The Saturday Weekend Review #7~ Return Fraud Costs Big Bucks!

Return Fraud, hmm what could that be. When my friend Karen wrote a guest post for CBB this week on dumpster diving it received mixed reviews and truthfully you either like it or you don’t. Personally I’m all for finding great bargains that people put out to the curb or don’t want to pay disposal fees for that I can use. This lead me this article titled “What Happens To A Product When It Is Returned To The Store” although centred around the USA I’m sure it happens right here on Canadian soil. Have you ever worn something a few times and decided to bring it back to the store wanting a refund? Well, they call that return fraud in the USA although I’m not sure what they call it, if anything in Canada but returning an item. Did you know that most items returned to the shops might not even make it back on the shelves, even in Canada? My wife has worked in retail when she was younger and she said that one shop could easily repackage some items in store and others would go to the garbage. For example if you open the package  of socks, it […]

The Saturday Weekend Review February #6~Well Behaved Kids Score Their Family A Dining Discount!

Hot Money Topics Trending Around The Web You never know where or when you will get a discount, even on your restaurant bill as one family received from Poulsbo, Washington. This has to be one of the most unusual of Yahoo articles I’ve read in a while and I really wanted to share my thoughts on it.  Competition for business especially in the restaurant industry is tight-fisted but for this owner the kids struck a chord with him. A family of 5 was eating at a little Italian Restaurant called Sogno Di Vino and because Laura King’s children were so well-behaved during the service they were rewarded with ice-cream, but that’s not all. When Laura received her receipt for the dinner she noticed a $4.00 discount for “Well Behaved Kids”.  She posted the photo on her blog and she shared this dining experience with the world. What a lovely gesture on the part of the restaurant owner, Rob Scott to recognize his patrons this way. He went on to say in the article the children were well-mannered saying “please” and “thank-you”. It’s spread like wild fire and was a great PR move on his part if you ask me. When I […]

The Saturday Weekend Review February #5~Wanted: Like-Minded People, Rounding The Penny Edition

What’s Been Happening at Canadian Budget Binder? Wanted: Like-Minded People who enjoy personal finance and are passionate about sharing and helping others, enquire with-in. Life gets kind of boring when the winter arrives in the CBB household because we have to find fun things to do that don’t break the budget indoors (ermmm) or we head outdoors into the snow for some fresh air and exercise to keep us motivated to keep fit. There’s something about the grey skies in the winter that can suck away motivation and we give up, put things on hold, or forget about them. Sometimes in life the dark side or the not so happy side of things tend to take us down and we give up on things that we really don’t want to because we are not sure what direction to go. The other day I received an email from a fan who wants to start budgeting but doesn’t know how to do it. She tried to set up a budget on her own but slowly lost the motivation to keep on going. She stated that when you have no one to challenge you but yourself sometimes that can be the hardest obstacle […]

The Saturday Weekend Review #4 January-Marketplace On Bank Fees~Magnifying Glass Needed!

While eating dinner last night I turned on CBC Marketplace one program I actually enjoy watching on the television here in Canada. If you are not familiar with Marketplace it’s a program that backs Canadians as our consumer watchdog now in it’s 40th year. Marketplace co-host Erica Johnson asked Canadians “Do you have a gripe about Bank Fees?” and busted the big 5 banks. This was great, I almost wanted to break out a bag of Orville Redenbacher, finally someone is speaking up. She says that people feel that banks are “ripping them off”. It’s not surprising when we hear that some Canadians are forking over $50 a month. According to the Canadian Bankers Association spokesperson in the show, “31% of Canadian pay no fees” and the rest, well I’m afraid, you do. When was the last time you sat down and went over all your bank statements to check how much you pay for fees? Preet Banerjee, an independent Personal Finance Expert and Blogger at WhereDoesAllMyMoneyGo.com voiced his opinion and says, “we are partly to blame because we don’t keep track of all these fees” and I agree. It’s the same with budgeting we need to know where our money is going, how else […]

The Saturday Weekend Review #3 January – Are You Really A Mom?

What’s Been Happening at Canadian Budget Binder? I know I’ve hidden behind the scenes lately and that’s because Canadian Budget Binder has got so busy. I just finished up with an e-book which I contributed to and am anxiously awaiting the new design of Canadian Budget Binder for all of you. Hang tight, it won’t be long. Once we have everything in place I will hold a give-away for our one year anniversary of Canadian Budget Binder with some special sponsors that have contacted me and want to participate. Are You Really A Mom? I know I may be digging into deep waters here but I couldn’t help but tap into what all the noise was about. Mommy Bloggers are not impressed with Elizabeth Banks. I was reading an Interview with People Magazine on Yahoo about Elizabeth Banks an actress in the recent movie the Hunger Games. She was talking about her children now that she has two. She said, “You don’t realize how easy one is until you have two. Now I’m really a mom. Oh, I am a mom now! This is for serious — I am responsible for two people now.”  I’m not a parent so I can’t really say but I’m […]

The Saturday Weekend Review #2 January 2013 KFC, KFB No, It’s KFK!

What’s Been Happening at Canadian Budget Binder? I’m enjoying my Saturday morning with the windows open in the house for fresh air in January but know that snow is lurking behind. This past week has kept me busy mainly with all the budgeting in our house. We’ve had to get our 2013 budget in order and customize it for our year. Many fans have contacted me to check out our budget, here’s what one fan Karen had to say, “Mr. CBB I finally really took a look at this budget today it looks amazing”, which was nice to hear. It’s a simple budget that I put together, nothing fancy, it tells us what we need to know, how much we net and how much we spend and need to save. You can read a recent post I made all about how we designed our new budget for 2013 and it all has to do with K.I.S.S. (keep it simple stupid) and that’s how easy it can be. There’s tonnes of budgets out there, heck check them out. It really depends on what you want rather than who has the better budget.  Pencil and paper works just as well. To Eat In […]

The Saturday Weekend Review #1 January 2013

What’s Been Happening at Canadian Budget Binder? With the New Year comes thought to personal finances for many and it’s no exception for our family. Earlier this week I put out a blog post detailing the changes we made to our 2013 budget and why we made those changes. Planning your personal finances is not always the easiest task for most so keeping the process simple and clean is the best route especially for those who have never used a budget before. I’ve been getting many emails from fans who want to test out our budget spreadsheet which I am happy to see. Thank you for all your kind notes and emails as I hope that all of you continue to battle through the tough times with a positive outlook. Around the Home with Mr.CBB  If you don’t know about me I’m from the UK and struggled with communicating when I moved to Canada. I know you’re thinking, “but you speak English” although what you speak and what I speak are two different things. I struggled to understand some of the words people were saying to me at a million miles per hour but how to interpret them. I’m still learning […]

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