Happy New Year 2014 Is here to stay!

As we move into 2014 I notice how life can slip by in an instant if we aren’t paying attention and how it’s a blessing to wake up in the morning. Simplicity and life at it’s best work together when we just live a life that makes us happy as individuals. No amount of money can be put on happiness, not now, not ever. Money pays for things we need to survive, full-stop. It is what it is and to be honest, those who do that are missing out on much of life’s precious moments. One thing I like to do is not dwell on the past, rather look forward to a brighter future and believe that the path ahead will bring much joy and happiness into my life. Life is a series of photos and what you create in these photos is up to you most often but for those times you have no control the only control you have is those over your emotions. Be strong. We create paths in our lives and we also follow the path that gives us or what we believe will benefit us the most. Overall, the end result is mostly a product […]

grocery game monthly challenge

The Grocery Game Challenge Dec 30-Jan 5, 2014 #1: Join the Challenge starting Now!

JOIN THE GROCERY GAME 2014   As the 2013 year and Grocery Game Challenge comes to a close, our thoughts are turned to a new year and a new grocery budget.  All of us who have posted our grocery budget and shops throughout the year must now reflect on the final numbers.   Canada’s top grocery game   The Grocery Game Challenge is one of the original grocery shopping games in Canada but it’s not really a game it’s more of a challenge against your own grocery budget. Look at it as a means to take back some control if you have been just throwing whatever you want into your shopping cart without giving much thought to it. The grocery game challenge has quickly become well known all over the internet and although it’s more of a challenge to get people to join I know that I can only put out the information, it’s up to you to do the rest.   The budget   Many of us are thrilled as we have been able to stay under our yearly grocery budget and others have to make some changes in order to stick to their goals. Grocery shopping on a […]

The best of Canadian Budget Binder 2013

THE BEST IS YET TO COME   The 2013 year has gone by so fast and with 2014 looming around the corner I am looking forward to our third year here at Canadian Budget Binder. Over the past two years I have been met with many ups and downs here the biggest being re-designing the blog which took nearly a full year. Personal finance has been a passion of mine for many years now and it’s been wonderful learning about Canadian personal finance and reading what others have to say while sharing my personal insights and stories. I especially love to share fan stories because the blog is for the fans, this is what I’m here for, you. A huge positive for Canadian Budget Binder in 2013 was bringing Katrina and Nicola on board with me to share their insights and recipes. They are both my rock here and committed to helping others as much as I am and I thank them from the bottom of my heart. Although Canadian Budget Binder is all about personal finance we all have to eat and eating costs money. Food is a huge part of the success of this blog and it’s here […]

Biscotten Torte (Biscuit Cake)

Hi everyone and a Merry Christmas to all of you. We have opened all of the gifts and ate loads of turkey and leftovers made into wonderful meals over the last couple of days. I try to use up all of leftovers and biscuits so there is no food waste in our home and there is no exception to the rule. I made my mums trifle for Christmas day pudding and still had some lady fingers left over which I needed to put to good use. I’m going to use them up to make this lovely traditional Biscotten Torte also called a biscuit cake. Now this recipe can take most biscuits as long as they can soak up some juices. So you don’t necessarily have to use the Italian lady finger biscuits. When making this dessert I sometimes substitute the rum for coffee or for a coffee flavoured milk. This recipe will also use up the rest of my whipping cream I used to top my trifle too so it’s a win-win situation for me. I try to think of ways to flip my food creating new recipes as I go along although this one is more a traditional one […]

The Saturday Weekend Review #52: Should all computer pricing errors be honoured?

TO HONOUR A PRICE OR NOT   We’ve talked about pricing errors before here at Canadian Budget Binder which is essentially either a glitch in the system, human error or simply a price not being changed properly. Earlier in November I talked about an online glitch for Wal-Mart but they did give back to the customers in question with a $10 gift card. In Canada we call this the Scanning Code of Practice (SCOP) which most stores follow such as Wal-Mart, Shoppers Drug Mart and No Frills just to name a few. The short story is if a price scans higher than the shelf price you get the price free up to $10 or a $10 deduction from the price if it is over $10 in cost to you, provided the store participates in the program. Sounds great, and it is as long as you are aware of SCOP which sadly, many people are not. I was reading a story on Yahoo this morning about a computer glitch for Delta Airlines apparently caused by a junior programmer. Prices for first class flights were being offered at prices that no one could refuse and they were being snatched up and fast. […]

%d bloggers like this: