The Saturday Weekend Review #10-Daylight Savings 2013, Door To Door Sales Begins!

Hearing the birds chirp when I wake up in the morning is a sure-fire sign that Spring is on the way! It’s daylight savings this weekend and besides having to spring forward our clocks one hour we will lose one hour of sleep no matter what we try. I don’t mind it to be honest as I’ve had just about enough of the white fluff and am ready to get outdoors and get my hands dirty. The part I don’t like is the melt and all the muck that comes along with it. Here Comes The Sun Again The biggest change this time of year is the amount of sun that blankets us, a warmth we crave all winter long. In some cases though, I wish I could make it all go away especially some mornings before I get my butt out of bed. In other cases I’m just going to bed and need one of those fancy eye masks (not really, I just bury my head under the sheets). Why, do you ask? For one, the sun is beaming through our upper bedroom window (that silly half moon stupid invention of a window) that we have no cover for. Each time I […]

The Saturday Weekend Review : Put On Something Sexy…

I just had to touch on this article I read about a child who won a book called “Put on Something Sexy” in his grade 8 sexual health class. Apparently it’s cartoon based book and when you flip the pages you see the couple getting it on (having sex) and the woman putting a condom on the man. A Nanaimo, B.C. mom says she was “disgusted” when her grade 8 son brought this flip book home from school. An organization Aids Vancouver Island said “they had material on tables the kids could pick up if they wish” during sexual education. One of the pamphlets was about oral sex and how to perform it and was quickly removed. So the school apologizes, writes a letter to the parents and will make sure all material is reviewed in the future, bla bla.. you can read the entire story at Huffington post Canada. So the boy is in grade 8 and I’m sure by now he realizes he has something special going on down there. I’m also pretty sure he’s not stupid and knows what to do with it. The TV is plastered with sex, music videos depict sex, video game, movies, magazines, internet and heck, kids talk. I’m sure […]

The Saturday Weekend Review: Toronto Illegal Immigrants,The Gates Are Open

Toronto seems to have an agenda for taking care of their own as “Toronto Becomes Canada’s first Sanctuary For Illegal Immigrants” according to Yahoo News. Toronto City Councillors voted 37-3 in favour for Motion CD 18.5  an “access without fear” motion of supplying illegal immigrants access to all city funded initiatives this past week. What this means is that they will allow undocumented migrants access to services such as the food banks and shelters and other offerings from the city. When I read this I thought, oh man here we go the gates are open, but are we being too harsh on Toronto for wanting to help these people? As a legal permanent resident (PR) in Canada I can tell you the process to move to Canada is not an easy process and one that I’m sure I’ll write about in full length one day. I remember reading about people complaining about all the “free” stuff immigrants get when they moved to Canada and thinking, “free” show me the way because “nothing” was handed to me on a silver platter when I became a PR. In fact I think I was lucky because the entire process was fairly quick only because we […]

The Saturday Weekend Review #7~ Return Fraud Costs Big Bucks!

Return Fraud, hmm what could that be. When my friend Karen wrote a guest post for CBB this week on dumpster diving it received mixed reviews and truthfully you either like it or you don’t. Personally I’m all for finding great bargains that people put out to the curb or don’t want to pay disposal fees for that I can use. This lead me this article titled “What Happens To A Product When It Is Returned To The Store” although centred around the USA I’m sure it happens right here on Canadian soil. Have you ever worn something a few times and decided to bring it back to the store wanting a refund? Well, they call that return fraud in the USA although I’m not sure what they call it, if anything in Canada but returning an item. Did you know that most items returned to the shops might not even make it back on the shelves, even in Canada? My wife has worked in retail when she was younger and she said that one shop could easily repackage some items in store and others would go to the garbage. For example if you open the package  of socks, it […]

The Saturday Weekend Review February #6~Well Behaved Kids Score Their Family A Dining Discount!

