grocery game monthly challenge

The Ultimate Guide To Canadian Grocery Stores Return Policy : The Grocery Game Challenge 2018 #1 Apr 2-8

IF YOU SPEND YOUR MONEY AND YOU’RE NOT HAPPY THEN RETURN IT   A return policy is a BIG check for YES when customers can easily locate and review such a policy on any grocery store website and in-store. The problem is sometimes it’s not so easy finding the FAQ’s or the return policy so consumers understand what they can and cannot return. This can get frustrating for customers who are already shy to return something or for those who have to hunt for information and don’t want to call or visit customer service. The name of the game for grocery stores in Canada must be, simplicity. To keep things simple for my readers I went and did the work for you as you will find a return policy below for most major grocery stores in Canada. My advice to everyone is if you are unsure about a return policy or whether an item can be returned, call the store. There may be time limits for a return and other stipulations but for the most part they are great with food items especially if you hand on to your receipt. One tip I like to give is to store your […]

Waiting For A Living Wage To Start Budgeting Is A Bad Idea: The Saturday Weekend Review #252

MONEY IS YOUR BOX AND A BUDGET IS YOUR KEY TO FINANCIAL FREEDOM   Understanding the difference between a living wage and minimum wage is just as important as knowing your financial numbers from start to finish. Just the other day on Facebook I was reading through the comments after a sponsored post by a popular budgeting app popped up on my screen advertising their service. I suppose reading what others think about budgeting is important to me since this blog revolves around budgeting and frugal living topics. Two of the most important comments I wanted to talk about today which I read stuck in my head because I wanted to speak up and tell them, don’t wait for a living wage to budget, do it now. I’m not budgeting until I have a living wage Why should I pay to use a budget when I’m broke Your debt costs more than you think once you factor in all the interest calculated over the term of paying it back. In fact reading the bottom of your credit card statement might just shock you when you see how long it would take to pay off whatever you charged. Go have a […]

New Rules To Keep Your Financial Marriage Happy

NEW RULES MEAN CHANGE WHICH ALL COUPLES SHOULD EMBRACE   Marriage IS financial, marriage IS physical and marriage IS emotional and without a balance that kingdom will crumble and fast. Marriage issues typically arise for more than one reason but for Mrs. CBB and I we created new rules this year to build up instead of tear us down.   Be the contractor of your life together.   Some people might question why would have any marriage issues when we are debt free but remember, money doesn’t make people truly happy from the inside out. It’s easy to fake a happy relationship when money is priority with fancy cars and a frosting of glass that no one can see through, but the both of you. Let’s be realistic, NO marriage is perfect BUT if you choose not to work on it consistently then it will never flourish. On the day we got married we thought we knew everything there was to know about each other but 11 years later and we were dreadfully wrong. Just because you fall in love and spend time dating before you get hitched doesn’t mean you really know the person you are marrying. This could […]

grocery game monthly challenge

The Most Expensive Canadian Grocery Stores To Shop At : The Grocery Game Challenge 2018 #4 Mar 26-Apr 1

YOU MAY NOT ALWAYS HAVE CONTROL OVER WHERE YOUR DOLLARS ARE SPENT BUT YOU CAN MINIMIZE THE IMPACT BY KNOWING YOUR OPTIONS.   Why would anyone want to know about the most expensive Canadian grocery stores to shop at? Well, it has been a hot topic on Canadian Budget Binder for a while now so I decided to talk about my experiences over the years. You may be saying, don’t shop there if it’s too expensive but how do you know if it is and what if there were no other options? Opinions will vary from person to person ranges from person but most likely because it’s easier to avoid them rather than waste your time going to them. The second reason is money is tight for almost all Canadians who are looking for ways to stretch their food dollars. Sometimes people suffer in silence financially when they’re stuck and others do what they have to do to earn some money just to live. This morning I read an article about how people are pan-handling on the streets of Toronto just to make ends meet since moving to Canada. It’s heart-breaking to read but poverty is out there whether you […]

Chunky Monkey Chocolate Chip Banana Brownies

WE’RE GOING BANANAS BAKING CHOCOLATE CHIP BANANA BROWNIES!   All you’ll need to make these moist chunky monkey chocolate chip banana brownies are two beautifully ripe bananas. There always seems to be extra bananas in our house that have passed their perfectly ripe point which means we add it to our banana freezer stash. Most of you probably do the same, right? These chocolate chip banana brownies are a balanced blend of a cake-like fudgy brownie texture throughout the pan. To be honest these are the perfect sweet snack to make and they are inexpensive. They are comparable to banana bread bars loaded with chocolate chips but I’ve added a secret ingredient, Greek Yogurt. Bonus, if you’re a fan of peanut butter you can add some of that in to make a chocolate chip peanut butter banana sandwich brownie! Add in a swirl of strawberry jam and you’ve got one loaded brownie.   Eat Me or Leave Me   When it comes time to bake we know if bananas are in the recipe, we’ve got them so don’t toss them out thinking they are rotten. Food waste is a huge issue in Canada so finding ways to utilize foods the […]

I Act Poor You Act Rich, We’re Both Liars Until The Movie Ends

YOUR MOVIE STARTS THE MINUTE YOU CHOOSE TO PLAY THE LEAD ROLE   Have you ever noticed that there are people who have money but never talk about it and others who have nothing and boast about their wealth? Yes, me too and I believe the reasoning behind this starts with the person inside and the role they choose to play. Stop for a moment and think about what you would like your movie trailer look like when you look back on life? Your life is a movie and everyone’s watching but only the people who choose to watch and often it’s the people you wish would just fall asleep in the theatre. Sometimes we think more people invest in the person we’ve become than there really is. Just because you glam, frost or suit up doesn’t mean you’ll attract the attention you believe you should. In fact it may just see you waiting in line at the food bank for your next meal if you don’t wake the hell up. They say that to become rich you have to be making money in your sleep and that’s how it’s done. I know a few people who go to bed […]

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