The Saturday Weekend Review #18- Is It 24 Hr Lasting Perfection or Lasting Perfection “Style” ?

Lancome is feeling the heat over some 24 hour long-lasting perfection foundation make-up as one woman sues. Consumers want to know is it actually a “lasting perfection” product as it claims or is it lasting perfection style make-up? I know I’m writing about make-up today and not beer, budgets, gardening and DIY but I couldn’t help myself. When I read the lengths one woman is willing to go to sue a company because a product “faded significantly” “overnight I knew I had to keep reading. As a consumer we have marketing terms thrown in our faces all the time in hopes of reeling us in to buy products and spend our money. How many times have we heard people question whether products are organic, fat-free and so on but now the claim of a product not lasting long enough has surfaced. It’s just the name of the game for marketers, a game of who can capture their audience the best in order to sell product, full-stop. It’s been going on since the dawn of time and as consumers many of us are just used to the hoopla we read but there are some people who really do buy into it, literally and […]

The Saturday Weekly Review #17- All Mouth And No Trousers!

Behind Closed Doors With Mr.CBB It’s Saturday, so close the door and come on in, sit down, grab a cuppa tea, relax and hang out with me for a moment. No, nobody is going to massage your feet and take the tension from your shoulders and rub hot oils all over your body to take the worry from your mind here at CBB. To make up for the lack of spa like atmosphere at this moment If I can have your attention for 5 minutes I promise I will make you forget about all the crap you have to do this weekend. If not, go have a beer or cocktail with an olive and suck it up! It’s not every day on the blog I get a chance to kick back and wind down for a bit with everything that’s going on in my life. With a newish career, the blog and working hard to renovate around the house life can get a bit hectic for me. I haven’t even factored in the wife but she gets me when she wants so I try not to bundle her in with “stuff to do” list or I may find myself in a […]

The Saturday Weekend Review- #16 Are You Making A Difference?

Making a difference seems an appropriate title for this post since I want to share Bloggers and fans who are making a difference with my community here at CBB. When I started Canadian Budget Binder I really had no idea what I was setting myself up for but it certainly wasn’t what it has become today. It’s been one heck of a year and I’ve learned so much from people all over the world. In the wake of the Boston Marathon bombing and the Texas fertilizer plant explosion it was just another grim reminder that life can pass us by in an instant. All the things we wanted to say, all the things we wanted to do may never get heard or accomplished. Some of the photos, the heroism of the people who did whatever they could to help the injured, really there is no words. Amazing. I remember life in the 80’s when having fun and being carefree was part of a daily routine for me. There were no computers to play on so I just hung out with my friends learning, building things and taking them apart, but goofing off most days. This world has changed alot, some […]

The Saturday Weekend Review #15-“Tipping Out” The Team

Tipping out the team sure never happened when I was young and worked in the back of a pub in the UK as a dishwasher boy. It would have been nice if someone were to hand me a few pounds (dollars) extra at the end of the night thanking me for my hard work. In all honesty I was getting paid a fair wage at the time for my role and it was never an expectation of mine. It was alot of work trying to keep up with the dishes in a busy restaurant although it did help me to pay for my education. It was one of the worst jobs I ever held in my life but I never did complain as I was just happy I was working. I never did spend my money in the pub to eat nor do I remember tipping being something that was the norm. As a couple we don’t go out to eat much mainly due to the high cost but also because we love to cook homemade meals. We have a friend who works at Tim Hortons and says line-ups are non-stop and at the end of the day he is physically exhausted. […]

Saturday Weekend Review #14- Credit Card Surcharges, Would You Pay Them?

  Paying to use our credit card each time we swiped it would certainly make the choice of not using it easy for us. A recent conversation with a local pizzeria owner we frequent shared with us that it does cost him money when customers use a credit card. If we ever order a pizza now we pay in cash because we kinda feel bad about it, but not sure if he meant to make us feel that way or we feel sorry for him. He does make a good pizza for a reasonable price though. Canadian businesses are charged fees from 1.5 to more than 3%  of each purchase put on a MasterCard and Visa credit card. Best of it is, if you are using a premium credit card merchants have to pay more. The transaction charges imposed are per the anti-competitive rules set out by the competition bureau of Canada. Would you not say that this is just part of the cost of doing business?  We have seen signs at shops that say “Cash Only” or “Debit and Credit Card Machine” down in our days but tend to stay away. In Canada merchants can ask the customer to pay a surcharge […]

The Saturday Weekend Review #13- Happy Easter! Why Can’t People Just Be Happy?

It’s going to be a Happy Easter this weekend for us but I often wonder why some people just can’t be happy. I’m a Yahoo nerd and I pretty much scan through the headlines every day to see what’s happening in the world. I mean who needs to pay for a newspaper subscription these days when all the glory and misery is at our finger tips. I am generally a happy person that I hope people enjoy being around. I often try to understand the reasons why I might be thinking something negative in order to improve by inner health. I’m also one of those guys who is happy for my friends and family when something good happens in their life. Why Can’t People Just Be Happy? We’ve all had friends and family who have had a rough day or are going through tough times in their lives and we should be there to lend an ear to listen or a shoulder to cry on. When something good happens to people sometimes the jealousy monster come out in people where you kind of sit back and say, wait a minute, who are you to rain on their parade because you […]

The Saturday Weekend Review #12- Is Public Intervention The New Norm?

Parenting is a topic that is controversial because all parents want to believe they are doing the best they can for their children in order to prepare them in this world. I’ve talked about teaching children about money from a young age but apart from that the psychology behind why children do what they do is out of my realm of knowledge since we have no kids. Last week I talked a bit about a child who took a backpack from her parents home with $20k inside and gave it to a friend who later handed it out at school. Kids do strange things that we may never understand but how far should a parent go in order to dig deep into their child’s emotions to comprehend their actions and teach them a lesson. I read this article about a 13-year-old girl in Crestview, Florida who lost her uncle in Afghanistan in 2011. The child then started to act up, but it was how far the parents took the situation which surprised me. Her parents felt like she gave up at home, at school and she became more defiant since she was so close to her uncle. Although they tried other […]

Saturday Weekend Review #11- What’s Happening Mr.CBB?

What’s Happening At The CBB House? I’ve worked like a mad man trying to get things done around the house this past week and as you all know multitasking is not what I’m good at and neither is Mrs.CBB. Besides my career, the blog and hanging with the wife and friends I’ve set aside time to work on plans to get some renovations done around the house which are long overdue. Our plans so far include new updated bathrooms a new kitchen and some simple landscaping. Making sure we  keep in line with what comparable homes have sold for to get the best return for our renovations. The last thing I want to do is over-renovate and lose money. The catch is we now have to save the cash to do these renovations  since our savings account will be depleted shortly. We knew we would be using up our cash to pay off the mortgage and are in no huge rush to renovate. That only means our plans will be stretched out over the course of the year and into next year. We planted the garden as you would have read the past two weeks and I’ll be starting my flower […]

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