Shocking List Of Baby Products We Wasted Money On

  FIRST-TIME PARENTS CAN EASILY GET CAUGHT UP IN THE MARKETING GAME OF BABY PRODUCTS JUST LIKE WE DID.   It was time to say bye-bye baby store and welcome back to our living space which was taken over by our first baby all because we thought we needed more for him than he really did need. I bet you are wondering why we were so shocked at the amount of money we blew on baby products we didn’t need and the answer is simple, marketing.As finance nerds we should have known better to watch out for gimmick items but it’s tough when you’re a new parent and limited support around you. Most of all you don’t really know what to expect. Our biggest baby research tool was the internet and chatting to other parents when they noticed the baby bump and started chatting about their own children. We could have asked our parents however times have changed and parents must ensure babies are in a car seat and hot water bottles are frowned upon.   Overwhelmed Parents   The Mrs. and I literally felt like we were running a baby goods store from the time our son was born […]

grocery game monthly challenge

The Ultimate Guide For Buying Real Food : The Grocery Game Challenge 2017 #1 Oct 2-8

THERE ARE SO MANY REASONS WHY WE SHOULD BE MINDFUL OF THE FOODS WE PUT INTO OUR BODY.   We hear the term ‘real food’ splashed around social media constantly and grocery stores market fresh organic produce and other products to entice shoppers to consider what they eat. My father-in-law swears by his garden and says nothing beats organic produce but consumers may find they get lost in translation towards the food industry. What’s good? What’s not good? Costs? Health? Grocery shopping for the most part seems like a simple chore but many consumers are left wondering what they should and shouldn’t be eating. You might be reading this right now and not give a rats a$$ about real food and eat whatever you want and that’s fine. Your choice. Are we mindful enough of the food we put into our bodies or do we shop for quantity over quality? In our house it’s a bit of both although it truly depends on the person behind the grocery list and the grocery budget. Cooking skills are a must as are the ability to follow recipes or even create your own. If cooking isn’t your thing you might struggle with real […]

Is Your Mindset Affecting How You Approach Life?

THE BIGGEST FIGHT OF YOUR LIFE IS TO BE UNDERSTOOD   An important part of a mindset is to make sure that it’s not set in stone. We change, people change and life changes. It’s never good to stick your foot in the mud and live by everything you learned growing up. Your personality and beliefs don’t need to be that of your parents. This is part of becoming an adult although some people struggle to find their purpose. As we age we need to set our own foundation whether we come from money or not. Related: How A Life Changing Illness Shaped Our Financial Future If your father was a miserable man who only complained about what he didn’t have and everyone else had but did nothing about doesn’t mean you need to do the same. It’s safe to say that we learn from what we see and do and are taught from our parents. Not everyone wants to pursue those lessons as they get older but many stay in the same slump without action. I don’t understand. No one understands me. I just want you someone to listen. Most often people won’t understand why you do what you […]

grocery game monthly challenge

How A Grocery Store Scammer Gets Away With It : The Grocery Game Challenge 2017 #3 Sept 18-24

AWARENESS OF THE UNDERGROUND WORLD OF SHOPLIFTING AND THE COSTS TO CUSTOMERS AND RETAILERS IS NECESSARY   Scammers are a huge financial loss for grocery retailers across the country and unless there is an awareness most of it falls on a blind eye, at least at the consumer level. The past 10 years Mrs. CBB and I have worked hard to save money at the grocery store and scammers make it difficult for frugal-minded shoppers to keep up with increased prices and loss of programs aimed to help shoppers save. Is shoplifting an addiction? I guess it can be if the scammer believes they can’t stop or doesn’t know how to. The thrill and the savings becomes a hobby rather than a need. I was not shocked to find a 2014 Shoplifters Anonymous Tumblr blog based out of Toronto which shares stories and tips from scammers on how to get free stuff. It’s hard not to read it all because humans are naughty by nature and want to know even if they don’t want to participate. When coupons were the hottest thing going there were coupon men and women who became greedy and ruined it for everyone else. It may […]

