Why some people hate the grocery store: The Grocery game challenge #4 Apr 21-27, 2014

grocery game challenge april 2014 grocery storeSHOPPING IS NOT FOR EVERYONE

 

I could teach you 10 ways to save money buying food but if you hate the grocery store there is nothing that I can say that will convince you to spend more time planning your shops.

Grocery shopping is one household task that some people cringe at having to do. I always seem to write about the positive side about grocery shopping but what about those people who hate the grocery store and would rather be doing something else.

Sure, grocery shopping isn’t my idea of fun but at the same time when it comes to our finances we both take pride in making sure we are spending according to our budget.

Today I’m going to talk a bit about those grocery haters and if you’re one of them leave a comment and tell us why you hate the grocery store and what you’d rather be doing.

 

Hate the grocery store

 

I know most men will be the first to admit that they hate the grocery store because it’s just too boring and not their thing. I can understand that because many men might not have went grocery shopping with their family growing up, even then it’s not our favourite thing to do.

Since I love to cook I don’t hate the grocery store rather I embrace the reason I am there and that is to buy good food to nourish my body so I can continue to live a healthy lifestyle.

I do hate the grocery store when it’s packed, out of stock and many other reasons but for the most part I do the grocery shopping and I’m ok with that.

If you hate the grocery store you might be someone like my friend’s wife who tells me that she can’t stand going grocery shopping so she sends her husband. If she does have to go she walks around and just throws what she needs in the grocery cart, with no grocery list and then gets out.

I thought her grocery bill must be huge when she does that and when I asked her she said yes for the most part it likely is higher than most people who are frugal when they grocery shop but she doesn’t care. It’s one of those chores that doesn’t sit well with her and she could think of a million other things to be doing.

She also mentioned that she would rather go to Costco and buy food in bulk which means she doesn’t have to go to the grocery store that often. How many of you can agree that you do the same thing?

I’ve been around Costco and some of the prices are good but if you are a smart shopper you know that you can find better prices in the grocery stores if you know your prices and wait for flyer specials.

Maybe she would benefit from hiring a personal grocery shopper who could help her save some money but if the owner of that grocery list doesn’t want to participate even the personal shopper will just get in and get out.

 

Food is not that important

 

Believe it or not we have friends who only eat because they have to eat otherwise they could care less about eating in general. It’s funny how something as necessary to life as food can mean so much to many of us and so little to others.

Do you remember that post I wrote once about whether we are eating too much food? Maybe we are and we put too much emphasis on eating food in bigger quantities rather than smaller portions. Sometimes people who don’t fancy eating because it is too time consuming or they simply don’t enjoy eating might just graze here and there just to get food inside them.

As long as they are getting proper nutrition then they see nothing wrong with that. Since food is not that important you can bet they won’t be a regular at the grocery store or the total opposite where you see them daily.

One friend of ours eats very little but when she eats the food is all healthy food but she likes to visit the grocery store every day for fresh fruits and vegetables. She is from Europe and said that when she lived there that is what they did. I can agree because I know that I went shopping more than once per week but mainly because my refrigerator was so small.

Although she may hate the grocery store she has no choice until the summer when the markets and farmers put out fresh produce for sale. In Europe she went to the market every day or they picked from their own crop fresh produce.

They didn’t really have it sitting around in the refrigerator like Canadians do. So although food is not that important when she does eat her meals she likes them to be the freshest they can be even if she doesn’t have her own backyard garden.

 

Money is no object

 

You could tell a grocery shopping hater all the money saving tips in the world but if they dislike grocery shopping they likely won’t care and block out all conversation.

Maybe you know someone who has a juicy income and shopping for clothes, yachts and jetting off on vacation is more their style rather than grocery shopping.

The last thing rich people or people who are well off because money is no object want to be doing is grocery shopping. Sometimes I wonder if it’s not that posh to be seen in a grocery store if you have money just as it is to not drive your own vehicle, rather be driven around by a driver.

There are some famous people who do love to shop. I remember reading about the Kardashians and even though money is no object for them they grocery shop and use coupons.

Sometimes even the rich and famous want to feel normal so grocery shopping on their own gives them back that sense of independence even though many people loathe going grocery shopping as a normal weekly occurrence.

 

Fast food rules

 

You might find these people might be single and not want to cook a meal or just simply love fast food and will pay for that convenience even if it’s known that fast food is not that healthy for our bodies.

We have a single friend who hates to cook and she tells us that every day she heads across the street from her work to the gourmet food shop and picks up ready meals to bring home.

She tells us they are delicious and I’m not doubting her because they are all homemade and the price reflects that. You can find some decent home-cooked meals if you are not a fan of cooking but be prepared to pay out-of-pocket for someone else to do the cooking for you.

 

No time

 

The last reason I can think of and I’m sure there are tonnes more is that lack of time means that going to the grocery store is a less than desirable chore to get done. You may not hate the grocery store but you hate wasting more valuable time that you don’t have to spare.

