6 Ways to Give Back Without Monetary Expectations : The Saturday Weekend Review #134

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ANYTHING TO SEE SOMEONE SMILE   One of the hardest things for people to do is give something away for free that they worked hard to pay for or their time. We see it happen over and over how some people will cling to every last dollar they earn or possessions they have and other people who just give back. Here’s the thing though, if you want to give back it doesn’t have to be monetary in nature. You don’t have to give up your favourite toys, clothes or furniture to give back. So, yes you can do things to make other happy without digging into your bank account.If you can give back by donating stuff that’s great but it’s not necessarily the only way.   Give Back without hesitation   My wife used to be this way, but she is slowly changing where she comes up with ideas of ways to help others, mainly through donations. My wife had the one-track mindset of just working and saving money. It wasn’t about anyone else, but her. This has changed over the years dramatically. She doesn’t think twice about giving away things we no longer use for free instead of asking […]

Why you shouldn’t feel guilty about saving money : July Net Worth Update 2015 (+2.29%)

MONTHLY NET WORTH UPDATE

MONEY ISN’T EVERYTHING   It has always been hard for us to say no to our friends and family when the money wasn’t in the budget to do certain things. Saving money certainly does come with its ups and downs. Whether it would be taking a weekend getaway with family or spending more at Christmas on gifts we always stood our ground. There have been times we felt guilty that we didn’t participate in certain activities but money doesn’t grow on trees. Sometimes I believe that feeling guilty about money started when I was a young boy. When I earned my allowance I wanted to spend it when I could in moderation. Anytime I did want to spend money my mother or father would guilt me into saving it,”One day you will understand son”. As a child you feel guilt but in reality my parents were only teaching me money lessons. I think over the years now that money has become a guilty pleasure of ours. We’ve since learned to embrace our finances because if saving money is on the menu that means dessert is just around the corner (goals). You can eat your dessert first (debt) but it may […]

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10 Food Products Worth Buying To Save Time In The Kitchen: The Grocery Game Challenge #2 Aug 10-16, 2015

10 food products worth buying to save time in the kitchen

TIME IS MONEY EVEN IN THE KITCHEN   Everyone knows that you can’t rush a recipe if you want it to taste delicious but the reality is most families opt for food products that save time. Today we are going to talk about food products you can purchase at the grocery store to save you time and money. You may look at the list of food products below and not find any one product that you use in the house. That’s fine. The point of this exercise is to get you thinking about all those foods on the market today, what do you really need to stock up on and what can you make at home.   Making the plans work for you   I know you’ve all heard about meal planning and picking one day a week where you can cook lots of homemade meals to freeze and use during the week. That is a great idea IF you have the time to do it. If you are in the mood for gourmet foods you WILL need the time to create these dishes. Sure, some can be made faster than others but again if you don’t have time or […]

Dundurn Castle: The Best Shortbread Cookie Recipe

DUNDURN CASTLE BEST SHORTBREAD COOKIES

THE EASIEST BUTTERY SHORTBREAD COOKIES   Earlier this year when my parents came to visit we made our way to Hamilton, Ontario to enjoy a tour of Dundurn Castle among other things such as the Royal Botanical Gardens which are beautiful this time of year. Dundurn Castle is considered a National Historic Site in Canada and I thought it would be a great place to tour along with the Hamilton Military Museum which is on the grounds. The great part about the museum is you get to dress up in clothes from that era so you really get a feel for what it was like. When you first walk through the doors of the Dundurn Castle you enter at the side where the workers would come and go. It certainly is an eerie feeling and I’d be lying if I didn’t say I felt like eyes were watching me. You just get this feeling that the house is haunted or you start to envision what had happened when the castle was up and running. If you live in the Hamilton area you may notice many couples choose to hold their wedding on the grounds of Dundurn Castle as well having […]

Property Seller removes house listing after many frustrations : The Saturday Weekend Review #133

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PROPERTY IS OFF THE MARKET   You may think you have the most pristine house on your street which means you should get top dollar for your house listing but that’s not always the case. A few weeks back I blogged about a couple who were trying to sell their house but with other properties for sale on their street. During the summer the housing market is ‘hot‘ and booming which means there is tonnes of competition out there. If you are selling your house for top dollar you better have some ‘wow factor’ when buyers come to look at your house listing. Putting your house on the property market is a big deal for any homeowner because with that can come many frustrations especially when problems arise and they do. Not only are you the home seller responsible for creating a home buyers dream house listing your real estate agent if you hired one has a job to list the property and network for top attention on the market. This means your real estate agent will host open houses and tell you what price point your house listing would sell best at. They do know what they are talking […]

3 Ways A Budget Can Help Ease Your Money Stress : July 2015 Budget Update

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FINANCIAL HARDSHIP CAN WEIGH YOU DOWN   Money stress is no stranger to most people simply because they’re not made of money and everyday bills can cause people to juggle money to make ends meet. When someone is deep in debt and the money stress is building up it can get overwhelming trying to find a way out. I’m not a financial advisor nor a doctor two people you may want to meet with if you feel you just can’t handle your money situation. If you’re up for the challenge I can assure you a budget will get you back on track. It may not happen right away BUT you will slowly feel the release of stress once you know where your money is going and how much you have left every pay to spend. While searching Kijiji this month for some used items for our son we noticed good friends of ours selling stuff. If you sign up for Kijiji and use the mobile app it shoes you people in your neighbourhood who are also selling items. This is great because if your neighbour has something you want to buy you don’t have far to go. It was a […]

