Happiness Has Become My New Rich : Net Worth Update June-Aug 2017 (+0.43%)

BE THAT ONE PERSON WHO PUTS HAPPINESS FIRST AND YOU WILL FIND THE GOLD YOU TRULY SEEK.   The richest man or woman is the one who believes that happiness comes before money. In a sea of unhappiness because of job loss, minimum wage, health and all things related to money be that ONE person who puts happiness first. I knew the time would come where I’d have to write a post like this and tell everyone, we spent a large amount of money. Don’t worry I’m not crying over financial loss rather I’m jumping for joy because I understand more than ever what happiness is. I talk to many people daily while networking on social media many of which are not rich in numbers but seem to be content. They don’t have everything they’d like to have but they get by and still manage to have a laugh and create fun instead of buying it. You don’t have to sail around the world to be happy, only YOU can do that. Money doesn’t buy happiness, bla, bla, bla. I know you’ve heard that and it is the single most smartest thing I can agree on in personal finance. My […]

grocery game monthly challenge

How Thieves Scam The Self-Checkout System : The Grocery Game Challenge 2017 #2 Sept 11-17

IT’S NOT WORTH CHEATING THE AUTOMATED CASHIER   Should customer service workers worry about shifts in the job market with more stores introducing self-checkout systems? I’d believe so because the more we automate the less we will need human interaction although there will always be customers who pass on technology for a traditional checkout with a cashier. Will self-checkout systems replace jobs as technology moves forward and the crunch of cost-cutting and increased minimum wage blanket consumers and retailers? Possibly and we’re seeing self-checkout systems pop up just about everywhere. Questions upon questions which can only be answered as time goes on and not only from the customer and employee perspective but also the companies that introduce the self-checkout system. If keeping costs lower is the name of the game for a company they most likely would do it especially if that means lowered costs to the consumer. Most often this is just a dream but noteworthy. Stores with the self-checkout system seem to be on the rise in Canada with Walmart, Home Depot and just about every grocery store following suit. With the rise in minimum wage topping $15 in Ontario we are hearing more shops are aiming to […]

Super-Fast KETO Mug Biscuit In 90 Seconds

STOP WHAT YOU’RE DOING AND MAKE THIS OUTRAGEOUSLY DELICIOUS KETO MUG BISCUIT   You most certainly can make a microwave Keto mug biscuit in 90 seconds and the best part is you can dress up it any way you like. Mug recipes are great because you can portion control what you want to eat so you’re not itching for another slice or two. Mrs. CBB was hankering for some low-carb bread but we hadn’t made a loaf so she went without. Mrs. CBB without bread is like that mid-day chocolate high that softens stressed out employees to get them through the rest of their workday. Yes, she loves her bread but not all the carbs that comes along with traditional bread made with white flour. That’s when she asked if there was a way we could make a Keto mug biscuit in the microwave similar to the many low carb mug cakes we’ve concocted over the past two years. So like any good husband who wants to avoid the afternoon tummy rumbling carb rage I went to work creating this Keto mug biscuit for her. She helped but mostly with the eating part and I did my fair share as […]

Debt Free Mom Admits Becoming A Thrift Shopping Shopaholic : The Saturday Weekend Review #235

SPENDING MONEY NO MATTER WHERE YOU SHOP IS STILL SHOPPING   I can count off the top of my head about 6 thrift stores near me and we go to all of them at least once a month. Sounds shocking but it’s not especially when we are looking for something we need. Most often it’s clothes, craft supplies, CD’s and kitchen items. On occasion we find furniture or home decor but we really don’t need any of that stuff any longer. Shopping online sites like Kijiji or Craigslist is just as naughty as shopping secondhand because most often items purchased are well-loved  or deeply discounted by the owner. Thrift shopping online can be far more dangerous than going into the shop because you can do it from the comfort of your home. Sarah a mom of 2 young boys emailed me looking for some advice to help her curb her obsession with thrift shopping. She’s not alone in her plight to cut costs yet over-spend buying used and in some cases brand new items with or without tags. Here’s her story… Dearest Mr.CBB, My name is Sarah and I live in Hamilton, Ontario with my husband and two boys aged […]