In this case the shopper may again just rush in to get what they need and get out not worrying about the grocery budget and you’ll see that receipt disappear in to the bin before they get a chance to read it because they don’t have time. They trust the computer system and scanning code of practice is no big deal if the store allows it. If they pay more, they pay more but what’s most important is not the money it’s the time.

I know I’ve just touched on a few reasons why some people may hate the grocery store today and to be honest only you know what you don’t enjoy grocery shopping. If you are one of these people who hate the grocery store or know someone who does share your reasons why because I’d like to know.

Happy Shopping.

-Mr.CBB

 

April grocery game challenge posts

 

If you missed any grocery game posts for the month I will post the line-up for the month each week here in this section for you. :)

 

Grocery saving tips

 

Click, Save and Print. It’s that easy!

Free Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the saving process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…… Grab it while you can… It’s FREE! We use it to budget.. check it out!

 

Ultimate grocery shopping guide

 

Everything you want to know about grocery shopping in Canada is below with new information added monthly.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email and let me know.

 

Food food and more food

 

shopping-cart-short-cash grocery store

 Shoppers Drug Mart

  • 4 L Milk Sale $3.97
  • 4 x Armstrong cheese Sale $3.88 ea

Total out-of-pocket $19.49

 

Zehrs

  • 3 x Mango juice Sale $0.54
  • 2 x Pineapple Sale 2/$4.00
  • Mushrooms $2.29-pink sticker $1.15
  • PC Thins $3.20-pink sticker $1.20
  • Cheese sticks $4.49-pink sticker $2.25
  • 3 x condensed milk Sale $0.97

Total out-of-pocket $13.13

 

Grocery shop results

 

Yearly grocery budget for two: $2820

(The above total does not include the stockpile budget of $240 per year or $20 per month.)

  • Total Grocery Budget for the Month: $235.00 or $78.33 week with potentially one no-shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Budget for March $235.00-$20.82=$214.18/4=$53.54
  • Total Coupons Used this Week : $0
  • Total Coupons Used to date: $33.75
  • Total Discounts this Week: $0
  • Total Discounts Used to date: $5.54
  • Total Gift Cards Used to date: $33.18
  • Total Rewards Points Used: $0
  • Total Rewards Points Used to date: $0
  • Stockpile Budget ($20.00): $20.00-$20.00=$0
  • Stockpile Budget Used to Date: $20.00+$19.08+$17.94+ $2.06+$20.00
  • Total Spent This Week: $32.62
  • Total Spent So Far April: $235.07
  • Total Over/Under spend this shop: $n/a
  • Total Over/Under spend for the month: $n/a
  • Total Left to Spend for the Month: $235.07-$214.18 over ($20.89)
  • Total to Carry Over Next Month: $20.89
  • Total Spent To Date This Year: (does not include stockpile budget) Jan $242.66+ Feb $191.74+ March $255.82+April $235.07
  • Weekly Overview: We didn’t need too much this week but the cheese was such a great deal that we stocked up a bit more. I think we have enough cheese now for a little while.

 

Coupon Sleuth

 

Did you find any coupons? If so share the details in the comment section of this post where you found it and what the coupon is for with expiry.

coupons Canada apr 2014 grocery store

 

Frequently Asked Questions

 

 

Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.

 

  • Do I have to be Canadian to post my Grocery Shop?

 

No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.

 

  • When does the Grocery Game close each month?

 

The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month. You can post your shops all month-long.

 

  • Does your Grocery Budget include health and beauty and laundry products?

 

Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.

 

 

Here are your latest Coupon Match-ups of the week and your weekly Checkout 51 offers from 25 Newspaper Inserts around Canada compliments of Save Big Live Better that you can use to help you save money in the Grocery Game Challenge.

 

  • What is an FPC?

 

An FPC is a free product coupon which means you can get a free product as described on the coupon.

 

 

You can find all your store coupon policies here. If you are not sure it’s always best to call the store and ask.

 

 

I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2014 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general.

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge Canada 2014!

-Mr.CBB

Money-quote

 

Are You New To Canadian Budget Binder?

 

Product pricing less than the manufacturer advertised price : The grocery game challenge #3 Apr 14-20, 2014

pre-priced products Mr. Goudas honey mielPRODUCT PRICING IN YOUR FACE

 

Price monitoring may lead to us seeing more of the manufacturer advertised price printed right on the product we are purchasing at the grocery store.

Back in March I wrote a post about the suppliers fighting back because they no longer want to see their products viewed as the loss leader to get customers through the door.

Some places like Shoppers Drug Mart have a great deal on milk which is why we buy it there every week paired with their Shoppers Optimum program for points however the milk is advertised at below cost pricing from what we were told.

Now that’s not a bad thing from our perspective as a customer because we use milk every day and we want the best prices. We shop more at Shoppers Drug Mart not just because the milk is cheap but also because of the points program and great flyer specials they have.

