Cherry Cheesecake

HOMEMADE CHEESECAKE RECIPE YOU CAN’T RESIST   I promise that if you love cheesecake this will be the last homemade cheesecake recipe you will ever search for. It’s the ultimate creamy cherry cheesecake that everyone will be talking about at your next dinner party. Don’t let the decadent cheesecake scare you away from making it homemade because it didn’t scare me. I watch the food network, family members in the kitchen, read recipes and make mistakes and that’s how I learn to cook and bake. You only fear what you think you can’t do, so try it. Making a cheesecake is very simple to do but like anything takes time and by trial and error you will find what works best for you like I have over the years. Cheesecake has long been a favorite in many homes around the world and if you don’t make homemade cheesecake you know that if you were to go to a bakery you will be paying quite a bit of money for a simple cheesecake.   Store-bought cheesecake   I believe the last cherry cheesecake that I purchased was with my best friend since he’s a big fan of cherry cheesecake (nope he’s […]

Do you expect to get a retirement farewell party?- The Saturday Weekend Review #55

NOT EVERYONE VALUES RECOGNITION THE SAME   Spending years with an organization and seeing how employees have been treated certainly paints a picture for any employee when it comes their time to step up to the plate to retire. In one sense they already know what’s coming but in another they know that change is inevitable because they’ve seen it happen over and over. If for example every year you get a Christmas bonus at work of $1000 you come to expect that every year to pay for the holiday festivities but once it’s taken away or minimized some may feel less than the employee they were from the year or years before. If you don’t explain to them the reasons why they may just feel you aren’t appreciating them as much as you did the year before even though that’s clearly not the case. In most instances it’s just a simple business decision based on budget and other reasons.   Recognize employees   When someone works for any company and I don’t care who they are they MUST be recognized if they are doing a good job for the organization and even upon leaving during retirement. Even if someone […]

Could you chop your budget and live off of the grid?-PF Friday Grab a brew #55

GIVING IT UP TO LIVE ON LESS   I’m not sure if I am the type of person who could give up my convenient life to live off of the grid but many people do. When I read about 34-year-old Abe Connally who quit his full-time job to move his family of four to the middle of the desert in Southwest Texas to live off of the grid I felt a bit of a jolt go through my body. He closed the door on 40 hours of working a week to enjoy the 5-10 hours he works now to live a simple rural life. Imagine what you would do with an extra 30 hours per week. The family lives off of a budget of $800 a month which covers everything from groceries to feed for the animals. Quite impressive. I certainly know I could do all sorts of things including hobbies of mine that seem to be put on the back burner because there is no time left in my day. It makes me wonder if we work ourselves into the ground for nothing and over-think living without giving much thought to the obvious living off of the grid. I […]

What type of bank should you stash your cash in?

MAKE AN INFORMED BANKING DECISION   Deciding where to open a bank account, invest your money or apply for a mortgage can be an overwhelming process with more than the traditional banking options available. While the Big 5 banks in Canada are a common option for many, depending on your situation you may find that other financial institutions may be a better fit for your banking needs.   Assess your needs   What are you setting out to do? Are you a new business owner, looking to invest, applying for a mortgage, opening a savings account or are you just looking for day-to-day banking? Decide what banking options are most important to you. Before you start out on your search make notes as to what is most important to you when it comes to your banking needs. This will help to ensure that you will make the best decision that you will continue to be happy with. Some major factors to consider are the availability and quality of customer services, accessibility to your money, convenience and the fees associated with your banking.   Traditional banks   The Big 5 banks in Canada include Royal Bank of Canada, Toronto-Dominion, Bank of […]

Prepare your budget for the renovation money monster

SAVE UP FOR HOME RENOVATIONS   Things always get in the way whenever you’re planning to do renovations especially when you’re doing all the work yourself. Time is the biggest factor quickly followed by money.   If you are planning on selling your home you know it’s very important to do your research to find out what renovations really are money well invested rather than wasted. If you put more money into your renovations than you really need to than you may not recoup the cash when it comes time to put that for sale sign on your front lawn. Talking to your real estate agent is a great start if this is the route you plan to take.   Real Estate agent   I have plenty of renovations in our house to get done even if we were planning to sell which we talk to our agent about yearly when we meet with her so we know if we are still on track with renovation ambitions. At the end of last year and the beginning of this year I told you that for this coming 12 months the plan around the house was to update the bathrooms. The upstairs […]

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