I love getting questions from my fans. Now you can easily ask me a question simply by filling out the following form. I try to respond to them all but if I don’t have an answer I won’t be able to email you back as I get many questions all the time. I do read each one of them. I will do my best to find an answer if I know someone who can help you out.

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Mr. CBB who was born and raised in the United Kingdom, moved to Canada where he is now a permanent resident. He is also a father to a very active 3 year old boy which keeps him young at heart. He bought his first house at the age of 21 in the UK after graduating University and his second at age 24. Mrs. CBB bought her first house at the age of 30. Both Mr.CBB and his wife are 40-ish year-old finance lovers who accomplished debt freedom before the age of 40. Canadian Budget Binder is a fun, family-friendly place where he shares their financial journey with his readers and hopes to learn about theirs. No silver-spoon just hard work and perseverance. Welcome to Canadian Budget Binder! You've got this!


  1. Cathy Olsen says:

    do you pay income tax on money withdrawn from mutual funds? ( Nova Scotia ,Canada)

  2. I though the grocery where on a price freeze ontel April of 2013 because the supper store and sobeys stores have rased there prices

  3. James Solodiuk says:

    Hi Mr. CBB, I was just wondering if you can give me some budget advice on how to feed a family of 4 like us with 2 teenagers on a small budget but leave ev1 full after a meal. Thank you f

    • Hi James,
      What exactly do you want to know in terms of budget advice? Do you have a grocery budget for your family of 4? We tend to have meals like pasta,rice,cous-cous, quinoa, with lots of vegetables and some protein. We tend to have many salads as a side all week as well but not always. Most people eat more than they should. We don’t need as much food as most think.

      The big part is you budget and designing meals around what you buy. If you buy convenience foods you will always pay more and eat less, in my opinion. Meal planning is very important and checking out weekly flyers to see what it on sale and matching it with coupons. Coupons can be used for health and beauty and other items to save you money so you can spend a bit more on quality food. IT all helps the budget.
      There are loads of posts on the blogs about grocery shopping, tips, tricks, or meals that I’ve posted here are cheap to make. Tonight we are making the potato and sausage tortilla… and it’s very filling and frugal to make with a side salad. More than enough for a family of 4. Cheers Mr.CBB

  4. Susan Hidden says:

    Retailers and such are considering chargeing the 2% they pay to credit card companies to the consumer upon purchases made with a c/c.What are your thoughts on the matter?

    • Hi Susan, there is an actual private form you click on above (you will see the click here link) so you can fill it out and the questions come straight to me as I would prefer it that way. Thanks Mr.CBB

    • If retailers went as far to charge me the 2% it’s easy, I wouldn’t use the card unless I was making the cash back and then some. I’m not going to pay for a service I don’t need when I have cash in the bank. As for others I think it’s a personal decision but if you have cash in the bank, think about what perks the card is offering you and if you are breaking even or coming out ahead. It would be interesting to see what would happen. Great question to ask the fans! Cheers Mr.CBB

  5. I think so Mary as we have been learning bits from alot of other great bloggers. Mainly it has helped us to see other areas that we could improve on such as the Grocery Budget. Simply by posting our shops we have been able to go from $600 a month to around $190 a month for groceries. It’s also helped us to realize that there are more things in the budget that we needed to categorize such as home maintenance as we weren’t saving enough. In the future if you like there is a link above that you click on to ask a Question and then once a week I will review them all and answer the one’s that I can in a blog post or ask the fans for insight. Cheers Mary!

  6. Mary F Campbell says:

    Has writing this blog made any changes to the way you & Mrs CBB view your own personal finances? and if so, how? (Oops, that was 2 questions!)

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