Does the milk get us through the door? You bet! If we didn’t need milk and eggs which also go on for a great price at $1.99 most weeks we might not go in as much. You know you are a regular when the staff know you by name like they do us lol.

 

Manufacturer advertised price

 

It was the product in the photo above Mr. Goudas Honey with the manufacturer advertised price on the bottle that alerted me to something I haven’t seen before in terms of pricing. However as you can see the store price tag is selling the honey for less than the manufacturer advertised price at $6.49.

Even if it’s only the manufacturer suggested retail price on the product the retailer has to decide whether they want to sell it at that price or lower the price. You won’t see the price any higher than the labelled price because that would simply make no sense whatsoever.

In a way I see this as the manufacturer forcing the retailer to make a pricing decision based on what the manufacture advertised price is on the product. They know that the retailer won’t drop the price too drastic so they cap it off at what they believe the price should be and hope for the best.

I don’t know of any product pricing laws in Canada besides the scanning code of practice but that’s not a law it’s just voluntary however you never know what lurks around corners.

Sure, we look at that immediately as it’s a great deal because we are paying less than what they originally wanted. Who is they? The manufacturer of course by why are they putting prices on the products now?

Maybe they are trying to force the stores to sell the product at that price and this is what we have to look forward to in the future. This may also be a way for the manufacturer to control the pricing from going higher but not so much lower at the moment.

We often hear of friends and fans of the blogs going over to the USA to do shopping and it’s because the price gap between the US and Canadian products makes that trip worthwhile for them.

Even though you factor in toll costs and travel time and gas for cross-border shopping once you do the math with your grocery bill you still may save more money than if you simply shopped at home in Canada.

Do we want to keep the money in Canada? Sure we do but pricing and budgets matched with what Canadian families can afford may just draw them over the border.

Do you think we will see more products with a manufacturer advertised price on them? What do you think of this type of pricing by the manufacturer?

 

April grocery game challenge posts

 

If you missed any grocery game posts for the month I will post the line-up for the month each week here in this section for you. :)

 

Grocery saving tips

 

Click, Save and Print. It’s that easy!

Free Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the saving process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…… Grab it while you can… It’s FREE! We use it to budget.. check it out!

 

Ultimate grocery shopping guide

 

Everything you want to know about grocery shopping in Canada is below with new information added monthly.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email and let me know.

 

Food food and more food

 

shopping-cart-short-cash

Food Basics

4 x Frozen Wild Salmon- Sale $6.97 reg $10

Total out-of-pocket $27.88

Grocery shop results

 

 Wild Pacific Salmon

 

Yearly grocery budget for two: $2820

(The above total does not include the stockpile budget of $240 per year or $20 per month.)

  • Total Grocery Budget for the Month: $235.00 or $78.33 week with potentially one no-shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Budget for March $235.00-$20.82=$214.18/4=$53.54
  • Total Coupons Used this Week : $0
  • Total Coupons Used to date: $33.75
  • Total Discounts this Week: $0
  • Total Discounts Used to date: $5.54
  • Total Gift Cards Used to date: $33.18
  • Total Rewards Points Used: $0
  • Total Rewards Points Used to date: $0
  • Stockpile Budget ($20.00): $20.00-$20.00=$0
  • Stockpile Budget Used to Date: $20.00+$19.08+$17.94+ $2.06+$20.00
  • Total Spent This Week: $27.88
  • Total Spent So Far April: $202.45
  • Total Over/Under spend this shop: $n/a
  • Total Over/Under spend for the month: $n/a
  • Total Left to Spend for the Month: $39.31-$27.88= $11.43
  • Total to Carry Over Next Month: $n/a
  • Total Spent To Date This Year: (does not include stockpile budget) Jan $242.66+ Feb $191.74+ March $255.82+April $
  • Weekly Overview: We are away for the week so we are eating at the relatives so we didn’t need too much in terms of shopping, well nothing lol. We did pick up the salmon since it’s such a great price and we love it. We don’t have much left to spend for thee month with the stocking up we’ve done. We do have $70 in PC points now to use if we need to.

 

Coupon Sleuth

 

We didn’t find any coupons this week since we didn’t really shop.

Did you find any coupons? If so share the details in the comment section of this post where you found it and what the coupon is for with expiry.

 

Frequently Asked Questions

 

 

Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.

 

  • Do I have to be Canadian to post my Grocery Shop?

 

No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.

 

  • When does the Grocery Game close each month?

 

The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month. You can post your shops all month-long.

 

  • Does your Grocery Budget include health and beauty and laundry products?

 

Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.

 

 

Here are your latest Coupon Match-ups of the week and your weekly Checkout 51 offers from 25 Newspaper Inserts around Canada compliments of Save Big Live Better that you can use to help you save money in the Grocery Game Challenge.

 

  • What is an FPC?

 

An FPC is a free product coupon which means you can get a free product as described on the coupon.

 

 

You can find all your store coupon policies here. If you are not sure it’s always best to call the store and ask.

 

 

I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2014 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general.

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge Canada 2014!

-Mr.CBB

Money-quote

 

Are You New To Canadian Budget Binder?

Why you should always look at a new product display : The Grocery game challenge #2 Apr 7-Apr 13, 2014

product-displaySAVINGS UNDER YOUR NOSE

 

Using a display to advertise is a great way to get a customer’s attention.

I’m pretty sure that without product displays that new products would never sell or get noticed despite mass advertising in print, television and social media online.

The old saying “out of sight out of mind” stands true because if you don’t see it you won’t find out about it or if you know about it you’ll forget about it.

How many times have you walked into a grocery store and flyer specials are starring you right in the face. That’s right, almost every single time. If they don’t put those products in our faces the likelihood of selling the mass amounts they bring in for a sale is not as great.

The fact of the matter is, it works and will continue to work as long as we keep paying attention to a new product display. Whether if it’s a new product or a sale product making sure the product is coming at us loud and clear is priority to making money and keeping you in the store to buy the higher priced items.

Don’t believe me? How many times have you read about the Justin Bieber cut out being stolen from Shoppers Drug Mart? They put Justin in the store because they knew that it would attract attention to the right people, and that it did. Marketing of this sort works for the most part because we get tired of the same old kinds of products and foods.

The good thing about checking out a product display is that you may find something you’ve been looking for or a new product might tickle your fancy. It’s not just processed foods that have a product display either. You can make your way through the produce section, dairy, bread etc. and find displays waiting for you to crowd them.

Look at the Recipes to Riches display at your local Loblaw’s stores…. they are massive just so you don’t miss it. They want you to check out the new product that cost them big bucks to market and bring into their stores not to mention the TV show and prizes.

We tried a pulled pork once only because it had a 50% off pink sticker and just to join the hype around the TV show and products. It was great but homemade is best and much cheaper to make. You will always pay for convenience no matter what you buy unless you make it at home.

 

Product display

 

Just about every week we go grocery shopping these days and each time we go there is a new pop-up cardboard product display just waiting for our attention. Although we don’t buy much boxed and canned foods we still do on occasion so paying attention while grocery shopping is important to us.

It’s amazing as well to see how many manufacturers use display devices on their displays to market their product whether it be a TV advert we can watch to a talking display.

Just yesterday I caught myself checking out every single product display that was in the store whether down the aisles, up front, at the back.. everywhere. Why?

For the most part in the past we’ve found some great deals on new products in a display whether it’s refrigerated or just a floor display. If you are an avid coupon shopper you know as well as us that coupons tend to show up on these displays as well. I can’t tell you how many great deals we’ve got using coupons on a product display with the product being on sale.

So many people pass by coupons because it’s just not on their radar but the manufacturers are saying please try our new product and here we’ll practically give it to you for free or discount it with coupons. These point of purchase displays are trying to talk to you so take a moment to see what they have to offer.

I great way to market their new products and I’m not sure I’ve met someone who is afraid of using a coupon to save money but never say never right?

I remember seeing a pop point of purchase display as I walked in a grocery store that scaled an entire wall. It was crazy but it got our attention. We don’t drink pop but the team who put the pop display together certainly achieved their goal. There were no coupons but the pop was very cheap for all the pop lovers out there.

With the grocery wars only growing bigger and bigger each week I’m not sure what changes we will see but I’m pretty sure pricing won’t be the only change. Keep your eyes open.

Do you check out new product displays in the grocery store?

 

April grocery game challenge posts

 

If you missed any grocery game posts for the month I will post the line-up for the month each week here in this section for you. :)

 

Grocery saving tips

 

Click, Save and Print. It’s that easy!

Free Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the saving process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…… Grab it while you can… It’s FREE! We use it to budget.. check it out!

 

Ultimate grocery shopping guide

 

Everything you want to know about grocery shopping in Canada is below with new information added monthly.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email and let me know.

 

Food food and more food

 

shopping-cart-short-cash

Walmart

  • 2x pineapple PM FB $1.88
  • 5 x spinach PM FB Sale $0.97 each
  • 2 x cucumbers sale $0.67
  • Crackers $2.97
  • Mandarin orange segments $0.85 (cheaper at Food Basics ah well)
  • 6 x cracker barrel cheese PM FB $4.44 each

Total out-of-pocket- $39.74

Food Basics

  • 2 x perogies $1.99 each
  • 2 x Danone Yogurt Sale 1.99 each – buy 2 save $1.50 right on display hehe!
  • Lifesmart peaches in water and fruit cocktail $1.99 each
  • Gelda Basmati Rice Sale $7.99 bag
  • Mandarin orange segments Sale $0.69
  • 4 x Bavarian multi-grain bread sale $2.00 each

Total out-of -pocket $27.12

Shoppers Drugmart

  • 1 x 4L bag of milk- Sale $3.97
  • 1 x dozen eggs Sale $1.99 using internet coupon

Total out-of-pocket $5.96

 

grocery-game-challenge-product-display

 

Grocery shop results

 

Yearly grocery budget for two: $2820

(The above total does not include the stockpile budget of $240 per year or $20 per month.)

