How to handle when your spouse spends too much money

When Money Becomes A Problem   Money can easily become an issue in a marriage when one spouse spends more than the couple earns. Whether the spending habit was there before the union or it occurs as the marriage progresses it must be addressed before it spirals out of control. As I was walking to my car the other day leaving a grocery store my eye caught a woman walking back towards her car. Her husband was waiting at the car as she was throwing her hands up in the air obviously annoyed, as she approached their vehicle. I heard her say ‘I thought we had money on that card’. I am assuming she was unsuccessful paying for their grocery bill which brought up a lot of issues with her spouse. Her husband with an irritated look on his face got out of the car and proceeded to head back into the store with her. Not knowing their story and why the expected funds were not available I can only assume that there was a lack of communication or an oversight with their finances. I don’t know how this story ended as I minded my own business and continued to […]

How to save money whilst doing your hobbies

DO WHAT YOU LOVE AND THE REST WILL COME   We all know how expensive hobbies can be. Shelling out for that new pair of running shoes, or extra flying lessons for those a little more adventurous can leave serious holes in our pockets. The thought of giving it up simply doesn’t cross our mind. In the day-to-day stresses of life hobbies are becoming an important aspect of keeping us fit, healthy and stress free. They offer a relief and change of mind-set from our everyday lives so giving them up due to financial constraints can often leave us feeling down. But, why should you give them up? There are plenty of ways to save money while still continuing to do the things you love and in some cases you can also make a nice profit yourself. Of course people spend vastly different amounts on their hobbies every year. A woman hugely passionate about skiing is almost guaranteed to spend a lot more than a man who enjoys sitting by the fire and playing guitar but whatever your interest you could save yourself a small fortune. Gardening for example is a particular favourite for people across the globe. But even a simple […]

grocery game monthly challenge

Are you supermarket loyal?-The Grocery Game Challenge Jan 20-26, 2014 #4

SEE YOU NEXT WEEK …INSERT NAME _____.   Being supermarket loyal sure does exist. In fact one of my wife’s friends who is single doesn’t even go to the traditional supermarket. What she does is she goes to a local produce store which also has full section of pre-made meals. The best part is she can walk to the shops from her apartment which is also a bonus for her. Transportation reasons is a perfect example why some people may be supermarket loyal simply because it’s easier to shop there than going to another store further away and having to find an alternate means of transportation. She told my wife she has no need to go to the big box grocery stores when she hardly cooks and the pre-made meals are perfect for her. The store has everything else she needs including milk and conveniently a bakery right next door so being supermarket loyal to her means that she has everything she needs in one spot even if it’s a few shops next to each other. I’ve come to realize that everyone is unique when it comes to grocery shopping habits based on what their own personal needs are. Not […]

Are skilled trades the better choice for Canadians?

YOUR CAREER PATH STARTS WITH YOU    Are you thinking about going to University? Maybe you should think about trading up and getting involved in the trades. There used to be a time when the working class were the ones filling the skilled trades positions within Canada and other countries. The middle and upper class went to University and took the higher paying jobs and that was the way life was. As the times changed more and more people decided that going to University was the better choice in finding a career. This increase of students has had some negative effects one of which is the shortage of skilled trades people in the industry.   Wages and debt   Some of the other side effects are decreased wages in some University fields purely because of over saturation of the job market. Companies can have the pick of people and pay them less wages based on the fact that they can replace the person with another from the thousands waiting for employment. I can remember in the UK that quite a number of University graduates couldn’t actually find employment in the field they chose. Instead, they ended up in low paid positions in a […]

Cherry Cheesecake

HOMEMADE CHEESECAKE RECIPE YOU CAN’T RESIST   I promise that if you love cheesecake this will be the last homemade cheesecake recipe you will ever search for. It’s the ultimate creamy cherry cheesecake that everyone will be talking about at your next dinner party. Don’t let the decadent cheesecake scare you away from making it homemade because it didn’t scare me. I watch the food network, family members in the kitchen, read recipes and make mistakes and that’s how I learn to cook and bake. You only fear what you think you can’t do, so try it. Making a cheesecake is very simple to do but like anything takes time and by trial and error you will find what works best for you like I have over the years. Cheesecake has long been a favorite in many homes around the world and if you don’t make homemade cheesecake you know that if you were to go to a bakery you will be paying quite a bit of money for a simple cheesecake.   Store-bought cheesecake   I believe the last cherry cheesecake that I purchased was with my best friend since he’s a big fan of cherry cheesecake (nope he’s […]

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