Ricotta Eggnotta Italian Style Deep-Dish Crustless Quiche

A DELICIOUS EGG RECIPE FILLED WITH PEAMEAL BACON, RICOTTA CHEESE AND CHIVES THAT WILL PLEASE ANY CROWD   The Ricotta Eggnotta Deep-Dish Crustless Quiche is like no other because it’s made in a spring-form pan which gives it lots of height and plenty of plate porn for your guests. When a dish looks and smells delicious you will find you end up with an empty plate almost every time. This is that dish. I’ve loved a good Quiche ever since I can remember and my mum mad them often but with a pastry crust that was flakey and buttery. What I wanted to do is break the crust and pie-slice size Quiche that is tradition and bring it to new heights. (no pun intended) ha! The second reason I wanted to make this deep-dish crustless quiche is because it is a low-carb, keto recipe that I created for the family so my wife can also enjoy it.   Melt that cheese chef   Just last week I watched a video online where a restaurant topped their nachos with fried melted cheese which gave me this crazy idea to do the same with my deep-dish crustless Quiche. The Ricotta Eggnotta is […]

How To Be A Successful Money-Maker Instead Of A Money-Talker : The Saturday Weekend Review #236

THERE ARE WAYS TO BECOME SUCCESSFUL AND IT STARTS WITH BELIEVING IN YOURSELF OTHERWISE YOU’RE JUST WASTING YOUR TIME.   Honestly, I don’t think I’ve ever been a money-talker because I’ve had the money-maker motivation from a young age. If I talk about money these days it’s on this personal finance blog sharing our successes and failures. Essentially I’m in the mode of helping others become successful at whatever they choose to do. Becoming a money-maker is not as hard as you think especially if you know how to listen to others who have become successful because they’ve already crossed that bridge. A successful person always believes that they can have a better future considering where they came from and where they want to go. A successful person doesn’t do things on a whenever basis, they are consistent and make sure that what needs to get done gets done. This may mean giving up a couple of hours on a Friday night to make sure the budget is up to date or balancing the books. You have to make the time to be successful and you might even say that your business sense is always turned on even when you […]

Happiness Has Become My New Rich : Net Worth Update June-Aug 2017 (+0.43%)

BE THAT ONE PERSON WHO PUTS HAPPINESS FIRST AND YOU WILL FIND THE GOLD YOU TRULY SEEK.   The richest man or woman is the one who believes that happiness comes before money. In a sea of unhappiness because of job loss, minimum wage, health and all things related to money be that ONE person who puts happiness first. I knew the time would come where I’d have to write a post like this and tell everyone, we spent a large amount of money. Don’t worry I’m not crying over financial loss rather I’m jumping for joy because I understand more than ever what happiness is. I talk to many people daily while networking on social media many of which are not rich in numbers but seem to be content. They don’t have everything they’d like to have but they get by and still manage to have a laugh and create fun instead of buying it. You don’t have to sail around the world to be happy, only YOU can do that. Money doesn’t buy happiness, bla, bla, bla. I know you’ve heard that and it is the single most smartest thing I can agree on in personal finance. My […]

grocery game monthly challenge

How Thieves Scam The Self-Checkout System : The Grocery Game Challenge 2017 #2 Sept 11-17

IT’S NOT WORTH CHEATING THE AUTOMATED CASHIER   Should customer service workers worry about shifts in the job market with more stores introducing self-checkout systems? I’d believe so because the more we automate the less we will need human interaction although there will always be customers who pass on technology for a traditional checkout with a cashier. Will self-checkout systems replace jobs as technology moves forward and the crunch of cost-cutting and increased minimum wage blanket consumers and retailers? Possibly and we’re seeing self-checkout systems pop up just about everywhere. Questions upon questions which can only be answered as time goes on and not only from the customer and employee perspective but also the companies that introduce the self-checkout system. If keeping costs lower is the name of the game for a company they most likely would do it especially if that means lowered costs to the consumer. Most often this is just a dream but noteworthy. Stores with the self-checkout system seem to be on the rise in Canada with Walmart, Home Depot and just about every grocery store following suit. With the rise in minimum wage topping $15 in Ontario we are hearing more shops are aiming to […]

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