  • Total Grocery Budget for the Month: $235.00 or $78.33 week with potentially one no-shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Budget for March $235.00-$20.82=$214.18/4=$53.54
  • Total Coupons Used this Week : $1.50
  • Total Coupons Used to date: $33.75
  • Total Discounts this Week: $0
  • Total Discounts Used to date: $5.54
  • Total Gift Cards Used to date: $33.18
  • Total Rewards Points Used: $0
  • Total Rewards Points Used to date: $0
  • Stockpile Budget ($20.00): $20.00-$20.00=$0
  • Stockpile Budget Used to Date: $20.00+$19.08+$17.94+ $2.06+$20.00
  • Total Spent This Week: $72.82
  • Total Spent So Far April: $174.57
  • Total Over/Under spend this shop: $18.98 over
  • Total Over/Under spend for the month: $n/a
  • Total Left to Spend for the Month: $39.31
  • Total to Carry Over Next Month: $n/a
  • Total Spent To Date This Year: (does not include stockpile budget) Jan $242.66+ Feb $191.74+ March $255.82+April $
  • Weekly Overview: Well we don’t have much left to spend for the month so this should be interesting to see how we make out. We do have loads of food here and likely will only need staples. If we have to we will dig into our $70 in PC points that we have accumulated but we really want to try to let that build up.

 

Coupon Sleuth

 

Canadian-Coupons-April 2014

Did you find any coupons? If so share the details in the comment section of this post where you found it and what the coupon is for with expiry.

 

Frequently Asked Questions

 

 

Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.

 

  • Do I have to be Canadian to post my Grocery Shop?

 

No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.

 

  • When does the Grocery Game close each month?

 

The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month. You can post your shops all month-long.

 

  • Does your Grocery Budget include health and beauty and laundry products?

 

Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.

 

 

Here are your latest Coupon Match-ups of the week and your weekly Checkout 51 offers from 25 Newspaper Inserts around Canada compliments of Save Big Live Better that you can use to help you save money in the Grocery Game Challenge.

 

  • What is an FPC?

 

An FPC is a free product coupon which means you can get a free product as described on the coupon.

 

 

You can find all your store coupon policies here. If you are not sure it’s always best to call the store and ask.

 

 

I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2014 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general.

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge Canada 2014!

-Mr.CBB

 

Money-quote

 

Are You New To Canadian Budget Binder?

Is one cent a grocery price savings? : The Grocery Game Challenge #1 Mar 31- Apr 6, 2014

grocery price savings one centDEAL OR NO DEAL?

 

Pack it in for the one cent day coming to a grocery store near you.

Now if it were the million dollar penny that might be a different story but it’s far from it.

We always have our eyes peeled on grocery prices when shopping but this was one deal that had us a bit stumped.

Now normally a good deal is too good to miss so when I saw this latest deal I was more than a little confused. It’s not only grocery stores posting one cent savings we’ve seen it on Facebook with airline bookings as well.

While out shopping with my wife at the supermarket I came across a deal that looked strange to begin with.

The small pack of donuts in the picture above were originally marked for $1 but there was a one week sale on that no one could resist, What was the deal? Well it’s clear from the photo that you could save a whole 1 cent.

Wow I hear you cry, that’s not a particularly good deal at all. That’s what initially thought until I got thinking about and then realized that there is NO DEAL, or is there?

 

One cent savings

 

Since the Canadian Government phased out the penny coin last year getting a product for 99 cents has become all but impossible. Unless of course there is a new penny I’m not aware of but I’m pretty sure there isn’t.

Due to rounding up or down at 99 cents or a dollar the price remains exactly the same due to the rounding up. This would be true if the same deal was applied to most food products as they are tax exempt, so what would be the point?

If you add the 13% tax as a convenience food then things look a little different. The original price becomes $1.13 rounded up to $1.15. Take the 99 cents and apply the same rule and you get $1.1187 or $1.12 rounded down to $1.10. So now you have a 5 cents difference.

I’m not sure if it’s a marketing ploy, mistake or clever cunning by using the rounding rule to actually sweeten the deal as such and further discount the item without having to apply a discount of 5 cents.

Now I’m wondering if we will see deals like this more and more as the rounding rule applies to the tax collected from products sold. This then would affect the government’s tax collection and not the profit margins of companies.

This way the company only has to lower its $1 products by a single cent and the rounding rule gives the customer the rest of the discount.

I’m sure if this does become an issue that affects the government’s pockets they would certainly look into it. So, unless I’m missing something I still have to question is one cent a grocery price savings, deal or no deal?

What do you make of this one cent savings?

 

April grocery game challenge posts

 

If you missed any grocery game posts for the month I will post the line-up for the month each week here in this section for you. :)

This will be a 5 week month of grocery shops for us but you can shop as much as you need and post as you need per grocery game post as you will always get a ballot.