Should You Have More Than One Income Source? : Our August 2017 Budget Update

MORE THAN ONE INCOME SOURCE DOESN’T MEAN YOU HAVE TO TRADE HOURS FOR MONEY PROVIDED YOU KNOW YOUR OPTIONS. Someone asked me the other week how I was going to adjust to having only one income source now that I’ve resigned from one of my full-time jobs. I responded by saying that it won’t bother me one bit, at least not right away. Why? I can finally breathe and try to get my life back on track because I felt like I was on autopilot for all those years even though I enjoy what I do. Thankfully we have income sources that earn us some extra income such as this blog and our retirement investments, but are they enough? That depends on how much money we’d like to make and without much effort. Unfortunately the blog does take lots of effort so we do have plenty of room for improving our income source options. Having more than one income source sounds draining especially when you’re already working full-time and any available overtime. Some couples only have one income source because either/or become a stay-at-home parent until their children are in school full-time. My mum did this while my father worked in […]

grocery game monthly challenge

The Ultimate Pantry Essentials For Frugal Fall Recipes : The Grocery Game Challenge 2017 #1 Sept 4-10

FALL SMELLS ARE ABOUT TO TAKE OVER YOUR HOUSE   So you want to start preparing Fall recipes but aren’t sure if you have everything you need in the kitchen to do so? It’s time to dust off the crock-pot and casserole (casa-roll-eh) dish Canadian style because the Fall chill is on and it’s time for some comfort food. Well, today we’re going pantry shopping for the Fall season to make sure we have all those precious basic ingredients along with must-have kitchen-tools to make some of the tastiest Fall recipes. The number one kitchen tool that we can all agree on to make Fall recipes is a crock-pot. If you don’t have one invest in one for under $40 and you’ll see just how easy cooking can be. We own a large programmable crock-pot that we’ve been using for years and just love. It was certainly a worthy investment for our kitchen. Once you’ve got your crock-pot it’s always handy to have baking sheets, loaf pans and other baking essentials so you are ready to bake up those Fall smells. What other essential kitchen tools can you think of for Fall?   Tastes of Fall   What kinds of […]

Simple Strawberry Rhubarb Chia Seed Jam (Low-Carb and Sugar-Free)

PACKED WITH FLAVOUR AND LOADED FULL OF NUTRIENTS THIS STRAWBERRY RHUBARB CHIA SEED JAM DELIVERS   Strawberry Rhubarb Chia Seed Jam comes packed full of nutrients, vibrant red in colour, tart yet sweet and perfect on its own or used as a topping or sauce. Close your eyes right now and imagine a stack of your favourite pancakes dripping with sugar-free syrup and Strawberry Rhubarb Chia Seed Jam. Delicious right? I don’t have to imagine because we’ve tried it and love it! We’ve also made homemade ice-cream with the jam then topped it off with even more of the preserve. It’s all around easy to make and deliciously healthy. What I love about this jam is that you don’t have to slave over the stove nor do any fancy work to get it done. Essentially this is a refrigerator or freezer jam which means you can store it away and enjoy without canning. The process takes about 30 minutes from start to finish but keeping it in the refrigerator over-night is the key to its success. All these years we’ve had this amazing rhubarb growing in our back garden which we presume made its way into the ground about 20 […]

8 Habits We Pursued To Became Powerful Savers : The Saturday Weekend Review #234

ONCE YOU FORM A HABIT IT BECOMES AUTOMATIC   Start to talk about money and everyone is all ears because not everyone is as rich as you think. Over the years I’ve come to realize that not everyone who wants to know about how savers get their money motivation actually want to do the same. I believe that reading about success stories for some people who want to become savers is like getting a high and then slowly coming down because they never take their goals to the next level. Mrs. CBB had her friend over the other day who just happens to be far younger than she is but our sons have grown up together. In fact they are best of buddies so we see them often and celebrate milestones together. Although, we could technically be their parents if we got pregnant at the same age they have, twice. I know, right, twice. They have two children under the age of 3 and they are barely out of their teenage years. They bought a second-hand newer model car, rent a basement apartment, go to school and work full-time. Who does that? Lots of people do and it’s not really […]

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