Hot Money Topics Trending Around The Web You never know where or when you will get a discount, even on your restaurant bill as one family received from Poulsbo, Washington. This has to be one of the most unusual of Yahoo articles I’ve read in a while and I really wanted to share my thoughts on it.  Competition for business especially in the restaurant industry is tight-fisted but for this owner the kids struck a chord with him. A family of 5 was eating at a little Italian Restaurant called Sogno Di Vino and because Laura King’s children were so well-behaved during the service they were rewarded with ice-cream, but that’s not all. When Laura received her receipt for the dinner she noticed a $4.00 discount for “Well Behaved Kids”.  She posted the photo on her blog and she shared this dining experience with the world. What a lovely gesture on the part of the restaurant owner, Rob Scott to recognize his patrons this way. He went on to say in the article the children were well-mannered saying “please” and “thank-you”. It’s spread like wild fire and was a great PR move on his part if you ask me. When I […]

The Saturday Weekend Review February #5~Wanted: Like-Minded People, Rounding The Penny Edition

What’s Been Happening at Canadian Budget Binder? Wanted: Like-Minded People who enjoy personal finance and are passionate about sharing and helping others, enquire with-in. Life gets kind of boring when the winter arrives in the CBB household because we have to find fun things to do that don’t break the budget indoors (ermmm) or we head outdoors into the snow for some fresh air and exercise to keep us motivated to keep fit. There’s something about the grey skies in the winter that can suck away motivation and we give up, put things on hold, or forget about them. Sometimes in life the dark side or the not so happy side of things tend to take us down and we give up on things that we really don’t want to because we are not sure what direction to go. The other day I received an email from a fan who wants to start budgeting but doesn’t know how to do it. She tried to set up a budget on her own but slowly lost the motivation to keep on going. She stated that when you have no one to challenge you but yourself sometimes that can be the hardest obstacle […]

The Saturday Weekend Review #4 January-Marketplace On Bank Fees~Magnifying Glass Needed!

While eating dinner last night I turned on CBC Marketplace one program I actually enjoy watching on the television here in Canada. If you are not familiar with Marketplace it’s a program that backs Canadians as our consumer watchdog now in it’s 40th year. Marketplace co-host Erica Johnson asked Canadians “Do you have a gripe about Bank Fees?” and busted the big 5 banks. This was great, I almost wanted to break out a bag of Orville Redenbacher, finally someone is speaking up. She says that people feel that banks are “ripping them off”. It’s not surprising when we hear that some Canadians are forking over $50 a month. According to the Canadian Bankers Association spokesperson in the show, “31% of Canadian pay no fees” and the rest, well I’m afraid, you do. When was the last time you sat down and went over all your bank statements to check how much you pay for fees? Preet Banerjee, an independent Personal Finance Expert and Blogger at WhereDoesAllMyMoneyGo.com voiced his opinion and says, “we are partly to blame because we don’t keep track of all these fees” and I agree. It’s the same with budgeting we need to know where our money is going, how else […]

The Saturday Weekend Review #3 January – Are You Really A Mom?

What’s Been Happening at Canadian Budget Binder? I know I’ve hidden behind the scenes lately and that’s because Canadian Budget Binder has got so busy. I just finished up with an e-book which I contributed to and am anxiously awaiting the new design of Canadian Budget Binder for all of you. Hang tight, it won’t be long. Once we have everything in place I will hold a give-away for our one year anniversary of Canadian Budget Binder with some special sponsors that have contacted me and want to participate. Are You Really A Mom? I know I may be digging into deep waters here but I couldn’t help but tap into what all the noise was about. Mommy Bloggers are not impressed with Elizabeth Banks. I was reading an Interview with People Magazine on Yahoo about Elizabeth Banks an actress in the recent movie the Hunger Games. She was talking about her children now that she has two. She said, “You don’t realize how easy one is until you have two. Now I’m really a mom. Oh, I am a mom now! This is for serious — I am responsible for two people now.”  I’m not a parent so I can’t really say but I’m […]

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