Congratulations to ballot #8 Mary….. you are the March Grocery Game Winner!!! Please email me with your address.

 

Grocery saving tips

 

Click, Save and Print. It’s that easy!

Free Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the saving process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…… Grab it while you can… It’s FREE! We use it to budget.. check it out!

 

Ultimate grocery shopping guide

 

Everything you want to know about grocery shopping in Canada is below with new information added monthly.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email and let me know.

 

Food food and more food

 

shopping-cart-short-cash

Food Basics

  • Bananas $2.36 Sale $0.57lb
  • Green Beans Sale $0.99lb $2.96
  • Navel oranges Sale $0.99lb $3.48
  • 12x Gold Seal Tuna Sale $0.99ea.
  • 2x Lactancia cream Sale $0.99-$0.75
  • 1x Lactancia whipping cream Sale $2.49-$0.75
  • 2 x bags of Spinach Sale $0.99 ea.
  • Panko breadcrumbs Sale $0.99
  • Yellow onions Sale $0.99
  • Pacific Salmon $10.00
  • Red Peppers Sale $1.42
  • Pollock fish $10..

Total out-off-pocket $60.79

Shoppers Drug Mart

  • 2 x dozen eggs Sale $1.99

Total out of pocket $3.98

Metro

  • 2 x Shreddies cereal Sale $1.99
  • Kumato Tomatoes Sale $2.99
  • 2 x Old Spice body spray Sale $2.50
  • 4 x Tasters Choice instant coffee Sale $4.99-4.00
  • 3 x pkgs of chicken breast Sale $9.11, $7.97, $8.40 – $20.00 of this is stockpile for the month leaving $5.48
  • Gardein frozen chicken fingers Sale $3.99- FPC

Total out-of-pocket $56.98-$20 (stockpile)=$36.98

 

 grocery game 1 April 2014grocery game 1 April 2014

 

Grocery shop results

 

Yearly grocery budget for two: $2820

(The above total does not include the stockpile budget of $240 per year or $20 per month.)

  • Total Grocery Budget for the Month: $235.00 or $78.33 week with potentially one no-shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Budget for March $235.00-$20.82=$214.18/4=$53.54
  • Total Coupons Used this Week : $6.25
  • Total Coupons Used to date: $33.75
  • Total Discounts this Week: $0
  • Total Discounts Used to date: $5.54
  • Total Gift Cards Used to date: $33.18
  • Total Rewards Points Used: $0
  • Total Rewards Points Used to date: $0
  • Stockpile Budget ($20.00): $20.00-$20.00=$0
  • Stockpile Budget Used to Date: $20.00+$19.08+$17.94+ $2.06+$20.00
  • Total Spent This Week: $101.75
  • Total Spent So Far April: $101.75
  • Total Over/Under spend this shop: $48.21 over
  • Total Over/Under spend for the month: $n/a
  • Total Left to Spend for the Month: $112.43
  • Total to Carry Over Next Month: $n/a
  • Total Spent To Date This Year: (does not include stockpile budget) Jan $242.66+ Feb $191.74+ March $255.82+April $
  • Weekly Overview: We loaded up on eggs, veg, chicken and fish this week and used some coupons that were just about to expire at the end of March. Overall a good shop but that doesn’t leave us much for the month to spend.

 

Coupon Sleuth

 

Did you find any coupons? If so share the details in the comment section of this post where you found it and what the coupon is for with expiry.

coupons April 2014

Frequently Asked Questions

 

 

Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.

 

  • Do I have to be Canadian to post my Grocery Shop?

 

No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.

 

  • When does the Grocery Game close each month?

 

The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month. You can post your shops all month-long.

 

  • Does your Grocery Budget include health and beauty and laundry products?

 

Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.

 

 

Here are your latest Coupon Match-ups of the week and your weekly Checkout 51 offers from 25 Newspaper Inserts around Canada compliments of Save Big Live Better that you can use to help you save money in the Grocery Game Challenge.

 

  • What is an FPC?

 

An FPC is a free product coupon which means you can get a free product as described on the coupon.

 

 

You can find all your store coupon policies here. If you are not sure it’s always best to call the store and ask.

 

 

I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2014 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general.

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge Canada 2014!

-Mr.CBB

 

Money-quote

 

Are You New To Canadian Budget Binder?

What if the customer ahead of you was short cash?:The Grocery Game Challenge #4 Mar 24-30,2014

short cash shopping cart WalmartWOULD YOU PAY FOR THEM?

 

The last thing you want to have happen while paying for your groceries is that you are short cash.

Not everyone has a credit card to pay for groceries to pick up the perks nor do they care to use a debit card to pay transaction fees where applicable.

In fact many people use a cash envelope system to budget their expenses and the grocery budget is included.

This means that they carry only a certain amount of money with them when they go grocery shopping. Most times they keep this money in an envelope or a separate area.

