them unless you wait until the end of season. On Boxing Day consumers flock to the stores to grab deals […]

5 Easy Ways To Price and Sell Used Clothing: The Saturday Weekend Review #198

LOW COST FASHION FOR THE RIGHT PRICE   If second-hand shops can hike the price for the used clothing donations they receive then you should save yourself the trip, sell your own stuff and pocket some extra cash. Even the smart frugal shopper knows that some of the second-hand shops sell overpriced clothing so if you want to sell price your used clothing right! Not everyone wants to make money from their used clothing for various reasons but if you want to pocket some cash then don’t delay post a for sale ad today. That’s my radio jingle of the day, lol. Seriously though, for those of you who have sorted through your closets, dressers and boxes of old clothes you’ve been saving let me show you how to sell them for the best price. Pricing used clothing is like selling a house, it can sell quick or can spend some time on the market waiting for the right buyer. If you price your clothing too high then it likely won’t sell unless it’s a unique, limited or a hard-to find clothing item. Same with a house. Negotiations almost always come into play with all buyers but if they don’t […]

How To Protect Your Property From Open House Theft: The Saturday Weekend Review #197

YOUR OPEN HOUSE IS A CANDY STORE FOR POTENTIAL OPEN HOUSE THIEVES.   Open house signs seem to be flooding the real estate market these days especially during the Spring, Summer and Fall months when the weather is nice in our neighbourhood. A successful open house means that you’ve had potential buyers come through, nothing was broken, nobody was injured and you didn’t get robbed due to open house theft. Open houses today are met with homeowners and real estate agents being more cautious than they once were because open house theft continues to happen every single day. Do you really need an open house? You don’t need to have an open house but if you want one it’s important to know what you’re getting involved in especially security risks.   What is an open house listing?   Once you’ve established that you want to sell your house and you’ve signed all the papers and met up with your agent at their real estate office you may consider an open house. The same rules apply if you are a for sale by owner representing yourself because now you’ve got to do the legwork to make sure you protect your investment. […]