Easy Crustless Quiche

CREATE EASY EGG RECIPES THAT THE FAMILY WILL LOVE   My easy to make crustless Quiche can be served with any type of salad or as an appetizer for any meal of the day. To be honest the list is endless as are the ingredients you can add to the egg mixture to customize your own Quiche. That’s the beauty of a Quiche because you can add what you like and take away what you don’t like and it’s pretty simple to do if you have picky eaters in your household.    Cut calories and fat   If you don’t fancy using bacon to make a bacon cheese Quiche and want to opt for a low-fat Quiche then you can fill up your egg mixture with loads of vegetables and keep it simple. A popular recipe is a spinach mushroom Quiche which is simply the egg mixture, chopped spinach and fresh mushrooms. Since I’m not using a crust for this Quiche recipe that also eliminates many of the unwanted calories and fat you might not desire. You can also make mini-crustless Quiche like I did here today or opt for a bigger muffin tin or smaller pie plates or tin […]

The Saturday Weekend Review #53: Do you know your household debt ratio?

WORKING YOUR WAY OUT OF HOUSEHOLD DEBT   Household debt which is an all-encompassing definition of not only personal debt but also mortgage loans has been the talk of the economy for quite a while. From a recently published CIBC Poll results, combined with the increased downloads of our personal Excel budget spreadsheet I started thinking about the facts and figures as I see them. The one particular figure that stood out was the 16% of Canadians that are prioritizing the paying down of their debt. Having topped the Poll last year with the same issue, it made me wonder if anybody got anywhere closer to paying their debt off or at the very least reducing it significantly. There was controversy last year when statistics were issued from various sources saying that for every dollar earned in Canada the average Canadian owed $1.64, then the way it was calculated by one bank suggested that the rate was actually lower. Either way, the debt ratio hasn’t really changed, although it has got slightly lower since the highs it obtained in 2012. I was curious to see what our household debt ratio was, so I got trawling the internet to find out how it’s calculated. There is […]

PF Weekly grab a brew #53: Free excel budget template takes off for 2014

BUDGET ON THE BRAIN?   Unlike New Years diet and exercise videos, budgeting your finances doesn’t have to be painful. Having only enjoyed two days of the New Year I have noticed a common influx from viewing site statistics. My Free Excel Budget Templates for creating your own budgets have been popular to say the least. There is no better time than right now to start your budget and for some eager viewers, they have wasted no time in showing that. The beginning of the year is the best time to start your new budget if you’re already familiar with them or to start your first budget from scratch.   A reason to budget   For some people January bills can be daunting especially after the holiday period. I’m sure there’s always some items you bought before Christmas in the grand hopes of using them and yet failed to utilise them. I’ve done it a few times, I just learned and moved on. That’s what budgeting is all about, learning where your money goes and then correcting the situation. Information is the best tool you have and only you have all the information to start your own budget spread sheet.   Being on a budget is good for […]

New Years Resolutions 2014: My Health, My Money

NEW YEARS RESOLUTIONS TO STAY   With the arrival of 2014, New Years Resolutions are on the minds of many people right now. Whether you are striving to meet a new fitness goal, quit smoking or better your finances, staying on track throughout the year to meet these goals can be a challenge. While many people give up on their New Years Resolutions pretty quick, writing down your resolutions and the reasons why you chose these goals can be helpful in motivating you throughout the year. Whatever your resolutions have a plan and you will find the confidence that you will need to achieve them. I have a couple of New Year Resolutions for the year of 2014 to improve my quality of life.   My health   As a single mom of two very busy, active children it isn’t hard to overlook taking care of myself adequately. As the kids get older so do I. I may only be 31 now but I want grandchildren one day and if I am not taking care of myself properly now I may not be around as long as I hope. Being on the go all the time and not always making […]

Happy New Year 2014 Is here to stay!

As we move into 2014 I notice how life can slip by in an instant if we aren’t paying attention and how it’s a blessing to wake up in the morning. Simplicity and life at it’s best work together when we just live a life that makes us happy as individuals. No amount of money can be put on happiness, not now, not ever. Money pays for things we need to survive, full-stop. It is what it is and to be honest, those who do that are missing out on much of life’s precious moments. One thing I like to do is not dwell on the past, rather look forward to a brighter future and believe that the path ahead will bring much joy and happiness into my life. Life is a series of photos and what you create in these photos is up to you most often but for those times you have no control the only control you have is those over your emotions. Be strong. We create paths in our lives and we also follow the path that gives us or what we believe will benefit us the most. Overall, the end result is mostly a product […]

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