The best of Canadian Budget Binder 2013

THE BEST IS YET TO COME   The 2013 year has gone by so fast and with 2014 looming around the corner I am looking forward to our third year here at Canadian Budget Binder. Over the past two years I have been met with many ups and downs here the biggest being re-designing the blog which took nearly a full year. Personal finance has been a passion of mine for many years now and it’s been wonderful learning about Canadian personal finance and reading what others have to say while sharing my personal insights and stories. I especially love to share fan stories because the blog is for the fans, this is what I’m here for, you. A huge positive for Canadian Budget Binder in 2013 was bringing Katrina and Nicola on board with me to share their insights and recipes. They are both my rock here and committed to helping others as much as I am and I thank them from the bottom of my heart. Although Canadian Budget Binder is all about personal finance we all have to eat and eating costs money. Food is a huge part of the success of this blog and it’s here […]

Biscotten Torte (Biscuit Cake)

Hi everyone and a Merry Christmas to all of you. We have opened all of the gifts and ate loads of turkey and leftovers made into wonderful meals over the last couple of days. I try to use up all of leftovers and biscuits so there is no food waste in our home and there is no exception to the rule. I made my mums trifle for Christmas day pudding and still had some lady fingers left over which I needed to put to good use. I’m going to use them up to make this lovely traditional Biscotten Torte also called a biscuit cake. Now this recipe can take most biscuits as long as they can soak up some juices. So you don’t necessarily have to use the Italian lady finger biscuits. When making this dessert I sometimes substitute the rum for coffee or for a coffee flavoured milk. This recipe will also use up the rest of my whipping cream I used to top my trifle too so it’s a win-win situation for me. I try to think of ways to flip my food creating new recipes as I go along although this one is more a traditional one […]

The Saturday Weekend Review #52: Should all computer pricing errors be honoured?

TO HONOUR A PRICE OR NOT   We’ve talked about pricing errors before here at Canadian Budget Binder which is essentially either a glitch in the system, human error or simply a price not being changed properly. Earlier in November I talked about an online glitch for Wal-Mart but they did give back to the customers in question with a $10 gift card. In Canada we call this the Scanning Code of Practice (SCOP) which most stores follow such as Wal-Mart, Shoppers Drug Mart and No Frills just to name a few. The short story is if a price scans higher than the shelf price you get the price free up to $10 or a $10 deduction from the price if it is over $10 in cost to you, provided the store participates in the program. Sounds great, and it is as long as you are aware of SCOP which sadly, many people are not. I was reading a story on Yahoo this morning about a computer glitch for Delta Airlines apparently caused by a junior programmer. Prices for first class flights were being offered at prices that no one could refuse and they were being snatched up and fast. […]

PF Weekly Grab a Brew #52: Boxing Day madness wasn’t so mad

DEALS WORTH GETTING UP FOR   I don’t mind going shopping on Boxing Day as long as long as I don’t have an agenda. I find that every year we tend to head out to the stores with no goal in mind only to see what bargains are to be found. It’s more of a tradition each year now just to roam around and see what the stores are getting rid of at rock bottom prices. We set out early on Boxing Day bright and early at 5:30 with our first stop being Future Shop for 6am only to notice that the line-up wasn’t near as long as it was in 2012. What is going on? Are people not wanting to spend money on Boxing Day? Are the deals not worth getting up for? To be honest we didn’t even read the Boxing Day flyers as it’s been so busy. Is online-shopping taking front seat to getting up and venturing out into the cold waiting in line? Not everyone is comfortable shopping online yet but I’m betting over time we will see more people staying home unless the stores come up with better in-store deals. Future shop even went as […]

How to survive a winter storm with no power

MAKING IT THROUGH THE STORM   While the ice storm that we had this week in Ontario created quite a sight to see, sparkling trees covered in glistening ice and an ice covering over everything, this Winter Wonderland also came with a lot of destruction, inconveniences for many and sadly a couple of deaths. With hundreds of thousands of people losing their power there are still a number of people who are waiting for theirs to come back on, 48 hours or more after the storm while others enjoyed Christmas Day in the warmth of their homes. Being prepared for an extended power outage can make getting through those long, cold days less of a struggle. The recent cold snap hasn’t helped the situation.   Staying Warm   Having no power means no heat in your home. Staying warm will be a challenge if you are not prepared. We had a little notice that this storm was coming and I have to admit I was not as prepared as I could have been. Beyond having lots of blankets and warm sweaters to put on, seeking out warming stations that many cities provided would have been an option if our power […]

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