grocery game monthly challenge

5 Cheap Lunch Ideas To Get You Through The Week : The Grocery Game Challenge 2016 #1 Sept 5-11

BE KIND TO YOUR GROCERY BUDGET AND DINE-IN FOR LUNCH   You don’t need to eat steak and mushrooms for lunch nor do you have to create an elaborate spread to bring with you wherever you travel for the day. There are plenty of cheap lunch ideas that are delicious, filling and will cost you less than what you’ll pay at those money-making fast-food industry giants. One of the biggest reasons some people spend less on groceries is because they are eating out and making excuses why they can’t eat at home. If someone tells me they spend $100 a month on groceries such as I often ask how much they spend eating out. The reason is because we forget about those expenses BUT they are still part of your food budget because you are replacing the grocery store or farmers market for fast-food or restaurant options. If you tell me that you have an eating out budget I’d say good for you, however if your goal is to save money you could consider getting rid of or limiting the amount of money you spend on eating out, unless of course you can afford it. You wouldn’t be reading this […]

How To Boost Your Financial Situation When You Can’t Afford To Pay Rent

THE CHOICES WE MAKE WITH OUR MONEY AFFECT EVERYDAY LIVING   Not everyone who struggles to pay rent wants to up and move but for many it’s a reality that they must face because they wrangle month after month with financial insecurities. The biggest issue facing many Canadians right now is that rent in most cities keeps going up along with the cost of living and minimum wage has not kept up with inflation. About one-quarter (3.3 million) of all Canadian households are precariously housed, living in housing that is unaffordable, over-crowded, below standard, or a combination of all three. Poverty in Canada is high with many Canadians struggling to make ends meet even if they are those friends, family and neighbours with the big house and fancy cars. You’d be surprised how many rich-like people are actually house poor. There’s a reason spending only 30% of your gross income on housing is imperative because if you go over you face declines in other areas of your budget such as food, transportation, clothing and other necessities. There are 35,000 Canadians are homeless on any given night. Over 235,000 Canadians experience homelessness every year with 5000 being unsheltered, 180,000 staying in […]

CBB’s 2014 Top Posts and Blog Review!

This year on Canadian Budget Binder has been one of the best years to date and for that I want to start this post with a huge thanks to all the fans. The highlight of my year on the blog has been networking with so many personal finance bloggers and getting to know more fans through social media outlets. As you all know it’s been a super busy year for the CBB as we welcomed our baby boy into the family and I’ve worked my butt off to shift my career to new heights. With that came some changes to the blog where I had to decrease my everyday blog posts to a few each week. I take blogging seriously and when I write I spend hours on each blog post. I was worried that I might see many of you leave but to my surprise the blog kept going strong and my fans supported me along the way. I can’t tell you how much that support means to me. Thank-you! If you are a fan who has sent in a question that I’ve replied to in the form of a blog post, thank-you. I appreciate all the fan questions […]

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