grocery game monthly challenge

The Grocery Game Challenge April 9-April 15- What’s In Your Bags?

Last Week we came in under budget spending just $32.50 that’s $31.50 less than we could have spent. It is now Wednesday and we still have had no desire to go out shopping however we do need a few staples. I think going to the relatives for Easter has set us back a bit this week. Yes that means we ate too much and food has been the last thing on our minds! I’ve posted a couple of new handy Tools for you in the Kitchen which you can print for free. Pantry List Kitchen Needs List Freezer Inventory List I’ll keep you all posted of our weekly Grocery Shop by updating this post as we shop.  This week we can spend $64 + $31.50 for a total of $95.50. Here’s Our Weekly Shop We decided to go “Pink Sticker” shopping last night and here is what we bought! Zehrs 1x Glade Sense and Spray Reg $8.04 sale 50% pink sticker =$4.02-$4.00 =$0.02 Almost free there were loads but we didn’t have any more coupons 🙁 Sponge Towels Sale $3.99-$1.00= $2.99 Coupons Used $1.00 Total Oop= $ 3.99 We also picked up 6 Jugs of Saf- T- Eco Salt for Winter […]

Help Stock My Pantry To Save Money And Make Healthy Meals?

A fully stocked pantry is a happy kitchen. We love “Reader Questions” at Canadian Budget Binder and sometimes ask our fans on Facebook for their input.  When we put together our shopping list for the week we aim to purchase the staples that will help us build healthy, flavourful meals. The most important part is making sure we stick to our grocery budget so we plan our meals around flyer specials of the week. There are so many meals you can create as long as you have the staples in your pantry. If you ever thought which is better store bought or homemade  while considering cost it’s almost always homemade in our books. So, today’s question comes from Nicola Don. Question: What staples should you have in your pantry at all times? FREE Tool: I’ve even made a handy Canadian Budget Binder Pantry List for you as well! Just click save and print. I opted to use a lifeline and asked my Facebook  community of savers what they could come up with to help Nicola and for others starting a pantry stock-up. I always like to encourage people to limit eating out and eat at home  for budgeting and health reasons. Eating out all of the time […]

Are Blue Recycle Bags Costing You More In The Budget Than The Blue Bin?

It’s a mundane task but someone’s got to do it and no the pooch isn’t equipped to handle large loads. Each week we set the alarm nice and early to make sure we take the rubbish out to the road for collection. Some of us are smart and put it out the night before, but potentially risk getting a visit by natures masked bandits (raccoons) and wake up to a mess. Some weeks are better than others but for the most part we manage to toss out what we no longer use in our home. Sometimes  my neighbours pay me to walk my dog on bin day, and that’s ok I don’t mind. It’s amazing what people throw away but what’s most amazing is the cost comparison between blue bags and blue bins. Each city is different in what they allow to be tossed in blue bins or bags but for the most part the list is standard. It’s always best to contact your city for details and by-laws. Are you literally throwing your money away using Blue Recycle Bags? Let’s do a comparison, shall we! We will use Canadian Tire Regular Prices meaning they could get even cheaper if you wait for a […]

Landscaping On A Budget In Canadian Soil- The Series Part 1

Get Ready To Landscape Your Dream Home Now that spring has sprung many people are anxious to get outside to start on their landscape projects. However, for many the mere thought of doing landscaping can lead to sleepless nights and visions of empty bank accounts. Over the years I have worked with many clients who have fallen into this category, they want to bring their yard to life but they are worried about the costs associated with undertaking the project. In many cases they are first time homeowners who have never landscaped before and have heard stories from friends and family of how much their backyard retreats have cost. They also may have simply wandered into a garden centre only to have been overwhelmed by names and price tags. On top of that, many folks today are both budget conscious and “green” conscious and want to bring both of these items to the table when beautifying their property. Landscape design: The plan As a landscape designer the first thing I ask my clients is about their budget – right away you need to know how much you want to spend on the project initially and long-term. Let me explain, when you undertake […]

