Twenty Year-Old Father Taught Me About Financial Responsibility In 30 minutes

I DON’T WANT TO BE BROKE LIKE MY PARENTS WERE WHEN I WAS YOUNG   Financial responsibility follows you for life and one young father shares his life plans with me and with two powerful words “He wants” becoming the driving force behind his journey in all aspects of life. Have you ever asked yourself, “What would you do differently if you could go back in time?” I have, and knowing what I know now there would be some changes to the way that I save money, earn money and invest it. My life was automated because I was so focused on school and working that even I may have paid more than I should have at times. Financial Responsibility was nothing my fellow University friends would think about while in school. It was no big deal to blow money down at the pub or to take a girl out on a lavish date with all the trimmings. Money was no object when it was given by the bank of mum and dad. When I was in my early twenties I bought my first house then sold it to buy a bigger house. I wanted in the real estate game […]

grocery game monthly challenge

When you see someone stealing food: The Grocery game challenge #4 Feb 24- Mar 2, 2014

DON’T GET CAUGHT STEALING   I hope I don’t ever have to witness someone stealing food at the grocery store but the reality is that theft at the grocery store happens every day. I don’t have to define stealing to anyone because we learn from a young age that if it doesn’t belong to us we don’t touch it and if you don’t pay for it then it’s not yours, full-stop. Have you ever walked out of a store and the alarms at the door go off because one of your products has a magnetic strip that wasn’t scanned? Or you did steal something and got caught… oh, now what? The alarms going off have happened to almost anyone and the first thing we do is shake our heads and say… I don’t know I paid for everything? We are in a stunned state. I’m to the point where it’s happened so often i just walk back and have them check the products again. A friend of mine had this belt he wore and it set off the alarms at every shop we went in. He got so embarrassed one day in the mall that he took it off and […]

How to handle when your spouse spends too much money

When Money Becomes A Problem   Money can easily become an issue in a marriage when one spouse spends more than the couple earns. Whether the spending habit was there before the union or it occurs as the marriage progresses it must be addressed before it spirals out of control. As I was walking to my car the other day leaving a grocery store my eye caught a woman walking back towards her car. Her husband was waiting at the car as she was throwing her hands up in the air obviously annoyed, as she approached their vehicle. I heard her say ‘I thought we had money on that card’. I am assuming she was unsuccessful paying for their grocery bill which brought up a lot of issues with her spouse. Her husband with an irritated look on his face got out of the car and proceeded to head back into the store with her. Not knowing their story and why the expected funds were not available I can only assume that there was a lack of communication or an oversight with their finances. I don’t know how this story ended as I minded my own business and continued to […]

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