How We Used The Back Door To Get Ahead Financially : September Net Worth Update (+0.60%)


WE WANTED CHANGE AND WE HAD A CHOICE SO WE DECIDED TO TAKE A CHANCE.   The best use of the letter “C” that I’ve ever made to get ahead in life but it was far from easy. Wouldn’t it be nice to be debt free, financially independent and successful? You’re right it would be like removing a rock from over an ant only to see it still smiling with relief that someone figured out how to save it without crushing him to death. Just because you have a heavy weight sitting on your shoulders that keeps your mind over-thinking day and night doesn’t mean you are defeated and your life is over. It simply means you need to start thinking about taking risks while considering change in your life to get ahead of the money game. It sure would be nice walking through the front door after a lottery win, inheriting big money or graduating from school with a full-scholarship and career offer on the table. Oh, how that would be glorious and for some it is a reality but don’t get your hopes up on dreams unless you follow through to bring them to reality. Since I’ve moved […]

grocery game monthly challenge

15 Valuable Grocery Store Services For Customer Retention: The Grocery Game Challenge 2016 #2 Oct 10-16


SECRETLY WE ALL HAVE OUR FAVOURITE GROCERY STORE THAT CATERS TO OUR NEEDS.   Have you ever asked yourself why you seem to frequent a grocery store over the others in the city or town that you live in? Think about this for a second and ask yourself what grocery store services are offered where you shop that keep you going back week after week. Maybe it’s not grocery store services, rather proximity and even then there are services that you’d miss if the grocery store took them away. Every one of us are different with different needs when we grocery shop. Some of us might care about certain grocery store services where the next customer could care less because there is no impact. It’s not a big deal to me to see a lottery booth at the grocery store because I don’t buy lottery tickets any longer. For a weekly lottery player this is one of those grocery store services that helps them save time and is convenient. My wife remembers when she would go grocery shopping with her grandmother that her grandfather would check his tickets and run his numbers for the next draw while she shopped. You […]

How To Create Thanksgiving Traditions With Your Family : The Saturday Weekend Review #193


GIVING THANKS SHOULD BE THE EASIEST PART OF YOUR DAY   The second Monday in October every year is Thanksgiving Day where we give thanks and appreciation for all the good in our lives. This is one time of year where I explore my life and how thankful I am for all the wonderful things I’ve been given the opportunity to experience. The birth of our son just two years ago was the biggest blessing of all for my wife and I and there isn’t a day that goes by that we aren’t thankful that he’s in our life. We’re also thankful that we’ve managed to almost hit the 10 year anniversary mark this year without getting divorced which is so common these days and I can understand why. Parenting is tough stuff and can be very overwhelming for any couple. Starting a new life in Canada with my beautiful wife, having to go back to school, buy a house, have a baby and work lots of hours while trying keep the family afloat has been charged at times but our love is deep. Three things that work for us is to always give thanks, say I’m sorry and I […]

Four Tips To Help Overcome Fear of the Budgeting Process : Our September 2016 Budget Report


  STOP ALLOWING FEAR TO GET IN THE WAY OF YOUR FINANCIAL PROGRESS   If you need help budgeting money do yourself a favour and don’t just “try” to understand how the budgeting process works without experiencing how it will and can affect your life. This is the problem with people who think budgeting is a joke and not needed, they place negative thoughts in their mind from the start instead of motivational action words like, “I will”. Not everyone needs a budget especially if money is not a concern for them. What I like to focus on here though is how much money they could be saving or putting towards other matters instead of spending without warning. So for example, if you spend $400 a month on groceries from a high-end grocer where you could get the exact products at a lower-priced grocery store why wouldn’t you do that? Take the extra cash you save and invest it, donate it or buy extra food to give to the food bank. My point is that we waste money like it’s water when we can conserve it and put it to good use. You don’t care? That’s fine too but don’t […]

grocery game monthly challenge

Celebrate Crocktoberfest With Cheap Crock Pot Recipes : The Grocery Game Challenge 2016 #1 Oct 3-9


WELCOME OCTOBER WITH SEASONAL AROMAS USING YOUR CROCK POT FIT FOR ANY BUDGET.   It’s Crocktoberfest time friends which means you can dust off your crock pot if it’s hidden deep in your cupboard waiting for some kitchen time. Crock Pot lovers around the world are celebrating the beauty and convenience of the crock pot as we dedicate the month of October to this must-have kitchen gadget. Related: 10 Must-have Kitchen Tools For The Budget Chef Creating easy, cheap crock pot recipes is important to our family because we are on a limited grocery budget so we like to stretch our dollars wherever we can. Your crock pot is a one man/woman show because it can cook anything from baked goods to complete meals without a stove-top.   Easy on the electricity bill   If you don’t have a gas range in your kitchen many of you are on time of use electricity programs which means you pay more or less money depending on the time of day you use your appliances. We used to only cook after 7 pm in hopes of saving some money but soon realized that we didn’t want to eat that late. We know people […]