If you are someone who only carries cash while grocery shopping being short  cash at the check-out can be embarrassing for some and for others they simply wave it off as no big deal.

Deep inside though we wish we didn’t have to put items back once they are already scanned through. Having enough money to pay for whatever we need at the grocery store is important but not everyone is that fortunate.

Planning a grocery shop using the sale flyers, coupons and other savings avenues such as Checkout51, Cart Smart and Snap Saves is reality for many people and not just because they don’t have enough money to spend but because they want to save money.

The further you can stretch the grocery dollar the better because that means you can buy more of what you need instead of coming up short on cash. To be honest being short on cash can happen to anyone, anywhere at any time.

Heck it’s happened to me so many times I can’t even count but it’s for various reasons. Some places don’t accept credit cards, debit cards and only cash for some bizarre reason.

I’m sure many of you can think of places that say their machines are always broken and only take cash. I often wonder how much of their sales gets declared to the tax man.

 

Short cash

 

For many cash is King and that means they never leave home without it or they make that special trip to the bank to remove cash from their bank account or take advantage of cash back at various stores.

What happens if you are grocery shopping with cash, no debit or credit card and the cashier tells you that your order is $65.00 yet you planned your grocery shop according to your list to ring up at $60.00?

It happens and I’ve seen it happen before where someone is standing in line digging in every pocket imaginable or emptying out their purse in hopes of finding hidden coins or bills. I’ve seen on many occasions customers who are short on cash including myself just tell the cashier to take an item off the grocery bill so they could afford the bill.

On the very rare and I mean rare occasion have I seen a customer in the grocery line behind the customer who is short cash speak up and say, “Here, don’t go without I’ll cover the rest for you”. I think it’s amazing that someone would do that for a complete stranger who was short on cash and many people would likely accept and say thank-you.

What happens when you have that one customer who says “I don’t need your money I have more than enough I just didn’t bring my purse or wallet with me” and gets upset with you? Some people would actually take offense to this kind gesture observing it as they think they are poor or don’t have enough money in the bank to pay for food.

You know you will never win in this situation but do what your heart and head tells you to do. If they will be rude then so be it your gesture was of kind nature just so they didn’t have to return product. I’ve had cases where I’ve offered coupons to a customer because they had the item in their shopping cart and was spoken to rudely.

 

Talking to strangers

 

We both love talking to people at the grocery store whether we talk to them first or they talk to us. We always take a minute to see if we will learn something new or help someone else learn something they didn’t know before they went grocery shopping.

It’s amazing how many people take pride in success and having money or wanting people to believe they have money and can take care of themselves. Just last week we spotted a shopping cart at a grocery store filled with pink sticker 50% off items.

A little old lady who was pleasant started asking us questions about products. She wanted to know if we tried them and if we thought the prices were good. We happily told her what we thought of the products she asked.

Her shopping cart was filled with bottles of Heinz Ketchup with pink stickers. Needless to say she got it all at a great deal. Later on after she checked out and was packing her groceries my wife went over to chat to her and ask how much she ended up paying for the ketchup because none of the products had original prices.

She wasn’t sure so she pulled out her receipt for my wife to look at. My wife told her that she got a great deal on the ketchup and the little old lady said her husband would be so happy because he loves ketchup.

She asked my wife if we got a bottle because she assumed she took it all. My wife said no and the little old lady offered to give her a bottle for free. For free, that’s right and my wife was a complete stranger.

My wife said thank-you to her and she said, thank-you for chatting with me. It’s amazing how if you take a moment to be kind to people you never know what will come out if it. Some people just want to chat and others don’t have a minute to live because they are going at a hundred miles per hour.

 

Your decision

 

I believe these people over-think situations especially like the two I explained above and take it from a kind gesture to something way out in left field that leaves others shaking their heads.

You try to do something nice but get shot down. Sadly in life that’s the way it goes so keep smiling and live life the way you want to live it.

If you want to pay if forward and pay for someone’s coffee ahead of you or help someone out who is short cash do what feels right. If they don’t accept your kind gesture someone else would be more than happy to one day.

For me I’d help out as much as I could but to a certain extent. I’m not going to pull out my credit card to pay $100 that a customer is short on cash.

If they are short $10 I’d likely have no problem helping them out. I mean it doesn’t happen every day and doing something nice makes me feel good inside especially when I know I’ve made someone else’s day.

Hang on to your money and share it with those that clearly won’t mind that helping hand when they come up short cash or simply pay it forward.

Have you ever pitched in some money if the customer ahead of you was short cash?

How much would you be willing to help out?

 

March grocery game challenge posts

 

If you missed any grocery game posts for the month I will post the line-up for the month each week here in this section for you. Next Tuesday I will have our March Grocery Game winner posted!! Stay tuned and post your shops! :)

 

Grocery saving tips

 

Click, Save and Print. It’s that easy!

Free Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the saving process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the Canadian Budget Binder Budget Spreadsheet in Excel…… Grab it while you can… It’s FREE! We use it to budget.. check it out!

