You’re Doing It Wrong If You Believe In Job Security : The Saturday Weekend Review #229

THERE IS NO SUCH THING AS JOB SECURITY BUT THERE IS FINANCIAL PREPAREDNESS IF YOU CAN BELIEVE IN THAT.   Don’t make the mistake of someone who lands their dream job and believes they’ve found the golden ticket to wealth and job security. No, no my friends it doesn’t happen that way. Never has and never will. One morning you’re lacing up your dress shoes and putting your tie on and the next you’re updating your resume. It happens and it happens often. Remember the time you thought you didn’t have enough dresses to wear to the office but now you have a closet full still with tags on them but no job to go to. It’s a whirlwind of emotions when job security turns to the announcement of layoffs.   New House, New Career, New Resume   Just after we married Mrs. CBB landed her dream job or at least a job that offered her a private office, benefits and flex-time. It was the perfect job, close to home and excellent pay for starting out. She was the happiest woman alive because she was motivated to be the best she could be. After the transition to her new career […]

How To Build An Inexpensive Summer Highway Survival Kit : The Saturday Weekend Review #228

THE BEST MONEY YOU WILL SPEND IS BEING PREPARED JUST IN CASE SOMETHING HAPPENS ON THE HIGHWAY.   Having a summer highway survival kit in your trunk is not just important to have, it’s vital. A few days back there was a chemical spill from a truck that crashed which closed the 400 series highway by Newmarket, Ontario between Hwy 89 and 9 for 11 hours. Related: Frustrated drivers trapped for hours on 400 highway for chemical spill Reports of tweets from parents complaining that their kids have not had food or drink to eat were popping up and overall frustrations of the slow chemical spill clean-up. Generally any time I’ve been held up on the highway between Toronto and the Greater Toronto Area all the way up to Windsor and London I plan for a holdup. They do happen and happen often and I’m always ready for the, ‘just in case’. Although concerns are important from motorists stranded on the highway especially medical emergencies motorists need to be responsible when travelling. Don’t have the “It will never happen to me attitude”, because it could. You might not have everything you need in your prepared highway summer survival kit BUT […]

Inexpensive Beach Essentials You Should Pack This Summer : The Saturday Weekend Review #227

GOING TO THE BEACH THIS SUMMER? DON’T LEAVE ANY OF THESE BEACH BAG ESSENTIALS BEHIND!   Planning a road trip to the beach is like camping for a day in the sand which means packing all of your beach essentials, including the kitchen sink. Add kids to the mix and you’re sure to have your hands busy, but it’s all about family fun. Laugh away but I’m sure many of you are guilty of bringing too much stuff to the beach as if you were next in line to be stranded on a desert island. Not a dessert island a desert island even though hanging out on an island filled with sweets wouldn’t bother me one bit. The point… Don’t Pack too much unless you are going to a remote location with no amenities for miles. My wife is the worst at over-packing to go ANYWHERE! If it’s not her purse bulging at the seam her luggage (laundry basket) is filled to the top with clothing just for a simple few days away from home. “You never know what you will need”, she always says but also notes how often she hardly puts a dent in that white laundry basket. […]

Important Tips To Protect Yourself From A Roofer Scam Artist

IT’S SO EASY TO GET CAUGHT UP WITH THE COSTS OF LARGE RENOVATIONS THAT IT’S SIMPLE TO MISS THE SIGNS OF A SCAM ARTIST.   When we bought our current home in 2009 we knew that we would have to put a new roof on with-in a year or two as it was the original. By the time we got the keys to our new home the roof was already 15 years old and the 20 year builder grade shingles had seen better days. The average cost to install a roof on a 1500 square-foot home in our area is between $6000-$8000 dollars. How long would it take you to earn and save thousands of dollars? You wouldn’t want to see your hard-earned money walk away but for many unsuspecting homeowners a roofer scam artist can take them to the cleaners. If you’ve been scammed by the roofer scam you’ll know how it feels to lose a big chunk of money or be left with significant repairs or damage by an unskilled roofer. Not all home insurance policies will cover roofer scam artists let alone their shady work. Always read the fine print on your home insurance policy and if […]

Inexpensive Long Weekend Activities Rain or Shine : The Saturday Weekend Review #224

BIRDS CHIRPING, EARLY SUNRISE, KIDS PLAYING, WATER SPLASHING, GRILLS ON FIRE, MUSIC AND LAWN MOWERS BLAZING-IT’S THE LONG WEEKEND VIBE!   The first long weekend of the year is upon us this Monday for Victoria Day 2017 and I’m at work, but maybe you’re not. You will want something to do even if it’s an hour or two just to get out of the house or short travel to destination to enjoy the sunshine. Don’t you just love the feeling you get go through your body and mind when you wake-up knowing it’s a long weekend and you don’t have to work? I do too but sadly that won’t be me for the Victoria Day long weekend. What I love about a long weekend is that people seem to be  relaxed and they tend to smile more and become engaged. This may be the best time to ask your neighbours to split a cost for a new fence or ask for help, haha! Even though we’re scheduled for some rain in the Greater Toronto Area on Sunday for the long weekend don’t let that hamper your plans. Grab an umbrella, rain boots and away you go whether you have a […]

Change Your Life With The Perfect Pair Of Shoes : The Saturday Weekend Review #223

LIFE-CHANGING EVENTS HAVE THE POWER TO TAKE AWAY YOUR DREAMS OR OFFER OPPORTUNITY.   I’m not selling shoes or even marketing them in this blog post. No. I’m sharing with you how important it is for you to pick the perfect pair of shoes, toughen up and find the riches that you dream of. This is a story about two sisters 10 years apart and on two different financial journeys. It’s tough for siblings to sit back and watch each other grow up because they venture in different directions for school, career and love. What’s even harder is being successful and then watching family members suffer financially. It’s hard to be happy but we know that in order to change your life you have to accept failure, learn from it and move on. How many pairs of shoes do you own and wear? Most people have 1 pair of shoes which is really all you need to get what you want from life. Don’t let anyone tell you that in order to become successful you must look a certain way. Accessories are just that, extra stuff you don’t really need and that includes shoes. Walk in my shoes for a […]

Why This Senior Doesn’t Care If He’s Retirement Poor : The Saturday Weekend Review #222

DON’T LET MONEY KEEP YOU LOCKED BEHIND CLOSED DOORS.   Finance has consumed Joe’s (changed name) entire life and now he says that he doesn’t care if he’s retirement poor. Who is Joe? Joe is a guy we met last week at the gym while babysitting his grandson. The gym has become a hub for parents/grandparents/caregivers who have little to no social life. We joke about this just about ever week. All wired up in the corner of the gym there were 6 of us parents chatting about the cost-of-living and how it’s been getting harder and harder. This is where Joe jumped in to say that he’s tired of worrying about money and he doesn’t care if he’s retirement poor or not. “I’ve lived a good life and seen more than I thought I would ever see”, as he calls over to his grandson to get out-of-the-way. Joe is an athletic almost retired man with white hair and a big smile that most people would gravitate towards. Even though he knows he hasn’t saved near enough he says being retirement poor won’t stop him from doing the things he loves especially when it comes with a free price-tag.   […]

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