How To Prepare For Short-Term Lost Income Before It Happens : The Saturday Weekend Review #207

    WHEN YOU NEED A FEW DAYS OFF FROM WORK WITHOUT PAY THAT LOSS OF INCOME CAN CAUSE FINANCIAL STRAIN ON YOUR BUDGET.   Lost income can happen when you catch the flu and must call in sick to work. This means you’ll be short money on your next pay cheque and won’t earn as much money as you expect to. Most employers won’t cover your wages if you are off for a few days to a week and even ask for a doctor’s note which may cost you upwards of $50 out of your own pocket. Related: Doctors admonish employers for requesting sick notes, send $50 invoices. Work benefits for short-term might not kick in until after a specific time away from the job.It’s best to know what’s covered and what you need to cover yourself. If you opt out of paying into your work benefits program it’s best to make sure that you are covered somehow, somewhere ahead of time. Rely on no one but yourself! The best income protection is your own because you don’t have to fight anyone for that nor do you have to wait to get the cash you need. Any time an […]

How a recent car accident opened my eyes

CAR CRASHES CHANGE YOUR LIFE   I was reading statistics on car accidents recently that says most drivers will be involved in at least 2 car accidents throughout their lifetime.   At the age of 31 I now fall into this statistic, being involved in my second car accident just a couple weeks ago now. I am hoping it will be the last. Being an experienced driver with over 14 years on the road neither of the car accidents I was involved in was I behind the wheel. I was the passenger both times and that has changed the way I feel about being a passenger. Read on. My first car crash was when I was 15 and was unavoidable. What happened was that some local livestock got loose from a farm and the dark country roads made for a crummy ending to my mother’s and my day. The most recent car accident I was involved in could have been avoided and was caused due to inexperience and panicking due to poor road conditions. Both car accidents have left me a cautious driver behind the wheel but the lack of control being a passenger in a vehicle has left me […]