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How to avoid paying full retail price at the grocery store: The Grocery Game Challenge #1 Aug 3-9,2015

HOW TO AVOID PAYING FULL RETAIL PRICE AT THE GROCERY STORE

PLAN YOUR GROCERY BUDGET   No one wants to pay full retail price for something which is why most people look for a deal or bargain when they are at the grocery store. Recently I wrote a post asking whether you put full-price products in your grocery cart when shopping. I shared with you the reasons why shoppers may do this but I never did explain how to avoid paying full retail price in the first place. I’ll be honest and tell you that it’s not easy because not everything we need on our grocery list is on sale when we need to buy it. There are ways around it though so don’t jump the gun and pull out your wallet to pay the cashier just yet. I had a fan send me an email after I wrote that post to ask me if I could help her with grocery shopping. Although I physically can’t I recommended she post her shops in the Grocery Game to start but to tell me more about what the problem was. Her biggest concern was meal planning and not having a full pantry. This meant that there were times where she had to run […]

Easy Tomato and Bacon Risotto

EASY TOMATO AND BACON RISOTTO(1)

DELICIOUS RISOTTO RECIPE   Rice is a staple in almost everyone’s pantry so I’ve created this easy Tomato and Bacon Risotto for anyone who wants a nutritious meal on the table and not wait for hours. It was another nice day here in Ste Anne and I needed to cook something hearty and quick for supper. Both boys are now in Football until first week of November and they need something filling but not too heavy. Risotto is perfect before the kids go to practice and packed with flavourful herbs, vegetables and a light sauce. With so many rice dishes available today in convenience packets I hope my recipe motivates you to get in the kitchen and try something new that is homemade. Don’t be afraid of the word risotto, it’s just a name and you too can cook this delicious Tomato and Bacon risotto just like I have done. This easy risotto recipe will be on your kitchen table in just under an hour.   Risotto   What is Risotto? Risotto is typically made with an Italian rice called “Arborio Rice” cooked in a broth to a creamy consistency. Making risotto is one the main ways rice is served […]

Mom Dresses Child in Designer Baby Clothes to Show Wealth : The Saturday Weekend Review #132

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BUDGET BUSTING KIDS CLOTHES   The Designer baby clothes industry is booming because a high price-tag won’t deter some parents from dressing Baby Johnny or Baby Christine in the best money can buy. Sure, we all want our children to look presentable BUT does that mean as parents we need to focus on clothing ‘Labels’ and ‘Price tags‘ to give our children a designer “look“. There are parents who will say, YES my child needs to look prestigious, presentable and pricey all at the same time and if that’s the way the wallet rolls in your house, then so be it. I’ll tell you one thing, not many people care. Do babies really need a fashionable look at such a young age? Not really but if you think so you might be like this mom we know and a couple we don’t but overheard at a recent play-date at our neighbourhood park. Before we had our son last year we had the opportunity to meet a mom who would only dress her child in designer baby clothes. The reason was that she had a good paying job in the government and she didn’t want her son to look like a […]

How Should We Budget $5000 of Discretionary Income?

HOW TO BUDGET DISCRETIONARY INCOME

PLAYING WITH SPARE CASH   Not many people can say they have extra discretionary income kicking about every month where they have to drum up ideas about how to spend it.  For those of you that do you can still manage that money with a budget if you want to stay on track with your financial goals. When Mrs. CBB and I paid off our mortgage in April 2014 it was a grand time for us. We managed to break down our mortgage into pieces and pay it off far sooner that we had ever dreamed of. The reason that happened was due to perseverance and a drive to be successful at whatever we did. I guess in a way we were pushing ourselves to earn more money but we knew in the back of our minds that it was all stepping-stones for our dream career roll. Now that our mortgage is paid we have lots of discretionary income which we just recently worked into our budget. Lots of people would be more than tempted to start spending money especially if they’ve hit it big time and the money is rolling in.   What is Discretionary income vs. Disposable Income? […]

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How To Take A Baby Grocery Shopping Successfully : The Grocery Game Challenge #4 July 27-Aug 2, 2015

HOW TO TAKE A BABY GROCERY SHOPPING SUCCESSFULLY

A NEW WAY OF SHOPPING   Congratulations new parents! You have to eat so unless you have someone else doing your grocery shopping you need to learn how to take your baby grocery shopping. Parenting…my goodness where do I begin? It’s one of those topics that NEVER ends. When it came to grocery shopping we wanted to know how to bring our baby shopping without pulling our hair out. For many new parents their new lives can be overwhelming with everything from bringing the baby home for the first time to bringing baby outside into a world of chaos and harmony. Many parents focus on germs, illnesses, feedings, diaper changes etc. when deciding whether to venture outdoors but the worst thing you can do is stay indoors all the time. You can still have lots of giggles and kisses outside as you can indoors. One of the most nerve-racking places parents worry about going is to the grocery shopping or shopping in general. Bringing your baby grocery shopping doesn’t have to be stressful so don’t let every comment you read on the internet scare you into hibernating indoors and ordering in until your baby is a toddler. After years and […]