 

Ultimate grocery shopping guide

 

Everything you want to know about grocery shopping in Canada is below with new information added monthly.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email and let me know.

 

Food food and more food

 

shopping-cart-short-cash

No Frills

  • 2 x Grape tomatoes Sale $0.97 ea.

Total out-of-pocket $1.94

Shoppers Drug Mart

  • 2 x Schneider’s Bacon Sale $3.49
  • 4 x 2% milk Sale $3.97 ea.
  • 2 x Breyer’s Ice-cream Sale $3.49 ea.

Total out-of-pocket $30.84 plus we received 8000 Shoppers Optimum points =$10.00 on regular redemption

Food Basics

  • 2 x Fleecy Fabric softener Sale $2.88 ea.
  • 1 x Plain Yogurt Sale $1.99
  • 2 x spices Sale $0.99 ea.
  • 2 x rapini Sale $1.67 ea.
  • 1 x Cauliflower Sale $1.66
  • 1 x reduced mushrooms $1.49
  • 1 x double pack of cantaloupes reduced $1.49
  • Case of spring water Sale $1.97
  • Tomatoes on the vine Sale $1.52
  • Premium Bananas Sale $0.57lb $1.40
  • 4 x Danone Yogurt Sale $1.99 each – $1.50 wub2 coupon x 2
  • Baby carrots 2lb Sale $1.95
  • 3 pack Romaine hearts Sale $1.95
  • 3 x Bavarian Multi-grain bread Sale $1.99 ea.
  • 1x Reduced Produce Mangoes $1.99

Total out-of-pocket $40.33

Zehrs

  • 2 x Parmigiano Regianno Cheese from the wheel $9.95 and $8.20
  • Cremini mushrooms $3.99-50%
  • Real Lemon Juice sale $2.99

Total out-of-pocket $31.33

 

ggc 4 March 2014

 

Grocery shop results

 

Yearly grocery budget for two: $2820

(The above total does not include the stockpile budget of $240 per year or $20 per month.)

  • Total Grocery Budget for the Month: $235.00 or $78.33 week with potentially one no-shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Budget for March $235.00
  • Total Coupons Used this Week : $3
  • Total Coupons Used to date: $27.50
  • Total Discounts this Week: $0
  • Total Discounts Used to date: $5.54
  • Total Gift Cards Used to date: $33.18
  • Total Rewards Points Used: $0
  • Total Rewards Points Used to date: $0
  • Stockpile Budget ($20.00): $17.94 (chickpeas dry) + $2.06 (beef) =$20.00
  • Stockpile Budget Used to Date: $20.00+$19.08+$17.94+ $2.06
  • Total Spent This Week: $104.44
  • Total Spent So Far March: $27.69+ $69.33+$54.36+$104.44=$255.82
  • Total Over/Under spend this shop: $20.82 over
  • Total Over/Under spend for the month: $20.82 over
  • Total Left to Spend for the Month: $235.00-$255.82=-$20.82
  • Total to Carry Over Next Month: -$20.82
  • Total Spent To Date This Year: (does not include stockpile budget) Jan $242.66+ Feb $191.74+ March $255.82+April $
  • Weekly Overview: We went over budget this month but no surprise given the Parmigiano Reggiano cheese which was an amazing price at 50% off. We also participated in a Shoppers Drug Mart grocery event where you spend $30 on grocery get $10 in Shoppers Optimum points. The bacon and ice-cream was on sale at Shoppers so we decided to add that to the cart. We don’t normally buy ice-cream but have had enough of this snow and besides a treat is nice once in a while instead of going on to pay for a cone. The cone would likely cost you the price of a tub of ice-cream. We do have 2 $5 Chapman’s ice-cream coupons but one expires in December and the other in 2015 so we have plenty of time to use them up. So after the $10 in points we got back we are actually only over the $10.82 but since we don’t physically have the cash we will treat is as we went over.

 

Coupon Sleuth

 

Did you find any coupons? If so share the details in the comment section of this post where you found it and what the coupon is for with expiry.

 

Canadian Coupons Grocery Game Challenge

 

Frequently Asked Questions

 

 

Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.

 

  • Do I have to be Canadian to post my Grocery Shop?

 

No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.

 

  • When does the Grocery Game close each month?

 

The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month. You can post your shops all month-long.

 

  • Does your Grocery Budget include health and beauty and laundry products?

 

Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.

 

 

Here are your latest Coupon Match-ups of the week and your weekly Checkout 51 offers from 25 Newspaper Inserts around Canada compliments of Save Big Live Better that you can use to help you save money in the Grocery Game Challenge.

 

  • What is an FPC?

 

An FPC is a free product coupon which means you can get a free product as described on the coupon.

 

 

You can find all your store coupon policies here. If you are not sure it’s always best to call the store and ask.

 

 

I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2014 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general.

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge Canada 2014!

-Mr.CBB

 

Money-quote

 

Are You New To Canadian Budget Binder?