Should kids go without lunch for parents debt? -The Saturday Weekend Review #57

FOOD WASTE FOR NOTHING   Breakfast, lunch and dinner are all important meals of the day. What is also important is making sure that we do our best to make sure that our children are getting their daily nutritional needs looked after. I don’t care who you are or where you live if a child is hungry or asking for food and you do nothing about it then you must be heartless. A child is so innocent that we should never turn our backs on them even if we have nothing to offer.   Don’t pay you don’t eat lunch   Even worse is when you feed a child and then take their lunch away and proceed to throw it in the garbage only because the child’s parents did not pay a lunch bill with the education system. I wasn’t just shocked when I read this article last night on Yahoo about a Salt Lake City, Utah school that wasted 40 lunches of children whose parents failed to pay their cafeteria balance just moments after the meal was served to them. Could you imagine sitting down to eat your lunch so pure at heart only to have someone take that […]

Will the Ontario minimum wage hike help? PF Friday Grab a brew #57

IN ONE POCKET OUT THE OTHER   Surviving on minimum wage is not easy in fact when I moved to Canada the only jobs I could find were minimum wage jobs although that was still a struggle at times. Living in the UK was equally as difficult because prices for petrol and food not to mention housing accommodations were astronomical compared to what we earned. I was already used to living on a tight budget and working hard to make ends meet to stay ahead of the game but I guess I expected more moving to Canada but knew I would have to work my butt off no matter what challenge I was given. No road is an easy road unless it’s all handed to you on a silver platter but even then those people still fall. Unless you haven’t heard the Liberal government is giving a $0.75 boost to the minimum wage in Ontario raising it to $11.00 an hour. They say this is in line with inflation but is it really enough to get by on?   Finding a job   I struggled to find work even with my University Degree from the UK because it wasn’t fully […]

Why I’m not buying your house for sale

BUY MY HOUSE……   There are reasons why I won’t buy your house for sale unless it was up for sale at a fantastically low price and here’s why.   Since spending months looking at open houses only a few years ago before we bought our current home my wife complained that I was too picky. I’m pretty sure her views have changed now over the years of learning more about the home buying process. I blogged the other day about how to avoid home buying mistakes the first time but this post goes a bit deeper into what we saw and what we were looking for in our first home. I swear she thought we would never buy a house at one point and the real estate agent was probably getting a little annoyed too. I can’t even remember the amount of houses we visited but it was quite a few although the reality is I didn’t want to buy a house just because it looked pretty. If you have a house for sale and are wondering why your house hasn’t sold yet you might want to look at some of the obvious.   Wrong MLS information   These […]

How we cash in on unused clutter in the winter

EVERYTHING HOLDS VALUE   Don’t underestimate the value of an item because what you may consider junk another may consider a treasure. It’s cold outside especially if you are living in Canada like us. There’s no denying the temperatures in 2014 are by far the coldest we’ve had in a long time.   Clear the clutter   It seems almost everyone is complaining about being stuck indoors and having nothing to do so how about winter pre-spring cleaning around the house? Yes you read that right! I’m always getting emails or fans asking, “How can I make extra money to pay down debt?”. Well sometimes the easiest and fastest answer is right in your own home. There’s no point sitting around the house this winter doing nothing if you have piles of potential cash in unused clutter sitting around your house. Make the most of your clutter and sell it for a nice profit that you can put into your emergency savings or use the money you earn for whatever financial decisions are important to you.   The clear-out   How do you begin to clear out clutter? That’s easy. Every successful clutter clear-out starts with a plan so know […]

grocery game monthly challenge

Are you a helpful grocery shopper?-The Grocery Game Challenge Jan 27- Feb 2, 2014 #5

HELP IS ONLY A QUESTION AWAY   If you are a grocery shopper and have a question, ask. It’s as simple as that. I’ve always said that there are no stupid questions no matter what situation you are in, even if it’s at the grocery store. It’s always better to ask then to guess especially around you that might know the answer. I believe that learning how to be a smart grocery shopper not only begins with the budget but it begins with you. I can’t tell you how many times we’ve been grocery shopping and another grocery shopper has asked if one of us was an employee because they are desperate for help. In a silly way it’s more the shoppers grocery store than it is the grocery stores store… if that makes sense. We help each other out when we can. I don’t know about you but the last place I want to be without help is the grocery store because I just don’t want to hang out there any longer than I have to. I’d like to think that every grocery store has its ups and downs and busy times so although they are willing to help […]

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