How To Maximize Your Mortgage

  TAKE ADVANTAGE OF SHAVING YEARS OFF YOUR MORTGAGE Many people get into their first home and are so busy fixing it up, moving in and just getting used to their new home they quickly forget about their mortgage, other than that big chunk of cash that goes out of their account every month. They are losing money by ignoring it! Many banks don’t explain much in the way of “best practices” with mortgage repayment.  One of the simplest is paying your mortgage on either a Weekly or biweekly basis to speed up the repayment process, but beware, some banks offer non-accelerated weekly or biweekly which do nothing to pay back your mortgage faster! Follow this simple system when setting up your payments: If you are paid every 2 weeks, pay your mortgage with biweekly accelerated  If you are paid any other way, pay your mortgage weekly accelerated. The reasoning is simple, say your mortgage is $1000 per month, paying biweekly accelerated puts more onto your mortgage in a year ($500 x 26 = $13,000 vs. $1000 x 12 = $12,000), same with weekly accelerated ($250 x 52 = $13,000). So apart from your mortgage payment, what else can you […]

Good Friday Meal-Lightly Fried Fish with Garlic,Lemon Butter On A Bed of Rice & Lentils- Cost $ 1.93 each

You are bustling getting everything sorted for Easter Dinner that you forget about Good Friday and the meatless meal you may have to tackle. Although our Easter Dinner in the Crock pot will be quick and simple and stay with-in budget we needed something special for Good Friday. What is Good Friday?  Good Friday is a religious holiday observed primarily by Christians reflecting on the crucifixion of Jesus Christ and his death. The Holiday is observed the Friday preceding Easter Sunday and may coincide with the Jewish Passover. You can read the entire story here. Being that the wife is Catholic they have a day of fasting on Friday meaning they eat smaller meals and no meat. I thought it would be a great idea to come up with a recipe for this Good Friday to share with the family. Even if you are not celebrating this dish is remarkable in flavour and can be eaten any time of day breakfast, lunch and dinner any time of the year. This recipe may be used with any white fish, here I chose Pollock smothered with a garlic lemon butter sauce on Basmati Rice with Red Lentils. This fish would taste great paired with a nice bottle of White Wine Gewürztraminers from Niagara Falls, Ontario. […]

Paid By Cash In Canada- Bought My EMMO Bike-My Dreams Came True

Guest Post By: Janice Dicker Janice submitted her “Paid By Cash” story to Canadian Budget Binder to share how easy it is to reach a goal when you put your mind to it! Saving is easier when you budget and think outside the box like Janice! About Us Hi my name is Janice Dicker and I would like to start out here and let you know that I’m disabled. I’m not ashamed of my disability and I’m working hard on trying to make ends meet with my disability pension along with my husband who is also disabled. Together we  have a comfortable small house, a wonderful son, 4 dogs and a reliable car that gets us from point A to point B. The problem is this reliable car is costing us more money than we can truly afford. After paying the bills each month we use what money is left to buy groceries for the family. This is all the money we have and are unable to save for a rainy day. I’ve thought of ways that we could maximize on what we have to save some money and create an Emergency Savings Fund  for when something would happen. I needed […]

grocery game monthly challenge

The Grocery Game Challenge April 2- April 8 Happy Easter!

Since Easter is just around the corner I thought it be proper to highlight this special occasion for most families around the world.  I’m sure this weeks shop will include Ham, Potatoes, apples, stuffing, vegetables, gravy and dessert (brownies will be our number one chocolate pick of course) ha! One of my favourite recipes is what I call our Easter Dinner In The Crockpot which was sent by Shelley C. a Facebook Fan.  I ran with her  potato and ham idea and  made it my own jazzing it up with various spices and variations so that we could use it for Easter or any night of the week. It was a hit so try out my version and see what you think! Thanks Shelley! We love getting recipes at Canadian Budget Binder so simply email me your recipe along with your name and if I use it on my blog I will make sure you get the credit you deserve! Although we will be heading to the relatives for dinner this year we still made it to the shops to pick up some quick items.  When I finished our March Budget update and actually saw our $200 overspend on groceries it really […]

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