The Saturday Weekend Review February #5~Wanted: Like-Minded People, Rounding The Penny Edition

What’s Been Happening at Canadian Budget Binder? Wanted: Like-Minded People who enjoy personal finance and are passionate about sharing and helping others, enquire with-in. Life gets kind of boring when the winter arrives in the CBB household because we have to find fun things to do that don’t break the budget indoors (ermmm) or we head outdoors into the snow for some fresh air and exercise to keep us motivated to keep fit. There’s something about the grey skies in the winter that can suck away motivation and we give up, put things on hold, or forget about them. Sometimes in life the dark side or the not so happy side of things tend to take us down and we give up on things that we really don’t want to because we are not sure what direction to go. The other day I received an email from a fan who wants to start budgeting but doesn’t know how to do it. She tried to set up a budget on her own but slowly lost the motivation to keep on going. She stated that when you have no one to challenge you but yourself sometimes that can be the hardest obstacle […]

The Saturday Weekend Review #4 January-Marketplace On Bank Fees~Magnifying Glass Needed!

While eating dinner last night I turned on CBC Marketplace one program I actually enjoy watching on the television here in Canada. If you are not familiar with Marketplace it’s a program that backs Canadians as our consumer watchdog now in it’s 40th year. Marketplace co-host Erica Johnson asked Canadians “Do you have a gripe about Bank Fees?” and busted the big 5 banks. This was great, I almost wanted to break out a bag of Orville Redenbacher, finally someone is speaking up. She says that people feel that banks are “ripping them off”. It’s not surprising when we hear that some Canadians are forking over $50 a month. According to the Canadian Bankers Association spokesperson in the show, “31% of Canadian pay no fees” and the rest, well I’m afraid, you do. When was the last time you sat down and went over all your bank statements to check how much you pay for fees? Preet Banerjee, an independent Personal Finance Expert and Blogger at WhereDoesAllMyMoneyGo.com voiced his opinion and says, “we are partly to blame because we don’t keep track of all these fees” and I agree. It’s the same with budgeting we need to know where our money is going, how else […]

The Saturday Weekend Review #3 January – Are You Really A Mom?

What’s Been Happening at Canadian Budget Binder? I know I’ve hidden behind the scenes lately and that’s because Canadian Budget Binder has got so busy. I just finished up with an e-book which I contributed to and am anxiously awaiting the new design of Canadian Budget Binder for all of you. Hang tight, it won’t be long. Once we have everything in place I will hold a give-away for our one year anniversary of Canadian Budget Binder with some special sponsors that have contacted me and want to participate. Are You Really A Mom? I know I may be digging into deep waters here but I couldn’t help but tap into what all the noise was about. Mommy Bloggers are not impressed with Elizabeth Banks. I was reading an Interview with People Magazine on Yahoo about Elizabeth Banks an actress in the recent movie the Hunger Games. She was talking about her children now that she has two. She said, “You don’t realize how easy one is until you have two. Now I’m really a mom. Oh, I am a mom now! This is for serious — I am responsible for two people now.”  I’m not a parent so I can’t really say but I’m […]

The Saturday Weekend Review #2 January 2013 KFC, KFB No, It’s KFK!

What’s Been Happening at Canadian Budget Binder? I’m enjoying my Saturday morning with the windows open in the house for fresh air in January but know that snow is lurking behind. This past week has kept me busy mainly with all the budgeting in our house. We’ve had to get our 2013 budget in order and customize it for our year. Many fans have contacted me to check out our budget, here’s what one fan Karen had to say, “Mr. CBB I finally really took a look at this budget today it looks amazing”, which was nice to hear. It’s a simple budget that I put together, nothing fancy, it tells us what we need to know, how much we net and how much we spend and need to save. You can read a recent post I made all about how we designed our new budget for 2013 and it all has to do with K.I.S.S. (keep it simple stupid) and that’s how easy it can be. There’s tonnes of budgets out there, heck check them out. It really depends on what you want rather than who has the better budget.  Pencil and paper works just as well. To Eat In […]

The Saturday Weekend Review #1 January 2013

What’s Been Happening at Canadian Budget Binder? With the New Year comes thought to personal finances for many and it’s no exception for our family. Earlier this week I put out a blog post detailing the changes we made to our 2013 budget and why we made those changes. Planning your personal finances is not always the easiest task for most so keeping the process simple and clean is the best route especially for those who have never used a budget before. I’ve been getting many emails from fans who want to test out our budget spreadsheet which I am happy to see. Thank you for all your kind notes and emails as I hope that all of you continue to battle through the tough times with a positive outlook. Around the Home with Mr.CBB  If you don’t know about me I’m from the UK and struggled with communicating when I moved to Canada. I know you’re thinking, “but you speak English” although what you speak and what I speak are two different things. I struggled to understand some of the words people were saying to me at a million miles per hour but how to interpret them. I’m still learning […]

The Saturday Weekend Review #10 December-White Christmas,Facebook $1 Fee

FREE GIVEAWAY!! Don’t forget to ENTER the $100 CASH GIVEAWAY that I am co-hosting. Open to USA and Canada or as long as you have Paypal. Giveaway ends on December 28,2012~ Mr.CBB’s  Saturday Weekend Review A White Christmas may actually been in the forecast for Ontario however it seems to change hour by hour. All I care is that we arrive at our destination safe to spend the Holidays with our loved ones. If you are on the roads please make sure your vehicle is winter ready and drive safe.  Happy Holidays to All! What’s Been Happening at Canadian Budget Binder OK, I must have a bit of a chuckle after learning about the Facebook $1 Fee that they will be testing out when someone sends a message to strangers. I posted this on Facebook last night and many fans came to say they would never pay to use Facebook. I agree, neither will I. Personally it doesn’t really affect me as I don’t contact random people.  I don’t know where they will take this but it seems some groups might be affected from what I’m told. Couponing sites and buy and sell Facebook pages rely on the messaging back and forth to […]

The Saturday Weekend Review #9 December ~ Pray For Change!

Mr.CBB’s  Saturday Weekend Review Even though it’s Saturday morning and I’m likely enjoying my morning café au lait it certainly doesn’t feel like winter to me. I know, I know be careful what you wish for because good old man winter will dump on you before you can say the word SNOW. I’m not holding out for much for the next few days but they are calling for it but we will have to wait and see. Not a lot been happening in my life except for baking my coconut, snowball and peanut butter balls and Christmas Shopping. We’ve met up with some of our mates to have a drink or two and some munchies before Christmas with the family. I always love how Christmas brings so many families together. Connecticut School Shooting – Light a Candle For Change We’ve been devastated since hearing of the massacre at the  Sandy Hook School in Newtown, Connecticut USA School. We need to take some serious immediate action with gun laws all around the world. How many people need to die before it registers, “this is not right”? There is NO reason this should be happening. If you own guns legally, “lock them up”. Let’s keep […]

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